Pending

$339,900

Est. $2,167/mo —

•

2,391

sq ft

12704 Cold Stream Rd, Noblesville, IN 46060

About this home

Motivated Sellers: Closing cost credit available for an acceptable offer! Welcome home to this beautifully maintained, original-owner home in one of Noblesville's most desirable communities! Situated on a premium pond-view lot, this spacious residence offers the perfect combination of comfort, convenience, and outdoor living. Step inside to find fresh luxury vinyl plank flooring installed within the last 24 months, an inviting open-concept layout, and abundant natural light throughout. The main level features a versatile front flex room ideal for a home office, playroom, or formal living space, while the expansive kitchen offers abundant cabinetry, a center island, stainless steel appliances, and seamless flow into the dining and family room areas. One of the standout features of this home is the large poured concrete patio overlooking the pond, creating the perfect setting for relaxing evenings, entertaining guests, or enjoying peaceful water views from your own backyard. Major mechanical updates provide added peace of mind, including a new water heater and new water softener installed within the last 24 months. The HVAC system has been consistently serviced and includes an upgraded infrared air purification system for enhanced indoor air quality and comfort. Located in a highly sought-after Noblesville location, residents enjoy easy access to shopping, dining, parks, schools, and major commuter routes, all within a welcoming community setting. This move-in ready home combines thoughtful updates, a premium lot, and an exceptional location-an opportunity you won't want to miss!

Single-familyProperty Type

2014Year Built

5,227 sq ftLot Size

$142Price/Sq.Ft.

2 car garageParking

Listed by Edward Ingle • Advocate Realty

Listing updated: Aug 8, 2026 at 09:05am

Redfin checked: 3 minutes ago

•Source:MIBOR as Distributed by MLS Grid #22106796

Payment calculator

$2,167 per month

Principal and interest$1,786

Property taxes

$279

HOA dues

Home insurance

$102

Utilities

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Down payment assistance

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SUN, 12PM TO 2PM
$480,000
4 beds2.5 baths2,701 sq ft
3783 Railhead Ave, Westfield, IN 46074
OPEN SUN, 12PM TO 2PM3D WALKTHROUGH
$400,000
3 beds3 baths2,100 sq ft
10069 Adler Ct, Noblesville, IN 46060
OPEN SUN, 12PM TO 2PMVIDEO TOUR
$330,000
3 beds2 baths1,569 sq ft
11546 Jamestown Dr W, Fishers, IN 46038
OPEN SUN, 12PM TO 2PM3D WALKTHROUGH
$1,000,000
4 beds3.5 baths3,948 sq ft
10707 Compass Ct, Indianapolis, IN 46256
OPEN SUN, 12PM TO 2PM
$425,000
3 beds2.5 baths2,204 sq ft
5077 Covington Blvd, McCordsville, IN 46055
OPEN SUN, 12PM TO 2PM
$459,000
4 beds3.5 baths2,953 sq ft
9100 Merrill Ct, Fishers, IN 46038
OPEN SUN, 12:30PM TO 2PM
$849,900
5 beds4 baths5,843 sq ft
9717 Mustang Trl, Fishers, IN 46040
REDFIN OPEN SUN, 1PM TO 3PM3D WALKTHROUGH
$418,900
3 beds2.5 baths2,033 sq ft
12628 Stanwich Pl, Carmel, IN 46033
OPEN SUN, 2PM TO 4PM
$365,000
3 beds2.5 baths2,712 sq ft
898 S 9th St, Noblesville, IN 46060
OPEN SUN, 2PM TO 4PM
$399,900
3 beds2 baths1,584 sq ft
1865 Cicero Rd, Noblesville, IN 46060

Around this home

Schools

K - 12
Preschool & daycare

Deer Creek Elementary

Public PreK-4 • Assigned • 0.4mi

8/10

Fishers Junior High School

Public 7-8 • Assigned • 3.7mi

9/10

Hamilton Southeastern High School

Public 9-12 • Assigned • 3.2mi

10/10

Provided by GreatSchools

About Deer Path of

Noblesville

Deer Path of Noblesville, located between Downtown Noblesville and Morse Reservoir, is a residential and commuter-friendly Noblesville neighborhood with curving cul-de-sacs and mature tree lines. The neighborhood reads as late-20th-century suburban, with brick-front homes, attached garages, and tidy sidewalks that shape a calm streetscape. The character concentrates around the SR 32 and Hazel Dell Parkway corridor, where local eateries, coffee counters, and everyday errands cluster in a steady daytime rhythm. Community pillars nearby include The Belfry Theatre, Noble Coffee & Tea Company, and Four Day Ray Brewing. Forest Park and the White River Greenway add a nature-forward counterpoint to the built landscape. Downtown’s courthouse square brings seasonal events and a walkable main-street feel within a short drive.

Provided by Walk Score and Local Logic

Market insights

12704 Cold Stream Rd · $339,900

DAYS ON MARKET

The average home goes pending in 11 days.

SALE-TO-LIST

Most homes are selling 0% below list price.

LIST PRICE

Median sale price in this area is $518,622. (53% higher than this home)

PRICE DROP

26% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Attic access
High ceilings
Vaulted ceilings
Kitchen island
Smart thermostat
Walk-in closets

Bedrooms
Three bedrooms on the upper level

Bathrooms
Two full bathrooms (upper)
One half bathroom (main)

Kitchen
Electric cooktop
Electric oven
Range hood
Microwave
Dishwasher
Disposal
Refrigerator
Water softener owned

Laundry & utility
In-unit laundry
Dryer
Electric water heater
Water heater

Heating & cooling
Electric heating
Central air conditioning

Sale and tax history for 12704 Cold Stream Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$3,342 (−1.8%)

$77,400 + $237,200

$314,600

2024

$3,404 (−0.7%)

$77,400 + $237,200

$314,600

2023

$3,427 (−3.0%)

$77,400 + $216,100

$293,500

2022

$3,531 (+23.3%)

$77,400 + $218,500

$295,900

2021

$2,864 (+9.5%)

$41,500 + $253,600

$295,100

2020

$2,616 (−3.5%)

$41,500 + $196,800

$238,300

2019

$2,711 (+8.8%)

$41,500 + $175,900

$217,400

2018

$2,492 (+12.9%)

$19,500 + $205,600

$225,100

2017

$2,207 (+6.4%)

$19,500 + $167,100

$186,600

2016

$2,074 (+7.4%)

$19,500 + $167,100

$186,600

2015

$1,931

$19,500 + $156,300

$175,800

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

50 ft.

Lot depth

106 ft.

Lot size

5,227 Sq. Ft.

Year renovated

2014

Finished Sq. Ft.

2,356

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,356

Year built

2014

Style

Single Family Residential

County

Hamilton County

APN

291115034021000022

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 20, 2026.

R5/PD

Moderate to High Density One and Two-Family Residential-Planned Development Overlay District

Moderate to High Density One and Two-Family Residential: The purpose of the R-5 District is to encourage the establishment of multi-family dwellings of high density. The predominant housing type would be townhouses and garden apartments. All such districts should abut major collector or arterial streets as specified by the local agency responsible for transportation or the Indiana Department of Transportation INDOT. The district must be served with central water and sanitary sewer facilities of sufficient capacity.; Planned Development Overlay: This district is intended to provide flexibility in specific locations for development that is in the public interest and would not otherwise be permitted pursuant to this ordinance. Such flexibility is provided to achieve certain comprehensive plan policies, accommodate rapid changes in design and technology in the construction industry, and address new and varied demands in the housing and commercial markets, all in a manner that will be consistent with the objectives of the City and the Townships. Encourage a more creative approach in land and building site planning. Encourage an efficient, aesthetic, and desirable use of open space. Promote variety in the physical development pattern of the community. Achieve flexibility and provide incentives for development that will produce a wider range of choice in satisfying the changing urban needs. Encourage renewal of older areas where new development and restoration are needed to revitalize the area. Permit special consideration of property with unique features, such as historical significance, unusual topography, landscape amenities, size, and shape. Recapture bypassed land so poorly planned and developed as to be a public liability. Simplify processing of development proposals for developers and the Commission by providing for concurrent review of land use, subdivision, public improvements and site considerations.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Housing-Multiple units
Housing-Senior
Office
Public service
Fire house
Police station
Post office
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 18 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Noblesville, IN • 46060

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

84/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 12704 Cold Stream Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $360,000 and $465,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $360K to $465K.

SOLD DEC 12, 2025
$360,000 Last sold price
3 beds2.5 baths2,760 sq ft
15182 Fallen Leaves Ln, Noblesville, IN 46060
$12/sq ft
larger lot
3 years older
SOLD MAY 28, 2026
$465,000 Last sold price
4 beds3 baths2,334 sq ft
15732 Showdown Rd, Noblesville, IN 46060
$57/sq ft
12 years newer
SOLD MAR 6, 2026
$404,900 Last sold price
4 beds2.5 baths2,389 sq ft
12335 Medford Pl, Noblesville, IN 46060
$27/sq ft
larger lot
5 years newer
SOLD MAR 16, 2026
$372,000 Last sold price
4 beds2.5 baths2,616 sq ft
12465 Old Pond Rd, Noblesville, IN 46060
larger lot
6 years older
SOLD JUN 17, 2026
$399,000 Last sold price
4 beds2.5 baths2,006 sq ft
12985 South Rim Dr, Noblesville, IN 46060
$57/sq ft
larger lot
12 years newer
SOLD MAY 15, 2026
$390,000 Last sold price
4 beds2.5 baths2,131 sq ft
12961 South Rim Dr, Noblesville, IN 46060
$41/sq ft
larger lot
12 years newer

This home is pending

The seller has accepted an offer, and this property is now .

Have questions?

Andrea Ratcliff

Noblesville Redfin Agent

Andrea Ratcliff typically replies in about 25 minutes

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Details provided by MIBOR as Distributed by MLS Grid and may not match the public record. Learn more.

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