OFF MARKET

Off market jun 2025 for $635K

$676,365

•

2,627

sq ft

10140 Jefferson Rd, Osceola, IN 46561

About this home

This beautifully updated 4-bedroom, 3-bath home blends modern elegance with comfortable living and effortless entertaining. The open floor plan is filled with natural light, showcasing stunning views of the St. Joseph River from nearly every room. The finished walkout basement adds extra living space and leads to a second deck—perfect for relaxing andtaking in the peaceful riverfront setting. Outside, enjoy your own private oasis featuring a sparkling inground saltwater pool, spacious areas for lounging, dining, and entertaining. The home sits along more than 8 miles of recreational river between the Elkhart Hydro Dam and the Twin Branch Dam, offering endless opportunities for boating, waterskiing, wakeboarding, and fishing for largemouth and smallmouth bass, walleye, northern pike, and more. Whether you're hosting guests or enjoying a quiet evening by the water, thebeauty of the St. Joseph River is always within view. Don't miss this rare opportunity to own a true waterfront paradise—schedule your private showing today!

Single-familyProperty Type

1993Year Built

0.4 acresLot Size

$257Est. Price/Sq.Ft.

3 car garageParking

Listed by Maria Lisenko • Cressy & Everett - South Bend

Contact: Cell: 574-300-4969

Bought with David Miller • Berkshire Hathaway HomeServices Elkhart

Redfin checked: a few seconds ago

•Source:IRMLS #202517406

Redfin Estimate

$676,365

$41K since sold in June 2025$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 101.1% higher than the average sale price ($336K) of 6 comparable homes.

SOLD OCT 13, 2026
$321,000
A
3 beds2 baths2,310 sq ft
54960 E Sunray Dr, Osceola, IN 46561
SOLD AUG 6, 2026
$367,500
B
3 beds2.5 baths2,566 sq ft
10879 Gorden Setter Dr, Osceola, IN 46561
SOLD MAR 6, 2026
$282,000
C
4 beds3 baths2,410 sq ft
10350 Rosewood Ct, Osceola, IN 46561
SOLD JUN 29, 2026
$355,000
D
5 beds3 baths2,257 sq ft
10888 Golden Pheasant Dr, Osceola, IN 46561
SOLD SEP 4, 2026
$359,900
E
3 beds3 baths3,000 sq ft
55796 Wild Game Dr, Osceola, IN 46561
SOLD JUL 24, 2026
$333,000
F
3 beds2.5 baths2,182 sq ft
10035 Ashwood Forest Dr, Osceola, IN 46561

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Earn from this home

Rent

$3,480/mo

Redfin rental estimate

List your home for rent

Market trends in 46561, IN

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.6%

0.3% MoM

Median sale price

$352K

$2K MoM

Avg. days on market

30d

12 days MoM

Recently sold homes

5 MoM

New listings for sale

$364,900
2 beds1 bath1,080 sq ft
10564 Jefferson Blvd, Osceola, IN 46561
$549,000
3 beds1 bath1,331 sq ft
10272 Douglas Rd, Osceola, IN 46561
$609,000
3 beds2 baths2,155 sq ft
11206 Calle Jules Ct #323, Osceola, IN 46561
$641,000
4 beds2.5 baths2,452 sq ft
11082 Calle Jules Ct #316, Osceola, IN 46561
$419,900
4 beds2.5 baths2,026 sq ft
10343 Heather Brooke Dr, Osceola, IN 46561
$499,999
3 beds2 baths1,724 sq ft
11377 Albany Ridge Dr, Osceola, IN 46561
$249,900
3 beds1 bath750 sq ft
55411 Beech Rd, Osceola, IN 46561
$279,000
3 beds2 baths1,716 sq ft
10511 Jefferson Rd, Osceola, IN 46561
$390,000
5 beds2.5 baths2,656 sq ft
11044 E River Oaks Ln, Osceola, IN 46561
$300,000
3 beds2 baths1,468 sq ft
10524 Curtis St, Osceola, IN 46561
See all

Provided by Redfin

Sale history for 10140 Jefferson Rd

Date

Event

Price

IRMLS #202517406

Jun 24, 2025

Sold

$635,000

$242/sq ft

Jun 23, 2025

Pending

—

May 14, 2025

Contingent

—

May 13, 2025

Listed

$635,000

$242/sq ft

IRMLS #202509491

Mar 22, 2025

Listed

$650,000

$247/sq ft

IRMLS #201937910

Dec 11, 2019

Sold

$285,000

$108/sq ft

Aug 28, 2019

Listed

$325,000

$124/sq ft

+31

Riverfront home with gorgeous views from multi level decks. Enjoy a swim in the pool from one of the decks overlooking the river. The home features an open kitchen, dining and great room with a stone fireplace and cathedral ceiling. Kitchen has stainless-steal appliances and beautifully upgraded tile back splash. Master bedroom with a balcony overseeing the river, cathedral ceiling, walk in closet, and full bathroom. Large family room on lower level with glass sliding doors to a large deck on river side. Lower level has a stone fireplace, full bathroom and a fourth bedroom. Main floor laundry room, attached, 3 car heated garage with extra storage along with a shed for more storage. Deck has steps leading down to the water and an out building great for storing water toys and recreational items. PHM schools. Seller aware home needs new carpet and paint so priced accordingly.

Year

Property tax

Land + Additions

Assessment*

2025

$4,665 (+29.1%)

$111,200 + $437,600

$548,800

2024

$3,615 (+2.5%)

$111,200 + $437,600

$548,800

2023

$3,528 (−9.9%)

$111,200 + $437,600

$548,800

2022

$3,914 (+29.7%)

$111,300 + $278,400

$389,700

2021

$3,018 (+1.1%)

$111,300 + $278,600

$389,900

2020

$2,987 (+17.8%)

$49,000 + $238,300

$287,300

2019

$2,535 (+8.8%)

$49,000 + $238,700

$287,700

2018

$2,329 (−4.2%)

$41,500 + $202,400

$243,900

2017

$2,431 (+23.5%)

$39,900 + $197,400

$237,300

2016

$1,969 (−13.0%)

$39,900 + $197,400

$237,300

2015

$2,263 (−24.4%)

$32,600 + $193,600

$226,200

2013

$2,993

$32,700 + $192,100

$224,800

Tax history for 10140 Jefferson Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,665 (+29.1%)

$111,200 + $437,600

$548,800

2024

$3,615 (+2.5%)

$111,200 + $437,600

$548,800

2023

$3,528 (−9.9%)

$111,200 + $437,600

$548,800

2022

$3,914 (+29.7%)

$111,300 + $278,400

$389,700

2021

$3,018 (+1.1%)

$111,300 + $278,600

$389,900

2020

$2,987 (+17.8%)

$49,000 + $238,300

$287,300

2019

$2,535 (+8.8%)

$49,000 + $238,700

$287,700

2018

$2,329 (−4.2%)

$41,500 + $202,400

$243,900

2017

$2,431 (+23.5%)

$39,900 + $197,400

$237,300

2016

$1,969 (−13.0%)

$39,900 + $197,400

$237,300

2015

$2,263 (−24.4%)

$32,600 + $193,600

$226,200

2013

$2,993

$32,700 + $192,100

$224,800

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

150 ft.

Lot depth

116 ft.

Lot size

0.48 Acres

Year renovated

1993

Sq. Ft.

2,620

Year built

1993

Style

Single Family Residential

County

St. Joseph County

APN

711009228003000031

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Single Family District

The R single family districts are established to protect, promote and maintain the development of single-family dwellings as well as provide for other limited residential, public and institutional uses that are compatible with residential development located at the periphery of an urban area.

Permitted uses

Include but are not limited to:

Agriculture
Assembly/ meeting place
Community / recreation center
Religious facility
Housing-Single unit
Housing-Other
Educational/school
Library
Golf related
Cemetery

Property details

Parking

Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 3
Parking Features: Off Street, Attached

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Window Features: Window Treatments
Appliances: Dishwasher, Microwave, Refrigerator, Washer, Gas Oven, Dryer
Has Fireplace
# of Fireplaces: 2
Fireplace Features: Family Room, Basement

Room Information
# of Rooms Total: 7
Laundry Features: Main Level
Has Basement
Basement Details: Full, Walk-Out Access

Exterior

Building Information
Above Grade Finished Area: 1,433
Below Grade Finished Area: 1,194
# of Stories Total: 2
Construction Materials: Vinyl Siding
Foundation Details: Concrete Perimeter

Property Features
On Waterfront
Waterfront Features: River Front

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home

Lot Information
Lot Features: Sloped, Waterfront
Frontage Type: Waterfront
Water Body Name: Saint Joseph River
Lot Size Dimensions: 150 x 116
Lot Size Acres: 0.4

Financial

Tax Information
Tax Annual Amount: $3,700

Utilities

Utility Information
Water Source: Private, Well
Sewer: None

Location

Schools Information
School District: Penn-Harris-Madison School Corp.
Elementary School: Bittersweet
Middle Or Junior School: Schmucker
High School: Penn

Location Information
Directions: County Line Rd to Jefferson, approx 1 block from county Line Rd
Subdivision Name: None

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 2,620
Stories: —
Lot Size: 0.48 acres
Style: Single Family Residential
Year Built: 1993
Year Renovated: 1993
County: St. Joseph County
APN: 711009228003000031

Home facts updated by county records on Sep 9, 2026

Other

Listing Information
List AOR: Greater South Bend-Mishawaka AOR
AttributionContact: Cell: 574-300-4969

Around this home

Schools

Moran Elementary School

Public K-5 • Assigned • 1.3mi

7/10

Schmucker Middle School

Public 6-8 • Assigned • 2.4mi

9/10

Penn High School

Public 9-12 • Assigned • 2.1mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 101° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Osceola, IN • 46561

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.3 hours in June and 2.9 hours in December, placing it below the U.S. average for solar exposure.

10.3 hrs

2.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$643,000 – $778,000

Sell confidently with a local market expert in Osceola. 3 minutes to get started.

Nearby similar homes

$549,000

3 beds1 bath1,331 sq ft

10272 Douglas Rd, Osceola, IN 46561

$599,000

6 beds2 baths2,080 sq ft

10374 Douglas Rd, Osceola, IN 46561

$320,000

3 beds2 baths1,655 sq ft

30046 County Road 108 Rd, Elkhart, IN 46514

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5 beds4.5 baths3,092 sq ft

10098 Jefferson Rd, Osceola, IN 46561

$300,000

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10524 Curtis St, Osceola, IN 46561

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211 E Louis St, Osceola, IN 46561

New listings for sale in 46561

$364,900

2 beds1 bath1,080 sq ft

10564 Jefferson Blvd, Osceola, IN 46561

$549,000

3 beds1 bath1,331 sq ft

10272 Douglas Rd, Osceola, IN 46561

$609,000

3 beds2 baths2,155 sq ft

11206 Calle Jules Ct #323, Osceola, IN 46561

$641,000

4 beds2.5 baths2,452 sq ft

11082 Calle Jules Ct #316, Osceola, IN 46561

$419,900

4 beds2.5 baths2,026 sq ft

10343 Heather Brooke Dr, Osceola, IN 46561

$499,999

3 beds2 baths1,724 sq ft

11377 Albany Ridge Dr, Osceola, IN 46561

$249,900

3 beds1 bath750 sq ft

55411 Beech Rd, Osceola, IN 46561

$279,000

3 beds2 baths1,716 sq ft

10511 Jefferson Rd, Osceola, IN 46561

$390,000

5 beds2.5 baths2,656 sq ft

11044 E River Oaks Ln, Osceola, IN 46561

Home values near 10140 Jefferson Rd

Data from public records.

Address	Redfin Estimate
10084 Jefferson Road, Osceola, IN 4 Beds \| 2 Baths \| 2297 Sq. Ft.	$536,787
10059 Jefferson Road, Osceola, IN 4 Beds \| 2.5 Baths \| 2100 Sq. Ft.	$344,680

Address	Redfin Estimate
10227 Jefferson Road, Osceola, IN 5 Beds \| 3 Baths \| 3334 Sq. Ft.	$573,805
10176 Jefferson Road, Osceola, IN 3 Beds \| 2.5 Baths \| 1480 Sq. Ft.	$362,545

Address	Redfin Estimate
10133 Jefferson Road, Osceola, IN 3 Beds \| 2.5 Baths \| 1536 Sq. Ft.	$306,233
10181 Jefferson Road, Osceola, IN 3 Beds \| 2 Baths \| 2000 Sq. Ft.	$326,661

Property information provided by IRMLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 46561, IN

Sale history for 10140 Jefferson Rd

Tax history for 10140 Jefferson Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 46561

Home values near 10140 Jefferson Rd

More real estate resources