OFF MARKET

Off market apr 2019 for $374K

$625,956

•

3,124

sq ft

11348 Jefferson Rd, Osceola, IN 46561

About this home

Beautiful Waterfront custom built home on the Lower St. Joe river . This home was built 20 years ago and needs updates but will be well worth it! The fenced in oversized front yard makes a playground for children or family pets. Steps walk you down to your private pier. The property also has an extra two car detached garage. As you enter the property from the rear of the house you pass thru the mudroom/ 1st floor laundry area and enter the main floor living area with vaulted ceilings and take in the breathtaking views. So many Pella windows in this home that you can view the river from just about every room in the house. The split floorplan allows for the Master EnSuite to be on the mainlevel . The rest of the bedrooms are upstairs . One room has washer and dryer hookups in the closet in case you want to have 2nd floor laundry. Almost all bedrooms are connected to their own personal full bathroom . The seller has agreed to hold $2000 back in escrow for carpet updates . Want to entertain? The walkout basement has a full bathroom with garden tub and custom tile work. The main space is partially finished just waiting for your personal touches. Some work on the walkout basement would make this home a dream. If you want to do laundry down stairs, there is yet another hook up for washer and dryer. Both garages are heated and equipped with electrical. Schedule your private showing today. Pre Approved Buyers only. AHS Home Warranty Included. Seller is motivated and willing to entertain all offers.

Single-familyProperty Type

1999Year Built

0.44 acresLot Size

$200Est. Price/Sq.Ft.

2 car garageParking

Listed by Cheryl Ploskonka • Century 21 Circle

Bought with James Rudasics • At Home Realty Group

Redfin checked: 2 minutes ago

•Source:IRMLS #201904009

Redfin Estimate

$625,956

$252K since sold in April 2019$6,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 29% higher than the average sale price ($485K) of 6 comparable homes.

SOLD AUG 24, 2026
$417,499
A
4 beds2.5 baths3,919 sq ft
11553 Strohm Dr, Mishawaka, IN 46545
SOLD OCT 16, 2026
$382,000
B
3 beds3.5 baths2,958 sq ft
11689 S Strohm Dr, Mishawaka, IN 46545
SOLD AUG 28, 2026
$713,000
C
4 beds3 baths3,187 sq ft
4320 Cottage Ave, Mishawaka, IN 46544
SOLD SEP 4, 2026
$359,900
D
3 beds3 baths3,000 sq ft
55796 Wild Game Dr, Osceola, IN 46561
SOLD JUN 26, 2026
$388,000
E
4 beds2.5 baths3,415 sq ft
11656 Black Friars Ln, Mishawaka, IN 46545
SOLD MAY 12, 2026
$650,000
F
4 beds3 baths3,186 sq ft
709 W Shore Dr, Osceola, IN 46561

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Earn from this home

Rent

$3,795/mo

Redfin rental estimate

List your home for rent

Market trends in 46561, IN

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.6%

0.3% MoM

Median sale price

$352K

$2K MoM

Avg. days on market

30d

12 days MoM

Recently sold homes

5 MoM

New listings for sale

$364,900
2 beds1 bath1,080 sq ft
10564 Jefferson Blvd, Osceola, IN 46561
$549,000
3 beds1 bath1,331 sq ft
10272 Douglas Rd, Osceola, IN 46561
$609,000
3 beds2 baths2,155 sq ft
11206 Calle Jules Ct #323, Osceola, IN 46561
$641,000
4 beds2.5 baths2,452 sq ft
11082 Calle Jules Ct #316, Osceola, IN 46561
$419,900
4 beds2.5 baths2,026 sq ft
10343 Heather Brooke Dr, Osceola, IN 46561
$499,999
3 beds2 baths1,724 sq ft
11377 Albany Ridge Dr, Osceola, IN 46561
$249,900
3 beds1 bath750 sq ft
55411 Beech Rd, Osceola, IN 46561
$279,000
3 beds2 baths1,716 sq ft
10511 Jefferson Rd, Osceola, IN 46561
$390,000
5 beds2.5 baths2,656 sq ft
11044 E River Oaks Ln, Osceola, IN 46561
$300,000
3 beds2 baths1,468 sq ft
10524 Curtis St, Osceola, IN 46561
See all

Provided by Redfin

Sale history for 11348 Jefferson Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,788 (+30.7%)

$92,000 + $557,300

$649,300

2024

$4,428 (+3.1%)

$92,000 + $557,300

$649,300

2023

$4,296 (−10.0%)

$92,000 + $557,300

$649,300

2022

$4,775 (+22.1%)

$92,000 + $372,200

$464,200

2021

$3,910 (+1.4%)

$92,000 + $372,200

$464,200

2020

$3,858 (+30.2%)

$40,100 + $331,000

$371,100

2019

$2,963 (+9.4%)

$40,100 + $331,500

$371,600

2018

$2,709 (−1.4%)

$34,000 + $252,000

$286,000

2017

$2,748 (+22.1%)

$32,100 + $238,300

$270,400

2016

$2,250 (−2.8%)

$32,100 + $238,300

$270,400

2015

$2,314 (−27.1%)

$26,800 + $200,800

$227,600

2013

$3,173

$26,800 + $204,200

$231,000

Tax history for 11348 Jefferson Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,788 (+30.7%)

$92,000 + $557,300

$649,300

2024

$4,428 (+3.1%)

$92,000 + $557,300

$649,300

2023

$4,296 (−10.0%)

$92,000 + $557,300

$649,300

2022

$4,775 (+22.1%)

$92,000 + $372,200

$464,200

2021

$3,910 (+1.4%)

$92,000 + $372,200

$464,200

2020

$3,858 (+30.2%)

$40,100 + $331,000

$371,100

2019

$2,963 (+9.4%)

$40,100 + $331,500

$371,600

2018

$2,709 (−1.4%)

$34,000 + $252,000

$286,000

2017

$2,748 (+22.1%)

$32,100 + $238,300

$270,400

2016

$2,250 (−2.8%)

$32,100 + $238,300

$270,400

2015

$2,314 (−27.1%)

$26,800 + $200,800

$227,600

2013

$3,173

$26,800 + $204,200

$231,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

4.5

Stories

—

Lot width

100 ft.

Lot depth

190 ft.

Lot size

0.44 Acres

Year renovated

1999

Sq. Ft.

3,566

Year built

1999

Style

Single Family Residential

County

St. Joseph County

APN

711008206007000031

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Single Family District

The R single family districts are established to protect, promote and maintain the development of single-family dwellings as well as provide for other limited residential, public and institutional uses that are compatible with residential development located at the periphery of an urban area.

Permitted uses

Include but are not limited to:

Agriculture
Assembly/ meeting place
Community / recreation center
Religious facility
Housing-Single unit
Housing-Other
Educational/school
Library
Golf related
Cemetery

Property details

Parking

Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Garage Door Opener, Concrete, Heated Garage, Garage, Attached

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 4
# of Half Bathrooms: 1
# of Main Level Bathrooms: 2

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air

Interior Features
Interior Features: Vaulted Ceiling(s), Entrance Foyer, Eat-in Kitchen, Master Downstairs
Appliances: Dishwasher, Microwave, Refrigerator
Flooring: Carpet, Ceramic Tile
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas Log

Room Information
# of Rooms Total: 10
Laundry Features: Washer Hookup, Main Level
Has Basement
Basement Details: Partially Finished, Walk-Out Access

Exterior

Exterior Features
Patio And Porch Features: Deck
Roof: Shingle

Building Information
Above Grade Finished Area: 2,269
Below Grade Finished Area: 855
# of Stories Total: 3
Construction Materials: Vinyl Siding
Has Home Warranty
Foundation Details: Concrete Perimeter

Property Features
On Waterfront
Waterfront Features: River Front
Security Features: Smoke Detector(s)
Other Structures: Second Garage

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home

Lot Information
Lot Features: Waterfront
Frontage Type: Waterfront
Water Body Name: St. Joe River Lower
Lot Size Dimensions: 100 x 190
Lot Size Acres: 0.4362

Financial

Tax Information
Tax Annual Amount: $2,748

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank

Location

Schools Information
School District: Penn-Harris-Madison School Corp.
Elementary School: Bittersweet
Middle Or Junior School: Schmucker
High School: Penn

Location Information
Directions: Bittersweet to Jefferson. East on Jefferson past Penn High School and property is on the right before Ash Rd.
Subdivision Name: None

Public facts

Beds: 3
Baths: 4.5
Sq. Ft.: 3,566
Stories: —
Lot Size: 0.44 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: 1999
County: St. Joseph County
APN: 711008206007000031

Home facts updated by county records on Sep 9, 2026

Other

Listing Information
List AOR: Greater South Bend-Mishawaka AOR

Around this home

Schools

Bittersweet Elementary School

Public PreK-5 • Assigned • 1.0mi

8/10

Schmucker Middle School

Public 6-8 • Assigned • 1.2mi

9/10

Penn High School

Public 9-12 • Assigned • 0.9mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 101° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Osceola, IN • 46561

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.3 hours in June and 2.9 hours in December, placing it below the U.S. average for solar exposure.

10.3 hrs

2.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$595,000 – $720,000

Sell confidently with a local market expert in Osceola. 3 minutes to get started.

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$499,999

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Home values near 11348 Jefferson Rd

Data from public records.

Address	Redfin Estimate
11344 Jefferson Road, Osceola, IN 3 Beds \| 2.5 Baths \| 1956 Sq. Ft.	$472,680
11472 Jefferson Road, Osceola, IN 3 Beds \| 3.5 Baths \| 3772 Sq. Ft.	$535,326

Address	Redfin Estimate
11416 Jefferson Road, Osceola, IN 2 Beds \| 2 Baths \| 2117 Sq. Ft.	$384,958
11336 Jefferson Road, Osceola, IN 3 Beds \| 2 Baths \| 2044 Sq. Ft.	$362,342

Address	Redfin Estimate
11438 Jefferson Road, Osceola, IN 3 Beds \| 2 Baths \| 1808 Sq. Ft.	$404,944
11446 Jefferson Road, Osceola, IN 2 Beds \| 1 Baths \| 1536 Sq. Ft.	$304,658

Property information provided by IRMLS when last listed in 2019. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 46561, IN

Sale history for 11348 Jefferson Rd

Tax history for 11348 Jefferson Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 46561

Home values near 11348 Jefferson Rd

More real estate resources