OFF MARKET

Off market jul 2021 for $198K

$258,232

•

1,640

sq ft

409 S Apple Rd, Osceola, IN 46561

About this home

This is it! The country house you've been waiting for. PHM Schools, almost an acre of land, and so much charm and character just waiting for you to call home! Pull in the driveway and find yourself surrounded by a meticulously planned 3 season country garden filled with low maintenance perennials that will grow back time and time again for you to enjoy. Step inside the wrap around porch and you will find a home that has been beautifully updated while still keeping the raw country charm of this homes original features. The back yard continues on with raised garden beds and a row of fruit trees to enjoy. The large 2 car garage offers an additional space with tons of extra storage. Some additional updates include new well and bladder tank 2013, new septic 2017, and brand new HVAC 2020. Don't miss it, schedule your showing today!

Single-familyProperty Type

1899Year Built

0.73 acresLot Size

$157Est. Price/Sq.Ft.

2 car garageParking

Listed by Lauren Mersich • Howard Hanna SB Real Estate

Bought with Kent Guy • Weichert Rltrs-J.Dunfee&Assoc.

Redfin checked: 3 minutes ago

•Source:IRMLS #202121945

Redfin Estimate

$258,232

$60K since sold in July 2021$0 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1% lower than the average sale price ($261K) of 6 comparable homes.

SOLD SEP 25, 2026
$286,000
A
4 beds1.5 baths1,515 sq ft
58125 Beech Rd, Osceola, IN 46561
SOLD AUG 24, 2026
$220,000
B
3 beds1 bath1,120 sq ft
316 W Superior St, Osceola, IN 46561
SOLD AUG 26, 2026
$248,000
C
4 beds2 baths1,731 sq ft
30113 Tower Rd, Elkhart, IN 46516
SOLD MAY 5, 2026
$299,000
D
3 beds1 bath2,106 sq ft
10461 Glenwood Ave, Osceola, IN 46561
SOLD JAN 8, 2026
$237,000
E
3 beds2 baths1,752 sq ft
418 W Superior St, Osceola, IN 46561
SOLD JUL 17, 2026
$275,000
F
3 beds1.5 baths1,520 sq ft
11325 Idlewood Dr, Osceola, IN 46561

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Rent

$2,157/mo

Redfin rental estimate

List your home for rent

Market trends in 46561, IN

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.9%

+0.4% MoM

Median sale price

$350K

$9K MoM

Avg. days on market

18d

7 days MoM

Recently sold homes

14 MoM

New listings for sale

NEW 15 HRS AGO
$575,000
4 beds3.5 baths2,764 sq ft
54500 Beech Rd, Osceola, IN 46561
3D WALKTHROUGH
$424,900
4 beds2 baths2,276 sq ft
10287 Vistula Rd, Osceola, IN 46561
OPEN TODAY, 2PM TO 4PM
$289,900
2 beds2 baths1,308 sq ft
5430 Bay Char Ct, Osceola, IN 46561
$244,900
2 beds1 bath864 sq ft
708 W Superior St, Osceola, IN 46561
3D WALKTHROUGH
$385,000
3 beds3 baths2,031 sq ft
1225 W Rogers St, Osceola, IN 46561
$299,000
3 beds2 baths1,308 sq ft
54551 Ash Rd, Osceola, IN 46561
$384,900
4 beds2.5 baths2,076 sq ft
5503 Bay Char Ct, Osceola, IN 46561
$405,000
4 beds3.5 baths2,760 sq ft
11032 Gorden Setter Dr, Osceola, IN 46561
See all

Provided by Redfin

Sale history for 409 S Apple Rd

Date

Event

Price

IRMLS #202121945

Jul 19, 2021

Sold

$198,000

$121/sq ft

Jun 9, 2021

Listed

$185,000

$113/sq ft

IRMLS #201754239

Feb 15, 2018

Sold

$120,000

$73/sq ft

Dec 8, 2017

Listed

$126,500

$77/sq ft

+31

PHM Schools!!!! Almost an acre lot fenced in. What a great find. This home has so much character and charm. Sit out on the enclosed wrap around porch and relax or sit out on the back deck and enjoy the privacy of your backyard. Enter into the home from the backyard into a nice sized mudroom. Beautiful dinning room has the built-ins so much cabinet room. Great sized family room. Home has a room on the first floor that can be used for a Den/Office. Upstairs under the carpet are original hardwood floors if you prefer. New siding on the home in 2012. Some windows replaced in 2012. Well pump and bladder tank in 2013. HVAC in 2005. Roof 2008. The garage is a two car but has an area that could be a workshop or garden area and you actually could put 2 more cars in there if you put different doors on. So much room. Also there is a patio area attached to the garage where you can sit out and enjoy the day. This home is ready for you to move in and enjoy!!!! You have to see this home to see how much beauty it has and all the old trim work etc. Don't wait it will not last long call for your private showing to day.

Year

Property tax

Land + Additions

Assessment*

2025

$2,196 (+22.3%)

$50,500 + $217,300

$267,800

2024

$1,796 (+1.9%)

$50,500 + $217,300

$267,800

2023

$1,763 (−8.1%)

$50,500 + $217,300

$267,800

2022

$1,919 (+23.2%)

$50,500 + $154,200

$204,700

2021

$1,557 (+8.4%)

$50,500 + $151,600

$202,100

2020

$1,437 (+15.5%)

$23,100 + $137,900

$161,000

2019

$1,244 (−1.2%)

$21,500 + $128,400

$149,900

2018

$1,260 (+18.6%)

$19,300 + $114,900

$134,200

2017

$1,062 (+80.0%)

$19,000 + $109,600

$128,600

2016

$590 (+0.9%)

$19,000 + $109,600

$128,600

2015

$585 (−19.2%)

$16,100 + $79,200

$95,300

2013

$724

$16,100 + $77,300

$93,400

Tax history for 409 S Apple Rd

Year

Property tax

Land + Additions

Assessment*

2025

$2,196 (+22.3%)

$50,500 + $217,300

$267,800

2024

$1,796 (+1.9%)

$50,500 + $217,300

$267,800

2023

$1,763 (−8.1%)

$50,500 + $217,300

$267,800

2022

$1,919 (+23.2%)

$50,500 + $154,200

$204,700

2021

$1,557 (+8.4%)

$50,500 + $151,600

$202,100

2020

$1,437 (+15.5%)

$23,100 + $137,900

$161,000

2019

$1,244 (−1.2%)

$21,500 + $128,400

$149,900

2018

$1,260 (+18.6%)

$19,300 + $114,900

$134,200

2017

$1,062 (+80.0%)

$19,000 + $109,600

$128,600

2016

$590 (+0.9%)

$19,000 + $109,600

$128,600

2015

$585 (−19.2%)

$16,100 + $79,200

$95,300

2013

$724

$16,100 + $77,300

$93,400

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

1.5

Stories

—

Lot width

—

Lot depth

—

Lot size

0.73 Acres

Year renovated

1940

Sq. Ft.

1,830

Year built

1899

Style

Single Family Residential

County

St. Joseph County

APN

711016326004000030

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 9, 2026.

Single Family Residential District

The R1 Single Family District is established to protect, promote and maintain the development of single family dwellings, as well as provide for limited public and institutional uses that are compatible with a residential neighborhood.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Housing-Other
Educational/school
Park & open space

Property details

Parking

Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Detached

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 1
# of Half Bathrooms: 1
# of Main Level Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas

Interior Features
Window Features: Window Treatments
Appliances: Microwave, Refrigerator, Washer, Freezer, Gas Cooktop, Gas Water Heater, Dryer, Water Heater

Room Information
# of Rooms Total: 7
Laundry Features: In Basement
Has Basement
Basement Details: Unfinished

Exterior

Building Information
Above Grade Finished Area: 1,640
# of Stories Total: 2
Construction Materials: Vinyl Siding
Foundation Details: Block

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home

Lot Information
Lot Features: Level
Lot Size Dimensions: 94 x 340
Lot Size Acres: 0.73

Financial

Tax Information
Tax Annual Amount: $1,244

Utilities

Utility Information
Water Source: Private, Well
Sewer: Septic Tank

Location

Schools Information
School District: Penn-Harris-Madison School Corp.
Elementary School: Moran
Middle Or Junior School: Grissom
High School: Penn

Location Information
Directions: Lincolnway East - South on Apple Rd
Subdivision Name: None

Public facts

Beds: 4
Baths: 1.5
Sq. Ft.: 1,830
Stories: —
Lot Size: 0.73 acres
Style: Single Family Residential
Year Built: 1899
Year Renovated: 1940
County: St. Joseph County
APN: 711016326004000030

Home facts updated by county records on Sep 9, 2026

Other

Listing Information
List AOR: Greater South Bend-Mishawaka AOR

Around this home

Schools

Moran Elementary School

Public K-5 • Assigned • 0.7mi

7/10

Virgil I Grissom Middle School

Public 6-8 • Assigned • 4.8mi

8/10

Penn High School

Public 9-12 • Assigned • 2.3mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Osceola, IN • 46561

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.4 hours in June and 3 hours in December, placing it below the U.S. average for solar exposure.

10.4 hrs

3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$246,000 – $297,000

Sell confidently with a local market expert in Osceola. 3 minutes to get started.

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New listings for sale in 46561

NEW 15 HRS AGO

$575,000

4 beds3.5 baths2,764 sq ft

54500 Beech Rd, Osceola, IN 46561

3D WALKTHROUGH

$424,900

4 beds2 baths2,276 sq ft

10287 Vistula Rd, Osceola, IN 46561

OPEN TODAY, 2PM TO 4PM

$289,900

2 beds2 baths1,308 sq ft

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$244,900

2 beds1 bath864 sq ft

708 W Superior St, Osceola, IN 46561

3D WALKTHROUGH

$385,000

3 beds3 baths2,031 sq ft

1225 W Rogers St, Osceola, IN 46561

$299,000

3 beds2 baths1,308 sq ft

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Home values near 409 S Apple Rd

Data from public records.

Address	Redfin Estimate
513 S Apple Road, Osceola, IN 4 Beds \| 1 Baths \| 2032 Sq. Ft.	$210,493
401 S Apple Road, Osceola, IN 3 Beds \| 2.5 Baths \| 2926 Sq. Ft.	$281,292

Address	Redfin Estimate
313 S Apple Road, Osceola, IN 3 Beds \| 1.5 Baths \| 1800 Sq. Ft.	$204,725
501 S Apple Road, Osceola, IN 2 Beds \| 1.5 Baths \| 960 Sq. Ft.	$272,515

Address	Redfin Estimate
508 S Apple Road, Osceola, IN 2 Beds \| 1 Baths \| 1022 Sq. Ft.	$159,859
411 S Apple Road, Osceola, IN 3 Beds \| 1 Baths \| 2168 Sq. Ft.	$190,954

Property information provided by IRMLS when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 46561, IN

Sale history for 409 S Apple Rd

Tax history for 409 S Apple Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 46561

Home values near 409 S Apple Rd

More real estate resources