Welcome to this spacious and versatile 6-bedroom, 3 full-bath home situated on nearly half an acre and tucked away at the end of a quiet residential street with no through traffic. With room to spread out and thoughtful updates throughout, this property offers flexibility for multi-generational living, rental income, or guest accommodations. Inside, you’ll find a beautiful blend of original hardwood floors and newer laminate flooring, combining timeless character with modern durability. The main living spaces are warm and inviting, while the generous bedroom count provides endless options for home offices, hobby rooms, or growing households. A standout feature is the attached secondary suite, complete with its own full kitchen, bathroom, and private laundry area — perfect for extended family, guests, or potential income opportunities. Major mechanical updates bring peace of mind, including an HVAC system and water heater that are just 3 years old. Main kitchen appliances have also been updated within the last 3 years. Step outside to enjoy a fully privacy fenced backyard oasis offering plenty of space for gardening, entertaining, or outdoor activities. The detached two-car garage adds convenience and additional storage. The home is located just a short walk from Main Street, Waterloo Elementary School, and the Waterloo Public Library. With its rare bedroom count, secondary suite, updated mechanicals, and prime location, this home delivers space, flexibility, and value all in one. Don't miss out on this fantastic opportunity to own a home combining country charm with all the conveniences of small town living.
Single-familyProperty Type
1930Year Built
0.44 acresLot Size
$90Est. Price/Sq.Ft.
2 car garageParking
Listed by Beth Koch• Coldwell Banker Real Estate Gr
Welcome to your home in the heart of Waterloo! This spacious and updated 5-bedroom, 3-bathroom home is perfect for families seeking comfort and convenience. Plenty of room for family, guests, or a home office. Enjoy the latest in the kitchen with recently updated appliances also added are a recently installed HVAC and water heater in the past 2 years. A mix of original hardwood floors and new, stylish flooring throughout the home. Mother-in-law suite also attached! Just a short walk to Waterloo Elementary School and Waterloo Public Library, making it ideal for families with children. The . 44 acre lot provides plenty of space for outdoor activities or gardening. This home combines the charm of original features with modern updates, providing the best of both worlds. Don't miss out on this fantastic opportunity to own a piece of Waterloo's charm with all the conveniences of small town living. Schedule your showing today!
IRMLS #202431572
Sep 16, 2024
Price Changed
$250,000
$69/sq ft
Aug 19, 2024
Price Changed
$255,000
$71/sq ft
Aug 19, 2024
Listed
$270,000
$75/sq ft
IRMLS #202421661
Jul 24, 2024
Price Changed
$255,000
$71/sq ft
Jul 15, 2024
Price Changed
$264,000
$73/sq ft
Jul 1, 2024
Price Changed
$267,000
$74/sq ft
Jun 13, 2024
Listed
$270,000
$75/sq ft
IRMLS #201644011
Dec 13, 2016
Sold
$105,000
$29/sq ft
Sep 21, 2016
Listed
$109,900
$30/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,243 (−7.0%)
$22,700 + $122,600
$145,300
2024
$1,337 (+15.7%)
$22,700 + $120,000
$142,700
2023
$1,155 (−9.7%)
$21,100 + $113,200
$134,300
2022
$1,279 (+5.0%)
$19,900 + $109,700
$129,600
2021
$1,218 (+11.9%)
$19,900 + $104,100
$124,000
2020
$1,089 (+24.0%)
$19,900 + $99,800
$119,700
2019
$878 (−0.7%)
$19,900 + $81,700
$101,600
2018
$884 (−4.1%)
$19,900 + $81,800
$101,700
2017
$922 (−15.0%)
$19,900 + $84,300
$104,200
2016
$1,085 (+104.7%)
$20,800 + $93,800
$114,600
2015
$530 (−21.2%)
$14,200 + $68,600
$82,800
2013
$673
$14,200 + $70,300
$84,500
Tax history for 230 E Chestnut St
Year
Property tax
Land + Additions
Assessment*
2025
$1,243 (−7.0%)
$22,700 + $122,600
$145,300
2024
$1,337 (+15.7%)
$22,700 + $120,000
$142,700
2023
$1,155 (−9.7%)
$21,100 + $113,200
$134,300
2022
$1,279 (+5.0%)
$19,900 + $109,700
$129,600
2021
$1,218 (+11.9%)
$19,900 + $104,100
$124,000
2020
$1,089 (+24.0%)
$19,900 + $99,800
$119,700
2019
$878 (−0.7%)
$19,900 + $81,700
$101,600
2018
$884 (−4.1%)
$19,900 + $81,800
$101,700
2017
$922 (−15.0%)
$19,900 + $84,300
$104,200
2016
$1,085 (+104.7%)
$20,800 + $93,800
$114,600
2015
$530 (−21.2%)
$14,200 + $68,600
$82,800
2013
$673
$14,200 + $70,300
$84,500
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
4
Baths
2.5
Stories
2
Lot width
56 ft.
Lot depth
172 ft.
Lot size
9,632 Sq. Ft.
Year renovated
1950
Sq. Ft.
2,756
Year built
1930
Style
Single Family Residential
County
DeKalb County
APN
170603379013000008
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Detached
Interior
Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas, Forced Air
Interior Features
Appliances: Dishwasher, Refrigerator, Electric Range, Gas Range, Electric Water Heater, Water Heater
Room Information
# of Rooms Total: 11
Laundry Features: Main Level
Has Basement
Basement Details: Partial, Unfinished, Sump Pump
Exterior
Exterior Features
Exterior Features: Fire Pit
Fencing: Fenced, Full, Privacy
Building Information
Above Grade Finished Area: 3,608
# of Stories Total: 2
Construction Materials: Aluminum Siding
Foundation Details: Concrete Perimeter
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home
Lot Information
Lot Features: Level
Lot Size Dimensions: 112 x 175
Lot Size Acres: 0.44
Financial
Tax Information
Tax Annual Amount: $1,803.24
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Schools Information
School District: Dekalb Central United
Elementary School: Waterloo
Middle Or Junior School: Dekalb
High School: Dekalb
Location Information
Directions: US 6 to South Wayne, East on Chestnut
Subdivision Name: None
Public facts
Beds: 4
Baths: 2.5
Sq. Ft.: 2,756
Stories: 2.0
Lot Size: 9,632 square feet
Style: Single Family Residential
Year Built: 1930
Year Renovated: 1950
County: DeKalb County
APN: 170603379013000008
Home facts updated by county records on Sep 14, 2026
Other
Listing Information
List AOR: Upstate Alliance of REALTORS
AttributionContact: Cell: 260-494-2718
Around this home
Schools
Waterloo Elementary School
Public PreK-5 • Assigned • 0.1mi
5/10
Dekalb Middle School
Public 6-8 • Assigned • 1.7mi
5/10
Dekalb High School
Public 9-12 • Assigned • 1.9mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 17 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Waterloo, IN • 46793
Average low and high temperatures (°F)
28
15
36
20
54
34
63
43
69
49
81
62
85
67
80
60
79
54
66
45
49
36
36
23
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.7 hours in
June and 3.1 hours in December, which is comparable to the
U.S. average for solar exposure.
10.7 hrs
3.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$307,000 – $372,000
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