OFF MARKET

Off market sep 2025 for $150K

$169,425

Est. refi paymentEst. refi $406/mo

•

1,058

sq ft

490 S Center St, Waterloo, IN 46793

About this home

Welcome to this charming home in the heart of Waterloo, complete with a welcoming covered front porch perfect for relaxing evenings. Step inside to a spacious family room filled with natural light, creating a warm and inviting atmosphere. The large kitchen is sure to impress with plentiful cabinets, ample counter space, stainless steel appliances, and room for a cozy breakfast table. A formal dining room provides the perfect spot for entertaining or could easily serve as a versatile flex space. Upstairs, a walk-up attic offers the potential to be finished for additional living space, while the convenient main-level laundry room includes an LG washer and dryer on pedestals. Both bedrooms have fresh paint and newer flooring. The full bathroom is nicely updated with a tub/shower combo, new commode, and single vanity. Outside, the open and level backyard is ready for play, gardening, or summer gatherings. The roof and gutters were just replaced mid-August so you can have peace of mind that is already done! The one-car detached garage provides space not only for your vehicle but also for lawn equipment and outdoor toys. Situated in a community with a wonderful small-town feel, this home also offers quick access to the interstate for easy commuting. Don’t miss your chance to make this Waterloo charmer your new home!

Single-familyProperty Type

1900Year Built

4,617 sq ftLot Size

$160Est. Price/Sq.Ft.

1 car garageParking

Listed by Christina Koher • RE/MAX Results

Contact: Cell: 260-668-9235

Bought with Elius Hogan • Hosler Realty Inc - Kendallville

Redfin checked: 3 minutes ago

•Source:IRMLS #202532762

Redfin Estimate

$169,425

$19K since sold in September 2025$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 17.7% higher than the average sale price ($144K) of 6 comparable homes.

SOLD AUG 20, 2026
$166,000
A
3 beds1 bath1,128 sq ft
355 S Washington St, Waterloo, IN 46793
SOLD SEP 2, 2026
$160,000
B
3 beds1 bath1,728 sq ft
195 E Chestnut St, Waterloo, IN 46793
SOLD AUG 14, 2026
$168,000
C
3 beds1 bath1,008 sq ft
600 S Indiana St, Waterloo, IN 46793
SOLD MAY 8, 2026
$95,000
D
3 beds1 bath1,364 sq ft
280 N Center St, Waterloo, IN 46793
SOLD JUN 11, 2026
$95,000
E
3 beds1 bath1,768 sq ft
430 W Maple St, Waterloo, IN 46793
SOLD AUG 26, 2026
$180,000
F
3 beds1 bath960 sq ft
560 S Center St, Waterloo, IN 46793

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Earn from this home

Refinance

Est. cash available

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Rent

$2,027/mo

Redfin rental estimate

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Market trends in 46793, IN

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.2%

2.3% MoM

Median sale price

$235K

$25K MoM

Avg. days on market

2 days MoM

Recently sold homes

1 MoM

New listings for sale

$249,999
3 beds2 baths1,215 sq ft
880 Innkeepers Ct, Waterloo, IN 46793
See all

Provided by Redfin

Sale history for 490 S Center St

Date

Event

Price

IRMLS #202532762

Sep 24, 2025

Sold

$150,000

$142/sq ft

Sep 19, 2025

Pending

—

Aug 30, 2025

Contingent

—

Aug 17, 2025

Listed

$154,900

$146/sq ft

IRMLS #202320906

Jul 21, 2023

Sold

$114,900

$109/sq ft

Jun 18, 2023

Pending

—

Jun 17, 2023

Listed

$114,900

$109/sq ft

IRMLS #201713225

Mar 30, 2017

Listed

$69,900

$66/sq ft

IRMLS #201624909

Jun 1, 2016

Listed

$69,900

$66/sq ft

Public Records

May 20, 2011

Sold

$47,503

$45/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$602 (−6.8%)

$17,900 + $77,200

$95,100

2024

$645 (+20.8%)

$17,900 + $75,800

$93,700

2023

$534 (−4.3%)

$16,600 + $71,300

$87,900

2022

$558 (+8.2%)

$15,600 + $69,000

$84,600

2021

$516 (+14.4%)

$15,600 + $65,600

$81,200

2020

$451 (+17.0%)

$15,600 + $62,900

$78,500

2019

$386 (−2.1%)

$15,600 + $51,500

$67,100

2018

$394 (−2.6%)

$15,600 + $51,500

$67,100

2017

$405 (−6.3%)

$15,600 + $52,900

$68,500

2016

$432 (+186.1%)

$16,400 + $58,800

$75,200

2015

$151 (−49.2%)

$10,200 + $25,100

$35,300

2013

$297

$10,200 + $40,000

$50,200

Tax history for 490 S Center St

Year

Property tax

Land + Additions

Assessment*

2025

$602 (−6.8%)

$17,900 + $77,200

$95,100

2024

$645 (+20.8%)

$17,900 + $75,800

$93,700

2023

$534 (−4.3%)

$16,600 + $71,300

$87,900

2022

$558 (+8.2%)

$15,600 + $69,000

$84,600

2021

$516 (+14.4%)

$15,600 + $65,600

$81,200

2020

$451 (+17.0%)

$15,600 + $62,900

$78,500

2019

$386 (−2.1%)

$15,600 + $51,500

$67,100

2018

$394 (−2.6%)

$15,600 + $51,500

$67,100

2017

$405 (−6.3%)

$15,600 + $52,900

$68,500

2016

$432 (+186.1%)

$16,400 + $58,800

$75,200

2015

$151 (−49.2%)

$10,200 + $25,100

$35,300

2013

$297

$10,200 + $40,000

$50,200

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

4,622 Sq. Ft.

Year renovated

1960

Sq. Ft.

1,570

Year built

1900

Style

Single Family Residential

County

DeKalb County

APN

170603355007000008

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
# of Garage Spaces: 1
Parking Features: Concrete, Off Street, Detached

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 1
# of Main Level Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Interior Features: Ceiling Fan(s), Eat-in Kitchen, Laminate Counters
Appliances: Disposal, Dishwasher, Microwave, Refrigerator, Washer, Electric Oven, Gas Oven, Electric Range, Gas Range, Gas Water Heater, Dryer, Water Heater
Flooring: Carpet, Laminate
# of Fireplaces: 1
Fireplace Features: None

Room Information
# of Rooms Total: 7
Laundry Features: Electric Dryer Hookup, Main Level
Has Basement
Basement Details: Sump Pump, Crawl Space, Partial, Unfinished

Exterior

Exterior Features
Patio And Porch Features: Covered, Porch
Fencing: None
Roof: Asphalt, Shingle

Building Information
Above Grade Finished Area: 1,058
# of Stories Total: 1
Construction Materials: Vinyl Siding
Foundation Details: Stone

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home

Lot Information
Lot Features: Level
Lot Size Dimensions: 66 x 70
Lot Size Acres: 0.106

Financial

Tax Information
Tax Annual Amount: $651.56

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
School District: Dekalb Central United
Elementary School: Waterloo
Middle Or Junior School: Dekalb
High School: Dekalb

Location Information
Directions: From US 6, turn Sourth on Center St, follow to property on left hand side
Subdivision Name: None

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,570
Stories: 1.0
Lot Size: 4,622 square feet
Style: Single Family Residential
Year Built: 1900
Year Renovated: 1960
County: DeKalb County
APN: 170603355007000008

Home facts updated by county records on Sep 14, 2026

Other

Listing Information
List AOR: Northeastern Indiana AOR
AttributionContact: Cell: 260-668-9235

Around this home

Schools

Waterloo Elementary School

Public PreK-5 • Assigned • 0.4mi

5/10

Dekalb Middle School

Public 6-8 • Assigned • 1.5mi

5/10

Dekalb High School

Public 9-12 • Assigned • 1.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Historical weather

Waterloo, IN • 46793

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.7 hours in June and 3.1 hours in December, which is comparable to the U.S. average for solar exposure.

10.7 hrs

3.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$161,000 – $195,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

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New listings for sale in 46793

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Home values near 490 S Center St

Data from public records.

Address	Redfin Estimate
560 South Center St, Waterloo, IN 3 Beds \| 1 Baths \| 960 Sq. Ft.	$172,051
545 South Center St, Waterloo, IN 3 Beds \| 1 Baths \| 1420 Sq. Ft.	$152,913

Address	Redfin Estimate
475 South Center St, Waterloo, IN 4 Beds \| 2 Baths \| 1704 Sq. Ft.	$196,231
540 South Center St, Waterloo, IN 2 Beds \| 1 Baths \| 1304 Sq. Ft.	$134,086

Address	Redfin Estimate
535 South Center St, Waterloo, IN 2 Beds \| 1 Baths \| 1027 Sq. Ft.	$121,374
495 South Center St, Waterloo, IN 3 Beds \| 1 Baths \| 1728 Sq. Ft.	$134,347

Property information provided by IRMLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 46793, IN

Sale history for 490 S Center St

Tax history for 490 S Center St

Public record

Property details

Around this home

Schools

Lifestyle

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 46793

Home values near 490 S Center St

More real estate resources