OFF MARKET

Off market oct 2025 for $200K

$202,525

•

1,056

sq ft

495 Lockhart St, Waterloo, IN 46793

About this home

Welcome to 495 Lockhart Street, a stylishly updated one-story home in Waterloo that blends comfort and functionality. This 3-bedroom, 1-bath residence offers a bright living room with large windows, a spacious kitchen featuring white cabinetry, subway tile backsplash, and stainless steel appliances, plus a dining area with patio doors that lead to the backyard. The flexible floor plan includes versatile rooms for a home office, gym, or hobby space, while the beautifully renovated bathroom and convenient laundry area add everyday ease. Outside, enjoy the expansive yard with a deck perfect for entertaining, a versatile bonus room that can be used for anything you'd like, a privacy fence, and a storage shed for extra utility. With modern updates, fresh finishes, and a central location near town amenities, this move-in ready home is a must see!

Single-familyProperty Type

1966Year Built

7,884 sq ftLot Size

$192Est. Price/Sq.Ft.

1 car garageParking

Listed by Jacob Hege • Uptown Realty Group

Listed by • Uptown Realty Group

Contact: Cell: 260-431-4974

Bought with Shelbi Brown • Sterling Realty Advisors

Redfin checked: a minute ago

•Source:IRMLS #202533937

Redfin Estimate

$202,525

$2,525 since sold in October 2025$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 14.9% higher than the average sale price ($176K) of 6 comparable homes.

SOLD AUG 20, 2026
$166,000
A
3 beds1 bath1,128 sq ft
355 S Washington St, Waterloo, IN 46793
SOLD AUG 14, 2026
$168,000
B
3 beds1 bath1,008 sq ft
600 S Indiana St, Waterloo, IN 46793
SOLD AUG 26, 2026
$180,000
C
3 beds1 bath960 sq ft
560 S Center St, Waterloo, IN 46793
SOLD OCT 2, 2026
$190,100
D
3 beds1 bath960 sq ft
714 Erie Pass, Auburn, IN 46706
SOLD DEC 12, 2025
$155,500
E
3 beds1 bath1,008 sq ft
585 Meadow Ln, Waterloo, IN 46793
SOLD JUL 21, 2026
$198,000
F
3 beds1 bath1,021 sq ft
655 Walnut St, Waterloo, IN 46793

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Rent

$1,879/mo

Redfin rental estimate

List your home for rent

Market trends in 46793, IN

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.2%

2.3% MoM

Median sale price

$235K

$25K MoM

Avg. days on market

2 days MoM

Recently sold homes

1 MoM

Provided by Redfin

Sale history for 495 Lockhart St

Date

Event

Price

IRMLS #202533937

Oct 2, 2025

Sold

$200,000

$189/sq ft

Aug 27, 2025

Pending

—

Aug 25, 2025

Listed

$195,000

$185/sq ft

IRMLS #202144877

Nov 30, 2021

Sold

$142,000

$134/sq ft

Oct 24, 2021

Listed

$139,900

$132/sq ft

+12

Year

Property tax

Land + Additions

Assessment*

2025

$756 (−1.4%)

$14,900 + $92,300

$107,200

2024

$767 (+21.1%)

$14,200 + $88,100

$102,300

2023

$633 (−7.3%)

$13,100 + $82,200

$95,300

2022

$683 (+83.9%)

$12,300 + $80,000

$92,300

2021

$372 (+4.2%)

$11,700 + $56,100

$67,800

2020

$357 (−4.2%)

$11,700 + $56,100

$67,800

2019

$372 (−0.2%)

$11,700 + $54,300

$66,000

2018

$373 (+1.7%)

$11,700 + $53,800

$65,500

2017

$367 (−5.7%)

$11,700 + $53,400

$65,100

2016

$389 (+17.5%)

$11,700 + $57,300

$69,000

2015

$331 (−18.9%)

$11,700 + $51,200

$62,900

2013

$408

$11,700 + $51,400

$63,100

Tax history for 495 Lockhart St

Year

Property tax

Land + Additions

Assessment*

2025

$756 (−1.4%)

$14,900 + $92,300

$107,200

2024

$767 (+21.1%)

$14,200 + $88,100

$102,300

2023

$633 (−7.3%)

$13,100 + $82,200

$95,300

2022

$683 (+83.9%)

$12,300 + $80,000

$92,300

2021

$372 (+4.2%)

$11,700 + $56,100

$67,800

2020

$357 (−4.2%)

$11,700 + $56,100

$67,800

2019

$372 (−0.2%)

$11,700 + $54,300

$66,000

2018

$373 (+1.7%)

$11,700 + $53,800

$65,500

2017

$367 (−5.7%)

$11,700 + $53,400

$65,100

2016

$389 (+17.5%)

$11,700 + $57,300

$69,000

2015

$331 (−18.9%)

$11,700 + $51,200

$62,900

2013

$408

$11,700 + $51,400

$63,100

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

56 ft.

Lot depth

141 ft.

Lot size

7,897 Sq. Ft.

Year renovated

1990

Sq. Ft.

1,056

Year built

1966

Style

Single Family Residential

County

DeKalb County

APN

170603153001000008

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
Has Attached Garage
# of Garage Spaces: 1
Parking Features: Attached

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 1
# of Main Level Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Window Features: Blinds
Appliances: Refrigerator, Washer, Exhaust Fan, Gas Range, Dryer

Room Information
# of Rooms Total: 6
Laundry Features: Main Level

Exterior

Building Information
Above Grade Finished Area: 1,056
# of Stories Total: 1
Construction Materials: Brick, Vinyl Siding
Foundation Details: Slab

Property Features
Other Structures: Shed(s)

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Site-Built Home

Lot Information
Lot Features: Level
Lot Size Dimensions: 56 x 141
Lot Size Acres: 0.18

Financial

Tax Information
Tax Annual Amount: $773

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
School District: Dekalb Central United
Elementary School: Waterloo
Middle Or Junior School: Dekalb
High School: Dekalb

Location Information
Directions: From 69 north, take Union St, left on Center St, home is located at the corer of Center and Lockhar streets.
Subdivision Name: Lockhart(s)

Public facts

Beds: 3
Baths: 1.0
Sq. Ft.: 1,056
Stories: 1.0
Lot Size: 7,897 square feet
Style: Single Family Residential
Year Built: 1966
Year Renovated: 1990
County: DeKalb County
APN: 170603153001000008

Home facts updated by county records on Sep 14, 2026

Other

Listing Information
List AOR: Upstate Alliance of REALTORS
AttributionContact: Cell: 260-431-4974

Around this home

Schools

Waterloo Elementary School

Public PreK-5 • Assigned • 0.5mi

5/10

Dekalb Middle School

Public 6-8 • Assigned • 1.9mi

5/10

Dekalb High School

Public 9-12 • Assigned • 2.1mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 101° expected this year, 17 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

2 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Waterloo, IN • 46793

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.7 hours in June and 3.1 hours in December, which is comparable to the U.S. average for solar exposure.

10.7 hrs

3.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$193,000 – $233,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

$219,900

3 beds3 baths2,364 sq ft

109 Washington St, Auburn, IN 46706

$429,900

3 beds3 baths3,366 sq ft

103 Matthew Cv, Auburn, IN 46706

$339,500

4 beds2.5 baths2,526 sq ft

4313 County Road 32 St, Waterloo, IN 46793

3D WALKTHROUGH

$796,000

5 beds5 baths6,150 sq ft

1801 N Dewey St, Auburn, IN 46706

3D WALKTHROUGH

$279,995

3 beds2 baths1,716 sq ft

605 E 3rd St, Auburn, IN 46706

OPEN SUN, 1PM TO 4PM

$345,900

4 beds2 baths1,532 sq ft

1700 Badger Ln, Auburn, IN 46706

Home values near 495 Lockhart St

Data from public records.

Address	Redfin Estimate
475 Lockhart St, Waterloo, IN 2 Beds \| 1 Baths \| 832 Sq. Ft.	$153,565
310 Lockhart St, Waterloo, IN 5 Beds \| 2 Baths \| 2080 Sq. Ft.	$74,998

Address	Redfin Estimate
310 Lockhart St, Waterloo, IN 4 Beds \| 2 Baths \| 2092 Sq. Ft.	$252,848
360 Lockhart St, Waterloo, IN 5 Beds \| 1 Baths \| 1688 Sq. Ft.	$172,978

Address	Redfin Estimate
270 Lockhart St, Waterloo, IN 3 Beds \| 2 Baths \| 1605 Sq. Ft.	$163,760
490 Lockhart St, Waterloo, IN 3 Beds \| 1.5 Baths \| 1400 Sq. Ft.	$171,832

Property information provided by IRMLS when last listed in 2025. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Houses for sale near me	Indianapolis, IN homes for sale	Zionsville, IN homes for sale
Land for sale near me	Carmel, IN homes for sale	Crown Point, IN homes for sale
Open Houses near me	Fishers, IN homes for sale	Waterloo Property Records
Condos for sale near me	Hammond, IN homes for sale	IN New Listings
Agents near me	Munster, IN homes for sale	Waterloo Housing Market

Fort Wayne homes for sale
Angola homes for sale
Auburn homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 46793, IN

Sale history for 495 Lockhart St

Tax history for 495 Lockhart St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

Home values near 495 Lockhart St

More real estate resources