SOLD SEP 24, 2025

Off Market Sep 2025 for $219K

$223,135

Est. refi paymentEst. refi $1,274/mo

•

1,293

sq ft

401 Downing St, Cold Spring, KY 41076

About this home

Public Remarks: Hard-to-find 3 bedroom, 3 full bath ranch-style condo with private entry, 1-car garage, and a finished basement! Impeccably cared for with no corners cut, this home is truly move-in ready and like new. The gorgeous kitchen features granite countertops, all kitchen appliances included, plus washer/dryer. The great room boasts vaulted ceilings and one of two fireplaces, creating a warm, inviting space. Updated bathrooms with new vanities add a fresh, modern touch. Fresh paint throughout, neutral décor, and low HOA fees make it an easy choice for comfortable living. The finished basement offers a second fireplace and additional living space, ideal for entertaining or guests. Enjoy the outdoors on the new deck with updated patio doors, taking in peaceful views of the pond. Newer HVAC adds peace of mind. Perfectly located just minutes to NKU and downtown Cincinnati—ideal for commuters or as a rental opportunity for college students. Whether you're looking for a home of your own or a smart investment, this one is a rare find!

CondoProperty Type

4,308 sq ftLot Size

$173Est. Price/Sq.Ft.

1 car garageParking

Listed by Nicole Riegler • RE/MAX Victory + Affiliates

Bought with Julie Feagan • Huff Realty - Florence

Redfin checked: a few seconds ago

•Source:NKMLS #635248

Redfin Estimate

$223,135

$4,135 since sold in September 2025$1,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 8.9% higher than the average sale price ($205K) of 6 comparable homes.

SOLD JUL 27, 2026
$182,000
A
2 beds2 baths1,277 sq ft
588 Ivy Ridge Dr, Cold Spring, KY 41076
SOLD MAY 26, 2026
$189,000
B
2 beds2 baths1,287 sq ft
771 Slate Vw, Cold Spring, KY 41076
SOLD AUG 5, 2026
$190,000
C
2 beds2 baths1,140 sq ft
799 Slate Vw, Cold Spring, KY 41076
SOLD APR 3, 2026
$255,000
D
2 beds3 baths1,268 sq ft
319 Fallingwater Ct, Cold Spring, KY 41076
SOLD JUL 24, 2026
$195,000
E
2 beds2 baths1,203 sq ft
577 Ivy Ridge Dr, Cold Spring, KY 41076
SOLD JUL 14, 2026
$218,000
F
2 beds2 baths1,165 sq ft
1500 Trelis Ct #302, Cold Spring, KY 41076

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Earn from this home

Sell

$36,242

Est. take-home

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Refinance

Est. cash available

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Rent

$2,748/mo

Redfin rental estimate

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Market trends in 41076, KY

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

97.9%

+0.4% MoM

Median sale price

$229K

$11K MoM

Avg. days on market

12d

1 days MoM

Recently sold homes

12 MoM

New listings for sale

OPEN TODAY, 12PM TO 2PM
$570,000
4 beds3 baths2,694 sq ft
31 Guardian Dr, Wilder, KY 41076
$229,900
2 beds2 baths1,682 sq ft
844 Flint Rdg, Cold Spring, KY 41076
$206,000
2 beds2 baths1,276 sq ft
614 Ivy Ridge Dr, Newport, KY 41076
$225,000
3 beds2 baths1,562 sq ft
208 S Watchtower Dr #304, Wilder, KY 41076
FOR SALE BY OWNER
$225,000
3 beds2 baths1,562 sq ft
208 S Watchtower Dr, Wilder, KY 41076
$225,000
3 beds2 baths— sq ft
75 Bon Jan Ln, Highland Heights, KY 41076
FOR SALE BY OWNER
$185,000
2 beds2 baths1,317 sq ft
529 Ivy Ridge Dr, Cold Spring, KY 41076
$484,900
4 beds3.5 baths3,071 sq ft
1125 Cabin Creek Dr W, Cold Spring, KY 41076
$425,000
3 beds2 baths1,740 sq ft
4029 Alexandria Pike, Cold Spring, KY 41076
$1,200,000
8 beds— baths— sq ft
1143-1147 Steffen Ln S, Wilder, KY 41071
See all

Provided by Redfin

Sale history for 401 Downing St

Date

Event

Price

NKMLS #635248

Sep 24, 2025

Sold

$219,000

$169/sq ft

Aug 15, 2025

Pending

—

Aug 12, 2025

Listed

$219,000

$169/sq ft

NKMLS #429895

Sep 10, 2014

Sold

$75,000

$58/sq ft

Apr 7, 2014

Listed

$90,000

$70/sq ft

+15

Public Remarks

Come home to easy living, this spacious condo feels more like a house, from it's lake view to it's full basement and built in garage. The main level has 2 Mstr suites each with it's own full bath there is an eat in kitchen, dining rm. liv. rm w/fireplace, and vaulted ceilings. Lower level has family room w/FP. Rec Rm, 1/2 bath, laundry room and blt. in garage. Only 3 units in building,close to NKU

NKMLS #282672

Mar 18, 2003

Sold

$115,000

$89/sq ft

Jan 17, 2003

Listed

$119,900

$93/sq ft

Tax history for 401 Downing St

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

—

Sq. Ft.

1,293

Year built

—

Style

Condo/Co-op

County

Campbell County

APN

999-99-18-324.00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 22, 2026.

Property details

Parking

Parking Information
Parking Features: Driveway, Garage, Off Street

Garage Information
Has Garage
# of Garage Spaces: 1

Interior

Bathroom Information
# of Full Bathrooms: 3

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Heat Pump, Electric

Interior Features
Laundry Features: Electric Dryer Hookup, In Basement, Laundry Room, Lower Level, Washer Hookup
Interior Features: Walk-In Closet(s), Open Floorplan, Granite Counters, Chandelier, Cathedral Ceiling(s), Ceiling Fan(s), Multi Panel Doors, Vaulted Ceiling(s), Master Downstairs
Fireplace Features: Wood Burning
Appliances: Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Has Fireplace

Room Information 1
Room Type: Primary Bedroom
Room Dimensions: 14 x 12
Room Length: 14.00
Room Width: 12.00

Room Information 2
Room Type: Kitchen
Room Dimensions: 14 x 11
Room Length: 14.00
Room Width: 11.00

Room Information 3
Room Type: Dining Room
Room Dimensions: 11 x 11
Room Length: 11.00
Room Width: 11.00

Room Information 4
Room Type: Living Room
Room Dimensions: 20 x 11
Room Length: 20.00
Room Width: 11.00

Room Information 5
Room Type: Bedroom 2
Room Dimensions: 17 x 13
Room Length: 17.00
Room Width: 13.00

Room Information 6
Room Type: Family Room
Room Dimensions: 32 x 24
Room Length: 32.00
Room Width: 24.00

Room Information 7
Room Type: Bedroom 3
Room Dimensions: 12 x 11
Room Length: 12.00
Room Width: 11.00

Room Information 8
Room Dimensions: 13 x 7
Room Length: 13.00
Room Width: 7.00

Exterior

Building Information
Levels: One
Construction Materials: Brick
Entry Level: 1
Building Area Total: 1293.0

Exterior Features
Patio And Porch Features: Deck, Porch
Security Features: Smoke Detector(s)
Shingle

Property Type
Condominium

Property Features
Property Condition: Existing Structure
Has View

Property Information
Property Type: Residential

Land Information
Foundation Details: Poured Concrete
Road Surface Type: Paved
Road Frontage Type: City Street

Lot Information
Lot Size Units: Acres
Lot Size Sq. Ft.: 4,308
Lot Size Dimensions: unk
Lot Size Area: 0.1
Lot Size Acres: 0.1

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Sewer Available, Water Available

Location

HOA Information
Association Fee: $200
Association Fee Frequency: Monthly
Association Fee Includes: Association Fees, Maintenance Grounds, Snow Removal, Trash
Has Association

School Information
Middle Or Junior School: Campbell County Middle School
Elementary School: Crossroads Elementary
High School District: Campbell Co Public
High School: Campbell County High

Location Information
Directions: US 27 to Downing - 401 is on the right

Public facts

Beds: —
Baths: —
Sq. Ft.: 1,293
Stories: 1.0
Lot Size: —
Style: Condo/Co-op
Year Built: —
Year Renovated: —
County: Campbell County
APN: 999-99-18-324.00

Home facts updated by county records on Jul 22, 2026

Around this home

Schools

Crossroads Elementary School

Public PreK-5 • Assigned • 1.6mi

5/10

Campbell County Middle School

Public 6-8 • Assigned • 4.5mi

6/10

Campbell County High School

Public 9-12 • Assigned • 7.5mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 103° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Cold Spring, KY • 41076

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.1 hours in June and 3.1 hours in December, placing it below the U.S. average for solar exposure.

9.1 hrs

3.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$212,000 – $257,000

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New listings for sale in 41076

OPEN TODAY, 12PM TO 2PM

$570,000

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FOR SALE BY OWNER

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208 S Watchtower Dr, Wilder, KY 41076

$225,000

3 beds2 baths— sq ft

75 Bon Jan Ln, Highland Heights, KY 41076

FOR SALE BY OWNER

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529 Ivy Ridge Dr, Cold Spring, KY 41076

$484,900

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$425,000

3 beds2 baths1,740 sq ft

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Home values near 401 Downing St

Data from public records.

Address	Redfin Estimate
507 Downing Street, Cold Spring, KY 2 Beds \| 1.5 Baths \| - Sq. Ft.	$129,650
505 Downing Street, Cold Spring, KY 2 Beds \| 1.5 Baths \| 1035 Sq. Ft.	$149,016

Address	Redfin Estimate
508 Downing Street, Cold Spring, KY 2 Beds \| 1.5 Baths \| - Sq. Ft.	$134,088
501 Downing Street, Cold Spring, KY 2 Beds \| 1 Baths \| 1035 Sq. Ft.	$139,646

Address	Redfin Estimate
403 Downing Street, Cold Spring, KY 2 Beds \| 2 Baths \| 1293 Sq. Ft.	$177,742
504 Downing Street, Cold Spring, KY 2 Beds \| 1 Baths \| 953 Sq. Ft.	$124,599

Property information provided by NKMLS when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 41076, KY

Sale history for 401 Downing St

Tax history for 401 Downing St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 41076

Home values near 401 Downing St

More real estate resources