Public Remarks: Step into a spacious, revamped home spanning over 2100 sq ft. From top to bottom, this residence has been recently updated newer mechanics and roof. The new eat-in kitchen, featuring sleek stainless-steel appliances, with a large pantry and plenty of updated cabinet space. The bedroom on the third floor offers privacy for a home office or a roommate. Bathroom have been remodeled with sub way tile shower. Outside, a fenced backyard and covered porch. Great for relaxing in the evenings.
Single-familyProperty Type
1889Year Built
2,500 sq ftLot Size
1 spaceParking
Listed by Curt Curley• Huff Realty - Florence
Listed by Sherry Regenbogen• Huff Realty - Florence
Bought with Adam Craun• Keller Williams Realty Service
FHA and KY Housing buyers welcome--seller will pay closing costs. Over 2100 sq ft, large rooms, updated w/ newer roof, furnace & ctl air, electric and plumbing, pvt bkyd, covered side porch, remodeled bathrooms and kitchen w/ stove & refrig. Possible lease to own. Owner/agent.
NKMLS #425899
Feb 13, 2014
Listing Removed
—
Nov 14, 2013
Listed
$15,000
NKMLS #310974
Oct 8, 2005
Listing Removed
—
Apr 8, 2005
Listed
$87,900
NKMLS #202697
Oct 11, 1995
Sold
$20,222
Oct 20, 1994
Listed
$34,900
Public Records
Mar 1, 1989
Sold
$25,000
Year
Property tax
Land + Additions
Assessment*
2025
$2,635 (+305.4%)
$10,000 + $187,500
$197,500
2024
$650 (−1.1%)
$5,000 + $192,500
$197,500
2023
$657
$5,000 + $40,000
$45,000
2022
$658 (+46.5%)
$5,000 + $40,000
$45,000
2021
$449 (+0.4%)
$5,000 + $40,000
$45,000
2020
$447 (−1.0%)
$5,000 + $20,000
$25,000
2019
$451 (−1.8%)
$5,000 + $20,000
$25,000
2018
$459 (−1.2%)
$5,000 + $20,000
$25,000
2017
$465 (+59.8%)
$5,000 + $20,000
$25,000
2016
$291 (−74.9%)
$5,000 + $20,000
$25,000
2014
$1,161
$5,000 + $65,000
$70,000
Tax history for 2017 Garrard St
Year
Property tax
Land + Additions
Assessment*
2025
$2,635 (+305.4%)
$10,000 + $187,500
$197,500
2024
$650 (−1.1%)
$5,000 + $192,500
$197,500
2023
$657
$5,000 + $40,000
$45,000
2022
$658 (+46.5%)
$5,000 + $40,000
$45,000
2021
$449 (+0.4%)
$5,000 + $40,000
$45,000
2020
$447 (−1.0%)
$5,000 + $20,000
$25,000
2019
$451 (−1.8%)
$5,000 + $20,000
$25,000
2018
$459 (−1.2%)
$5,000 + $20,000
$25,000
2017
$465 (+59.8%)
$5,000 + $20,000
$25,000
2016
$291 (−74.9%)
$5,000 + $20,000
$25,000
2014
$1,161
$5,000 + $65,000
$70,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
1.5
Stories
2
Lot width
—
Lot depth
—
Lot size
2,500 Sq. Ft.
Year renovated
—
Sq. Ft.
2,110
Year built
1889
Style
Single Family Residential
County
Kenton County
APN
055-32-04-047.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 31, 2026.
SU
Semi-Urban Residential District
The purpose of the Semi-Urban Residential district is to provide for renovation, incremental expansion, or new construction of contextually-sensitive single-family detached and attached, two-family, townhouse, and triplex/quadplex dwellings, along with allowances for small-scale neighborhood commercial uses, and to prevent or minimize vehicular access points from interrupting streetscapes and non-motorized mobility. Small to moderate levels of landscaping are present.
Permitted uses
Include but are not limited to:
Equestrian facility
Livestock production
Community / recreation center
Day care facility
Housing-Single unit
Housing-Multiple units
Housing-Other
Museum / gallery
Post office
Park & open space
Property details
Parking
Parking Information
Parking Features: On Street
Interior
Bathroom Information
# of Full Bathrooms: 1
# of Half Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Interior Features
Laundry Features: In Basement
Interior Features: Laminate Counters, Pantry, High Speed Internet, Entrance Foyer, Eat-in Kitchen, High Ceilings
Appliances: Gas Range, Gas Oven, Dishwasher, Microwave
Flooring: Concrete
Room Information
Basement: Full
Room Information 1
Room Type: Living Room
Room Dimensions: 15 x 15
Room Length: 15.00
Room Width: 15.00
Room Information 2
Room Type: Dining Room
Room Dimensions: 14 x 15
Room Length: 14.00
Room Width: 15.00
Room Information 3
Room Type: Kitchen
Room Dimensions: 15 x 12
Room Length: 15.00
Room Width: 12.00
Room Information 4
Room Type: Primary Bedroom
Room Dimensions: 15 x 12
Room Length: 15.00
Room Width: 12.00
Room Information 5
Room Type: Bedroom 2
Room Dimensions: 15 x 14
Room Length: 15.00
Room Width: 14.00
Room Information 6
Room Type: Bedroom 3
Room Dimensions: 19 x 15
Room Length: 19.00
Room Width: 15.00
Exterior
Building Information
Levels: Two
Structure Type: House
Construction Materials: Vinyl Siding
Building Area Total: 0.0
Exterior Features
Patio And Porch Features: Covered, Porch
Year Built: 1889
Vinyl Frames
Metal, Wood
Shingle
Property Type
Single Family Residence
Property Features
Property Condition: Existing Structure
Has View
Property Information
Property Type: Residential
Land Information
Foundation Details: Stone
Road Frontage Type: City Street
Lot Information
Lot Size Units: Acres
Lot Size Sq. Ft.: 2,500.34
Lot Size Dimensions: .0574
Lot Size Area: 0.06
Lot Size Acres: 0.06
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Utilities: Cable Available, Natural Gas Available, Sewer Available, Water Available
Location
School Information
Middle Or Junior School: Holmes Middle School
Elementary School: Sixth District Elementary
High School District: Covington Indep
High School: Holmes Senior High
Location Information
Directions: E 20th to Garrard.
Public facts
Beds: 3
Baths: 1.5
Sq. Ft.: 2,110
Stories: 2.0
Lot Size: 2,500 square feet
Style: Single Family Residential
Year Built: 1889
Year Renovated: —
County: Kenton County
APN: 055-32-04-047.00
Home facts updated by county records on Aug 31, 2026
Around this home
Schools
Sixth District Elementary School
Public K-5 • Assigned • 0.2mi
3/10
Holmes Middle School
Public 6-8 • Assigned • 0.4mi
3/10
Holmes High School
Public 9-12 • Assigned • 0.4mi
1/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 103° expected this year, 20 days in 30 years
2/10 Wind Factor
1% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Covington, KY • 41014
Average low and high temperatures (°F)
35
20
45
28
63
41
71
50
73
55
85
67
89
72
84
66
83
60
69
50
55
41
45
30
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.1 hours in
June and 3.1 hours in December, placing it below the
U.S. average for solar exposure.
9.1 hrs
3.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$218,000 – $264,000
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