For sale

$180,000

Est. $1,184/mo

•

1 ba

•

1,027

sq ft

342 Mermie Rd, Hardin, KY 42048

About this home

For Sale By Owner – $180,000. Lake retreat in Pirates Cove with views of Kentucky Lake from the screened-in porch and just a short walk to the lake. This 2 bedroom, 1 bath home features an open living and kitchen area, attached garage, additional storage, large yard, and an additional lot that conveys with the property. Roof replaced in 2016 and HVAC replaced in 2025. Pirates Cove amenities include a brand-new community pool completed in 2026, beach area, community boat slips, and recreational areas. Message me for more information or to schedule a showing.

1984Year Built

$175Price/Sq.Ft.

Source:FSBO.com#cmvzvax9h00ggs601kurunmmn

Payment calculator

$1,184 per month

Principal and interest$970

Property taxes

$103

HOA dues

Home insurance

$111

Utilities

Add

Affordability tools

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Around this home

Schools

K - 12
Preschool & daycare

Jonathan Elementary School

Public PreK-5 • Assigned • 4.8mi

6/10

Marshall County High School

Public 9-12 • Assigned • 11.3mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Property details

Sale and tax history for 342 Mermie Rd

Sale History
Tax History

Date

Event

Price

FSBO.com #cmvzvax9h00ggs601kurunmmn

Nov 3, 2026

Listed

$180,000

$175/sq ft

ImagineMLS #W108205

Aug 31, 2020

Sold

$101,500

$99/sq ft

Jul 3, 2020

Listed

$109,000

$106/sq ft

UNDER CONTRACT! - Lake Retreat! Step inside the screened in porch and enjoy views of Kentucky Lake from the porch swing. Sellers purchased in 2013 and have made numerous updates since. All new flooring, updated breaker box, all new kitchen appliances (2018), new roof (2016), new 3 ton HVAC (2019), replaced hot water heater (2013) and all new light fixtures throughout. Large front yard, and room for entertaining on the side of the house. With an attached garage and detached storage room. Additional lot behind the property will convey as well. Pirates Cove offer many amenities like community pool, community slip and recreational area. Contact the Pirates Cove office for more information and check availability!

Public Records

Dec 29, 2011

Sold

$40,000

$39/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,233 (+21.3%)

$15,000 + $100,000

$115,000

2024

$1,016 (+4.9%)

$10,000 + $83,500

$93,500

2023

$969 (−11.5%)

$10,000 + $83,500

$93,500

2022

$1,094 (−1.2%)

$10,000 + $83,500

$93,500

2021

$1,108 (+90.1%)

$10,000 + $83,500

$93,500

2020

$583

$8,000 + $45,000

$53,000

2019

$583 (−0.4%)

$8,000 + $45,000

$53,000

2018

$585

$8,000 + $45,000

$53,000

2017

$586

$8,000 + $45,000

$53,000

2016

$586 (−0.3%)

$8,000 + $45,000

$53,000

2014

$588 (+21.2%)

$8,000 + $45,000

$53,000

2013

$485

$7,000 + $39,000

$46,000

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.34 Acres

Year renovated

—

Finished Sq. Ft.

1,027

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,027

Year built

1984

Style

Other

County

Marshall County

APN

74-0A-06-004.

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 13, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 109° expected this year, 20 days in 30 years

3/10 Wind Factor

8% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Hardin, KY • 42048

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

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Provided by Shadowmap

Redfin Estimate for 342 Mermie Rd

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FOR SALE BY OWNER

$180,000

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342 Mermie Rd, Hardin, KY 42048

Screened-in porch • Large yard • Additional lot

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Details provided by FSBO.com and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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342 Mermie Rd, Hardin, KY 42048

About this home

Payment calculator

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Interested in buying?

Around this home

Schools

Lifestyle

Property details

Exterior

Public facts

Sale and tax history for 342 Mermie Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 342 Mermie Rd

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