Google street view image for 865 Stephens Rd, Independence, KY 41051

Off market oct 2002 for $62K

$190,178

Est. refi paymentEst. refi $479/mo

•

1 ba

•

868

sq ft

865 Stephens Rd, Independence, KY 41051

About this home

865 Stephens Rd is a 868 square foot house on a 0.49 acre lot with 2 bedrooms and 1 bathroom. - it last sold on October 02, 2002 for $62,500. Based on Redfin's Independence data, we estimate the home's value is $190,178.

Single-familyProperty Type

1962Year Built

0.49 acresLot Size

$219Est. Price/Sq.Ft.

Source:Public Records

Redfin Estimate

$190,178

$128K since sold in October 2002$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 23.6% lower than the average sale price ($249K) of 6 comparable homes.

SOLD MAY 29, 2026
$252,500
A
2 beds1 bath896 sq ft
4448 Oliver Rd, Independence, KY 41051
SOLD AUG 12, 2026
$301,000
B
3 beds1.5 baths1,097 sq ft
806 Cox Rd, Independence, KY 41051
SOLD SEP 11, 2026
$262,000
C
3 beds2 baths1,181 sq ft
820 Cox Rd, Independence, KY 41051
SOLD JUL 23, 2026
$183,000
D
3 beds1 bath1,247 sq ft
6438 Adahi Dr, Independence, KY 41051
SOLD JAN 16, 2026
$205,000
E
3 beds1 bath1,215 sq ft
761 Cox Rd, Independence, KY 41051
SOLD JUN 15, 2026
$290,000
F
3 beds2.5 baths1,242 sq ft
6508 Taylor Mill Rd, Independence, KY 41051

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Earn from this home

Sell

$162,177

Est. take-home

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Est. cash available

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Rent

$973/mo

Redfin rental estimate

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Market trends in 41051, KY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.6%

0.1% MoM

Median sale price

$335K

$3K MoM

Avg. days on market

12d

4 days MoM

Recently sold homes

141

5 MoM

New listings for sale

NEW 17 HRS AGO
$279,000
4 beds2 baths1,290 sq ft
708 Ackerly Dr, Independence, KY 41051
$369,000
4 beds3 baths3,000 sq ft
2045 Patriot Way, Independence, KY 41051
$369,000
4 beds2.5 baths1,964 sq ft
3079 Silverbell Way, Independence, KY 41051
$595,000
5 beds3.5 baths3,089 sq ft
1484 Twinridge Way, Independence, KY 41051
$395,000
4 beds2.5 baths2,340 sq ft
1894 Freedom Trail Dr, Independence, KY 41051
$1,520,000
4 beds4 baths6,389 sq ft
2137 Callant Rd, Independence, KY 41051
$425,000
4 beds2.5 baths2,919 sq ft
1178 Gatewood Ln, Independence, KY 41051
$320,000
3 beds3.5 baths1,680 sq ft
9948 Cobblestone Blvd, Independence, KY 41051
$359,000
3 beds2.5 baths— sq ft
1375 Meadowcrest Cir, Independence, KY 41051
$274,900
3 beds2 baths— sq ft
12058 Bowman Rd, Independence, KY 41051
See all

Provided by Redfin

Sale history for 865 Stephens Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,440 (+9.7%)

$25,000 + $95,200

$120,200

2024

$1,313 (−2.8%)

$25,000 + $95,200

$120,200

2023

$1,350 (−1.7%)

$20,000 + $83,500

$103,500

2022

$1,373 (−1.4%)

$20,000 + $83,500

$103,500

2021

$1,393 (+11.8%)

$20,000 + $83,500

$103,500

2020

$1,246 (−0.3%)

$20,000 + $83,500

$103,500

2019

$1,249 (−0.5%)

$20,000 + $70,000

$90,000

2018

$1,256 (+2.7%)

$20,000 + $70,000

$90,000

2017

$1,222 (+2.6%)

$20,000 + $70,000

$90,000

2016

$1,191 (+2.3%)

$20,000 + $70,000

$90,000

2014

$1,164

$20,000 + $70,000

$90,000

Tax history for 865 Stephens Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,440 (+9.7%)

$25,000 + $95,200

$120,200

2024

$1,313 (−2.8%)

$25,000 + $95,200

$120,200

2023

$1,350 (−1.7%)

$20,000 + $83,500

$103,500

2022

$1,373 (−1.4%)

$20,000 + $83,500

$103,500

2021

$1,393 (+11.8%)

$20,000 + $83,500

$103,500

2020

$1,246 (−0.3%)

$20,000 + $83,500

$103,500

2019

$1,249 (−0.5%)

$20,000 + $70,000

$90,000

2018

$1,256 (+2.7%)

$20,000 + $70,000

$90,000

2017

$1,222 (+2.6%)

$20,000 + $70,000

$90,000

2016

$1,191 (+2.3%)

$20,000 + $70,000

$90,000

2014

$1,164

$20,000 + $70,000

$90,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

R-CVS

Residential Conventional Subdivision District

The intent of the Residential Conventional Subdivision District is to provide opportunities for a range of single-family lot sizes. The defined character may vary by neighborhood, but new developments should reflect the scale of adjacent neighborhoods. Conventional subdivisions should have walkable, well-connected street systems that connect to adjacent neighborhoods and destinations. Supporting non-residential uses, such as parks, schools, and places of worship, may also be appropriate.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Park & open space

Property details

Interior

Basement Information
Basement Finish: Unfinished
Basement Type: Full

Bathroom Information
# of Full Baths: 1

Heating & Cooling
Heating Type: Forced Air

Fireplace Information
# of Fireplaces: 1
Has Fireplace

Exterior

Exterior Information
Foundation Type: Concrete Block
Construction Type: Brick
Roof Covering Type: Composition Shingle
Roof Shape Type: Composition Shingle

Property Information
Living Sq. Ft: 868
Building Sq. Ft: 1,130
# of Stories: 1
Stories Type: 1
Legal Description: 0.49 ACS WS STEPHENS RD 100X200'

Lot Information
# of Buildings: 1
Land Sq. Ft: 21,344
Municipality Type: 0073
Municipality Name: COMMON
Acres: 0.49
Depth Footage: 200
Front Footage: 100
County Use Description: SINGLE FAMILY

Utility Information
Utility Type: Water Available

Financial

Assessor Information
Assessment Year: 2026

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 868
Stories: 1.0
Lot Size: 0.49 acres
Style: Single Family Residential
Year Built: 1962
Year Renovated: —
County: Kenton County
APN: 047-00-00-062.00

Home facts updated by county records on Aug 31, 2026

Around this home

Schools

White's Tower Elementary School

Public PreK-5 • Assigned • 1.3mi

6/10

Twenhofel Middle School

Public 6-8 • Assigned • 1.8mi

7/10

Simon Kenton High School

Public 9-12 • Assigned • 1.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 102° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Independence, KY • 41051

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 3.1 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

3.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$181,000 – $219,000

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Nearby similar homes

$369,000

4 beds3 baths3,000 sq ft

2045 Patriot Way, Independence, KY 41051

3D WALKTHROUGH

$374,900

4 beds3.5 baths2,304 sq ft

6263 Holm Oak Ct, Independence, KY 41051

OPEN SAT, 12PM TO 3PM

$409,000

3 beds2 baths1,627 sq ft

718 Willow Green Dr, Independence, KY 41015

$555,000

3 beds2 baths2,231 sq ft

10858 Griststone Cir, Independence, KY 41051

$309,000

3 beds2 baths1,381 sq ft

5118 Christopher Dr, Independence, KY 41051

3D WALKTHROUGH

$344,900

3 beds2.5 baths1,847 sq ft

770 Stonybrook Ct, Independence, KY 41051

New listings for sale in 41051

NEW 17 HRS AGO

$279,000

4 beds2 baths1,290 sq ft

708 Ackerly Dr, Independence, KY 41051

$369,000

4 beds3 baths3,000 sq ft

2045 Patriot Way, Independence, KY 41051

$369,000

4 beds2.5 baths1,964 sq ft

3079 Silverbell Way, Independence, KY 41051

$595,000

5 beds3.5 baths3,089 sq ft

1484 Twinridge Way, Independence, KY 41051

$395,000

4 beds2.5 baths2,340 sq ft

1894 Freedom Trail Dr, Independence, KY 41051

$1,520,000

4 beds4 baths6,389 sq ft

2137 Callant Rd, Independence, KY 41051

$425,000

4 beds2.5 baths2,919 sq ft

1178 Gatewood Ln, Independence, KY 41051

$320,000

3 beds3.5 baths1,680 sq ft

9948 Cobblestone Blvd, Independence, KY 41051

$359,000

3 beds2.5 baths— sq ft

1375 Meadowcrest Cir, Independence, KY 41051

Home values near 865 Stephens Rd

Data from public records.

Address	Redfin Estimate
833 Stephens Road, Independence, KY 3 Beds \| 1 Baths \| - Sq. Ft.	$230,821
867 Stephens Road, Independence, KY 3 Beds \| 2 Baths \| 1400 Sq. Ft.	$270,565

Address	Redfin Estimate
869 Stephens Road, Independence, KY 3 Beds \| 1 Baths \| - Sq. Ft.	$229,780
860 Stephens Road, Independence, KY 3 Beds \| 4 Baths \| - Sq. Ft.	$617,933

Address	Redfin Estimate
890 Stephens Road, Independence, KY 2 Beds \| 1 Baths \| 925 Sq. Ft.	$229,167
842 Stephens Road, Independence, KY 6 Beds \| 5 Baths \| 5706 Sq. Ft.	$763,817

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 41051, KY

Sale history for 865 Stephens Rd

Tax history for 865 Stephens Rd

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 41051

Home values near 865 Stephens Rd

More real estate resources