SOLD FEB 13, 2026

Off Market Feb 2026 for $595K

$634,365

Est. refi paymentEst. refi $3,821/mo

•

—

sq ft

860 Stephens Rd, Independence, KY 41051

About this home

Public Remarks: Looking for a spacious, fine craftsman ranch? Check out this custom built home that the builder built for himself! With 3 bedrooms, 3 full and 1 half baths. Boasting 2 finished levels, this home has plenty of space for all of your family and friends as it sits on 1.81 acres just minutes from dining and shopping. The front entrance invites you into this rambling ranch. The living areas are enhanced with beautiful wood vaulted ceilings and charm. Enjoy the kitchen, breakfast and great room with a warm, native stone fireplace complete with wood burning stove. More amenities included are *solid oak hardwood floors* solid poplar six panel doors*stainless appliances* wood chair rail* Anderson wood windows*septic replaced 2023*new furnace 2023*new hot water heater 2024*new whole house humidifier 2023* new a/c unit 2023*first floor laundry*additional family room and game room in the lower level*tons of storage area/excercise area* large deck with above ground pool* wood shed with wood for the winter and more! 3 GARAGES FOR 5 VEHICLES!!!! No HOA. The outbuilding also is equipped with a professionally soundproofed recording studio, waiting area and half bath. Country music star, Carly Pearce, a Taylor Mill native, recorded her first tracks here!!!! There is everything you need and more! Don't wait to schedule a visit!

Single-familyProperty Type

1985Year Built

1.81 acresLot Size

5 car garageParking

Listed by Karen Elkins • Coldwell Banker Realty FM

Bought with Karen Elkins • Coldwell Banker Realty FM

Redfin checked: 2 minutes ago

•Source:NKMLS #637088

Redfin Estimate

$634,365

$39K since sold in February 2026$4,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 59.7% higher than the average sale price ($397K) of 6 comparable homes.

SOLD MAY 14, 2026
$299,800
A
3 beds3 baths2,500 sq ft
765 Jimae Ave, Independence, KY 41051
SOLD MAY 29, 2026
$520,000
B
4 beds3 baths2,644 sq ft
5510 Fowler Creek Rd, Independence, KY 41051
SOLD JUN 29, 2026
$362,900
C
3 beds2.5 baths— sq ft
2150 Stoneharbor Ln, Independence, KY 41051
SOLD AUG 11, 2026
$460,000
D
4 beds3 baths2,317 sq ft
5315 Midnight Run, Independence, KY 41051
SOLD APR 10, 2026
$451,325
E
4 beds3.5 baths2,631 sq ft
4386 Alleen Ct, Independence, KY 41051
SOLD JUN 15, 2026
$290,000
F
3 beds2.5 baths1,242 sq ft
6508 Taylor Mill Rd, Independence, KY 41051

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Earn from this home

Sell

$123,868

Est. take-home

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Refinance

Est. cash available

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Rent

$1,754/mo

Redfin rental estimate

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Market trends in 41051, KY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.5%

+0.0% MoM

Median sale price

$342K

$2K MoM

Avg. days on market

2 days MoM

Recently sold homes

149

17 MoM

New listings for sale

NEW 1 HR AGO
$339,900
3 beds2 baths— sq ft
1580 Cherry Blossom Dr, Independence, KY 41051
OPEN SAT, 12PM TO 2PM
$340,000
4 beds2 baths1,370 sq ft
773 Scherry Ave, Independence, KY 41051
OPEN SAT, 1PM TO 3PM
$320,000
3 beds3.5 baths1,680 sq ft
9948 Cobblestone Blvd, Independence, KY 41051
$175,000
2 beds1.5 baths1,102 sq ft
4333 Cobblewood Ct, Independence, KY 41051
OPEN SUN, 1PM TO 2PM
$332,000
3 beds2.5 baths1,403 sq ft
10150 Falcon Ridge Dr, Independence, KY 41051
$350,000
5 beds3 baths3,500 sq ft
2016 Mapletree Ln, Independence, KY 41051
OPEN FRI, 5:30PM TO 6:30PM
$499,900
4 beds3 baths4,236 sq ft
5234 Madison Pike, Independence, KY 41051
$297,500
3 beds2.5 baths— sq ft
9827 Codyview Dr, Independence, KY 41051
OPEN SAT, 1PM TO 3PM
$350,000
3 beds2.5 baths— sq ft
1039 Falcon Ct, Independence, KY 41051
$299,900
3 beds1 bath1,300 sq ft
762 Jimae Ave, Independence, KY 41051
See all

Provided by Redfin

Sale history for 860 Stephens Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,953 (−5.0%)

$30,000 + $310,700

$340,700

2024

$4,160 (−2.9%)

$30,000 + $310,700

$340,700

2023

$4,284 (−1.5%)

$30,000 + $310,700

$340,700

2022

$4,349 (−1.5%)

$30,000 + $310,700

$340,700

2021

$4,414 (+14.7%)

$30,000 + $310,700

$340,700

2020

$3,848 (−0.3%)

$30,000 + $310,700

$340,700

2019

$3,858 (−0.5%)

$30,000 + $260,000

$290,000

2018

$3,879 (+2.8%)

$30,000 + $260,000

$290,000

2017

$3,772 (+1.8%)

$30,000 + $260,000

$290,000

2016

$3,706 (+2.4%)

$30,000 + $260,000

$290,000

2014

$3,619

$40,000 + $250,000

$290,000

Tax history for 860 Stephens Rd

Year

Property tax

Land + Additions

Assessment*

2025

$3,953 (−5.0%)

$30,000 + $310,700

$340,700

2024

$4,160 (−2.9%)

$30,000 + $310,700

$340,700

2023

$4,284 (−1.5%)

$30,000 + $310,700

$340,700

2022

$4,349 (−1.5%)

$30,000 + $310,700

$340,700

2021

$4,414 (+14.7%)

$30,000 + $310,700

$340,700

2020

$3,848 (−0.3%)

$30,000 + $310,700

$340,700

2019

$3,858 (−0.5%)

$30,000 + $260,000

$290,000

2018

$3,879 (+2.8%)

$30,000 + $260,000

$290,000

2017

$3,772 (+1.8%)

$30,000 + $260,000

$290,000

2016

$3,706 (+2.4%)

$30,000 + $260,000

$290,000

2014

$3,619

$40,000 + $250,000

$290,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

1.81 Acres

Year renovated

—

Sq. Ft.

2,831

Year built

—

Style

Single Family Residential

County

Kenton County

APN

047-00-00-061.01

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

R-CVS

Residential Conventional Subdivision District

The intent of the Residential Conventional Subdivision District is to provide opportunities for a range of single-family lot sizes. The defined character may vary by neighborhood, but new developments should reflect the scale of adjacent neighborhoods. Conventional subdivisions should have walkable, well-connected street systems that connect to adjacent neighborhoods and destinations. Supporting non-residential uses, such as parks, schools, and places of worship, may also be appropriate.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Park & open space

Property details

Parking

Parking Information
Parking Features: Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Side

Garage Information
Has Attached Garage
Has Garage
# of Garage Spaces: 5

Interior

Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 2

Heating & Cooling
Has Cooling
Cooling: Attic Fan, Central Air
Has Heating
Heating: Forced Air

Interior Features
Laundry Features: Laundry Room, Main Level
Interior Features: Kitchen Island, Walk-In Closet(s), Soaking Tub, Smart Thermostat, Pantry, Open Floorplan, Eat-in Kitchen, Crown Molding, High Ceilings, Multi Panel Doors, Natural Woodwork, Recessed Lighting, Vaulted Ceiling(s)
Fireplace Features: Decorative, Insert, Wood Burning
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
Has Fireplace
Other Equipment: Humidifier

Room Information
Basement: Partial

Room Information 1
Room Type: Living Room
Room Dimensions: 19 x 13
Room Length: 19.00
Room Width: 13.00

Room Information 2
Room Type: Dining Room
Room Dimensions: 13 x 11
Room Length: 13.00
Room Width: 11.00

Room Information 3
Room Type: Den
Room Dimensions: 8 x 8
Room Length: 8.00
Room Width: 8.00

Room Information 4
Room Type: Kitchen
Room Dimensions: 15 x 13
Room Length: 15.00
Room Width: 13.00

Room Information 5
Room Type: Breakfast Room
Room Dimensions: 17 x 9
Room Length: 17.00
Room Width: 9.00

Room Information 6
Room Type: Great Room
Room Dimensions: 16 x 14
Room Length: 16.00
Room Width: 14.00

Room Information 7
Room Dimensions: 13 x 8
Room Length: 13.00
Room Width: 8.00

Room Information 8
Room Type: Primary Bedroom
Room Dimensions: 16 x 13
Room Length: 16.00
Room Width: 13.00

Room Information 9
Room Type: Bedroom 2
Room Dimensions: 16 x 12
Room Length: 16.00
Room Width: 12.00

Room Information 10
Room Type: Bedroom 3
Room Dimensions: 16 x 11
Room Length: 16.00
Room Width: 11.00

Room Information 11
Room Type: Family Room
Room Dimensions: 16 x 14
Room Length: 16.00
Room Width: 14.00

Room Information 12
Room Type: Game Room
Room Dimensions: 24 x 13
Room Length: 24.00
Room Width: 13.00

Room Information 13
Room Type: Bonus Room
Room Dimensions: 9 x 8
Room Length: 9.00
Room Width: 8.00

Room Information 14
Room Type: Office
Room Dimensions: 12 x 9
Room Length: 12.00
Room Width: 9.00

Room Information 15
Room Type: Bonus Room
Room Dimensions: 12 x 9
Room Length: 12.00
Room Width: 9.00

Room Information 16
Room Type: Primary Bath
Room Dimensions: 0 x 0
Room Length: 0.00
Room Width: 0.00

Room Information 17
Room Type: Bathroom 2
Room Dimensions: 0 x 0
Room Length: 0.00
Room Width: 0.00

Room Information 18
Room Type: Bathroom 3
Room Dimensions: 0 x 0
Room Length: 0.00
Room Width: 0.00

Room Information 19
Room Type: Bathroom 4
Room Dimensions: 0 x 0
Room Length: 0.00
Room Width: 0.00

Exterior

Pool Information
Pool Features: Above Ground

Building Information
Levels: One
Structure Type: House
Construction Materials: Brick, Concrete, Shingle Siding
Building Area Total: 0.0

Exterior Features
Patio And Porch Features: Deck
Security Features: Smoke Detector(s)
Year Built: 1985
Bay Window(s), Wood Frames
Composition, Shingle

Property Type
Single Family Residence

Property Features
Property Condition: Existing Structure

Property Information
Property Type: Residential

Land Information
Foundation Details: Poured Concrete
Road Surface Type: Paved
Road Frontage Type: County Road
Other Structures: Outbuilding

Lot Information
Lot Size Units: Acres
Lot Size Sq. Ft.: 78,843.6
Lot Size Dimensions: of record
Lot Size Area: 1.81
Lot Size Acres: 1.81
Lot Features: Corner Lot, Sloped

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank
Utilities: Cable Available

Location

School Information
Middle Or Junior School: Twenhofel Middle School
Elementary School: Whites Tower Elementary
High School District: Kenton Co Public
High School: Simon Kenton High

Location Information
Directions: 17 to Fowler Creek. L on Stephens.

Public facts

Beds: 4
Baths: 2.5
Sq. Ft.: 2,831
Stories: 1.0
Lot Size: 1.81 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kenton County
APN: 047-00-00-061.01

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

White's Tower Elementary School

Public PreK-5 • Assigned • 1.3mi

6/10

Twenhofel Middle School

Public 6-8 • Assigned • 1.8mi

7/10

Simon Kenton High School

Public 9-12 • Assigned • 1.8mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 102° expected this year, 19 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Independence, KY • 41051

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 3.1 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

3.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$603,000 – $730,000

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Home values near 860 Stephens Rd

Data from public records.

Address	Redfin Estimate
833 Stephens Road, Independence, KY 3 Beds \| 1 Baths \| - Sq. Ft.	$235,149
867 Stephens Road, Independence, KY 3 Beds \| 2 Baths \| 1400 Sq. Ft.	$263,649

Address	Redfin Estimate
869 Stephens Road, Independence, KY 3 Beds \| 1 Baths \| - Sq. Ft.	$242,352
842 Stephens Road, Independence, KY 6 Beds \| 5 Baths \| 5706 Sq. Ft.	$771,705

Address	Redfin Estimate
890 Stephens Road, Independence, KY 2 Beds \| 1 Baths \| 925 Sq. Ft.	$231,425
841 Stephens Road, Independence, KY 4 Beds \| 3 Baths \| - Sq. Ft.	$322,254

Property information provided by NKMLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 41051, KY

Sale history for 860 Stephens Rd

Tax history for 860 Stephens Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 41051

Home values near 860 Stephens Rd

More real estate resources