Say HELLO to this affordably priced Lakefront home with nearly $30,000 of recent updates!!! Located in the desirable Rocky Fork Estates, this 3BR/3BA ranch has it's own dock on the No-Wake Zone near the Pinnacle marina. It also offers a 2-car attached garage, 1st floor Master, and a second kitchen on the walk-out lower level. You will love to entertain in the recently renovated kitchen which features stylish granite countertops. Tons of natural light will fill the home through approximately $14,000 of new windows! The main living space has also been updated with new laminate flooring. Combined with a new roof (2015), new retaining wall (2016), fresh paint and carpet... this home is move-in-ready! Whether you are looking for a full-time residence or a home away from home, you owe it to yourself to check this one out while it's still available!
Single-familyProperty Type
1984Year Built
1 acresLot Size
$167Est. Price/Sq.Ft.
2 car garageParking
Listed by Kelly Moore• Keller Williams Commonwealth
Bought with Stephanie Moskowitz• Crossroads Real Estate, LLC
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
43,560
Year renovated
—
Sq. Ft.
2,218
Year built
1984
Style
Single Family Residential
County
Garrard County
APN
03A-01-008
Parking Spaces
2
Basement
Yes
Accessible
No
HOA Dues
—
Garage
Yes
Features
Waterfront
Last updated by owner on Feb 20, 2026.
Property details
Parking
Parking Information
Parking Features: Attached Garage
Garage Information
Has Garage
Interior
Bathroom Information
Bathrooms (Full): 3
Heating & Cooling
Has Heating
Heating: Electric, Heat Pump
Cooling: Electric, Heat Pump
Interior Features
Below Grade Finished Area: 804
Interior Features: Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
Appliances: Dishwasher, Microwave, Refrigerator, Range
Flooring: Carpet, Laminate, Tile
Window Features: Insulated Windows, Blinds
Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Main Level, Washer Hookup
Room Information
Rooms (Total): 13
Basement: Finished, Partial, Walk-Out Access
Fireplace: Yes
Exterior
Exterior Features
Other Structures: Shed(s)
Foundation Details: Block
Roof: Composition, Dimensional Style
Construction Materials: Vinyl Siding
Lot Information
Lot Features: Wooded, Many Trees
Lot Size Square Feet: 43,560.04
Lot Size Acres: 1
Lot Size Source: Appraiser
Water Source: Public
On Waterfront: Yes
Property Information
Levels: One
Building Information
Building Area Total: 2,218
Financial
Tax Information
Parcel Number: 03A-01-0008
Utilities
Utility Information
Sewer: Septic Tank
Utilities: Electricity Connected
Location
School Information
Elementary School: Camp Dick
Middle Or Junior School: Garrard Co
High School: Garrard Co
High School District: Garrard County - 23
Location Information
County Or Parish: Garrard
Directions: From HWY 27 heading south across the KY River, turn Right on Rogers Toad (1845) go 3.5 miles. Left on Pollys Bend Rd 0.2 miles. Right on High Bridge Rd 0.8 miles. Left onto Hamilton Springs Rd 0.4 miles. Home is on the left.
Subdivision Name: Rocky Fork Estates
Public facts
Beds: 3
Baths: 3.0
Sq. Ft.: 2,218
Stories: —
Parking Spaces: 2
Basement: Yes
Accessible: No
Lot Size: 1 acres
Style: Single Family Residential
Year Built: 1984
Year Renovated: —
County: Garrard County
APN: 03A-01-008
HOA Dues: —
Garage: Yes
Features: Waterfront
Home facts updated by owner on Feb 20, 2026
Around this home
Schools
Camp Dick Robinson Elementary School
Public PreK-5 • Assigned • 5.8mi
8/10
Garrard Middle School
Public 6-8 • Assigned • 12.2mi
5/10
Garrard County High School
Public 9-12 • Assigned • 13.7mi
8/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 20 days in 30 years
2/10 Wind Factor
3% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Lancaster, KY • 40444
Average low and high temperatures (°F)
38
22
49
30
65
42
72
50
74
55
84
64
90
70
86
63
81
59
71
47
58
40
47
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.4 hours in
June and 3.3 hours in December, placing it below the
U.S. average for solar exposure.
8.4 hrs
3.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$353,000 – $427,000
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