Public Remarks: HUGE PRICE REDUCTION!! This Seller is MOTIVATED!! Don't let the outside of this waterfront home fool you!! This home's size will surprise you!! Master bedroom suite, master bath, 2 bedrooms, bath, living room/dining area, kitchen and a mud room/butler's pantry are all on the first floor. Nice sized rooms. Plenty of cabinets and storage. The basement has a family room, a sleeping area with built in bunk beds and chalk boards on the wall that would make any kid, or kid at heart, happy. There are 2 other sleeping areas that are currently being used by the seller as bedrooms in the basement. You could use them for extra sleeping space or make one a toy room and the other an office or computer/game room. Large laundry room and half bath are also in this finished walkout basement Outside there is a covered and screened-in wrap around upper deck so you can enjoy the peace and quiet and also the great view of Rough River Lake without fighting the insects. Kick back, relax, and let the world pass you by as you watch your children/grandchildren play in the back yard or in the lake. Under the deck there is a huge amount of storage space that has an easy entry for ease in storing your mower, lake toys or anything else. There is also a poured concrete and fenced dog area so Fido can enjoy the outdoors without worry to you. The walk to the water from this home isn't bad. The yard is level and landscaped. There are steps to the back of the lot to take you to the dock. The dock is behind the home and a little to the left. Dock to transfer with COE approval. See.....I told you this home would surprise you with it's size. Come and take a look. I think you can find lots of uses for all this space.
Single-familyProperty Type
2004Year Built
0.7 acresLot Size
$128Est. Price/Sq.Ft.
1 spaceParking
Listed by Bobbi Horn• Greater Rough River Realty Group
Bought with Martha Kay Duvall• RE/MAX Associates of Louisville
This house is ready for your lake enjoyment! Plenty of room with 3 bedrooms upstairs, and 2 in the lower level. The house has 2-1/2 baths and a finished walk-out basement. Wraparound deck, easy walk to water, new two-finger boat dock, and most furnishings to remain.
Metro Search MLS #1141044
Feb 13, 2007
Sold
$130,000
$57/sq ft
Sep 14, 2006
Listed
$144,500
$64/sq ft
Public Remarks
NEW LAKEFRONT HOME. 3 BEDROOMS, 2 BATHS WITH FINISHED WALKOUT BASEMENT ON 1 1/2 LOTS. DOCK SLIP POSSIBLE WITH COE APPROVAL. HOME WARRANTY.
Metro Search MLS #1109530
Sep 14, 2006
Listing Removed
—
Nov 28, 2005
Listed
$140,000
$62/sq ft
Metro Search MLS #1074252
Nov 22, 2005
Listing Removed
—
Nov 23, 2004
Listed
$140,000
$62/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,706 (+19.5%)
$40,000 + $140,000
$180,000
2024
$1,428 (−2.9%)
$40,000 + $140,000
$180,000
2023
$1,471 (−0.7%)
$40,000 + $118,000
$158,000
2022
$1,482 (−2.3%)
$40,000 + $118,000
$158,000
2021
$1,517 (−2.8%)
$40,000 + $118,000
$158,000
2020
$1,561 (+0.2%)
$40,000 + $118,000
$158,000
2019
$1,558 (+1.3%)
$40,000 + $118,000
$158,000
2018
$1,538 (+10.0%)
$40,000 + $118,000
$158,000
2017
$1,399
$40,000 + $105,000
$145,000
2016
$1,400 (−2.3%)
$40,000 + $105,000
$145,000
2014
$1,433 (+6.0%)
$40,000 + $105,000
$145,000
2013
$1,352
Tax history for 1081 Mercer Bend Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,706 (+19.5%)
$40,000 + $140,000
$180,000
2024
$1,428 (−2.9%)
$40,000 + $140,000
$180,000
2023
$1,471 (−0.7%)
$40,000 + $118,000
$158,000
2022
$1,482 (−2.3%)
$40,000 + $118,000
$158,000
2021
$1,517 (−2.8%)
$40,000 + $118,000
$158,000
2020
$1,561 (+0.2%)
$40,000 + $118,000
$158,000
2019
$1,558 (+1.3%)
$40,000 + $118,000
$158,000
2018
$1,538 (+10.0%)
$40,000 + $118,000
$158,000
2017
$1,399
$40,000 + $105,000
$145,000
2016
$1,400 (−2.3%)
$40,000 + $105,000
$145,000
2014
$1,433 (+6.0%)
$40,000 + $105,000
$145,000
2013
$1,352
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.7 Acres
Year renovated
2004
Sq. Ft.
2,320
Year built
2004
Style
Single Family Residential
County
Breckinridge County
APN
EL 25
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Property details
Parking
Parking Information
Parking Features: Driveway
Interior
Bedroom Information
Bedrooms Total: 3
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 3
# Basement Bedrooms: 0.0
Primary Bedroom: Yes
Bathroom Information
Bathrooms Full: 2
Bathrooms Half: 1
Primary Bathroom Level: First
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: Basement
Primary Bathroom: Yes
Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: First
Kitchen: Yes
Kitchen Level: First
Interior Features
# of Rooms: 12
# of Closets: 3
Living Areas
Family Room: Yes
Family Room Level: Basement
Living Room: Yes
Living Room Level: First
Other Room Information
# of Rooms: 12
Rooms Total: 15
Basement Y/N: Yes
Basement: Walkout Finished
Bedroom: Yes
Bedroom Level: First
Dining Area: Yes
Dining Area Level: First
Fireplaces Total: 0
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: Basement
Kitchen: Yes
Kitchen Level: First
Laundry: Yes
Laundry Level: Basement
Mud Room: Yes
Mud Room Level: First
Other: Yes
Other Level: Basement
Primary Bathroom: Yes
Primary Bathroom Level: First
Primary Bedroom: Yes
Primary Bedroom Level: First
Room 1 Information
Room 1 Level: First
Room 1 Type: Living Room
Room 2 Information
Room 2 Level: First
Room 2 Type: Dining Area
Room 3 Information
Room 3 Level: First
Room 3 Type: Primary Bedroom
Room 4 Information
Room 4 Level: First
Room 4 Type: Primary Bathroom
Room 5 Information
Room 5 Level: First
Room 5 Type: Bedroom
Room 6 Information
Room 6 Level: First
Room 6 Type: Bedroom
Room 7 Information
Room 7 Level: First
Room 7 Type: Full Bathroom
Room 8 Information
Room 8 Level: First
Room 8 Type: Kitchen
Room 9 Information
Room 9 Description: Mudroom and Butler's Pantry
Room 9 Level: First
Room 9 Type: Mud Room
Room 10 Information
Room 10 Level: Basement
Room 10 Type: Family Room
Room 11 Information
Room 11 Description: Can Be Used As A Sleeping Area/Office
Room 11 Level: Basement
Room 11 Type: Other
Room 12 Information
Room 12 Description: Can Be Used As A Sleeping Area/Office
Room 12 Level: Basement
Room 12 Type: Other
Room 13 Information
Room 13 Description: Can Be Used As a Sleeping Area/Office
Room 13 Level: Basement
Room 13 Type: Other
Room 14 Information
Room 14 Level: Basement
Room 14 Type: Laundry
Room 15 Information
Room 15 Level: Basement
Room 15 Type: Half Bathroom
Exterior
Land Information
Fencing: None
Fencing: None: Yes
Waterfront Y/N: Yes
Lot Description
Lot Features: Easement, Cleared, Level, Wooded
Lot Size Acres: 0.7
Lot Size Area: 0.7
Lot Size Units: Acres
Cleared: Yes
Easement: Yes
Irregular: Yes
Level: Yes
Wooded: Yes
Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Ranch
Subdivision / Condo Amenities
Subdivision Name: EVERETT LANNING
Building Information
Building Area Source: Appraiser
Building Area Total: 1133.33
Stories: 1
Year Built: 2004
Roof: Metal, Shingle
Foundation Details: Slab, Poured Concrete
Construction Materials: Vinyl Siding
Above Grade Finished: 1,133.33
Below Grade Finished: 1,133.33
Living Area: 2266.0
Financial
Tax Information
Tax Block: 0
Tax Lot: 1/2- Lot 24; Lot 25
Utilities
Utility Information
Utilities: Fuel:Natural
Heating
Heating Y/N: Yes
Heating: Electric, Forced Air, Heat Pump
Cooling
Cooling Y/N: Yes
Cooling: Central Air, Heat Pump
Location
HOA Information
Association Fee: 0.0
Neighborhood Information
Subdivision Name: EVERETT LANNING
Location Information
Directions: South On Hwy. 259 to Cave Springs Loop. Turn right onto Cave Springs Loop. Turn left onto Mercer Bend Rd. Follow to home on the right.
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 2,320
Stories: 1.0
Lot Size: 0.7 acres
Style: Single Family Residential
Year Built: 2004
Year Renovated: 2004
County: Breckinridge County
APN: EL 25
Home facts updated by county records on Sep 14, 2026
Around this home
Schools
Ben Johnson Elementary School
Public PreK-5 • Assigned • 2.4mi
7/10
Breckinridge County Middle School
Public 6-8 • Assigned • 12.2mi
4/10
Breckinridge County High School
Public 9-12 • Assigned • 12.1mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 105° expected this year, 19 days in 30 years
3/10 Wind Factor
4% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Leitchfield, KY • 42754
Average low and high temperatures (°F)
39
22
49
30
66
43
74
51
76
56
86
67
90
72
85
64
83
61
73
49
59
42
48
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.6 hours in
June and 3.9 hours in December, placing it below the
U.S. average for solar exposure.
9.6 hrs
3.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$277,000 – $335,000
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