Beautifully maintained, spacious two-story home on a finished walkout basement offering generous living space for a growing or multigenerational family in the highly desirable Waterford subdivision! From the moment you arrive, you'll appreciate the beautifully landscaped front yard and inviting covered front porch. Inside, the entire home has been freshly painted, and a new roof June 2026. The double-sided fireplace creates a warm and welcoming atmosphere from both the living room and kitchen area. The home features a well-appointed kitchen with beautiful granite countertops, a spacious breakfast area and separate dining room which offer functionality and style for everyday living and entertaining.This home features four spacious bedrooms upstairs, including a large primary suite with tray ceiling, separate vanities, soaking tub, separate shower, and dual walk-in closets. One bedroom includes a bonus room great for many uses. The finished walkout basement offers exceptional flexibility with a large family room, kitchenette, dining area, a spacious bedroom, full bath, bonus room ideal for a home office, craft room or fitness space, plus an abundant unfinished storage room. Whether hosting extended family, entertaining guests, or simply enjoying everyday living, this level provides room for it all. Outdoor living is equally impressive with a large deck and spacious screened porch overlooking a picturesque meandering stream and mature canopy of trees. The peaceful setting creates a private retreat perfect for relaxing, entertaining, or enjoying nature year-round. Waterford is one of Lexington's most beloved communities, known for its welcoming atmosphere, beautiful surroundings, and exceptional convenience. Close to Veterans Park Elementary and nearby Veterans Park with its extensive walking and biking trails, playgrounds, and ball fields. Located within a vibrant homeowners association featuring a swimming pool, pickleball courts, clubhouse, and a variety of community events throughout the year, and just minutes from Whole Foods, The Summit at Fritz Farm, Fayette Mall, restaurants, healthcare, and major commuter routes. This home offers the perfect combination of space, location, community, and lifestyle.
Single-familyProperty Type
2000Year Built
8,546 sq ftLot Size
$140Price/Sq.Ft.
$46/moHOA Dues
2 car garageParking
Listed by Andrea Clemons• Rector Hayden Realtors
Bought with Travis Redmon• United Real Estate Bluegrass
Est. $3,396 per month, based on comparable rentals
Sale and tax history for 4432 River Ridge Rd
Sale History
Tax History
Date
Event
Price
ImagineMLS #26017130
Aug 14, 2026
Sold
$595,000
$140/sq ft
Jul 10, 2026
Contingent
—
Jul 9, 2026
Listed
$599,900
$141/sq ft
ImagineMLS #26012938
Jun 20, 2026
Listing Removed
—
Jun 5, 2026
Listed
$610,000
$143/sq ft
ImagineMLS #1509310
Aug 21, 2015
Sold
$349,900
$82/sq ft
Jul 27, 2015
Listing Removed
—
May 9, 2015
Listed
$349,900
$82/sq ft
+44
NEW PRICE! OPEN HOUSE Sunday 1-3. This is a Beautiful 2 Story Home on a Finished Walk Out basement on a quiet cul-de-sac in desirable Waterford. This 5 bedroom, 3.5 bath gem backs to a green space with a creek and offers nice views from the screened in porch & the sun deck below. The kitchen offers granite, stainless appliances, kitchen bar & eat-in dining area in addition to the formal dining area. 4432 River Ridge is very conveniently located only 1 mile from Brannon Crossing which offers Kroger, Restaurants, Shopping, Movie Theater, etc. The massive basement has tons of windows & natural light, almost like having another home in itself and has spaces for kids, adults & guests too. Features include a nice size kitchen & dining area, 5th bedroom (currently used as an office/ sound studio), a full bath & play room! As of 6-4-15 FCPS Board approved a change in school districts, changing this property into Veterans Park Elem. If you have any questions, please contact the FCPS board.
ImagineMLS #1406830
Jul 2, 2014
Sold
$333,500
$78/sq ft
May 1, 2014
Listing Removed
—
Apr 18, 2014
Listed
$349,500
$82/sq ft
ImagineMLS #405786
Jul 30, 2004
Sold
$296,500
$70/sq ft
Apr 30, 2004
Listing Removed
—
Apr 21, 2004
Listed
$289,900
$68/sq ft
ImagineMLS #209168
Feb 20, 2003
Listing Removed
—
Aug 20, 2002
Listed
$299,900
$70/sq ft
ImagineMLS #2009313
Jan 18, 2001
Sold
$284,900
$67/sq ft
Dec 21, 2000
Listing Removed
—
Sep 15, 2000
Listed
$284,900
$67/sq ft
Year
Property tax
Land + Additions
Assessment*
2015
$4,027 (+7.4%)
2014
$3,749
Public record
Public record
Zoning
Permits
Beds
5
Baths
3.5
Stories
2
Lot width
70 ft.
Lot depth
—
Lot size
8,547 Sq. Ft.
Year renovated
—
Sq. Ft.
4,269
Year built
2000
Style
Single Family Residential
County
Fayette County
APN
38013900
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
R-1D
Single-Family Residential Zone
The intent of this zone is to provide for low density, single family detached residences and supporting uses. This zone should be located in areas of the community where services and facilities are/will be adequate to serve the anticipated population. This zone should be established in accordance with the Goals, Objectives, Policies, and Development Criteria of the Comprehensive Plan.
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Multiple units
Park & open space
Apr 8, 2005 • Final
Residential additions
Addition
Mar 3, 2005 • Final
Residential remodel
Remodel
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Parking Features: Attached Garage
Garage Information
Has Garage
Interior
Bathroom Information
Bathrooms (Full): 3
Bathrooms (1/2): 1
Heating & Cooling
Has Heating
Heating: Forced Air, Natural Gas, Zoned
Cooling: Central Air, Ceiling Fan(s), Electric, Zoned
Interior Features
Below Grade Finished Area: 1,297
Interior Features: Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
Appliances: Dryer, Disposal, Dishwasher, Microwave, Washer, Range
Construction Materials: Brick Veneer, Vinyl Siding
Fencing: Wood
Lot Information
Lot Features: Many Trees
Lot Size Square Feet: 8,546
Lot Size Acres: 0.196
Lot Size Source: Public Records
Water Source: Public
On Waterfront: No
Has View: Yes
View: Trees/Woods
Property Information
Structure Type: House
Levels: Three Or More
Building Information
Building Area Total: 4,254
Financial
Tax Information
Parcel Number: 38013900
Utilities
Utility Information
Sewer: Public Sewer
Utilities: Electricity Connected, Natural Gas Connected, Underground Utilities
Location
HOA Information
Has Association
Association Fee Frequency: Annually
School Information
Elementary School: Veterans
Middle Or Junior School: Southern
High School: Tates Creek
High School District: Fayette County - 1
Location Information
County Or Parish: Fayette
Directions: Man O' War to Waterford Subdivision Entrance, Left on Ridgewater Drive, Left on Brookridge Drive, Left on Poplar Springs, Left on River Ridge, Home on Right.
Subdivision Name: Waterford
Public facts
Beds: 5
Baths: 3.5
Sq. Ft.: 4,269
Stories: 2.0
Lot Size: 8,547 square feet
Style: Single Family Residential
Year Built: 2000
Year Renovated: —
County: Fayette County
APN: 38013900
Home facts updated by county records on Aug 7, 2026
Other
Listing Information
Contingency: Contingent
Around this home
Schools
Veterans Park Elementary School
Public K-5 • Assigned • 0.8mi
9/10
Southern Middle School
Public 6-8 • Assigned • 1.2mi
7/10
Tates Creek High School
Public 9-12 • Assigned • 2.6mi
3/10
Provided by GreatSchools
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 101° expected this year, 19 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Lexington, KY • 40515
Average low and high temperatures (°F)
37
20
48
28
65
41
73
49
74
55
84
64
90
70
86
63
82
58
71
46
57
39
46
31
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
53/ 100
Moderate sunlight
Sunscore
There appears to be some shading by surrounding buildings, terrain, and vegetation.
7.1 hrs
2.8 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$571,000 – $691,000
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