OFF MARKET

Off market sep 2020 for $171K

$248,812

Est. refi paymentEst. refi $927/mo

•

1,152

sq ft

6405 Montego Bay Rd, Louisville, KY 40228

About this home

Public Remarks: Beautiful 3 bedroom, 1 1/2 bath ranch home located in the Whispering Hills neighborhood, just minutes from Bardstown Rd and Fern Valley Rd. This home features an open floor plan, wood burning fireplace, and a 2 car attached garage. The common areas of the home have laminate flooring for easy upkeep. The large master bedroom has an en suite half bath. The back yard is fenced in and is lined with trees for added privacy. The two car attached garage offers convenience and added room for storage. Don't miss out on your opportunity to make this house your new home - schedule a private showing today!

Single-familyProperty Type

1977Year Built

8,276 sq ftLot Size

$216Est. Price/Sq.Ft.

2 car garageParking

Listed by Jay T. Pitts and Associates Pitts • RE/MAX Premier Properties

Listed by Tiffany Askin • RE/MAX Premier Properties

Bought with Amy Johnston • Keller Williams Louisville

Redfin checked: 2 minutes ago

•Source:Metro Search MLS #1563579

Redfin Estimate

$248,812

$78K since sold in September 2020$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.9% higher than the average sale price ($247K) of 6 comparable homes.

SOLD SEP 4, 2026
$299,900
A
3 beds2 baths1,924 sq ft
6217 Lynnchester Dr, Louisville, KY 40219
RE/MAX Premier Properties
SOLD SEP 22, 2026
$239,900
B
3 beds1 bath1,335 sq ft
5900 Bluestone Rd, Louisville, KY 40219
Coldwell Banker McMahan
SOLD FEB 27, 2026
$235,000
C
3 beds1 bath1,090 sq ft
6214 Lynnchester Dr, Louisville, KY 40219
Real Broker, LLC
SOLD JAN 5, 2026
$195,000
D
3 beds1.5 baths1,606 sq ft
6400 Overton Rd, Louisville, KY 40228
RE/MAX Premier Properties
SOLD AUG 17, 2026
$260,000
E
3 beds1 bath1,026 sq ft
6103 Whispering Hills Blvd, Louisville, KY 40219
Semonin Realtors
SOLD MAR 2, 2026
$250,000
F
3 beds2 baths1,101 sq ft
6615 Moorhampton Dr, Louisville, KY 40228
Homepage Realty

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Earn from this home

Sell

$112,445

Est. take-home

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Refinance

Est. cash available

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Rent

$1,800/mo

Redfin rental estimate

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Market trends in 40228, KY

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.4%

0.3% MoM

Median sale price

$292K

$164 MoM

Avg. days on market

35d

1 days MoM

Recently sold homes

1 MoM

New listings for sale

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EXP Realty LLC
NEW 35 HRS AGO
$235,000
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Segrest Flaherty Realtors LLC
OPEN TODAY, 2PM TO 4PM
$420,000
5 beds3 baths2,999 sq ft
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OPEN TODAY, 2PM TO 4PM
$290,000
4 beds2 baths1,902 sq ft
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Keller Williams Collective
$1,060,000
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The Breland Group
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simpler.realestate
FOR SALE BY OWNER
$135,000
3 beds2 baths1,296 sq ft
4840 Fegenbush Ln, Louisville, KY 40228
$240,000
2 beds2.5 baths1,461 sq ft
6934 Arbor Creek Dr, Louisville, KY 40228
simpler.realestate
$420,000
5 beds3.5 baths2,556 sq ft
8200 Cedar Pointe Dr, Louisville, KY 40229
DRH Realty of Kentucky
OPEN TODAY, 2PM TO 4PM
$1
4 beds2.5 baths2,673 sq ft
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Semonin Realtors
See all

Provided by Redfin

Sale history for 6405 Montego Bay Rd

Date

Event

Price

Metro Search MLS #1563579

Sep 2, 2020

Sold

$171,000

$148/sq ft

Jul 21, 2020

Pending

—

Jul 7, 2020

Contingent

—

Jul 7, 2020

Listed

$175,000

$152/sq ft

Public Records

Sep 26, 2007

Sold

$120,100

$104/sq ft

Metro Search MLS #1167857

Sep 21, 2007

Sold

$120,000

$104/sq ft

Jun 3, 2007

Listed

$124,900

$108/sq ft

Public Remarks

Looking for a completely updated home? This is it! Welcome to 6405 Montego Bay Road. The list of renovations on this 3 bedroom, 1.5 bath home is endless and includes: **Brand new kitchen cabinets, laminate wood flooring, dishwasher and range. **Recessed lighting in the entry way and in the new kitchen. **Brand new front and rear entry doors. **New neutral paint throughout the entire home. **New vanity and laminate tile look flooring in the full bath. **New vanity, lighting, and laminate tile look flooring in the master bath. **All new interior doors with brushed nickel finished hardware. **New laminate wood flooring in the entry. **Brand new heat pump with a 5 year warranty for the new homeowner. **Updated landscaping with a very private, full fenced backyard. **Other amenities this home has to offer are: **Wood burning fireplace. **Eat-in kitchen and formal dining room. **Very large two car garage for all your storage needs. Not to mention the very convenient location near major expressways, shopping, schools, and the new Hurstbourne Lane extension. Hurry to make this your home today!!

Metro Search MLS #1143466

Feb 16, 2007

Sold

$88,500

$77/sq ft

Oct 9, 2006

Listed

$99,900

$87/sq ft

Metro Search MLS #1052982

Feb 17, 2005

Listing Removed

—

Feb 17, 2004

Listed

$112,000

$97/sq ft

Public Records

Nov 2, 2004

Sold

$124,000

$108/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,974 (+0.8%)

$34,000 + $142,050

$176,050

2024

$1,958 (−2.8%)

$34,000 + $142,050

$176,050

2023

$2,014 (−0.3%)

$40,000 + $131,000

$171,000

2022

$2,021 (−6.5%)

$40,000 + $131,000

$171,000

2021

$2,161 (+36.6%)

$40,000 + $131,000

$171,000

2020

$1,582 (+9.5%)

$40,000 + $131,000

$171,000

2019

$1,444 (+1.2%)

$29,000 + $104,270

$133,270

2018

$1,427 (+2.0%)

$29,000 + $104,270

$133,270

2017

$1,399 (+10.3%)

$29,000 + $104,270

$133,270

2015

$1,268

$22,000 + $98,000

$120,000

2014

$1,269

$22,000 + $98,000

$120,000

Tax history for 6405 Montego Bay Rd

Year

Property tax

Land + Additions

Assessment*

2025

$1,974 (+0.8%)

$34,000 + $142,050

$176,050

2024

$1,958 (−2.8%)

$34,000 + $142,050

$176,050

2023

$2,014 (−0.3%)

$40,000 + $131,000

$171,000

2022

$2,021 (−6.5%)

$40,000 + $131,000

$171,000

2021

$2,161 (+36.6%)

$40,000 + $131,000

$171,000

2020

$1,582 (+9.5%)

$40,000 + $131,000

$171,000

2019

$1,444 (+1.2%)

$29,000 + $104,270

$133,270

2018

$1,427 (+2.0%)

$29,000 + $104,270

$133,270

2017

$1,399 (+10.3%)

$29,000 + $104,270

$133,270

2015

$1,268

$22,000 + $98,000

$120,000

2014

$1,269

$22,000 + $98,000

$120,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

8,124 Sq. Ft.

Year renovated

1977

Sq. Ft.

—

Year built

1977

Style

Single Family Residential

County

Jefferson County

APN

23205900310000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
Garage Spaces: 2.0

Interior

Bedroom Information
Bedrooms Total: 3
First Floor PBR: Yes
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 3
# Basement Bedrooms: 0.0

Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 1
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: First

Kitchen & Dining Information
Kitchen: Yes
Kitchen Level: First

Interior Features
# of Rooms: 6
# of Closets: 5

Living Areas
Living Room: Yes
Living Room Level: First

Other Room Information
# of Rooms: 6
Rooms Total: 7
Basement: None
Bedroom: Yes
Bedroom Level: First
Fireplaces Total: 0
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
First Floor Laundry: Yes

Room 1 Information
Room 1 Level: First
Room 1 Type: Living Room

Room 2 Information
Room 2 Level: First
Room 2 Type: Kitchen

Room 3 Information
Room 3 Level: First
Room 3 Type: Bedroom

Room 4 Information
Room 4 Level: First
Room 4 Type: Bedroom

Room 5 Information
Room 5 Level: First
Room 5 Type: Bedroom

Room 6 Information
Room 6 Level: First
Room 6 Type: Half Bathroom

Room 7 Information
Room 7 Level: First
Room 7 Type: Full Bathroom

Exterior

Land Information
Fencing: Chain Link
Fencing: Chain Link: Yes

Lot Description
Lot Features: Level
Lot Size Acres: 0.19
Lot Size Area: 0.19
Lot Size Units: Acres
Level: Yes

Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Ranch

Subdivision / Condo Amenities
Subdivision Name: SHALLOW CREEK

Building Information
Building Area Source: Other
Building Area Total: 1152.0
Stories: 1
Year Built: 1977
Roof: Shingle
Foundation Details: Slab
Construction Materials: Vinyl Siding
Above Grade Finished: 1,152
Living Area: 1152.0

Financial

Tax Information
Tax Block: 0000
Tax Lot: 0000

Utilities

Utility Information
Utilities: Electricity Connected

Heating
Heating Y/N: Yes
Heating: Heat Pump

Cooling
Cooling Y/N: Yes
Cooling: Heat Pump

Location

HOA Information
Association Fee: 36.0
Association Y/N: Yes

Neighborhood Information
Subdivision Name: SHALLOW CREEK

Location Information
Directions: Fern Valley Rd to Fegenbush Ln. Right onto Fenwick Way. Right onto Mandeville Rd. Right onto Montego Bay Rd.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 8,124 square feet
Style: Single Family Residential
Year Built: 1977
Year Renovated: 1977
County: Jefferson County
APN: 23205900310000

Home facts updated by county records on Sep 8, 2026

Around this home

Schools

Luhr Elementary School

Public K-5 • Assigned • 0.7mi

5/10

Marion C. Moore School

Public 6-12 • Assigned • 1.1mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 104° expected this year, 19 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

Louisville, KY • 40228

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.3 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$237,000 – $287,000

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Home values near 6405 Montego Bay Rd

Data from public records.

Address	Redfin Estimate
6317 Montego Bay Rd, Louisville, KY 4 Beds \| 2.5 Baths \| 1334 Sq. Ft.	$259,552
6410 Montego Bay Rd, Louisville, KY 3 Beds \| 1.5 Baths \| 1440 Sq. Ft.	$271,518

Address	Redfin Estimate
6319 Montego Bay Rd, Louisville, KY 3 Beds \| 1.5 Baths \| 1581 Sq. Ft.	$255,057
6408 Montego Bay Rd, Louisville, KY 3 Beds \| 2 Baths \| 1636 Sq. Ft.	$291,056

Address	Redfin Estimate
6318 Montego Bay Rd, Louisville, KY 5 Beds \| 3 Baths \| 2156 Sq. Ft.	$302,432
6403 Montego Bay Rd, Louisville, KY 3 Beds \| 1.5 Baths \| 1613 Sq. Ft.	$240,789

Property information provided by Metro Search MLS when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40228, KY

Sale history for 6405 Montego Bay Rd

Tax history for 6405 Montego Bay Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40228

Home values near 6405 Montego Bay Rd

More real estate resources