Public Remarks: Escape to lake life at this fully RENOVATED and fully FURNISHED 2 bed, 1 bath waterfront retreat on Rough River Lake! This charming blue cottage offers stunning water views, a huge entertaining deck, cozy firepit, and an owned dock with cart/walking path at the end of a quiet cul-de-sac. Modern upgrades throughout make it completely move-in ready. It is being sold turnkey! No HOA + short-term rentals allowed — and it's already an income-producing rental! The perfect personal getaway, investment property, or both... lake days are calling!
Sale and tax history for 646 Rough River Resort Rd
Sale History
Tax History
Date
Event
Price
Metro Search MLS #1720518
Sep 10, 2026
Sold
$136,000
$283/sq ft
Sep 5, 2026
Pending
—
Aug 10, 2026
Contingent
—
Aug 1, 2026
Price Changed
$155,000
$323/sq ft
Jul 19, 2026
Price Changed
$165,000
$344/sq ft
Jun 30, 2026
Price Changed
$175,000
$365/sq ft
Jun 15, 2026
Listed
$179,900
$375/sq ft
Metro Search MLS #4
Jun 4, 2026
Price Changed
$184,900
$385/sq ft
Apr 12, 2026
Price Changed
$189,900
$396/sq ft
HKARMLS #3
Jun 4, 2026
Price Changed
$184,900
$385/sq ft
Apr 12, 2026
Price Changed
$189,900
$396/sq ft
Jan 6, 2026
Price Changed
$195,000
$406/sq ft
Metro Search MLS #2
Jan 6, 2026
Price Changed
$195,000
$406/sq ft
HKARMLS #1
Nov 14, 2024
Price Changed
$199,000
$415/sq ft
Sep 29, 2024
Price Changed
$210,000
$438/sq ft
Sep 18, 2024
Price Changed
$225,000
$469/sq ft
Metro Search MLS #1575454
May 21, 2021
Sold
$100,000
$208/sq ft
Dec 7, 2020
Listed
$107,000
$223/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,336 (+5.2%)
$40,000 + $100,000
$140,000
2024
$1,270 (+34.3%)
$40,000 + $100,000
$140,000
2023
$946 (−0.7%)
$40,000 + $100,000
$140,000
2022
$952 (+37.2%)
$40,000 + $60,000
$100,000
2021
$694 (+24.0%)
$40,000 + $60,000
$100,000
2020
$560 (+0.2%)
$20,000 + $50,000
$70,000
2019
$559 (+1.2%)
$20,000 + $34,000
$54,000
2018
$552 (+1.1%)
$20,000 + $34,000
$54,000
2017
$546
$20,000 + $34,000
$54,000
2016
$546 (+18.2%)
$20,000 + $34,000
$54,000
2014
$462 (+5.7%)
$20,000 + $34,000
$54,000
2013
$437
Public record
Beds
1
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
8,777 Sq. Ft.
Year renovated
1969
Sq. Ft.
483
Year built
1969
Style
Other
County
Breckinridge County
APN
NFR 60
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 6, 2026.
Property details
Parking
Parking Information
Parking Features: Driveway
Interior
Bedroom Information
Bedrooms Total: 2
First Floor PBR: Yes
Primary Bedroom Level: First
# Upper Floor Bedrooms: 0.0
# 2nd Floor Bedrooms: 0.0
# 1st Floor Bedrooms: 2
# Basement Bedrooms: 0.0
Primary Bedroom: Yes
Bathroom Information
Bathrooms Full: 1
Bathrooms Half: 0
Full Bathroom: Yes
Full Bathroom Level: First
Kitchen & Dining Information
Kitchen: Yes
Kitchen Level: First
Interior Features
# of Rooms: 5
# of Closets: 1
Living Areas
Living Room: Yes
Living Room Level: First
Other Room Information
# of Rooms: 5
Rooms Total: 5
Basement: None
Bedroom: Yes
Bedroom Level: First
Fireplaces Total: 0
Full Bathroom: Yes
Full Bathroom Level: First
Kitchen: Yes
Kitchen Level: First
First Floor Laundry: No
Primary Bedroom: Yes
Primary Bedroom Level: First
Room 1 Information
Room 1 Level: First
Room 1 Type: Kitchen
Room 2 Information
Room 2 Level: First
Room 2 Type: Living Room
Room 3 Information
Room 3 Level: First
Room 3 Type: Primary Bedroom
Room 4 Information
Room 4 Level: First
Room 4 Type: Bedroom
Room 5 Information
Room 5 Level: First
Room 5 Type: Full Bathroom
Exterior
Exterior Features
Exterior Features: Boat Slip
Land Information
Fencing: None
Fencing: None: Yes
Waterfront Y/N: Yes
Lot Description
Lot Features: Cleared, Wooded
Lot Size Acres: 0.2
Lot Size Area: 0.2
Lot Size Units: Acres
Cleared: Yes
Wooded: Yes
Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Ranch
Subdivision / Condo Amenities
Subdivision Name: NORTH FORK RESORT
Building Information
Building Area Source: List Agent
Building Area Total: 480.0
Stories: 1
Year Built: 1969
Roof: Metal
Foundation Details: Crawl Space, Concrete Blk
Above Grade Finished: 480
Living Area: 480.0
Financial
Tax Information
Tax Block: 0
Tax Lot: 60
Utilities
Utility Information
# of HVAC Units: 3
Utilities: Electricity Connected
Heating
Heating Y/N: Yes
Heating: MiniSplit/Ductless
Cooling
Cooling Y/N: Yes
Location
HOA Information
Association Fee: 0.0
Neighborhood Information
Subdivision Name: NORTH FORK RESORT
Location Information
Directions: From Old Hwy 60, Hardinsburg, KY: Turn onto KY-259 S/KY-79 S Turn left onto Old Ky 259/Old Ky 79 Rd 0.3 mi Continue onto Rough River Resort Rd home will be on the right
Public facts
Beds: 1
Baths: 1.0
Sq. Ft.: 483
Stories: 1.0
Lot Size: 8,777 square feet
Style: Other
Year Built: 1969
Year Renovated: 1969
County: Breckinridge County
APN: NFR 60
Home facts updated by county records on Oct 6, 2026
Other
Listing Date Information
Documents Change Timestamp: 2026-10-11T05:17:02Z
Around this home
Schools
Ben Johnson Elementary School
Public PreK-5 • Assigned • 3.6mi
7/10
Breckinridge County Middle School
Public 6-8 • Assigned • 8.5mi
4/10
Breckinridge County High School
Public 9-12 • Assigned • 8.4mi
5/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 105° expected this year, 19 days in 30 years
3/10 Wind Factor
6% chance of strong winds in next 30 years
2/10 Air Factor
0 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Mc Daniels, KY • 40152
Average low and high temperatures (°F)
39
21
49
30
66
43
73
51
75
57
85
66
88
71
85
64
83
58
73
49
58
42
48
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Estimated sale price
$132,000 – $160,000
Sell confidently with a local market expert in Mc Daniels.