LAKE CUMBERLAND GETAWAY READY TO ENJOY! Welcome to 1009 Ramseys Point Road, a fantastic 4-bedroom, 2.5-bath home in the desirable Ramseys Point area of Monticello. Built in 2015 and offering approximately 1,860 square feet, this property delivers the perfect combination of comfortable living, incredible garage space, outdoor entertaining, and convenient access to Lake Cumberland. One of the biggest advantages? The seller is leaving much of the furnishings for the convenience of the next owner! However, personal belongings and select items will be removed prior to closing. Whether you're looking for a full-time residence, weekend retreat, vacation home, or investment property, this is a true turnkey opportunity. The oversized HEATED AND COOLED GARAGE is an absolute standout feature. With approximately 34 feet of depth and tall overhead doors, there is plenty of room for boats, vehicles, ATVs, motorcycles, lake toys, and all the gear that comes with enjoying Lake Cumberland. Because it is heated and cooled, the space can be comfortably used year-round as a workshop, hobby area, recreation space, or simply incredible storage. Step outside and enjoy the spacious rear deck, patio, and firepit area — the perfect setting for grilling, entertaining family and friends, relaxing after a day on the water, or enjoying Kentucky evenings under the stars. And then there's the lake! Conveniently located just minutes from Lake Cumberland recreation and a nearby boat ramp, you'll have easy access to some of the best boating, fishing, swimming, and outdoor recreation in the region. This is the kind of property Lake Cumberland buyers are looking for — FOUR BEDROOMS, 2.5 BATHS, AN OVERSIZED HEATED & COOLED GARAGE, GREAT OUTDOOR LIVING, AND CONVENIENT LAKE ACCESS. Don't miss your opportunity to own a move-in-ready Lake Cumberland property where you can start making memories from day one!
LAKE CUMBERLAND BARDOMINIUM!!!! This very nice 2 story bardominium features 4 bedrooms with 2-1/2 baths, tiled shower in the master bedrrom, beautiful kitchen with stainless appliances and concrete counter tops. Massive rear deck and patio overlooking a firepit area, 34 ft. deep garages with 10' wide and 12' tall overhead doors for your boats and lake toys. Located in popular Ramsey's Point which is approximately 20 minutes to Conley Bottom Marina and approximately 15 minutes to Jamestown Marina and State Dock by water. Nice boat ramp within walking distance!!
Year
Property tax
Land + Additions
Assessment*
2025
$2,435 (−2.5%)
$50,000 + $227,000
$277,000
2024
$2,499 (+138.9%)
$50,000 + $227,000
$277,000
2023
$1,046 (−0.8%)
$50,000 + $227,000
$277,000
2022
$1,055 (−0.7%)
$10,000 + $100,800
$110,800
2021
$1,063 (−1.1%)
$10,000 + $100,800
$110,800
2020
$1,075 (−0.1%)
$10,000 + $100,800
$110,800
2019
$1,076 (+0.3%)
$10,000 + $100,800
$110,800
2018
$1,073 (−0.6%)
$10,000 + $100,800
$110,800
2017
$1,079 (+78.1%)
$10,000 + $100,800
$110,800
2016
$606
$10,000 + $100,800
$110,800
Public record
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Lot size
0.36 Acres
Year renovated
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Finished Sq. Ft.
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Year built
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Style
Other
County
Wayne County
APN
022-40-01-034.01
Parking Spaces
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Basement
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Accessible
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Last updated by owner on Aug 7, 2026.
Historical weather
Monticello, KY • 42633
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Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
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Redfin Estimate for 1009 Ramseys Point Rd
$349,207
$793 under list price of $350K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $210K to $445K.