LAKEFRONT, VRBO, Airbnb, Vacation Home, residential with detached Mother in law suite, the choice is yours. This amazing home has endless opportunities. Including the detached One Bedroom cabin, 6 Bedrooms 4 1/2 baths and over 3,000 SQ. Ft. Sleeps 26 people as a successful VRBO. The massive kitchen with tile counter tops, Island and plenty of cabinetry opens up to the gorgeous living/family area and will take your breath away. The space for entertaining in the kitchen and living area alone is more than enough for large family or friend gatherings. This home sits only Fifteen minutes away from the amazing Marinas of Conley Bottom and Burnside. Relax out on the large beautiful deck in the evenings after spending the day on the beautiful Lake Cumberland. The Main house and Mother in law suite is situated on a cul-de-sac with over 2 Acres of land and plenty of room for entertaining. This home comes totally furnished and has an adjacent lot included for additional fun. A must see !!
Single-familyProperty Type
1999Year Built
2.5 acresLot Size
$141Est. Price/Sq.Ft.
2 car garageParking
Listed by Jeff Sims• Realty World Dowell & Associates
Bought with Verlan Owens• Cumberland Realty Group & Auctions LLC
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
—
Stories
1.5
Lot width
—
Lot depth
—
Lot size
1.8 Acres
Year renovated
—
Sq. Ft.
1,076
Year built
1999
Style
Single Family Residential
County
Wayne County
APN
MM-03-104.00ETC
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking Information
Parking Features: Attached Garage
Interior
Bathroom Information
Bathrooms (Full): 4
Bathrooms (1/2): 1
Heating & Cooling
Has Heating
Heating: Electric, Heat Pump, Natural Gas, Wood
Interior Features
Below Grade Finished Area: 1,076
Appliances: Dishwasher, Microwave, Refrigerator, Washer, Range
Flooring: Carpet, Laminate, Wood
Room Information
Basement: Finished, Full, Walk-Out Access
Fireplace: Yes
Exterior
Exterior Features
Foundation Details: Concrete Perimeter
Roof: Metal
Construction Materials: Wood Siding
Lot Information
Lot Size Square Feet: 108,900
Lot Size Acres: 2.5
Water Source: Public
On Waterfront: No
Has View: Yes
View: Lake
Property Information
Levels: One and One Half
Building Information
Building Area Total: 3,082
Financial
Tax Information
Parcel Number: MM-03-104.00ETC
Utilities
Utility Information
Sewer: Septic Tank
Location
Location Information
County Or Parish: Wayne
Directions: 27 South to Hwy 90 toward Monticello to Frazer Chapel Road. Follow Frazer Chapel Road to Cedar Bluff Road, then turn right on to Cedar Bluff Ridge Road. Properties are at the end of the road.Sign in yard
Public facts
Beds: —
Baths: —
Sq. Ft.: 1,076
Stories: 1.5
Lot Size: 1.8 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: —
County: Wayne County
APN: MM-03-104.00ETC
Home facts updated by county records on Aug 7, 2026
Around this home
Schools
Places
Transit
Monticello Elementary School
Public 3-5 • Assigned • 11.8mi
5/10
Wayne County Middle School
Public 6-8 • Assigned • 12.3mi
3/10
Wayne County High School
Public 9-12 • Assigned • 12.1mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 18 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Monticello, KY • 42633
Average low and high temperatures (°F)
41
21
52
29
67
40
74
49
76
56
85
65
89
70
85
63
81
59
72
46
61
40
51
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 3.7 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
3.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$413,000 – $500,000
Sell confidently with a local market expert in Monticello. 3 minutes to get started.