For sale

$273,000

Est. $1,767/mo —

•

3,402

sq ft

607 Old Lock 21 Rd, Monticello, KY 42633

About this home

3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.

Single-familyProperty Type

1985Year Built

1.35 acresLot Size

$80Price/Sq.Ft.

2 car garageParking

Listed by Barry Cooper • Re/Max Country Lakes

Listing updated: Sep 23, 2026 at 10:33am

Redfin checked: a few seconds ago

•Source:ImagineMLS #25503942

Payment calculator

$1,767 per month

Principal and interest$1,508

Property taxes

$95

HOA dues

Home insurance

$164

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (1)

Around this home

Schools

K - 12
Preschool & daycare

Bell Elementary School

Public 1-2 • Assigned • 8.0mi

Wayne County Middle School

Public 6-8 • Assigned • 8.2mi

3/10

Wayne County High School

Public 9-12 • Assigned • 7.9mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

607 Old Lock 21 Rd · $273,000

Strong offer

$271K and above

75% chance or better to win

Why $271K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 73 days.

SALE-TO-LIST

Most homes are selling 8% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Entrance foyer
Eat-in kitchen
Ceiling fans
Finished basement with interior and exterior entry
Walk-out / walk-up basement access
Basement constructed of concrete

Bathrooms
Three full bathrooms

Kitchen
Dishwasher
Disposal
Refrigerator
Oven
Eat-in kitchen

Laundry & utility
Washer hookup
Electric dryer hookup on main level

Flooring
Carpet
Vinyl

Heating & cooling
Heat pump and electric heating
Central air conditioning
Electric cooling

Sale and tax history for 607 Old Lock 21 Rd

Sale History
Tax History

Date

Event

Price

ImagineMLS #25503942

Sep 23, 2026

Price Changed

$273,000

$80/sq ft

Aug 11, 2026

Price Changed

$279,000

$82/sq ft

Jul 14, 2026

Price Changed

$282,000

$83/sq ft

Jun 25, 2026

Price Changed

$285,000

$84/sq ft

May 25, 2026

Price Changed

$289,000

$85/sq ft

May 4, 2026

Price Changed

$298,000

$88/sq ft

Apr 21, 2026

Price Changed

$305,000

$90/sq ft

Mar 7, 2026

Price Changed

$344,000

$101/sq ft

Feb 26, 2026

Price Changed

$349,000

$103/sq ft

Nov 26, 2025

Price Changed

$382,000

$112/sq ft

Oct 15, 2025

Listed

$395,000

$116/sq ft

ImagineMLS #3032465

May 1, 2022

Listing Removed

—

Oct 2, 2018

Listed

$200,000

$59/sq ft

ImagineMLS #3034462

Sep 12, 2019

Sold

$129,000

$38/sq ft

May 31, 2019

Listed

$149,000

$44/sq ft

+58

Lakeview from your very own kitchen window and balconies. Community private dock with fishing and swimming access. Just a couple miles from your boat ramp. Attached garage so that you can leave your toys safely protected with the alarm. It would make the perfect VRBO or Airbnb get away when you didn't want to use it. Beautiful fireplace on both floors. Large master suite with open floor plan. Sellers are offering a remodel allowance for things that still need to be complete. They are working currently working on stripping and staining the back deck. Heat and Air 2 years old. Schedule you're showing.

ImagineMLS #3032519

Apr 30, 2019

Listing Removed

—

Oct 12, 2018

Listed

$189,900

$56/sq ft

ImagineMLS #3023697

Oct 26, 2016

Sold

$80,000

$24/sq ft

May 3, 2016

Listed

$125,000

$37/sq ft

ImagineMLS #3015744

Aug 31, 2015

Listing Removed

—

Jan 9, 2013

Listed

$159,000

$47/sq ft

ImagineMLS #3012181

Dec 31, 2012

Listing Removed

—

Jun 23, 2011

Listed

$189,000

$56/sq ft

Public Records

Aug 1, 1998

Sold

$122,000

$36/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,134 (−2.5%)

$20,000 + $109,000

$129,000

2024

$1,164 (−4.4%)

$20,000 + $109,000

$129,000

2023

$1,218 (−0.8%)

$20,000 + $109,000

$129,000

2022

$1,228 (−0.7%)

$20,000 + $109,000

$129,000

2021

$1,237 (−1.1%)

$20,000 + $109,000

$129,000

2020

$1,251 (+61.1%)

$20,000 + $109,000

$129,000

2019

$777 (+0.3%)

$20,000 + $109,000

$129,000

2018

$774 (−0.6%)

$10,000 + $70,000

$80,000

2017

$779 (−43.7%)

$10,000 + $70,000

$80,000

2016

$1,383 (−0.4%)

$10,000 + $70,000

$80,000

2015

$1,389 (+1.8%)

$20,000 + $130,000

$150,000

2014

$1,365 (+9.5%)

$20,000 + $130,000

$150,000

2010

$1,247

$20,000 + $130,000

$150,000

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

1.31 Acres

Year renovated

—

Finished Sq. Ft.

2,354

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,354

Year built

1985

Style

Single Family Residential

County

Wayne County

APN

022-80-01-003.00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 7, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 103° expected this year, 20 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Monticello, KY • 42633

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Monticello. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.7 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 607 Old Lock 21 Rd

$266,621

$6,379 under list price of $273K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $215K to $477K.

SOLD APR 24, 2026
$365,000 Last sold price
4 beds2.5 baths2,600 sq ft
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$60/sq ft
smaller lot
26 years newer
SOLD APR 14, 2026
$410,000 Last sold price
3 beds2.5 baths1,925 sq ft
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smaller lot
40 years newer
SOLD FEB 20, 2026
$330,000 Last sold price
4 beds3 baths2,080 sq ft
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Real Broker, LLC
$79/sq ft
larger lot
19 years newer
SOLD APR 13, 2026
$369,000 Last sold price
3 beds3 baths3,093 sq ft
12 Lynne Dr, Monticello, KY 42633
$39/sq ft
15 years newer
unfinished basement
SOLD AUG 14, 2026
$477,000 Last sold price
4 beds2.5 baths2,562 sq ft
429 Meece Ave, Nancy, KY 42544
$106/sq ft
smaller lot
1 year newer
SOLD SEP 15, 2026
$214,900 Last sold price
3 beds2 baths2,345 sq ft
875 State Highway 3106, Monticello, KY 42633
$12/sq ft
larger lot
35 years older

Rental earnings

Est. $3,114 per month, based on comparable rentals

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Early Access listings

EARLY ACCESSREDFIN COMING SOON

$265,000

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426 E Oak St, Louisville, KY 40203

Contact for price

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Details provided by ImagineMLS and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (1)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 607 Old Lock 21 Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 607 Old Lock 21 Rd

Early Access listings

Nearby similar homes

New listings for sale in 42633

More real estate resources