BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see! New flooring in basement living area.
Single-familyProperty Type
1989Year Built
3.33 acresLot Size
$123Price/Sq.Ft.
4 car garageParking
Listed by L Annie Cooper• Re/Max Country Lakes
Listed by Mary Beth Stockton• Re/Max Country Lakes
What a find! Minutes to a dock this home has potential to be a wonderful vacation home for your summer trips to the Cumberland River, or a rental when you aren't staying. The main floor has a large kitchen with lots of cabinets, family room with wood stove insert in fireplace, living room and dining room combo, utility room and 3 bedrooms and 2 baths.The full walkout basement is finished with a kitchen, bedrooms, and bath and a walk in cold storage and an unfinished area for extra storage (Currently used as a home gym) The home has a electric heat pump, base board heating, city water and septic. The home also has a 2 car attached garage, above ground pool and out building. All this sits in a beautiful wooded setting on 3.33 acres.
ImagineMLS #3024407
Jun 30, 2017
Listing Removed
—
Jul 30, 2016
Listed
$159,000
$52/sq ft
Public Records
Apr 3, 2012
Sold
$160,000
$52/sq ft
Public Records
Jul 1, 1997
Sold
$106,465
$35/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,239 (−4.4%)
$25,000 + $165,000
$190,000
2024
$1,296 (+46.6%)
$25,000 + $165,000
$190,000
2023
$884 (−6.7%)
$25,000 + $165,000
$190,000
2022
$947 (−0.7%)
$20,000 + $120,000
$140,000
2021
$954 (−2.3%)
$20,000 + $120,000
$140,000
2020
$977 (−0.1%)
$20,000 + $120,000
$140,000
2019
$978 (−27.8%)
$20,000 + $120,000
$140,000
2018
$1,355 (−13.0%)
$20,000 + $120,000
$140,000
2017
$1,558 (+5.7%)
$20,000 + $140,000
$160,000
2016
$1,475 (−0.4%)
$20,000 + $140,000
$160,000
2015
$1,481 (+1.7%)
$20,000 + $140,000
$160,000
2014
$1,456 (+64.6%)
$20,000 + $140,000
$160,000
2010
$885
$13,500 + $92,965
$106,465
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
3.33 Acres
Year renovated
—
Finished Sq. Ft.
3,024
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,024
Year built
1989
Style
Single Family Residential
County
Wayne County
APN
026-00-00-016.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
0.93% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 19 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Monticello, KY • 42633
Average low and high temperatures (°F)
41
21
52
29
67
40
74
49
76
56
85
65
89
70
84
63
81
59
72
46
61
40
51
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10 hrs
6.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 815 Jr Phipps Rd
$357,612
$17K under list price of $375K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $115K to $369K.