BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see! New flooring in basement living area.
Single-familyProperty Type
1989Year Built
3.33 acresLot Size
$118Price/Sq.Ft.
4 car garageParking
Listed by Lisa Cooper• Re/Max Country Lakes
Listed by Mary Beth Stockton• Re/Max Country Lakes
Bought with Gina Hill• Lake Cumberland Real Estate Professionals
Bought with Mary Beth Stockton• Re/Max Country Lakes
Est. $3,069 per month, based on comparable rentals
Sale and tax history for 815 Jr Phipps Rd
Sale History
Tax History
Date
Event
Price
ImagineMLS #26005589
Sep 29, 2026
Sold
$360,000
$118/sq ft
Aug 16, 2026
Contingent
—
Jul 7, 2026
Price Changed
$375,000
$123/sq ft
May 30, 2026
Price Changed
$389,900
$128/sq ft
May 15, 2026
Relisted
—
Mar 25, 2026
Listing Removed
—
Mar 21, 2026
Listed
$399,900
$131/sq ft
ImagineMLS #3027093
Dec 6, 2017
Sold
$140,000
$46/sq ft
Jul 16, 2017
Listed
$159,000
$52/sq ft
+47
What a find! Minutes to a dock this home has potential to be a wonderful vacation home for your summer trips to the Cumberland River, or a rental when you aren't staying. The main floor has a large kitchen with lots of cabinets, family room with wood stove insert in fireplace, living room and dining room combo, utility room and 3 bedrooms and 2 baths.The full walkout basement is finished with a kitchen, bedrooms, and bath and a walk in cold storage and an unfinished area for extra storage (Currently used as a home gym) The home has a electric heat pump, base board heating, city water and septic. The home also has a 2 car attached garage, above ground pool and out building. All this sits in a beautiful wooded setting on 3.33 acres.
ImagineMLS #3024407
Jun 30, 2017
Listing Removed
—
Jul 30, 2016
Listed
$159,000
$52/sq ft
Public Records
Apr 3, 2012
Sold
$160,000
$52/sq ft
Public Records
Jul 1, 1997
Sold
$106,465
$35/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$1,233 (−0.5%)
$25,000 + $165,000
$190,000
2025
$1,239 (−4.4%)
$25,000 + $165,000
$190,000
2024
$1,296 (+46.6%)
$25,000 + $165,000
$190,000
2023
$884 (−6.7%)
$25,000 + $165,000
$190,000
2022
$947 (−0.7%)
$20,000 + $120,000
$140,000
2021
$954 (−2.3%)
$20,000 + $120,000
$140,000
2020
$977 (−0.1%)
$20,000 + $120,000
$140,000
2019
$978 (−27.8%)
$20,000 + $120,000
$140,000
2018
$1,355 (−13.0%)
$20,000 + $120,000
$140,000
2017
$1,558 (+5.7%)
$20,000 + $140,000
$160,000
2016
$1,475 (−0.4%)
$20,000 + $140,000
$160,000
2015
$1,481 (+1.7%)
$20,000 + $140,000
$160,000
2014
$1,456 (+64.6%)
$20,000 + $140,000
$160,000
2010
$885
$13,500 + $92,965
$106,465
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
3.33 Acres
Year renovated
—
Sq. Ft.
3,024
Year built
1989
Style
Single Family Residential
County
Wayne County
APN
026-00-00-016.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 8, 2026.
Property details
Parking
Parking Information
Parking Features: Attached Garage, Detached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side
Utilities: Cable Not Available, Electricity Connected, Natural Gas Not Available, Phone Available, Underground Utilities, Water Connected
Location
School Information
Elementary School: Wayne Co
Middle Or Junior School: Wayne Co
High School: Wayne Co
High School District: Wayne County - 70
Location Information
County Or Parish: Wayne
Directions: Off Harper Drive turn right onto N. Main Street. Travel 1.4 miles on S. Main Street. Thrn turn left 1.3 miles on West 90, then right 3.5 miles onto 1846. Turn right 3.1 miles onto Bell Phipps Road, then left 500' on Bell Phipps Road, then right for 0.4 miles onto Jr Phipps Road, left 0.5 miles then 0.3 miles destination is on your left. Signage in Yard.
Subdivision Name: Rural
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 3,024
Stories: 1.0
Lot Size: 3.33 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: —
County: Wayne County
APN: 026-00-00-016.00
Home facts updated by county records on Oct 8, 2026
Other
Listing Information
Contingency: Contingent
Around this home
Schools
Walker Elementary School
Public PreK-K • Assigned • 4.8mi
Wayne County Middle School
Public 6-8 • Assigned • 4.8mi
3/10
Wayne County High School
Public 9-12 • Assigned • 4.7mi
3/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
0.93% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 103° expected this year, 19 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Monticello, KY • 42633
Average low and high temperatures (°F)
41
21
52
29
67
40
74
49
76
56
85
65
88
70
84
63
82
58
72
46
61
40
51
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 21% for direct sun exposure in Monticello. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10 hrs
6.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$341,000 – $413,000
Sell confidently with a local market expert in Monticello.