NEW 3 HRS AGO

For sale

$499,900

Est. $3,181/mo —

•

1,752

sq ft

125 Ridge Rd, Nancy, KY 42544

About this home

**POOL, EXTRA LOT, BOAT SLIP & BEAUTIFULLY RENOVATED!** This stunning 3-bedroom, 3.5-bath home truly has it ALL! From the moment you step inside, you'll fall in love with the extensive renovations, impressive addition, and beautiful attention to detail throughout. The gorgeous updated kitchen features stylish cabinetry, elegant gold accents, and a fresh, sophisticated feel. Offering TWO spacious primary suites, beautiful crown molding, and updated flooring throughout, this home perfectly combines comfort, elegance, and functionality. Step outside and discover your very own private oasis! Relax and unwind on the inviting screened-in back porch, take a dip in the newly installed 16x32 inground pool, or enjoy the added space and privacy of the additional lot purchased by the sellers. Need room for your lake toys, vehicles, or hobbies? The impressive 28x40 pole barn offers endless possibilities! And just wait until you see the adorable "She Shed," complete with air conditioning and every bit as charming as the home itself! **AND DID WE MENTION THE BOAT SLIP?!** Enjoy the ultimate lake lifestyle with the convenience of a boat slip, your own backyard pool, and room to spread out! With extensive upgrades, exceptional outdoor amenities, and so much to offer, this one is truly a rare find. Don't miss your opportunity to call this incredible property HOME!

Single-familyProperty Type

2021Year Built

0.76 acresLot Size

$285Price/Sq.Ft.

3 car garageParking

Listed by Millie King Weaver • Keller Williams Bluegrass Realty - Lake Cumberland

Listed by Seth Burton • Keller Williams Bluegrass Realty - Lake Cumberland

Listing updated: Oct 13, 2026 at 08:51pm

Redfin checked: a minute ago

•Source:ImagineMLS #26028391

Payment calculator

$3,181 per month

Principal and interest$2,796

Property taxes

$177

HOA dues

Home insurance

$208

Utilities

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Nearby open houses (4)

Around this home

Schools

K - 12
Preschool & daycare

Monticello Elementary School

Public 3-5 • Assigned • 9.0mi

5/10

Wayne County Middle School

Public 6-8 • Assigned • 9.4mi

3/10

Wayne County High School

Public 9-12 • Assigned • 9.3mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Bathrooms
3 full bathrooms
1 half bathroom

Heating & cooling
Heat pump
Central air

Sale and tax history for 125 Ridge Rd

Sale History
Tax History

Date

Event

Price

ImagineMLS #26028391

Oct 13, 2026

Listed

$499,900

$285/sq ft

ImagineMLS #22023096

Sep 19, 2023

Sold

$275,000

$157/sq ft

Jul 10, 2023

Contingent

—

Apr 20, 2023

Price Changed

$288,000

$164/sq ft

Nov 7, 2022

Price Changed

$307,000

$175/sq ft

Oct 19, 2022

Listed

$329,900

$188/sq ft

+52

This single family or AirBNB property includes an extra adjacent lot—the perfect spot to build a boat storage building, workshop, or second residence. Located in the White Oak Lake Community near the historic Mill Springs Battlefield area , this home is just a short golf cart ride to the White Oak Boat Ramp on Lake Cumberland. This like-new home was built in 2021! The craftsman-style front door enters into an open-concept living space with living room, dining area and kitchen with a large center island and updated appliances, with a door to the one car garage. Down the hall is a powder room, and laundry room with utility sink. The large master bedroom suite has a sitting area and office nook, with an adjoining full bath and walk-in closet. The spacious second bedroom has a full bath. A 15x7 deck overlooks a wooded area visited by wild birds, deer and other forest creatures. An enclosed storage area is below the deck. The walk-in crawl space offers lots of storage with plenty of headroom. Catch a glimpse of Lake Cumberland through the trees while you enjoy living in this wonderful historic community.

ImagineMLS #23007139

Jul 10, 2023

Contingent

—

Jul 10, 2023

Listing Removed

—

Oct 19, 2022

Listed

$275,000

$157/sq ft

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

10,018 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

—

Style

Other

County

Wayne County

APN

G-01-006.02

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 8, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 103° expected this year, 20 days in 30 years

2/10 Wind Factor

4% chance of strong winds in next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Nancy, KY • 42544

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Redfin Estimate for 125 Ridge Rd

$498,839

$1,061 under list price of $500K

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $175K to $485K.

SOLD JUN 18, 2026
$376,500 Last sold price
3 beds3 baths2,000 sq ft
58 Hallies Way, Somerset, KY 42503
$97/sq ft
smaller lot
3 years newer
SOLD OCT 5, 2026
$292,500 Last sold price
3 beds2 baths1,824 sq ft
189 Ronnie Sexton Rd, Monticello, KY 42633
$125/sq ft
larger lot
28 years older
SOLD SEP 11, 2026
$175,000 Last sold price
4 beds3 baths1,988 sq ft
150 Boston Hill Rd, Monticello, KY 42633
$197/sq ft
larger lot
21 years older
SOLD JUL 13, 2026
$484,900 Last sold price
3 beds2 baths2,688 sq ft
59 Green Hill Way, Monticello, KY 42633
$105/sq ft
larger lot
34 years older
SOLD SEP 17, 2026
$245,000 Last sold price
3 beds2 baths1,896 sq ft
43 Farmington Ave, Monticello, KY 42633
$156/sq ft
smaller lot
31 years older

Rental earnings

Est. $2,327 per month, based on comparable rentals

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— beds— baths— sq ft

5708 Old Floydsburg Rd, Crestwood, KY 40014

Nearby similar homes

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OPEN SAT, 11:30AM TO 1PM3D WALKTHROUGH

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New listings for sale in 42544

NEW 3 HRS AGO

$499,900

3 beds3.5 baths1,752 sq ft

125 Ridge Rd, Nancy, KY 42544

3D WALKTHROUGH

$599,900

3 beds2 baths1,776 sq ft

1201 Shepperd Rd, Nancy, KY 42544

$59,900

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$225,000

3 beds1.5 baths1,700 sq ft

271 Easy St, Nancy, KY 42544

$119,900

2 beds2 baths980 sq ft

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$149,000

3 beds2 baths980 sq ft

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (4)

Around this home

Schools

Lifestyle

Property details

Sale and tax history for 125 Ridge Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 125 Ridge Rd

Early Access listings

Nearby similar homes

New listings for sale in 42544

More real estate resources