OFF MARKET

Off Market Aug 2024 for $680K

$748,493

Est. refi paymentEst. refi $4,463/mo

•

3,883

sq ft

1104 Riverside Dr, Prospect, KY 40059

About this home

Public Remarks: If watching gorgeous sunsets overlooking the water is in your future plan, this riverfront paradise awaits you! The 2.5 story home sits directly across from a nature preserve with unobstructed views of the Ohio River. The home offers an open floor plan with elevator access from the first floor garage level to the main living area on the second floor. The first floor offers additional living space including a tiled family room/bar, bonus room and full bathroom with direct access to the lower level patio and private boat dock with 2 slips. There is an abundance of hardwood flooring throughout the second floor including the 2-story great room with a cozy fireplace, dining area, kitchen, half bath, primary suite, guest bedroom with en suite bath and laundry room. Enjoy the outdoors on the elevated deck with a cabana and plumbed in gas grill. Upstairs you will find a loft office and additional bedroom. Other features include a generator, 2 HVAC systems, spray foam insulation, gutter guards and a gas fire feature on the lower level patio. The attached 2 car garage offers a convenient storage loft. Also included is an 8,000 pound boat lift (not installed). Harmony Village is a wonderful community that has a neighborhood boat ramp and trailer storage area. Award-winning Oldham County Schools. Call for a private showing!

Single-familyProperty Type

1990Year Built

9,147 sq ftLot Size

$193Est. Price/Sq.Ft.

2 car garageParking

Listed by Lynette Masterson • Lenihan Sotheby's Int'l Realty

Bought with Michael Brewer • Semonin Realtors

Redfin checked: a few seconds ago

•Source:Metro Search MLS #1665293

Redfin Estimate

$748,493

$68K since sold in August 2024$9,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 49.9% higher than the average sale price ($499K) of 6 comparable homes.

SOLD JUL 30, 2026
$474,000
A
3 beds3 baths3,183 sq ft
12312 Warner Dr, Goshen, KY 40026
Keller Williams Collective
SOLD JUN 12, 2026
$512,900
B
3 beds3 baths3,002 sq ft
13005 Lost Trl, Goshen, KY 40026
Finely Crafted Realty LLC
SOLD MAR 3, 2026
$626,000
C
3 beds3.5 baths4,222 sq ft
2017 Cardinal Harbour Rd, Prospect, KY 40059
United Real Estate Louisville
SOLD JUL 27, 2026
$400,000
D
3 beds3 baths2,273 sq ft
13202 Settlers Point Trl, Goshen, KY 40026
RealtyWorks LLC
SOLD JAN 23, 2026
$462,000
E
3 beds3 baths3,299 sq ft
12713 Churchill Pkwy, Goshen, KY 40026
Coldwell Banker McMahan
SOLD AUG 7, 2026
$522,000
F
5 beds3.5 baths3,637 sq ft
1415 Nightingale Ln, Goshen, KY 40026
Kentucky Select Properties

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Earn from this home

Sell

$179,445

Est. take-home

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Refinance

Est. cash available

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Rent

$3,702/mo

Redfin rental estimate

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Market trends in 40059, KY

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.4%

0.1% MoM

Median sale price

$752K

$7K MoM

Avg. days on market

36d

3 days MoM

Recently sold homes

131

28 MoM

New listings for sale

OPEN TODAY, 2PM TO 4PM
$799,000
3 beds3.5 baths3,478 sq ft
3028 Belknap Beach Rd, Prospect, KY 40059
Family Realty LLC
$459,500
3 beds2 baths2,087 sq ft
9211 Eminence Ct, Prospect, KY 40059
BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors
OPEN TODAY, 2PM TO 4PM
$1,295,000
5 beds5.5 baths6,383 sq ft
7709 Cedar Ridge Ct, Prospect, KY 40059
The Agency Louisville
$205,000
3 beds2.5 baths1,303 sq ft
7813 Montero Dr, Prospect, KY 40059
Schuler Bauer Real Estate Services ERA Powered
3D WALKTHROUGH
$420,000
3 beds2.5 baths2,400 sq ft
4105 Nicholas Roy Ct, Prospect, KY 40059
Nest Realty
$3,895,000
7 beds7 baths9,932 sq ft
5716 Harrods Glen Dr, Prospect, KY 40059
Lenihan Sotheby's Int'l Realty
$625,000
3 beds2 baths2,531 sq ft
7804 Deep Trail Ct, Prospect, KY 40059
Kentucky Select Properties
3D WALKTHROUGH
$1,100,000
3 beds3.5 baths3,986 sq ft
5415 River Creek Ct, Prospect, KY 40059
Nest Realty
$820,000
4 beds3.5 baths3,390 sq ft
10809 Jimson St, Prospect, KY 40059
First Saturday Real Estate
OPEN TODAY, 2PM TO 4PM
$625,000
3 beds3 baths1,866 sq ft
9211 Featherbell Blvd, Prospect, KY 40059
Semonin Realtors
See all

Provided by Redfin

Sale history for 1104 Riverside Dr

Year

Property tax

Land + Additions

Assessment*

2025

$8,417 (+80.6%)

$100,000 + $580,000

$680,000

2024

$4,660 (+14.6%)

$100,000 + $580,000

$680,000

2023

$4,065 (+0.8%)

$100,000 + $275,000

$375,000

2022

$4,035 (+0.6%)

$100,000 + $225,000

$325,000

2021

$4,009 (−0.2%)

$100,000 + $225,000

$325,000

2020

$4,018 (+9.3%)

$100,000 + $225,000

$325,000

2019

$3,677

$100,000 + $225,000

$325,000

2018

$3,679 (+0.7%)

$100,000 + $200,000

$300,000

2017

$3,653 (+1.6%)

$100,000 + $200,000

$300,000

2016

$3,596 (+0.3%)

$100,000 + $200,000

$300,000

2015

$3,584 (+6.2%)

2013

$3,376

$100,000 + $200,000

$300,000

Tax history for 1104 Riverside Dr

Year

Property tax

Land + Additions

Assessment*

2025

$8,417 (+80.6%)

$100,000 + $580,000

$680,000

2024

$4,660 (+14.6%)

$100,000 + $580,000

$680,000

2023

$4,065 (+0.8%)

$100,000 + $275,000

$375,000

2022

$4,035 (+0.6%)

$100,000 + $225,000

$325,000

2021

$4,009 (−0.2%)

$100,000 + $225,000

$325,000

2020

$4,018 (+9.3%)

$100,000 + $225,000

$325,000

2019

$3,677

$100,000 + $225,000

$325,000

2018

$3,679 (+0.7%)

$100,000 + $200,000

$300,000

2017

$3,653 (+1.6%)

$100,000 + $200,000

$300,000

2016

$3,596 (+0.3%)

$100,000 + $200,000

$300,000

2015

$3,584 (+6.2%)

2013

$3,376

$100,000 + $200,000

$300,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

9,322 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Oldham County

APN

01-01A-00-67

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 29, 2026.

CO-1

Conservation/Residential District

The Conservation/Residential District is intended to promote and protect significant natural features, wooded areas, water courses, existing and potential lake sites, other recreational and conservation resources, wildlife habitat, present and future water supplies, and to minimize erosion of soil and the siltation and pollution of streams and lakes.

Permitted uses

Include but are not limited to:

Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Recreation
Park & open space

Property details

Parking

Parking Information
Garage Spaces: 2.0
Parking Features: Attached, Entry Front

Interior

Bedroom Information
Bedrooms Total: 3
First Floor PBR: No
Primary Bedroom Level: Second
# Upper Floor Bedrooms: 1.0
# 2nd Floor Bedrooms: 2.0
# 1st Floor Bedrooms: 0.0
# Basement Bedrooms: 0.0
Primary Bedroom: Yes

Bathroom Information
Bathrooms Full: 3
Bathrooms Half: 1
Primary Bathroom Level: Second
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: Second
Primary Bathroom: Yes

Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: Second
Kitchen: Yes
Kitchen Level: Second

Interior Features
# of Rooms: 9
# of Closets: 6
# of Fireplaces: 1
Fireplaces Total: 1
Fireplaces: Level 2: 1
Fireplace: Yes

Living Areas
Family Room: Yes
Family Room Level: First
Great Room: Yes
Great Room Level: Second

Other Room Information
# of Rooms: 9
Rooms Total: 12
Basement: None
Bedroom: Yes
Bedroom Level: Second
Dining Area: Yes
Dining Area Level: Second
Fireplaces Total: 1
Full Bathroom: Yes
Full Bathroom Level: First
Half Bathroom: Yes
Half Bathroom Level: Second
Kitchen: Yes
Kitchen Level: Second
First Floor Laundry: No
Other: Yes
Other Level: First
Primary Bathroom: Yes
Primary Bathroom Level: Second
Primary Bedroom: Yes
Primary Bedroom Level: Second

Room 1 Information
Room 1 Level: First
Room 1 Type: Family Room

Room 2 Information
Room 2 Description: Office or Flex Room
Room 2 Level: First
Room 2 Type: Other

Room 3 Information
Room 3 Level: First
Room 3 Type: Full Bathroom

Room 4 Information
Room 4 Level: Second
Room 4 Type: Great Room

Room 5 Information
Room 5 Level: Second
Room 5 Type: Dining Area

Room 6 Information
Room 6 Level: Second
Room 6 Type: Kitchen

Room 7 Information
Room 7 Level: Second
Room 7 Type: Half Bathroom

Room 8 Information
Room 8 Level: Second
Room 8 Type: Primary Bedroom

Room 9 Information
Room 9 Level: Second
Room 9 Type: Primary Bathroom

Room 10 Information
Room 10 Level: Second
Room 10 Type: Bedroom

Room 11 Information
Room 11 Level: Third
Room 11 Type: Other

Room 12 Information
Room 12 Level: Third
Room 12 Type: Bedroom

Exterior

Exterior Features
Exterior Features: Boat Slip

Land Information
Fencing: None
Fencing: None: Yes

Lot Description
Lot Features: Flood Insurance Req
Lot Size Acres: 0.21
Lot Size Area: 0.21
Lot Size Units: Acres
Flood Insurance Req: Yes

Property Information
Property Sub Type: Single Family Residence
Residential

Subdivision / Condo Amenities
Subdivision Name: HARMONY VILLAGE

Building Information
Building Area Source: Other
Building Area Total: 3883.0
Stories: 3
Year Built: 1990
Roof: Shingle
Foundation Details: Concrete Blk, Poured Concrete
Construction Materials: Wood Frame, Stone Veneer
Above Grade Finished: 3,883
Living Area: 3883.0

Financial

Tax Information
Tax Block: 0
Tax Lot: 67

Utilities

Utility Information
# of HVAC Units: 2
# of HVAC Units: 2
Utilities: Electricity Connected, Fuel:Natural

Heating
Heating Y/N: Yes
Heating: Forced Air, Natural Gas, Heat Pump

Cooling
Cooling Y/N: Yes
Cooling: Central Air

Green Features
Spray in Foam Insulation: Yes
Tankless Water Heater: Yes

Location

HOA Information
Association Fee: 50.0
Association Y/N: Yes

Neighborhood Information
Subdivision Name: HARMONY VILLAGE

School Information
High School District: Oldham
School District: Oldham

Location Information
Directions: US 42 to Rose Island Road. Left on Harmony Village. Right on Riverside Drive. Home is on the left.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 9,322 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Oldham County
APN: 01-01A-00-67

Home facts updated by county records on Jul 29, 2026

Around this home

Schools

Harmony Elementary School

Public K-5 • Assigned • 2.2mi

8/10

North Oldham Middle School

Public 6-8 • Assigned • 2.1mi

9/10

North Oldham High School

Public 9-12 • Assigned • 2.1mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

8/10 Flood Factor

Estimated 74-82% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 105° expected this year, 20 days in 30 years

2/10 Wind Factor

3% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Prospect, KY • 40059

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.4 hours in June and 3.6 hours in December, placing it below the U.S. average for solar exposure.

9.4 hrs

3.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$712,000 – $861,000

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First Saturday Real Estate

Home values near 1104 Riverside Dr

Data from public records.

Address	Redfin Estimate
1122 Riverside Drive, Prospect, KY 2 Beds \| 3 Baths \| 2475 Sq. Ft.	$527,205
1108 Riverside Drive, Prospect, KY 2 Beds \| 2.5 Baths \| 3166 Sq. Ft.	$591,253

Address	Redfin Estimate
1102 Riverside Drive, Prospect, KY 2 Beds \| 1 Baths \| 1393 Sq. Ft.	$364,774
1100 Riverside Drive, Prospect, KY 2 Beds \| 1 Baths \| 1308 Sq. Ft.	$373,516

Address	Redfin Estimate
1124 Riverside Drive, Prospect, KY 2 Beds \| 1 Baths \| 1146 Sq. Ft.	$370,196
1610 Victory Court, Prospect, KY 3 Beds \| 3.5 Baths \| 2516 Sq. Ft.	$476,641

Property information provided by Metro Search MLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 40059, KY

Sale history for 1104 Riverside Dr

Tax history for 1104 Riverside Dr

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 40059

Home values near 1104 Riverside Dr

More real estate resources