Public Remarks: Belknap Beach Beauty - With River views, this fully renovated, nearly 4,000 square feet home is one you HAVE to see in person. This 5-bedroom, 5-bathroom showstopper sits on over an acre in the prestigious Dream Harbor neighborhood of Oldham County, just steps from the Ohio River. Inside, you'll find a stunning open layout with a designer kitchen featuring quartz countertops, a walk-in pantry, and an oversized island with seating for six. The primary suite offers a spa-worthy bathroom and a custom walk-in closet and a private deck overlooking the river off of the primary bedroom. A dedicated home office, flexible bonus spaces, and an oversized garage with a 300-amp panel make the home as practical as it is beautiful perfect for RV or boat hookups. The huge 5-foot concrete crawlspace adds exceptional storage, and the location is unbeatable. Located within the award-winning North Oldham School District and just minutes from the Louisville Yacht Club, Prospect, Goshen, Captain's Quarters, and nearby marinas and public docks. Turn-key, flood-safe (not a drop of damage from the historic April 2025 floods). Are you ready for luxury living in one of Oldham County's most coveted spots?
Single-familyProperty Type
1995Year Built
1.29 acresLot Size
$198Est. Price/Sq.Ft.
2 car garageParking
Listed by Sam Stone• Lenihan Sotheby's Int'l Realty
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
1.5
Lot width
—
Lot depth
—
Lot size
1.29 Acres
Year renovated
—
Sq. Ft.
1,500
Year built
1995
Style
Single Family Residential
County
Oldham County
APN
02-02E-01-7
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 29, 2026.
CO-1
Conservation/Residential District
The Conservation/Residential District is intended to promote and protect significant natural features, wooded areas, water courses, existing and potential lake sites, other recreational and conservation resources, wildlife habitat, present and future water supplies, and to minimize erosion of soil and the siltation and pollution of streams and lakes.
Permitted uses
Include but are not limited to:
Agriculture
Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Infrastructure
Public service
Educational/school
Recreation
Park & open space
Dec 6, 2024 • Final
Electrical
Install new electrical wiring for a full building remodel.
Electrical
Sep 7, 2024 • Final
Electrical
Perform electrical wiring for a remodel project.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 2.0
Parking Features: Entry Front
Interior
Bedroom Information
Bedrooms Total: 5
First Floor PBR: No
# Upper Floor Bedrooms: 1.0
# 2nd Floor Bedrooms: 4.0
# 1st Floor Bedrooms: 0.0
# Basement Bedrooms: 0.0
Bathroom Information
Bathrooms Full: 5
Bathrooms Half: 0
Kitchen & Dining Information
Dining Area: Yes
Dining Area Level: Second
Kitchen: Yes
Kitchen Level: Second
Interior Features
# of Rooms: 11
# of Closets: 11
# of Fireplaces: 2
Fireplaces Total: 2
Fireplaces: Level 2: 2
Fireplace: Yes
Living Areas
Great Room: Yes
Great Room Level: Second
Den & Office Information
Office: Yes
Office Level: Second
Other Room Information
# of Rooms: 11
Rooms Total: 11
Basement: None
Bedroom: Yes
Bedroom Level: Second
Dining Area: Yes
Dining Area Level: Second
Fireplaces Total: 2
Foyer: Yes
Foyer Level: First
Kitchen: Yes
Kitchen Level: Second
Laundry: Yes
Laundry Level: First
First Floor Laundry: Yes
Room 1 Information
Room 1 Level: First
Room 1 Type: Foyer
Room 2 Information
Room 2 Level: First
Room 2 Type: Laundry
Room 3 Information
Room 3 Level: Second
Room 3 Type: Office
Room 4 Information
Room 4 Level: Second
Room 4 Type: Kitchen
Room 5 Information
Room 5 Level: Second
Room 5 Type: Dining Area
Room 6 Information
Room 6 Level: Second
Room 6 Type: Bedroom
Room 7 Information
Room 7 Level: Second
Room 7 Type: Bedroom
Room 8 Information
Room 8 Level: Second
Room 8 Type: Bedroom
Room 9 Information
Room 9 Level: Second
Room 9 Type: Bedroom
Room 10 Information
Room 10 Level: Second
Room 10 Type: Great Room
Room 11 Information
Room 11 Level: Third
Room 11 Type: Bedroom
Exterior
Land Information
Fencing: Partial
Fencing: Partial: Yes
Lot Description
Lot Features: Level
Lot Size Acres: 1.29
Lot Size Area: 1.29
Lot Size Units: Acres
Level: Yes
Property Information
Property Sub Type: Single Family Residence
Residential
Architectural Style: Raised Ranch
Subdivision / Condo Amenities
Subdivision Name: DREAM HARBOR
Building Information
Building Area Source: Other
Building Area Total: 3920.0
Stories: 3
Year Built: 1995
Roof: Shingle
Foundation Details: Crawl Space
Construction Materials: Vinyl Siding
Above Grade Finished: 3,920
Living Area: 3920.0
Financial
Tax Information
Tax Block: Sec 1
Tax Lot: 7
Utilities
Utility Information
# of HVAC Units: 2
Utilities: Electricity Connected, Fuel:Natural
Heating
Heating Y/N: Yes
Heating: Electric, Natural Gas
Cooling
Cooling Y/N: Yes
Cooling: Central Air
Location
HOA Information
Association Fee: 50.0
Association Y/N: Yes
Neighborhood Information
Subdivision Name: DREAM HARBOR
School Information
High School District: Oldham
School District: Oldham
Location Information
Directions: US HWY 42 to Rose Island Road, left on Spring Dr, right on Belknap Beach Rd.
Public facts
Beds: —
Baths: —
Sq. Ft.: 1,500
Stories: 1.5
Lot Size: 1.29 acres
Style: Single Family Residential
Year Built: 1995
Year Renovated: —
County: Oldham County
APN: 02-02E-01-7
Home facts updated by county records on Jul 29, 2026
Other
Listing Date Information
Documents Change Timestamp: 2025-11-03T06:16:30Z
Around this home
Schools
Harmony Elementary School
Public K-5 • Assigned • 2.1mi
8/10
North Oldham Middle School
Public 6-8 • Assigned • 2.2mi
9/10
North Oldham High School
Public 9-12 • Assigned • 2.2mi
10/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
5/10 Flood Factor
Estimated 19-29% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 20 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Prospect, KY • 40059
Average low and high temperatures (°F)
37
21
47
29
65
42
72
51
74
56
85
67
90
72
85
65
82
60
72
49
58
41
46
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 3.6 hours in December, placing it below the
U.S. average for solar exposure.
9.4 hrs
3.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$738,000 – $893,000
Reach more buyers when you sell with Redfin. Save up to $7,761 in fees.3 minutes to get started.
Get a free, detailed breakdown of how we calculated your estimate.