Private dock included — and we all know how rare that is. This exceptional lake property offers the ultimate advantage with its highly sought-after private dock, setting it apart from the rest. There is a shed with electric that is measured 14x32 for lake toys with a garage door. Opportunities like this don't come along often. Inside, this beautifully designed home features 3 bedrooms with the potential for 5, along with 3 full baths and a versatile layout that easily accommodates family, guests, or additional sleeping space. Modern fixtures and stylish finishes throughout create a fresh, move-in-ready feel. The open-concept living areas are ideal for entertaining, while the flexible floor plan allows for a home office, bunk room, or expanded guest quarters. Whether you're looking for a full-time residence, weekend retreat, or income-producing investment, this property delivers — starting with the rare and valuable private dock that makes lake living effortless.
Single-familyProperty Type
1985Year Built
0.38 acresLot Size
$162Price/Sq.Ft.
2 car garageParking
Listed by April Nalle• CENTURY 21 Advantage Realty
Bought with The Dream Team Real Estate Professionals - Dreama Bolin• Lake Cumberland Real Estate Professionals
Est. $2,545 per month, based on comparable rentals
Sale and tax history for 194 Military Rd
Sale History
Tax History
Date
Event
Price
ImagineMLS #26003759
Apr 1, 2026
Sold
$419,000
$162/sq ft
Mar 3, 2026
Contingent
—
Mar 1, 2026
Listed
$429,000
$166/sq ft
ImagineMLS #3038336
Dec 21, 2020
Sold
$315,000
$122/sq ft
Sep 25, 2020
Listed
$314,900
$122/sq ft
+95
Lake Home! This 2 bedroom (possible 4), 3 bath home comes with not only seasonal lake views, but a private 8x12 dock! This home has recently been completely remodeled and is Pinterest worthy. You have beautiful decks for lake viewing and entertaining and a 14x32, wired building for your lake toys. Inside you will find beautiful tile flooring for durability, an open floor plan, granite countertops in the kitchen and master bath, stainless steel farmhouse sink with whitewashed cabinetry in the kitchen, Pella windows, custom sliding doors, full laundry room with sink and open beamed ceilings. All the work has been done for you! Call today
ImagineMLS #20020012
Dec 21, 2020
Sold
$315,000
$122/sq ft
Sep 25, 2020
Listed
$314,900
$122/sq ft
+94
Lake Home! This 2 bedroom (possible 4), 3 bath home comes with not only seasonal lake views, but a private 8x12 dock! This home has recently been completely remodeled and is Pinterest worthy. You have beautiful decks for lake viewing and entertaining and a 14x32, wired building for your lake toys. Inside you will find beautiful tile flooring for durability, an open floor plan, granite countertops in the kitchen and master bath, stainless steel farmhouse sink with whitewashed cabinetry in the kitchen, Pella windows, custom sliding doors, full laundry room with sink and open beamed ceilings. All the work has been done for you! Call today.
Public Records
Mar 25, 2016
Sold
$104,500
$40/sq ft
ImagineMLS #3015085
May 31, 2013
Listing Removed
—
Aug 27, 2012
Listed
$159,900
$62/sq ft
Public Records
Aug 6, 2004
Sold
$170,000
$66/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,278 (−2.3%)
$30,000 + $285,000
$315,000
2024
$2,331 (−4.9%)
$30,000 + $285,000
$315,000
2023
$2,451 (−1.4%)
$30,000 + $285,000
$315,000
2022
$2,485 (−4.0%)
$30,000 + $285,000
$315,000
2021
$2,589 (+73.8%)
$30,000 + $285,000
$315,000
2020
$1,490 (+29.0%)
$20,000 + $160,000
$180,000
2019
$1,154 (+1.6%)
$135,000
2018
$1,136 (+2.0%)
$135,000
2017
$1,114 (−18.8%)
$135,000
2015
$1,371 (+2.8%)
$135,000
2014
$1,334
$170,000
Public record
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.39 Acres
Year renovated
—
Sq. Ft.
1,300
Year built
1970
Style
Single Family Residential
County
Pulaski County
APN
064-4-1-10
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 2, 2026.
Property details
Parking
Parking Information
Parking Features: Driveway
Garage Information
Has Garage
Interior
Bathroom Information
Bathrooms (Full): 3
Heating & Cooling
Has Heating
Heating: Electric
Cooling: Electric
Interior Features
Below Grade Finished Area: 949.38
Interior Features: Entrance Foyer, Primary First Floor
Appliances: Dishwasher, Microwave, Refrigerator, Range
Flooring: Tile
Room Information
Rooms (Total): 2
Basement: Finished, Walk-Out Access
Fireplace: Yes
Exterior
Exterior Features
Other Structures: Shed(s)
Foundation Details: Block
Roof: Metal
Construction Materials: Stone
Lot Information
Lot Features: Landscaped, Few Trees
Lot Size Square Feet: 16,552.8
Lot Size Acres: 0.38
Lot Size Source: Public Records
Water Source: Public
On Waterfront: Yes
Water Body Name: Lake Cumberland
Has View: Yes
View: Lake
Property Information
Structure Type: House
Levels: One
Building Information
Building Area Total: 2,583.03
Financial
Tax Information
Parcel Number: 064-4-1-10
Utilities
Utility Information
Sewer: Public Sewer
Location
School Information
Elementary School: Burnside
Middle Or Junior School: Southern
High School: Southwestern
High School District: Pulaski County - 45
Location Information
County Or Parish: Pulaski
Directions: From Us 27 South take Highway 90 toward Monticello, Turn Right on Military Road. Look for the sign.
Subdivision Name: Rural
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,300
Stories: 1.0
Lot Size: 0.39 acres
Style: Single Family Residential
Year Built: 1970
Year Renovated: —
County: Pulaski County
APN: 064-4-1-10
Home facts updated by county records on Sep 2, 2026
Other
Listing Information
Contingency: Contingent
Around this home
Schools
Some nearby schools may not be within this home's attendance zone. Please check the Pulaski County School District website to verify.
Burnside Elementary School
Public PreK-5 • 1.0mi
10/10
Southern Middle School
Public 6-8 • 2.7mi
8/10
Southern Elementary School
Public K-5 • 2.8mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
5/10 Heat Factor
7 days above 103° expected this year, 20 days in 30 years
3/10 Wind Factor
5% chance of strong winds in next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Somerset, KY • 42503
Average low and high temperatures (°F)
40
23
50
30
66
42
73
51
74
56
84
65
89
70
85
64
81
60
72
47
60
41
49
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.8 hours in
June and 3.7 hours in December, placing it below the
U.S. average for solar exposure.
8.8 hrs
3.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$390,000 – $472,000
Sell confidently with a local market expert in Somerset.