For sale

$209,900

Est. $1,461/mo —

•

1,173

sq ft

46 Water Plant Rd, Stearns, KY 42647

About this home

Welcome to 46 Water Plant Rd.! Located in the beautiful surroundings of Stearns, Kentucky, this property offers a convenient home base for enjoying the outdoor recreation and scenic beauty of the Big South Fork area, Lake Cumberland, and Kentucky horse country. Featuring 3 bedrooms, 1 full bath, 1 half bath, and approximately 1,173 square feet of living space, approximately 774 square feet in the walk out basement, this home offers a comfortable layout with room to make it your own. A first-floor bedroom adds flexibility, while the walk-out basement provides additional space for storage, hobbies, or other uses. Enjoy the outdoor space with a porch and rear deck, offering places to relax and take in the surroundings. Recent updates include fresh paint, adding to the home's appeal. The property is vacant and move-in ready for its next owner. A recent appraisal and home inspection have also been completed; buyers may inquire about available documentation. Whether you're looking for a full-time residence or a property close to the region's outdoor destinations, 46 Water Plant Rd. is ready for its next chapter. Schedule your showing and come explore the possibilities!

Single-familyProperty Type

0.37 acresLot Size

$179Price/Sq.Ft.

Listed by Shae Worley • Keller Williams Bluegrass Realty - Lake Cumberland

Listed by The Millie Weaver Team • Keller Williams Bluegrass Realty - Lake Cumberland

Listing updated: Oct 13, 2026 at 08:16am

Redfin checked: 3 minutes ago

•Source:ImagineMLS #26022024

Payment calculator

$1,461 per month

Principal and interest$1,160

Property taxes

$144

HOA dues

Home insurance

$157

Utilities

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Affordability tools

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We'll connect you with a local agent to show you this home, answer your questions, and assist you on your buying journey.

Next available tour time: Tomorrow

Open houses

No upcoming open houses.

Around this home

Schools

K - 12
Preschool & daycare

McCreary County Middle School

Public 6-8 • Assigned • 1.4mi

3/10

McCreary Central High School

Public 9-12 • Assigned • 1.6mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

46 Water Plant Rd · $209,900

DAYS ON MARKET

The average home goes pending in 117 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

LIST PRICE

Median list price in this area is $255,763. (22% higher than this home)

PRICE DROP

27% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Eat-in kitchen
Primary bedroom on the first floor
Ceiling fans
Walk-out access basement

Bathrooms
1 full bathroom
1 half bathroom

Kitchen
Dishwasher
Refrigerator
Range

Flooring
Vinyl flooring

Heating & cooling
Heat pump
Central air

Sale and tax history for 46 Water Plant Rd

Sale History
Tax History

Date

Event

Price

ImagineMLS #26022024

Sep 14, 2026

Price Changed

$209,900

$179/sq ft

Aug 12, 2026

Listed

$219,900

$187/sq ft

Public Records

Nov 24, 2025

Sold

$167,000

$142/sq ft

ImagineMLS #25013341

Oct 15, 2025

Sold

$167,000

$142/sq ft

Sep 15, 2025

Contingent

—

Sep 2, 2025

Price Changed

$179,000

$153/sq ft

Aug 27, 2025

Price Changed

$169,000

$144/sq ft

Jul 31, 2025

Price Changed

$175,000

$149/sq ft

Jul 25, 2025

Price Changed

$199,000

$170/sq ft

Jul 13, 2025

Price Changed

$209,000

$178/sq ft

Jun 23, 2025

Listed

$210,000

$179/sq ft

+18

Tucked behind shade trees on a quiet street, 46 Water Plant Road instantly feels like home the moment you pull into the driveway. A charming covered front porch invites you into this cozy, well-kept home. Inside, the main level features updated vinyl flooring, a spacious kitchen, a dining area with access to the back deck—perfect for grilling and relaxing—a full bathroom, and a convenient first-floor primary bedroom. Upstairs offers two additional bedrooms and a half bath, ideal for family, guests, or a home office setup. The full walk-out basement is a rare find, with multiple windows that let in natural light, giving it a bright, open feel unlike most unfinished basements. Outside, enjoy a generous backyard with plenty of room for a garden, kids' play area, or space for pets to roam. Whether you're looking for your first home, a quiet place to settle down, or a cozy retreat with room to grow, this one has it all. Don't miss your chance—schedule a showing today and see why 46 Water Plant Road is the perfect place to call home.

ImagineMLS #22003284

May 11, 2022

Sold

$179,000

$153/sq ft

Apr 2, 2022

Pending

—

Feb 24, 2022

Listed

$179,000

$153/sq ft

+17

Public record

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.37 Acres

Year renovated

—

Finished Sq. Ft.

1,320

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,320

Year built

—

Style

Single Family Residential

County

McCreary County

APN

122-40-03-007.01

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 16, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

4/10 Heat Factor

7 days above 101° expected this year, 20 days in 30 years

3/10 Wind Factor

5% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Stearns, KY • 42647

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

91/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.4 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 46 Water Plant Rd

$206,983

$2,917 under list price of $210K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $80K to $251K.

SOLD AUG 6, 2026
$191,000 Last sold price
3 beds1 bath1,000 sq ft
179 Troxel Dr, Oneida, TN 37841
$12/sq ft
smaller lot
no basement
SOLD SEP 11, 2026
$222,000 Last sold price
3 beds2 baths1,083 sq ft
1494 Lum Strunk Rd, Strunk, KY 42649
$26/sq ft
larger lot
no basement
SOLD AUG 4, 2026
$177,000 Last sold price
2 beds1.5 baths1,120 sq ft
1733 Beulah Heights Rd, Whitley City, KY 42653
$21/sq ft
larger lot
SOLD AUG 21, 2026
$170,000 Last sold price
2 beds1 bath850 sq ft
232 Baltimore Ln, Pine Knot, KY 42635
$21/sq ft
larger lot
SOLD AUG 28, 2026
$250,500 Last sold price
2 beds1.5 baths1,302 sq ft
720 Cooper Lake Rd, Oneida, TN 37841
$13/sq ft
no basement
SOLD SEP 18, 2026
$80,000 Last sold price
3 beds1 bath1,130 sq ft
2122 State Highway 1651, Stearns, KY 42647
$108/sq ft

Rental earnings

Est. $1,991 per month, based on comparable rentals

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Early Access listings

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— beds— baths— sq ft

5708 Old Floydsburg Rd, Crestwood, KY 40014

Nearby similar homes

FOR SALE BY OWNER

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8 beds5 baths1,800 sq ft

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5 beds2 baths2,842 sq ft

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New listings for sale in 42647

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Details provided by ImagineMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 46 Water Plant Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 46 Water Plant Rd

Early Access listings

Nearby similar homes

New listings for sale in 42647

More real estate resources