OFF MARKET

Off market oct 2020 for $410K

$597,878

Est. refi paymentEst. refi $2,757/mo

•

—

sq ft

3860 River Bluff Rd, Union, KY 41091

About this home

Public Remarks: Seldom does such a grand custom home come on the market just up the hill from the mighty and scenic Ohio River. Built by the builder-developer for himself, this home is full of upgrades and luxuries, too many to list here. The sellers rave most about the fabulous views like the sunsets and winter river views from the front deck, the abundant wildlife, and the tranquility of life in the country. They also love being close to historical locations like Big Bone Lick State Park, Jane’s Saddlebag, and Rabbit Hash. Please schedule your private showing right away while you still have the chance!

Single-familyProperty Type

2002Year Built

6.29 acresLot Size

3 car garageParking

Listed by Andrew Lautz • Huff Realty - Florence

Bought with Andrew Lautz • Huff Realty - Florence

Redfin checked: a few seconds ago

•Source:NKMLS #540676

Redfin Estimate

$597,878

$188K since sold in October 2020$9,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 18.9% higher than the average sale price ($503K) of 6 comparable homes.

SOLD AUG 26, 2026
$338,000
A
4 beds4 baths2,556 sq ft
10085 State Road 156, Patriot, IN 47038
SOLD JUL 20, 2026
$649,000
B
4 beds3.5 baths2,775 sq ft
5205 Rabbit Hash Rd, Union, KY 41091
SOLD SEP 15, 2026
$570,000
C
3 beds3 baths3,400 sq ft
13080 Ryle Rd, Union, KY 41091
SOLD MAY 19, 2026
$398,000
D
3 beds2.5 baths2,464 sq ft
18180 Boone Robinson Rd, Patriot, IN 47038
SOLD SEP 22, 2026
$500,000
E
4 beds2.5 baths2,961 sq ft
14460 Inverness Dr, Verona, KY 41092
SOLD JUN 26, 2026
$562,500
F
3 beds3.5 baths2,547 sq ft
15021 Brown Rd, Verona, KY 41092

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$273,475

Est. take-home

List your home with Redfin and save $5,979

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,853/mo

Redfin rental estimate

List your home for rent

Market trends in 41091, KY

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.3%

+0.2% MoM

Median sale price

$490K

$10K MoM

Avg. days on market

28d

0 days MoM

Recently sold homes

164

6 MoM

New listings for sale

NEW 8 HRS AGO
$2,250,000
6 beds5.5 baths9,182 sq ft
11213 E Bend Rd, Union, KY 41091
NEW 25 HRS AGO
$229,000
2 beds2 baths1,272 sq ft
9591 Soaring Breezes, Union, KY 41091
OPEN SUN, 12PM TO 2PM
$469,900
4 beds2.5 baths2,752 sq ft
4640 Donegal Ave, Union, KY 41091
NEW 1 DAY AGO
$689,000
3 beds3 baths3,835 sq ft
960 Mccarron Ln, Union, KY 41091
OPEN SAT, 11:30AM TO 1PM
$499,000
3 beds3.5 baths3,853 sq ft
10188 Waterside Ct, Union, KY 41091
$412,000
4 beds3 baths2,656 sq ft
790 Oakridge Dr, Union, KY 41091
$435,000
4 beds3.5 baths2,056 sq ft
10115 Golden Pond Dr, Union, KY 41091
$475,000
5 beds4 baths2,976 sq ft
10073 Cedarwood Dr, Union, KY 41091
$638,900
3 beds2 baths— sq ft
3835 Pine Hl, Union, KY 41091
$275,000
2 beds2.5 baths1,536 sq ft
2232 Dawns Light Rd, Union, KY 41091
See all

Provided by Redfin

Sale history for 3860 River Bluff Rd

Date

Event

Price

Public Records

Nov 20, 2020

Sold

$410,000

NKMLS #540676

Oct 8, 2020

Sold

$410,000

Aug 17, 2020

Pending

—

Aug 13, 2020

Listed

$439,900

NKMLS #388905

Oct 29, 2010

Sold

$250,000

Aug 25, 2010

Listed

$299,900

NKMLS #376836

Aug 19, 2010

Listing Removed

—

Sep 11, 2009

Listed

$360,000

NKMLS #324661

May 15, 2006

Listing Removed

—

Feb 15, 2006

Listed

$479,900

NKMLS #314066

Dec 3, 2005

Listing Removed

—

Jun 16, 2005

Listed

$479,900

NKMLS #294270

Jul 21, 2004

Listing Removed

—

Jan 21, 2004

Listed

$479,900

NKMLS #288295

Jan 11, 2004

Listing Removed

—

Jul 11, 2003

Listed

$479,900

NKMLS #286994

Jul 2, 2003

Listing Removed

—

May 31, 2003

Listed

$479,900

Public Records

Jun 5, 2000

Sold

$43,000

Public Records

May 1, 2000

Sold

$43,000

Year

Property tax

Land + Additions

Assessment*

2026

$5,027 (−1.5%)

$60,000 + $390,000

$450,000

2025

$5,104 (+11.5%)

$60,000 + $390,000

$450,000

2024

$4,579 (−1.9%)

$60,000 + $350,000

$410,000

2023

$4,666 (+1.4%)

$60,000 + $350,000

$410,000

2022

$4,603 (−0.2%)

$60,000 + $350,000

$410,000

2021

$4,613 (+6.5%)

$60,000 + $350,000

$410,000

2020

$4,333 (−1.2%)

$60,000 + $350,000

$410,000

2019

$4,384 (−0.2%)

$60,000 + $318,470

$378,470

2018

$4,393 (+1.7%)

$60,000 + $318,470

$378,470

2017

$4,318 (+1.4%)

$60,000 + $318,470

$378,470

2016

$4,257 (−0.2%)

$60,000 + $318,470

$378,470

2015

$4,265 (+1.9%)

$60,000 + $318,470

$378,470

2014

$4,185

$60,000 + $318,470

$378,470

Tax history for 3860 River Bluff Rd

Year

Property tax

Land + Additions

Assessment*

2026

$5,027 (−1.5%)

$60,000 + $390,000

$450,000

2025

$5,104 (+11.5%)

$60,000 + $390,000

$450,000

2024

$4,579 (−1.9%)

$60,000 + $350,000

$410,000

2023

$4,666 (+1.4%)

$60,000 + $350,000

$410,000

2022

$4,603 (−0.2%)

$60,000 + $350,000

$410,000

2021

$4,613 (+6.5%)

$60,000 + $350,000

$410,000

2020

$4,333 (−1.2%)

$60,000 + $350,000

$410,000

2019

$4,384 (−0.2%)

$60,000 + $318,470

$378,470

2018

$4,393 (+1.7%)

$60,000 + $318,470

$378,470

2017

$4,318 (+1.4%)

$60,000 + $318,470

$378,470

2016

$4,257 (−0.2%)

$60,000 + $318,470

$378,470

2015

$4,265 (+1.9%)

$60,000 + $318,470

$378,470

2014

$4,185

$60,000 + $318,470

$378,470

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

6.29 Acres

Year renovated

—

Sq. Ft.

2,520

Year built

2001

Style

Single Family Residential

County

Boone County

APN

032.00-02-009.00

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 30, 2026.

Property details

Parking

Parking Information
Parking Features: Driveway, On Street

Garage Information
# of Garage Spaces: 3

Interior

Bathroom Information
# of Full Bathrooms: 3

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air

Interior Features
Interior Features: Crown Molding, Cathedral Ceiling(s), Ceiling Fan(s), French Doors, High Ceilings, Multi Panel Doors, Recessed Lighting, Vaulted Ceiling(s)
Fireplace Features: Wood Burning
Appliances: Dishwasher, Microwave, Oven, Range, Trash Compactor
Has Fireplace

Room Information
Basement: Full

Room Information 1
Room Type: Library
Room Dimensions: 11x18

Room Information 2
Room Type: Primary Bedroom
Room Dimensions: 17x14
Room Length: 17.00
Room Width: 14.00

Room Information 3
Room Type: Primary Bath
Room Description: Full
Room Dimensions: 8x13
Room Length: 8.00
Room Width: 13.00

Room Information 4
Room Type: Bathroom 3
Room Description: Full
Room Dimensions: 9x5
Room Length: 9.00
Room Width: 5.00

Room Information 5
Room Type: Bathroom 2
Room Description: Full
Room Dimensions: 7x5
Room Length: 7.00
Room Width: 5.00

Room Information 6
Room Type: Bedroom 4
Room Dimensions: 14x14
Room Length: 14.00
Room Width: 14.00

Room Information 7
Room Type: Bedroom 3
Room Dimensions: 11x17
Room Length: 11.00
Room Width: 17.00

Room Information 8
Room Type: Bedroom 2
Room Dimensions: 11x12
Room Length: 11.00
Room Width: 12.00

Room Information 9
Room Dimensions: 14x14
Room Length: 14.00
Room Width: 14.00

Room Information 10
Room Type: Family Room
Room Dimensions: 32x14
Room Length: 32.00
Room Width: 14.00

Room Information 11
Room Type: Kitchen
Room Dimensions: 12x15
Room Length: 12.00
Room Width: 15.00

Room Information 12
Room Type: Dining Room
Room Dimensions: 12x15
Room Length: 12.00
Room Width: 15.00

Room Information 13
Room Type: Living Room
Room Dimensions: 26x15
Room Length: 26.00
Room Width: 15.00

Room Information 14
Room Type: Entry
Room Dimensions: 8x7
Room Length: 8.00
Room Width: 7.00

Room Information 15
Room Type: Bonus Room
Room Dimensions: 14x30
Room Length: 14.00
Room Width: 30.00

Room Information 16
Room Type: Exercise Room
Room Dimensions: 24x13
Room Length: 24.00
Room Width: 13.00

Exterior

Building Information
Levels: Two
Structure Type: House
Construction Materials: Fiber Cement
Building Area Total: 0.0

Exterior Features
Patio And Porch Features: Covered, Deck, Patio, Tiered Deck
Security Features: Smoke Detector(s)
Year Built: 2002
Insulated Window(s), Wood Frames
Balcony
Shingle

Property Type
Single Family Residence

Property Features
Has View

Property Information
Property Type: Residential

Land Information
Foundation Details: Poured Concrete

Lot Information
Lot Size Units: Acres
Lot Size Sq. Ft.: 273,992.4
Lot Size Dimensions: 249x1100
Lot Size Area: 6.29
Lot Size Acres: 6.29
Lot Features: Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear

Utilities

Utility Information
Water Source: Cistern
Sewer: Aerobic Septic
Utilities: Propane

Location

HOA Information
Has Association

School Information
Middle Or Junior School: Ballyshannon Middle School
Elementary School: Kelly Elementary
High School District: Boone Co Public
High School: Ryle High

Location Information
Directions: I-75 to Richwood west to L on 42 south to R west on 338 Beaver Rd to L South on Ryle Rd along the Ohio river L east on River Bluff Rd to 3860.

Public facts

Beds: 4
Baths: 3.0
Sq. Ft.: 2,520
Stories: 2.0
Lot Size: 6.29 acres
Style: Single Family Residential
Year Built: 2001
Year Renovated: —
County: Boone County
APN: 032.00-02-009.00

Home facts updated by county records on Oct 30, 2026

Around this home

Schools

K - 12
Preschool & daycare

Charles H. Kelly Elementary School

Public PreK-5 • Assigned • 8.4mi

9/10

Ballyshannon Middle School

Public 6-8 • Assigned • 7.4mi

6/10

Larry A. Ryle High School

Public 9-12 • Assigned • 7.1mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 103° expected this year, 18 days in 30 years

2/10 Wind Factor

1% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Union, KY • 41091

Average low and high temperatures (°F)

35°

19°

44°

27°

62°

41°

70°

49°

72°

54°

83°

65°

87°

70°

83°

65°

82°

59°

68°

49°

55°

40°

44°

30°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.1 hours in June and 3.2 hours in December, placing it below the U.S. average for solar exposure.

9.1 hrs

3.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$568,000 – $688,000

Reach more buyers when you sell with Redfin. Save up to $5,979 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

NEW 31 HRS AGO

$160,000

Land92,783 sq ft

0 Waller Rd, Verona, KY 41092

Backyard escape

NEW 8 HRS AGO

$2,250,000

6 beds5.5 baths9,182 sq ft

11213 E Bend Rd, Union, KY 41091

Acreage • Barns • Views

$80,000

Land84,071 sq ft

2009 Rice Pike, Union, KY 41091

Lake view • No hoa restrictions

$2,250,000

5 beds6 baths11,500 sq ft

12274 Gaines Way, Walton, KY 41094

Circular drive • Two-story foyer • Curved staircase

$635,000

4 beds2.5 baths2,784 sq ft

4300 Lost Boulder Ln, Verona, KY 41092

8.6 acres • Fenced pastures • 36x60 barn

$550,000

4 beds4.5 baths2,504 sq ft

12020 Mccoys Fork Rd, Walton, KY 41094

Two story home • Natural woodwork • Granite countertops

New listings for sale in 41091

NEW 8 HRS AGO

$2,250,000

6 beds5.5 baths9,182 sq ft

11213 E Bend Rd, Union, KY 41091

Acreage • Barns • Views

NEW 25 HRS AGO

$229,000

2 beds2 baths1,272 sq ft

9591 Soaring Breezes, Union, KY 41091

Private entrance • Open layout • $329 HOA

OPEN SUN, 12PM TO 2PM3D WALKTHROUGH

$469,900

4 beds2.5 baths2,752 sq ft

4640 Donegal Ave, Union, KY 41091

Finished walkout lot • Granite counters • Walk-in pantry

NEW 1 DAY AGO

$689,000

3 beds3 baths3,835 sq ft

960 Mccarron Ln, Union, KY 41091

Cul-de-sac location • Gourmet kitchen • Covered deck

OPEN SAT, 11:30AM TO 1PM3D WALKTHROUGH

$499,000

3 beds3.5 baths3,853 sq ft

10188 Waterside Ct, Union, KY 41091

Private cul-de-sac • Wooded homesite • Huge patio

$412,000

4 beds3 baths2,656 sq ft

790 Oakridge Dr, Union, KY 41091

Open floor plan • Private rear yard • Finished lower level

$435,000

4 beds3.5 baths2,056 sq ft

10115 Golden Pond Dr, Union, KY 41091

Cul-de-sac • Pond views • Huge fenced yard

$475,000

5 beds4 baths2,976 sq ft

10073 Cedarwood Dr, Union, KY 41091

Covered front porch • Chef's kitchen • Finished family area

$638,900

3 beds2 baths— sq ft

3835 Pine Hl, Union, KY 41091

Covered deck • Wood burning stove • Private drive

Home values near 3860 River Bluff Rd

Data from public records.

Address	Redfin Estimate
3950 River Bluff Road, Union, KY 3 Beds \| 3.5 Baths \| 2009 Sq. Ft.	$445,497
3917 River Bluff Road, Union, KY 3 Beds \| 3 Baths \| 2592 Sq. Ft.	$472,596
3840 River Bluff Road, Union, KY 3 Beds \| 2 Baths \| 1995 Sq. Ft.	$439,102
13162 Ryle Road, Union, KY 2 Beds \| 2 Baths \| 2100 Sq. Ft.	$282,538
13144 Ryle Road, Union, KY - Beds \| 1 Baths \| 612 Sq. Ft.	$123,437
13461 Ryle Road, Union, KY 3 Beds \| 1 Baths \| 2788 Sq. Ft.	$157,580
32 & 43 Ryle Road, -, KY - Beds \| - Baths \| 37980 Sq. Ft.	$182,680

Address	Redfin Estimate
3820 River Bluff Road, Union, KY 3 Beds \| 3.5 Baths \| 2037 Sq. Ft.	$571,825
3900 River Bluff Road, Union, KY 4 Beds \| 2 Baths \| 1792 Sq. Ft.	$444,457
River Bluff Road, Union, KY - Beds \| - Baths \| - Sq. Ft.	$95,087
13196 Ryle Road, Union, KY 1 Beds \| - Baths \| 968 Sq. Ft.	$103,198
13208 Ryle Road, Union, KY 3 Beds \| 2 Baths \| 1668 Sq. Ft.	$308,432
13980 S Ryle Road, Union, KY 3 Beds \| 2.5 Baths \| - Sq. Ft.	$827,667

Address	Redfin Estimate
3880 River Bluff Road, Union, KY - Beds \| - Baths \| - Sq. Ft.	$772,612
3955 River Bluff Road, Union, KY 3 Beds \| 2 Baths \| 1895 Sq. Ft.	$354,811
13186 Ryle Road, Union, KY 2 Beds \| 1 Baths \| 864 Sq. Ft.	$180,878
13118 Ryle Road, Union, KY 1 Beds \| 1 Baths \| 720 Sq. Ft.	$124,466
13421 Ryle Road, Union, KY 2 Beds \| 1 Baths \| 540 Sq. Ft.	$99,667
13852 Ryle Road, Union, KY 3 Beds \| 3 Baths \| 1560 Sq. Ft.	$612,865

Property information provided by NKMLS when last listed in 2020. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

Redfin Brokerage Licenses

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

41005 homes for sale
41091 homes for sale
41042 homes for sale
41094 homes for sale

Houses for rent in Union	Agents near me	Georgetown, KY homes for sale	Union Housing Market
Houses for sale near me	Louisville, KY homes for sale	Frankfort, KY homes for sale
Land for sale near me	Lexington, KY homes for sale	Newport, KY homes for sale
Open Houses near me	Bowling Green, KY homes for sale	Union Property Records
Condos for sale near me	Covington, KY homes for sale	KY New Listings

Cincinnati homes for sale
Anderson Township homes for sale
Covington homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 41091, KY

Sale history for 3860 River Bluff Rd

Tax history for 3860 River Bluff Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 41091

Home values near 3860 River Bluff Rd

More real estate resources