Situated on 1.77 acres, this 3-bedroom, 2-bath log home offers a wonderful blend of character, functionality, and valuable updates. Warm wood details and an inviting layout give the home a timeless feel, while the finished loft above the attached 2-car garage provides flexible space for an office, bonus room, playroom, or additional living area. Major updates include a new roof in 2023, HVAC in 2022, freshly stained log siding, and new railing on the back deck. One of the standout features is the whole-home generator with an approximate retail value of $25,000 and 11 years remaining on the warranty, offering added comfort and peace of mind. The home also includes handicap-accessible features for added convenience. With a spacious 1.77-acre setting, versatile living space, and several significant improvements already completed, this property offers both charm and practicality in one unique package!
Single-familyProperty Type
2007Year Built
1.74 acresLot Size
$182Price/Sq.Ft.
2 car garageParking
Listed by Reagan Kidd - Buttram• Keller Williams Bluegrass Realty - Lake Cumberland
Listed by The Millie Weaver Team• Keller Williams Bluegrass Realty - Lake Cumberland
Picture Perfect! This Log Home lacks nothing in Luster and Craftmanship! 3 Lg Bedrooms, Open Tongue and Groove Ceilings, Hardwood Floors,Gas Fireplace, Cherry Cabinetry, Lots of Windows, Huge Master with 2 Sinks, A Lg Tiled Shower,All Appliances,Lg Walk In Closet, Storm Shelter and more! Enjoy the sounds of nature from the 24*8 Covered Back Deck, or the additional 24*8 and 16*8 uncovered decks.Need room for the boat? There is a 38*26 Garage with an upstairs Bonus Room! Situated on 1.77+/- acres with additional acreage available. This home is a must see!
Year
Property tax
Land + Additions
Assessment*
2025
$1,833 (+0.4%)
2024
$1,826 (−1.8%)
2023
$1,860 (−2.3%)
2022
$1,904 (−2.9%)
2021
$1,961 (−1.3%)
2020
$1,986 (−1.8%)
2019
$2,022 (−0.7%)
2018
$2,037 (−0.6%)
2017
$2,049 (+2.4%)
2016
$2,001 (+88.8%)
2014
$1,060 (+1.1%)
$125,000
2013
$1,048
$125,000
Public record
Beds
—
Baths
—
Stories
1.5
Lot width
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Lot depth
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Lot size
1.74 Acres
Year renovated
—
Finished Sq. Ft.
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Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
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Style
Single Family Residential
County
McCreary County
APN
171-00-00-016.01
Parking Spaces
—
Basement
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Accessible
—
HOA Dues
—
Garage
—
Features
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Last updated by owner on Sep 2, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 100° expected this year, 20 days in 30 years
2/10 Wind Factor
4% chance of strong winds in next 30 years
2/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Whitley City, KY • 42653
Average low and high temperatures (°F)
41
23
51
31
66
43
73
52
74
56
83
65
87
70
83
64
79
60
71
48
60
42
50
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 3.7 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
3.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 496 Watters Ridge Rd
There isn’t enough information to generate an accurate estimate at this time. Learn More
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Rental earnings
Est. $2,735 per month, based on comparable rentals