Charming home sitting in cul de sac surrounded by trees, peace and quiet. Home is a multi-split level home. Main floor consists of living room, kitchen, dining and laundry. Upstairs you will find 3 bedrooms and 1 full bath. Master suite has private balcony to enjoy summer evenings. Lower level offers a large living area that can be used as a bedroom, wood fireplace, 3/4 bath. Basement is perfect for in-law suite or college student space and also has laundry hook-up. Large partially cover back deck over looks fenced in back yard and connects to an in-ground pool. Don't wait on this one. Selling As-Is Where-Is
Single-familyProperty Type
1978Year Built
0.94 acresLot Size
$136Est. Price/Sq.Ft.
Listed by Tina Clay• CENTURY 21 Advantage Realty
Bought with Linda Skaarup• Eagle Realty & Development LLC
DRASTIC REDUCTION! Lots of recent updates in this spacious home sitting on 1 ac fully landscaped lot with gorgeous inground pool. 4BR, 2BA, updated kitchen, new decks, vinyl windows. Den on lower level with brick FP and bath currently used as 4th BR. Owners relocating.
Public Records
Jun 1, 2008
Sold
$125,000
$69/sq ft
Public Records
Dec 1, 1987
Sold
$53,500
$30/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,331 (+0.4%)
2024
$1,326 (−1.8%)
2023
$1,351 (+24.4%)
2022
$1,086 (−2.9%)
2021
$1,118 (−1.3%)
2020
$1,132 (−1.8%)
2019
$1,153 (−0.7%)
2018
$1,162 (−0.6%)
2017
$1,168 (+2.4%)
2016
$1,141 (+7.6%)
2014
$1,060 (+1.1%)
$125,000
2013
$1,048
$125,000
Tax history for 870 Stephens Farm Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,331 (+0.4%)
2024
$1,326 (−1.8%)
2023
$1,351 (+24.4%)
2022
$1,086 (−2.9%)
2021
$1,118 (−1.3%)
2020
$1,132 (−1.8%)
2019
$1,153 (−0.7%)
2018
$1,162 (−0.6%)
2017
$1,168 (+2.4%)
2016
$1,141 (+7.6%)
2014
$1,060 (+1.1%)
$125,000
2013
$1,048
$125,000
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
4
Baths
2
Stories
—
Lot width
—
Lot depth
—
Lot size
0.94 Acres
Year renovated
—
Sq. Ft.
1,275
Year built
1978
Style
Single Family Residential
County
McCreary County
APN
120-30-00-050.00
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 2, 2026.
Property details
Parking
Parking Information
Parking Features: Attached Garage, Driveway
Garage Information
Has Garage
Interior
Bathroom Information
Bathrooms (Full): 2
Heating & Cooling
Has Heating
Heating: Heat Pump
Cooling: Electric
Interior Features
Below Grade Finished Area: 600
Appliances: Dishwasher, Microwave, Refrigerator, Range
Flooring: Carpet, Laminate
Laundry Features: Main Level
Room Information
Basement: Finished, Partial
Fireplace: Yes
Exterior
Exterior Features
Foundation Details: Block
Roof: Metal
Construction Materials: Aluminum Siding, Brick Veneer
Pool Features: In Ground
Fencing: Chain Link
Lot Information
Lot Size Square Feet: 40,946
Lot Size Acres: 0.94
Lot Size Source: Public Records
Water Source: Public
On Waterfront: No
Property Information
Structure Type: House
Levels: Multi/Split
Building Information
Building Area Total: 1,800
Financial
Tax Information
Parcel Number: 120-30-00-050.00
Utilities
Utility Information
Sewer: Public Sewer
Location
School Information
Elementary School: Whitley City
Middle Or Junior School: McCreary County
High School: McCreary County
High School District: McCreary County - 69
Location Information
County Or Parish: McCreary
Directions: HWY 27 south. Left onto 478. Left onto Stephens Farm Rd. Go all the way to the end. Home is on the Right in Cul-de-Sac with sign in yard
Subdivision Name: Rural
Public facts
Beds: 4
Baths: 2.0
Sq. Ft.: 1,275
Stories: —
Lot Size: 0.94 acres
Style: Single Family Residential
Year Built: 1978
Year Renovated: —
County: McCreary County
APN: 120-30-00-050.00
Home facts updated by county records on Sep 2, 2026
Other
Listing Information
Contingency: Contingent
Around this home
Schools
Whitley City Elementary School
Public PreK-5 • Assigned • 2.3mi
8/10
McCreary County Middle School
Public 6-8 • Assigned • 2.0mi
3/10
McCreary Central High School
Public 9-12 • Assigned • 1.9mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 101° expected this year, 20 days in 30 years
2/10 Wind Factor
4% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Whitley City, KY • 42653
Average low and high temperatures (°F)
41
23
51
31
66
43
73
52
74
56
83
65
87
70
83
64
79
60
71
48
60
42
50
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 3.7 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
3.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$234,000 – $283,000
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