For sale

$390,000

Est. $2,644/mo —

•

1,254

sq ft

137 Deer Bay, Ashby, MA 01431

About this home

Nestled next to the Ashby reservoir, this charming home offers peaceful living with beautiful water views. Whether you’reseeking a full-time residence, a weekend retreat, or a potential investment property, this home presents an exceptionalopportunity.The home features two bedrooms designed for comfort and relaxation, along with a full bathroom that balancesfunctionality and ease. The bright and inviting living area spans 1,254 square feet, offering ample space for both everydayliving and entertaining.In 2018, the property underwent extensive renovations, including a new roof, siding, windows,plumbing, electrical systems, and septic, providing peace of mind and modern efficiency. Built in 1984, the home combinesenduring quality with thoughtful updates.Situated on a generous 18,295-square-foot lot, the outdoor space offers plenty ofroom to enjoy nature, entertain guests, or simply unwind while taking in the tranquil surroundings

Single-familyProperty Type

1984Year Built

0.42 acresLot Size

$311Price/Sq.Ft.

5 spacesParking

Listed by Sean Rogers • Coldwell Banker Realty - Beverly

Listed by • Coldwell Banker Realty - Beverly

Listing updated: Sep 9, 2026 at 01:31pm

Redfin checked: a minute ago

•Source:MLS PIN #73544759

Payment calculator

$2,644 per month

Principal and interest$2,102

Property taxes

$480

HOA dues

Home insurance

$62

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 5PM TO 6PM
$350,000
3 beds1 bath1,532 sq ft
144 Blossom St, Fitchburg, MA 01420
OPEN WED, 4:30PM TO 6PM
$989,999
5 beds2.5 baths4,673 sq ft
11 Francis Ave, Lunenburg, MA 01462
OPEN THU, 5PM TO 6:30PM
$364,999
3 beds1.5 baths1,318 sq ft
8 Wickman Dr, Gardner, MA 01440
OPEN FRI, 4:30PM TO 6PM
$465,000
3 beds2.5 baths1,674 sq ft
658 Massachusetts Ave #3, Lunenburg, MA 01462
OPEN SAT, 11AM TO 12:30PM
$409,900
2 beds1 bath912 sq ft
107 Island Rd, Lunenburg, MA 01462
OPEN SAT, 11:30AM TO 1PM3D WALKTHROUGH
$610,000
5 beds2 baths1,935 sq ft
206 Union St, Leominster, MA 01453
OPEN SAT, 12PM TO 1PM
$624,900
7 beds3.5 baths3,024 sq ft
29 Forest St, Fitchburg, MA 01420
OPEN SAT, 12PM TO 2PM3D WALKTHROUGH
$279,000
3 beds2 baths1,740 sq ft
36 Vaillancourt Dr, New Ipswich, NH 03071
OPEN SAT, 12:30PM TO 1:30PM
$405,000
6 beds2 baths2,330 sq ft
25 Goddard St, Fitchburg, MA 01420
OPEN SUN, 11AM TO 1PM
$479,990
3 beds2 baths1,910 sq ft
251 Conant St, Gardner, MA 01440

Around this home

Schools

K - 12
Preschool & daycare

Ashby Elementary School

Public K-4 • Assigned • 1.6mi

6/10

Hawthorne Brook Middle School

Public 5-8 • Assigned • 6.4mi

5/10

North Middlesex Regional High School

Public 9-12 • Assigned • 8.3mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

137 Deer Bay · $390,000

DAYS ON MARKET

The average home goes pending in 22 days.

SALE-TO-LIST

Most homes are selling 1% above list price.

LIST PRICE

Median list price in this area is $789,685. (102% higher than this home)

PRICE DROP

18% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Living

Interior features
5 total rooms
Wood and tile flooring

Bathrooms
1 full bathroom

Laundry & utility
Gas water heater
Water heater

Flooring
Wood flooring
Tile flooring

Heating & cooling
Baseboard heating
Natural gas heating
Propane heating
Window air conditioning units

Sale and tax history for 137 Deer Bay

Sale History
Tax History

Date

Event

Price

MLS PIN #73544759

Jul 5, 2026

Listed

$390,000

$311/sq ft

MLS PIN #73336419

Jun 13, 2025

Sold

$395,000

$315/sq ft

Feb 19, 2025

Listed

$399,999

$319/sq ft

+37

Welcome to your serene lakeside retreat in Ashby, Massachusetts! This charming 2-bedroom, 1-bathroom home offers the perfect blend of comfort and natural beauty. This home was recently renovated in 2018, it has a 7-year-old roof, new siding, windows, plumbing & electric, and a new septic system. On-demand tankless water heater combi unit for both hot water and heat. This home has propane for heat and stove. The finished basement with wood stove allows for great entertaining area. This property could be a great home or great investment property, potentially Air-BnB or Vrbo. The property is located within 10 minutes of shopping locations in Fitchburg. Open houses will be available Saturday from 11am-1pm and Sunday from 12pm-2pm.

MLS PIN #72720121

Nov 20, 2020

Sold

$250,000

$199/sq ft

Sep 10, 2020

Contingent

—

Sep 3, 2020

Listed

$249,900

$199/sq ft

+32

What’s better than living at the lake???? Living at the lake in a home completely remodeled with all the major items updated. You get a new roof, new siding, new plumbing, new electric, new septic, new windows, and the list goes on and on. You might ask yourself how can a house off the beaten path with lake community living be only minutes from shopping on John Fitch? You will have to come see for yourself

MLS PIN #72044527

Nov 30, 2016

Sold

$63,000

$50/sq ft

Oct 12, 2016

Pending

—

Sep 13, 2016

Price Changed

$69,900

$56/sq ft

Sep 6, 2016

Relisted

—

Aug 16, 2016

Pending

—

Jul 27, 2016

Listed

$76,300

$61/sq ft

MLS PIN #30491438

May 25, 2001

Sold

$145,000

$116/sq ft

Apr 4, 2001

Listed

$139,900

$112/sq ft

MLS PIN #30180009

Mar 3, 1998

Sold

$90,000

$72/sq ft

Mar 2, 1998

Listing Removed

—

Aug 12, 1997

Listed

$99,900

$80/sq ft

Public Records

Aug 15, 1995

Sold

$90,000

$72/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,762 (+5.1%)

$62,300 + $316,000

$378,300

2024

$5,482 (+12.6%)

$59,900 + $293,100

$353,000

2023

$4,869 (+10.9%)

$55,100 + $241,400

$296,500

2022

$4,392 (+43.8%)

$62,400 + $185,900

$248,300

2021

$3,055 (+6.7%)

$62,400 + $102,300

$164,700

2020

$2,862 (−15.6%)

$63,300 + $88,700

$152,000

2019

$3,393

$63,300 + $91,400

$154,700

2018

$3,393 (+4.4%)

$50,600 + $117,600

$168,200

2017

$3,249 (+3.6%)

$46,900 + $109,100

$156,000

2016

$3,136 (+2.1%)

$46,900 + $109,100

$156,000

2015

$3,070 (+7.9%)

$46,900 + $109,100

$156,000

2014

$2,846 (+0.9%)

$46,900 + $102,100

$149,000

2013

$2,820 (+6.4%)

$58,100 + $103,300

$161,400

2012

$2,650 (+2.9%)

$58,100 + $103,300

$161,400

2011

$2,576 (+2.1%)

$67,000 + $105,900

$172,900

2010

$2,522 (+2.5%)

$74,400 + $110,500

$184,900

2009

$2,461

$78,800 + $127,000

$205,800

Public record

Beds

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

0.42 Acres

Year renovated

—

Finished Sq. Ft.

1,254

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,254

Year built

1984

Style

Single Family Residential

County

Middlesex County

APN

3638443S

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 11, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

2/10 Heat Factor

6 days above 93° expected this year, 14 days in 30 years

4/10 Wind Factor

22% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Ashby, MA • 01431

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.6 hrs

5.1 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 137 Deer Bay

$386,859

$3,141 under list price of $390K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $335K to $585K.

SOLD SEP 4, 2026
$455,000 Last sold price
3 beds2 baths1,488 sq ft
983 Rindge Rd, Fitchburg, MA 01420
$5/sq ft
larger lot
34 years older
SOLD JUN 18, 2026
$380,000 Last sold price
2 beds1 bath899 sq ft
13 Berkley St, Fitchburg, MA 01420
$112/sq ft
56 years older
basement
SOLD AUG 3, 2026
$335,000 Last sold price
2 beds1 bath1,000 sq ft
34 Lenox St, Fitchburg, MA 01420
$24/sq ft
smaller lot
55 years older
SOLD JUL 28, 2026
$585,000 Last sold price
3 beds3.5 baths2,139 sq ft
46 Fitchburg Rd, Ashburnham, MA 01430
$38/sq ft
larger lot
4 years newer
SOLD APR 24, 2026
$400,000 Last sold price
2 beds1 bath1,160 sq ft
1020 Richardson Rd, Ashby, MA 01431
$34/sq ft
larger lot
1 year older
SOLD DEC 15, 2025
$485,000 Last sold price
3 beds2.5 baths1,864 sq ft
1088 Ashby State Rd, Fitchburg, MA 01420
$51/sq ft
larger lot
29 years newer

Rental earnings

Est. $2,111 per month, based on comparable rentals

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Early Access listings

EARLY ACCESSCOMPASS COMING SOON

Contact for price

2 beds2 baths2,092 sq ft

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EARLY ACCESSCOMPASS COMING SOON

Contact for price

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EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

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EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

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EARLY ACCESSCOMPASS COMING SOON

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EARLY ACCESSCOLDWELL BANKER REALTY COMING SOON

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Nearby similar homes

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4 beds2 baths1,468 sq ft

71 Mason, West Townsend, MA 01474

$449,999

3 beds2 baths1,400 sq ft

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3D WALKTHROUGH

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3 beds1.5 baths1,821 sq ft

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3D WALKTHROUGH

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5 beds3.5 baths3,100 sq ft

76 Foster Rd, Ashby, MA 01431

New listings for sale in 01431

$499,900

2 beds1.5 baths1,213 sq ft

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Details provided by MLS PIN and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 137 Deer Bay

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 137 Deer Bay

Early Access listings

Nearby similar homes

New listings for sale in 01431

More real estate resources