Off market nov 2009 for $98K

$322,735

Est. refi paymentEst. refi $761/mo

•

3,047

sq ft

20 Walnut St, Gardner, MA 01440

About this home

Multi-familyProperty Type

1900Year Built

9,982 sq ftLot Size

$106Est. Price/Sq.Ft.

4 spacesParking

Listed by Kelly Yakuben • Liberty Real Estate

Bought with Steven Champa • Champa Realty, Inc.

Redfin checked: a minute ago

•Source:MLS PIN #70938417

Redfin Estimate

$322,735

$224K since sold in November 2009$0 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 24% lower than the average sale price ($425K) of 6 comparable homes.

SOLD JUL 23, 2026
$420,000
A
4 beds2 baths1,896 sq ft
162 Green St, Gardner, MA 01440
SOLD AUG 31, 2026
$510,000
B
4 beds2 baths2,531 sq ft
262 Chestnut St, Gardner, MA 01440
SOLD AUG 12, 2026
$380,000
C
4 beds2 baths2,117 sq ft
76 Grant St, Gardner, MA 01440
SOLD AUG 26, 2026
$430,000
D
5 beds3 baths2,967 sq ft
353 Chestnut St, Gardner, MA 01440
SOLD SEP 2, 2026
$410,000
E
4 beds2 baths2,608 sq ft
52 Bancroft St, Gardner, MA 01440
SOLD OCT 23, 2026
$398,000
F
3 beds2 baths1,738 sq ft
287 Pine St, Gardner, MA 01440

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$259,740

Est. take-home

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Est. cash available

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Market trends in 01440, MA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

102.2%

+0.6% MoM

Median sale price

$398K

$7K MoM

Avg. days on market

24d

1 days MoM

Recently sold homes

7 MoM

New listings for sale

COMING SOON
$259,777
4 beds2 baths2,024 sq ft
32 Sunset Rd, Gardner, MA 01440
OPEN NOV 14, 11:30AM TO 1PM
$569,999
9 beds3 baths2,700 sq ft
113 Baker St, Gardner, MA 01440
$369,000
4 beds2 baths1,815 sq ft
13 Lovewell St, Gardner, MA 01440
$359,000
3 beds1 bath1,734 sq ft
282 Parker St, Gardner, MA 01440
OPEN SUN, 1:30PM TO 3PM
$339,900
4 beds2 baths1,696 sq ft
17 Sand St, Gardner, MA 01440
OPEN SUN, 12PM TO 2PM
$415,000
3 beds2 baths1,272 sq ft
30 Robillard St, Gardner, MA 01440
$250,000
Studio1 bath400 sq ft
100 Kendall Pond W, Gardner, MA 01440
$375,000
3 beds1 bath960 sq ft
181 Dyer St, Gardner, MA 01440
OPEN SUN, 10AM TO 12PM
$434,900
3 beds2 baths1,493 sq ft
121 Waterford St, Gardner, MA 01440
OPEN SUN, 11AM TO 1PM
$325,000
1 bed1 bath546 sq ft
79 Kendall Pond Rd S, Gardner, MA 01440
See all

Provided by Redfin

Sale history for 20 Walnut St

Year

Property tax

Land + Additions

Assessment*

2023

$3,126 (+7.6%)

$61,400 + $132,400

$193,800

2022

$2,906 (+5.8%)

$46,500 + $109,800

$156,300

2021

$2,747 (−30.5%)

$40,400 + $96,700

$137,100

2020

$3,952 (+3.2%)

$40,400 + $159,800

$200,200

2019

$3,829 (+18.4%)

$40,400 + $149,700

$190,100

2018

$3,235 (+2.9%)

$40,400 + $119,200

$159,600

2017

$3,144 (+2.8%)

$40,400 + $113,100

$153,500

2016

$3,058 (+2.4%)

$40,400 + $109,000

$149,400

2015

$2,985 (+2.8%)

$40,400 + $109,000

$149,400

2014

$2,904 (+1.4%)

$44,900 + $109,000

$153,900

2013

$2,865 (−6.1%)

$44,900 + $119,200

$164,100

2012

$3,052 (+13.9%)

$44,900 + $138,200

$183,100

2011

$2,680 (+1.9%)

$44,900 + $126,100

$171,000

2010

$2,630 (−6.6%)

$44,900 + $132,100

$177,000

2009

$2,817

$53,200 + $162,300

$215,500

Tax history for 20 Walnut St

Year

Property tax

Land + Additions

Assessment*

2023

$3,126 (+7.6%)

$61,400 + $132,400

$193,800

2022

$2,906 (+5.8%)

$46,500 + $109,800

$156,300

2021

$2,747 (−30.5%)

$40,400 + $96,700

$137,100

2020

$3,952 (+3.2%)

$40,400 + $159,800

$200,200

2019

$3,829 (+18.4%)

$40,400 + $149,700

$190,100

2018

$3,235 (+2.9%)

$40,400 + $119,200

$159,600

2017

$3,144 (+2.8%)

$40,400 + $113,100

$153,500

2016

$3,058 (+2.4%)

$40,400 + $109,000

$149,400

2015

$2,985 (+2.8%)

$40,400 + $109,000

$149,400

2014

$2,904 (+1.4%)

$44,900 + $109,000

$153,900

2013

$2,865 (−6.1%)

$44,900 + $119,200

$164,100

2012

$3,052 (+13.9%)

$44,900 + $138,200

$183,100

2011

$2,680 (+1.9%)

$44,900 + $126,100

$171,000

2010

$2,630 (−6.6%)

$44,900 + $132,100

$177,000

2009

$2,817

$53,200 + $162,300

$215,500

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,019 Sq. Ft.

Year renovated

—

Sq. Ft.

2,708

Year built

1900

Style

Multi-Family (2-4 Unit)

County

Worcester County

APN

3537701

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 25, 2025.

Property details

Parking

Parking Information
Has Open Parking
Parking Spaces: 4
Parking Features: Paved Drive, Off Street

Interior

Bathroom Information
# of Bathrooms (Full): 2

Basement Information
Basement: Partial, Concrete

Laundry Information
Laundry Features: Electric Dryer Hookup, Washer Hookup

Fireplace Information
Has Fireplace
# of Fireplaces (Total): 2

Interior Features
# of Rooms (Total): 8
Window Features: Insulated Windows, Storm Window(s)
Flooring: Wood, Vinyl, Carpet, Varies

Unit #1 Information
# of Levels: 1
# of Floors: 1
Lease: N

Unit #2 Information
# of Levels: 1
# of Floors: 2
Lease: N

Exterior

Building Information
Building Area (Total): 3,047
Foundation Details: Block, Stone, Brick/Mortar
Construction Materials: Frame
Stories (Total): 2
Year Built Source: Public Records
Year Built Details: Approximate
Color: green

Exterior Features
Roof: Slate
Patio And Porch Features: Porch
Exterior Features: Rain Gutters

Property Information
PropertySubType: Multi Family
Other Structures: Shed(s)

Lot Information
Lot Size (Acres): 0.23
Frontage Length: 86
Road Frontage Type: Public

Financial

Tax Information
Tax Annual Amount: $3,171
Tax Year: 2007

Utilities

Utility Information
Utilities: for Electric Range, for Electric Dryer, Washer Hookup, Varies per Unit
Sewer: Public Sewer, City/Town Sewer
Water Source: Public, City/Town Water
Electric: 220 Volts, 150 Amp Service

Heating & Cooling
Has Heating
Heating: Steam, Oil

Location

Location Information
Directions: Elm to Walnut
UnparsedAddress: 20 Walnut St, Gardner MA 01440

Community Information
Senior CommunityYN: No
Community Features: Public Transportation, Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat

Public facts

Beds: 4
Baths: 2.0
Sq. Ft.: 2,708
Stories: 2.0
Lot Size: 10,019 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1900
Year Renovated: —
County: Worcester County
APN: 3537701

Home facts updated by county records on Jul 25, 2025

Other

Listing Information
StandardStatus: Closed

Around this home

Schools

K - 12
Preschool & daycare

Gardner Elementary School

Public PreK-4 • Assigned • 0.9mi

2/10

Gardner High School

Public 8-12 • Assigned • 0.5mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 92° expected this year, 16 days in 30 years

4/10 Wind Factor

22% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Gardner, MA • 01440

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.7 hours in June and 4.2 hours in December, placing it below the U.S. average for solar exposure.

8.7 hrs

4.2 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$307,000 – $372,000

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New listings for sale in 01440

COMING SOON

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32 Sunset Rd, Gardner, MA 01440

Solid foundation • Functional layout • Conveniently located

OPEN NOV 14, 11:30AM TO 1PM

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OPEN SUN, 1:30PM TO 3PM

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17 Sand St, Gardner, MA 01440

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OPEN SUN, 12PM TO 2PM

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New siding • New roof • New electrical

$250,000

Studio1 bath400 sq ft

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Waterfront property • Pond views • Public sewer

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3 beds1 bath960 sq ft

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Hardwood floors • Fenced in backyard • Washer dryer

OPEN SUN, 10AM TO 12PM

$434,900

3 beds2 baths1,493 sq ft

121 Waterford St, Gardner, MA 01440

Remodeled cape • Quartz countertops • New bathroom

Home values near 20 Walnut St

Data from public records.

Address	Redfin Estimate
19 Walnut St, Gardner, MA 5 Beds \| 3 Baths \| 2799 Sq. Ft.	$461,566
37 Elm St, Gardner, MA 7 Beds \| 2 Baths \| 2916 Sq. Ft.	—
85 Elm St, Gardner, MA 4 Beds \| 3.5 Baths \| 3400 Sq. Ft.	$561,006
92 Chestnut St, Gardner, MA 3 Beds \| 1 Baths \| 1321 Sq. Ft.	$336,753
35 Cedar St Apartment 4, Gardner, MA 2 Beds \| 1 Baths \| 889 Sq. Ft.	$233,631
83 Chestnut St, Gardner, MA 5 Beds \| 1.5 Baths \| 2744 Sq. Ft.	$399,677
101 Chestnut St, Gardner, MA 6 Beds \| 2 Baths \| 4010 Sq. Ft.	$549,657

Address	Redfin Estimate
60 Walnut St, Gardner, MA 4 Beds \| 2.5 Baths \| 2161 Sq. Ft.	$502,676
45 Elm St, Gardner, MA 7 Beds \| 3.5 Baths \| 5228 Sq. Ft.	$646,526
102 Chestnut St, Gardner, MA 4 Beds \| 1.5 Baths \| 2176 Sq. Ft.	$458,180
88 Chestnut St, Gardner, MA 6 Beds \| 3 Baths \| 3022 Sq. Ft.	$489,848
51 Chestnut St, Gardner, MA 5 Beds \| - Baths \| 16613 Sq. Ft.	—
87 Chestnut St, Gardner, MA 6 Beds \| 2 Baths \| 2456 Sq. Ft.	$429,594
82 Chestnut St, Gardner, MA 5 Beds \| 3 Baths \| 3121 Sq. Ft.	—

Address	Redfin Estimate
22 Walnut St, Gardner, MA 7 Beds \| 4 Baths \| 3457 Sq. Ft.	$674,435
61 Elm St, Gardner, MA 7 Beds \| 3 Baths \| 4124 Sq. Ft.	$590,661
96 Chestnut St, Gardner, MA 5 Beds \| 3 Baths \| 2387 Sq. Ft.	$453,026
52 Elm St, Gardner, MA 3 Beds \| 2.5 Baths \| 1872 Sq. Ft.	$428,346
77 Chestnut St, Gardner, MA 5 Beds \| 3 Baths \| 2905 Sq. Ft.	$436,399
95 Chestnut St, Gardner, MA 5 Beds \| 2 Baths \| 2232 Sq. Ft.	—
60 School St, Gardner, MA 4 Beds \| 2 Baths \| 2828 Sq. Ft.	$441,792

Property information provided by MLS PIN when last listed in 2009. This data may not match . Learn more.

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