OFF MARKET

Off Market Mar 2023 for $292K

$344,626

•

1,428

sq ft

45 Ruggles St, Three Rivers, MA 01080

About this home

THIS IS NOT FOR RENT!!! Well taken care of large ranch beams with pride of ownership. Walk into the open floor plan with a large living room and dining room combo, graced with beautiful hardwood floors, spacious kitchen with SS appliances that leads out to a lovely 3-season porch. 3 ample sized bedrooms all with hardwood floors and a full bath complete just the first level of living space. Downstairs you will find a partially finished basement with 3 spacious, carpeted rooms, laundry area, and a bathroom with a shower stall. Plenty of storage and work space as well! A unique feature of this ranch is a walk-up attic with new insulation and windows, currently used for storage, but large enough to finish off as bonus space. Large, flat fully fenced back yard and one car detached garage top off this ready to move in property. Central AC, all new replacement windows, newer heat pump with oil heat as back up.

Single-familyProperty Type

1958Year Built

10,230 sq ftLot Size

$241Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Wheway Group • Coldwell Banker Realty - Western MA

Bought with Nyasia Alston • Executive Real Estate, Inc.

Redfin checked: a minute ago

•Source:MLS PIN #73074411

Redfin Estimate

$344,626

$53K since sold in March 2023$2,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.6% lower than the average sale price ($358K) of 6 comparable homes.

SOLD FEB 26, 2026
$315,000
A
3 beds2 baths1,628 sq ft
33 Chudy St, Three Rivers, MA 01080
SOLD JUN 15, 2026
$265,000
B
3 beds1.5 baths1,184 sq ft
3055 Pine St, Palmer, MA 01069
SOLD JUL 16, 2026
$429,000
C
3 beds1.5 baths1,652 sq ft
2 Elizabeth St, Palmer, MA 01069
SOLD MAY 19, 2026
$351,000
D
3 beds2 baths1,392 sq ft
213 River St, Palmer, MA 01069
SOLD JUL 2, 2026
$375,000
E
3 beds2 baths1,343 sq ft
734 River St, Palmer, MA 01069
SOLD JUL 31, 2026
$410,000
F
3 beds2 baths1,743 sq ft
3 Salem St, Palmer, MA 01069

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Rent

$2,155/mo

Redfin rental estimate

List your home for rent

Market trends in 01080, MA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.7%

+0.9% MoM

Median sale price

$339K

$27K MoM

Avg. days on market

15d

7 days MoM

Recently sold homes

0 MoM

New listings for sale

OPEN SUN, 12PM TO 1:30PM
$325,000
3 beds1.5 baths1,134 sq ft
127 Springfield St, Palmer, MA 01069
See all

Provided by Redfin

Sale history for 45 Ruggles St

Date

Event

Price

MLS PIN #73074411

Mar 16, 2023

Sold

$292,000

$204/sq ft

Feb 1, 2023

Contingent

—

Jan 29, 2023

Listed

$270,000

$189/sq ft

MLS PIN #71625833

Mar 28, 2014

Sold

$159,500

$112/sq ft

Jan 23, 2014

Listed

$159,500

$112/sq ft

+25

This lovingly maintained one owner home has been well cared for and updated over the years. Great 3 bedroom ranch with 1428 SF of living space offers large rooms throughout with hardwood flooring under all the wall to wall carpeting. The large eat in kitchen offers lots of cabinets and counter space,plus all the appliances will remain for buyer enjoyment, the large open living/dining room with picture windows is great for entertaining, there is a full walk up attic that offers lots of storage, central air conditioning, full basement with bathroom and laundry area, 1 car detached garage. Great location for commuters close to major routes and only minutes to the MA Pike. Located within walking distance to schools, churches, police station and area amenities, this home is perfect for someone looking to start out or slow down.

Year

Property tax

Land + Additions

Assessment*

2023

$4,478 (+9.8%)

$55,200 + $171,900

$227,100

2021

$4,079 (+3.4%)

$53,700 + $121,500

$175,200

2020

$3,946 (+2.3%)

$53,700 + $114,800

$168,500

2019

$3,859 (+3.0%)

$53,700 + $114,800

$168,500

2018

$3,748 (+3.0%)

$52,100 + $111,500

$163,600

2017

$3,640 (−10.0%)

$52,100 + $111,500

$163,600

2016

$4,043 (+8.9%)

$50,600 + $131,600

$182,200

2015

$3,711 (+6.5%)

$50,600 + $123,200

$173,800

2014

$3,486 (+6.1%)

$50,600 + $123,200

$173,800

2013

$3,287 (+3.2%)

$52,600 + $124,000

$176,600

2012

$3,184 (−1.0%)

$58,500 + $124,200

$182,700

2011

$3,217

$58,500 + $124,200

$182,700

Tax history for 45 Ruggles St

Year

Property tax

Land + Additions

Assessment*

2023

$4,478 (+9.8%)

$55,200 + $171,900

$227,100

2021

$4,079 (+3.4%)

$53,700 + $121,500

$175,200

2020

$3,946 (+2.3%)

$53,700 + $114,800

$168,500

2019

$3,859 (+3.0%)

$53,700 + $114,800

$168,500

2018

$3,748 (+3.0%)

$52,100 + $111,500

$163,600

2017

$3,640 (−10.0%)

$52,100 + $111,500

$163,600

2016

$4,043 (+8.9%)

$50,600 + $131,600

$182,200

2015

$3,711 (+6.5%)

$50,600 + $123,200

$173,800

2014

$3,486 (+6.1%)

$50,600 + $123,200

$173,800

2013

$3,287 (+3.2%)

$52,600 + $124,000

$176,600

2012

$3,184 (−1.0%)

$58,500 + $124,200

$182,700

2011

$3,217

$58,500 + $124,200

$182,700

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,019 Sq. Ft.

Year renovated

—

Sq. Ft.

1,428

Year built

1958

Style

Single Family Residential

County

Hampden County

APN

3149175

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 20, 2023.

Town Residence District

The Town Residential Zones are intended to provide opportunities for multi-dwelling housing. The regulations are intended to create and maintain higher density residential neighborhoods. At the same time, they allow for large-scale institutional campuses and other nonresidential uses but not to such an extent as to sacrifice the overall residential neighborhood image and character.; The Town Residential Zones are distinguished primarily by density and development standards. The regulations are intended to create desirable residential areas by promoting aesthetically pleasing environments, safety, privacy, energy conservation, and recreational opportunities. The development standards generally assure that new development will be compatible with the Town's character. At the same time, the standards allow for flexibility for new development. In addition, the regulations provide certainty to property owners, developers, and neighbors about the limits of what is allowed.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Housing-Multiple units
Housing-Senior
Public service
Educational/school
Park & open space

Property details

Parking

Parking Information
Has Garage
Has Open Parking
# of Garage Spaces: 1
# of Covered Spaces: 1
Parking Spaces: 4
Parking Features: Detached, Garage Door Opener, Paved Drive, Off Street, Paved

Interior

Master Bedroom Information
Level: First
Features: Ceiling Fan(s),Closet,Flooring - Hardwood

Bedroom #2 Information
Level: First
Features: Ceiling Fan(s),Closet,Flooring - Hardwood

Bedroom #3 Information
Level: First
Features: Ceiling Fan(s),Closet,Flooring - Hardwood

Bathroom Information
# of Bathrooms (Full): 2

Bathroom #1 Information
Level: First
Features: Bathroom - Full,Bathroom - Tiled With Tub & Shower,Closet

Bathroom #2 Information
Level: Basement
Features: Bathroom - With Shower Stall

Living Room Information
Level: First
Features: Closet,Flooring - Hardwood

Dining Room Information
Level: First
Features: Flooring - Hardwood

Kitchen Information
Features: Flooring - Vinyl,Stainless Steel Appliances

Basement Information
Basement: Full, Partially Finished, Bulkhead

Laundry Information
Laundry Features: In Basement, Electric Dryer Hookup, Washer Hookup

Interior Features
# of Rooms (Total): 5
Door Features: Storm Door(s)
Window Features: Insulated Windows
Flooring: Wood, Vinyl / VCT, Flooring - Wall to Wall Carpet
Interior Features: Bonus Room, Walk-Up Attic, Internet Available - Unknown

Exterior

Building Information
Building Area (Total): 1,428
Foundation Details: Concrete Perimeter
Construction Materials: Frame
Year Built Source: Public Records
Year Built Details: Actual,Renovated Since
Color: white

Exterior Features
Fencing: Fenced/Enclosed, Fenced
Roof: Shingle
Patio And Porch Features: Porch - Enclosed
Exterior Features: Porch - Enclosed, Fenced Yard

Property Information
PropertySubType: Single Family Residence

Lot Information
Lot Size (Acres): 0.23
Lot Features: Level
Road Surface Type: Paved
Road Frontage Type: Public
Road Responsibility: Public Maintained Road

Financial

Tax Information
Tax Annual Amount: $4,465.72
Tax Year: 2022

Utilities

Utility Information
Utilities: for Electric Oven, for Electric Dryer, Washer Hookup
Sewer: Public Sewer
Water Source: Public
Electric: Circuit Breakers

Heating & Cooling
Has Heating
Has Cooling
Heating: Baseboard, Heat Pump, Oil
Cooling: Central Air

Location

Location Information
Directions: Main Street Three Rivers to Ruggles Street
UnparsedAddress: 45 Ruggles St, Palmer MA 01080

Community Information
Senior CommunityYN: No
Community Features: Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Public School

Public facts

Beds: 3
Baths: 1.0
Sq. Ft.: 1,428
Stories: 1.0
Lot Size: 10,019 square feet
Style: Single Family Residential
Year Built: 1958
Year Renovated: —
County: Hampden County
APN: 3149175

Home facts updated by county records on Jul 20, 2023

Other

Miscellaneous Information
Heat Zones: 1

Listing Information
StandardStatus: Closed

Around this home

Schools

Old Mill Pond Elementary School

Public PreK-5 • Assigned • 0.8mi

3/10

Palmer High School

Public 7-12 • Assigned • 0.9mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 95° expected this year, 17 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Three Rivers, MA • 01080

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9 hours in June and 4.3 hours in December, placing it below the U.S. average for solar exposure.

9 hrs

4.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$328,000 – $397,000

Sell confidently with a local market expert in Three Rivers. 3 minutes to get started.

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OPEN SUN, 12PM TO 1:30PM

$325,000

3 beds1.5 baths1,134 sq ft

127 Springfield St, Palmer, MA 01069

New listings for sale in 01069

OPEN SUN, 12PM TO 1:30PM

$325,000

3 beds1.5 baths1,134 sq ft

127 Springfield St, Palmer, MA 01069

Home values near 45 Ruggles St

Data from public records.

Address	Redfin Estimate
74 Ruggles Street, Three Rivers, MA 3 Beds \| 2 Baths \| 1504 Sq. Ft.	$386,568
58 Ruggles Street, Three Rivers, MA 3 Beds \| 1 Baths \| 1372 Sq. Ft.	$304,369

Address	Redfin Estimate
70 Ruggles Street, Three Rivers, MA 4 Beds \| 1 Baths \| 1559 Sq. Ft.	$253,309
50 Ruggles Street, Three Rivers, MA 3 Beds \| 1 Baths \| 1184 Sq. Ft.	$277,178

Address	Redfin Estimate
62 Ruggles Street #62A, Three Rivers, MA 3 Beds \| 2 Baths \| 2528 Sq. Ft.	$333,837
42 Ruggles Street, Three Rivers, MA 4 Beds \| 1.5 Baths \| 1456 Sq. Ft.	$313,695

Property information provided by undefined .

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About this home

Redfin Estimate

Earn from this home

Market trends in 01080, MA

Sale history for 45 Ruggles St

Tax history for 45 Ruggles St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 01069

Home values near 45 Ruggles St

More real estate resources