OFF MARKET

Off Market Apr 2024 for $640K

$784,719

Est. refi paymentEst. refi $4,057/mo

•

1,900

sq ft

1038 Old Bay Ridge Rd, Annapolis, MD 21403

About this home

Several offers received. Welcome to 1038 Old Bay Ridge Rd. in beautiful Annapolis, MD—your perfect retreat awaits! This 4-bedroom, 3-full-bath home, offering plenty of space for comfortable living. Need a spot for occasional guests? The lower level has its own walk-out exit potential bedroom and full bath ready to go. The main floor is all about open, inviting spaces—ideal for family hangouts or entertaining. Plus, those large sliding glass doors lead to a backyard oasis. With new kitchen cabinets and countertops, this home is ready for your personal touch. And don't worry, winter will return to cozy up by one of the two fireplaces. Hardwood floors throughout add a touch of elegance upstairs, while nature surrounds the property on three sides, giving you all the privacy you need. Plus, you'll love the community perks! Neighborhood overlooks are perfect for BBQs, watching the fireworks, or just enjoying the bay views. And with a pier, boat ramp, and beach nearby, outdoor fun is always on the agenda. Come experience the charm of 1038 Old Bay Ridge Rd. —your new home sweet home!

Single-familyProperty Type

1965Year Built

0.47 acresLot Size

$413Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Justin Disborough • Long & Foster Real Estate, Inc.

•410-263-3400 (broker)

Bought with Justin Disborough • Long & Foster Real Estate, Inc.

•410-263-3400 (broker)

Redfin checked: 4 minutes ago

•Source:BRIGHT MLS #MDAA2078640

Redfin Estimate

$784,719

$145K since sold in April 2024$5,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.2% lower than the average sale price ($794K) of 6 comparable homes.

SOLD JUL 17, 2026
$834,400
A
4 beds2.5 baths1,800 sq ft
1126 Mainsail Dr, Annapolis, MD 21403
SOLD JUL 7, 2026
$750,000
B
4 beds3 baths1,964 sq ft
1307 Blackwalnut Ct, Annapolis, MD 21403
SOLD APR 16, 2026
$865,000
C
4 beds3.5 baths2,845 sq ft
1009 Old Bay Ridge Rd, Annapolis, MD 21403
SOLD JUN 16, 2026
$850,000
D
5 beds2.5 baths2,059 sq ft
1106 Mainsail Dr, Annapolis, MD 21403
SOLD MAR 13, 2026
$739,000
E
4 beds3 baths2,296 sq ft
1031 Old Bay Ridge Rd, Annapolis, MD 21403
SOLD DEC 3, 2025
$725,000
F
4 beds3 baths2,982 sq ft
1114 Bay Ridge Rd, Annapolis, MD 21403

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$247,591

Est. take-home

List your home with Redfin and save $7,847

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,877/mo

Redfin rental estimate

List your home for rent

Market trends in 21403, MD

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.4%

0.3% MoM

Median sale price

$712K

$57K MoM

Avg. days on market

34d

1 days MoM

Recently sold homes

140

21 MoM

New listings for sale

COMING SOON
$825,000
1 bed1.5 baths923 sq ft
1 President Point Dr Unit A1, Annapolis, MD 21403
(410) 280-5600
COMING SOON
$275,000
2 beds2 baths1,394 sq ft
1227-I Gemini Dr Unit 1227-I, Annapolis, MD 21403
(410) 429-7425
$1,775,000
2 beds2.5 baths2,176 sq ft
7017 Bay Front Dr, Annapolis, MD 21403
(410) 286-9632
COMING SOON
$595,000
2 beds2 baths1,267 sq ft
2123 Beach Village Ct Unit T2, Annapolis, MD 21403
(410) 429-7425
COMING SOON
$325,000
2 beds2 baths800 sq ft
1136 Tyler Ave, Annapolis, MD 21403
(202) 525-5236
COMING SOON
$725,000
6 beds3 baths2,876 sq ft
1025 Hanson St, Annapolis, MD 21403
(410) 224-3600
$890,000
3 beds2.5 baths3,153 sq ft
131 Kuethe Dr, Annapolis, MD 21403
(410) 224-2200
VIDEO TOUR
$575,000
2 beds2 baths1,282 sq ft
7048 Harbour Village Ct Unit T2, Annapolis, MD 21403
(410) 263-8686
$309,900
3 beds2 baths1,254 sq ft
30-I Sandstone Ct, Annapolis, MD 21403
(240) 737-5000
$880,000
4 beds4 baths3,722 sq ft
1007 Harbor Dr, Annapolis, MD 21403
(410) 266-9005
See all

Provided by Redfin

Redfin agents who toured

Nice lot, good sized bedrooms, hardwood floors, close to so many amenities, basement has potential
2 years ago• May not reflect the current state of the home
Charles Payne
Redfin Associate agent

Sale history for 1038 Old Bay Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$7,067 (+5.1%)

$378,100 + $204,000

$582,100

2024

$6,727 (+12.6%)

2023

$5,974 (+4.8%)

2022

$5,698 (+1.5%)

$273,100 + $162,400

$435,500

2021

$5,614 (+1.9%)

2020

$5,511 (+1.1%)

2019

$5,449 (+4.1%)

$273,100 + $161,900

$435,000

2018

$5,235

2017

$5,233 (+2.4%)

$258,100 + $165,400

$423,500

2016

$5,109 (+1.1%)

2015

$5,053

$211,100 + $157,700

$368,800

2014

$5,057 (−5.5%)

2013

$5,351 (+1.2%)

2012

$5,285 (+3.0%)

2011

$5,130

2010

$5,130 (+120.6%)

2009

$2,326

Tax history for 1038 Old Bay Ridge Rd

Year

Property tax

Land + Additions

Assessment*

2025

$7,067 (+5.1%)

$378,100 + $204,000

$582,100

2024

$6,727 (+12.6%)

2023

$5,974 (+4.8%)

2022

$5,698 (+1.5%)

$273,100 + $162,400

$435,500

2021

$5,614 (+1.9%)

2020

$5,511 (+1.1%)

2019

$5,449 (+4.1%)

$273,100 + $161,900

$435,000

2018

$5,235

2017

$5,233 (+2.4%)

$258,100 + $165,400

$423,500

2016

$5,109 (+1.1%)

2015

$5,053

$211,100 + $157,700

$368,800

2014

$5,057 (−5.5%)

2013

$5,351 (+1.2%)

2012

$5,285 (+3.0%)

2011

$5,130

2010

$5,130 (+120.6%)

2009

$2,326

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

—

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

0.47 Acres

Year renovated

—

Sq. Ft.

1,900

Year built

1965

Style

Single Family Residential

County

Anne Arundel County

APN

02 00103814900

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 1
Garage Features: Garage - Front Entry
# of Total Garage and Parking Spaces: 4
Has Garage
# of Garage Spaces: 1
Driveway - # of Spaces: 3
Attached Garage, Driveway, On Street

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 4

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Washer
Door Features: Sliding Glass
Flooring Type: Hardwood, Ceramic Tile
Not Furnished
Interior Features: CeilngFan(s), Combination Kitchen/Dining, Combination Dining/Living, Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Floor Plan - Traditional, Formal/Separate Dining Room, Wet/Dry Bar, Wood Floors
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Dry Wall

Room Information
Laundry Type: Lower Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Wood

Basement Information
Basement: Yes
Full, Partially Finished, Sump Pump
Basement Footprint Percent: 100.00

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 912
Improvement Assessed Value: $162,400
Ownership Interest: Fee Simple
Property Condition: Excellent, Very Good, Good
Year Built Source: Assessor

Building Information
Construction Materials: Frame
Foundation Details: Block
Main Entrance Orientation: Southwest
Other Structures: Above Grade, Below Grade
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Roof: Shingle
Structure Type: Detached
Window Features: Replacement, Screens
Building Not Winterized

Lot Information
Lot Features: Backs to Trees, Cul-de-sac, Front Yard, Level, Private, Rear Yard, Secluded
Tidal Water: No

Land Information
Land Assessed Value: $273,100

Above Grade Information
Finished Sq.Ft.: 1,900
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft.: 912
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $4,756
Tax Assessed Value: $435,500
Tax Year: 2023
Tax Annual Amount: $5,136

Assessments Information
Year Assessed: 2023

Lease Information
Lease Considered: No

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Ceiling Fan(s)
Cooling Fuel: Electric
Forced Air
Heating Fuel: Oil
Hot Water: Electric
Sewer Septic: Public Sewer
Water Source: Well
Municipal Trash: Yes

Location

School Information
High School: ANNAPOLIS
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
High School Source: Listing Agent
School District Source: Listing Agent

Location Information
In City Limits
Directions: see GPS
Road Responsibility: Public

Public facts

Beds: —
Baths: 1.5
Sq. Ft.: 1,900
Stories: 2.0
Lot Size: 0.47 acres
Style: Single Family Residential
Year Built: 1965
Year Renovated: —
County: Anne Arundel County
APN: 02 00103814900

Home facts updated by county records on Jul 17, 2026

Around this home

Schools
Places
Transit

Georgetown East Elementary School

Public PreK-5 • Assigned • 0.8mi

2/10

Annapolis Middle School

Public 6-8 • Assigned • 1.9mi

3/10

Annapolis High School

Public 9-12 • Assigned • 5.1mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

66% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21403

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.7 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$746,000 – $903,000

Reach more buyers when you sell with Redfin. Save up to $7,847 in fees. 3 minutes to get started.

Get a free, detailed breakdown of how we calculated your estimate.

Nearby similar homes

$489,000

2 beds1 bath1,190 sq ft

1005 Hyde Park Dr, Annapolis, MD 21403

(866) 987-3937

$1,285,000

4 beds3 baths3,398 sq ft

1227 Cross Rd, Annapolis, MD 21403

(703) 745-1212

$559,000

4 beds3 baths1,560 sq ft

1424 Regent St, Annapolis, MD 21403

(443) 320-1344

NEW CONSTRUCTION

$3,395,000

4 beds3.5 baths4,029 sq ft

48A E Lake Dr, Annapolis, MD 21403

(888) 860-7369

$481,900

4 beds2 baths1,800 sq ft

105 Rosecrest Dr, Annapolis, MD 21403

(888) 860-7369

$559,000

4 beds3.5 baths2,560 sq ft

79 Windwhisper Ln, Annapolis, MD 21403

(888) 219-3009

New listings for sale in 21403

COMING SOON

$825,000

1 bed1.5 baths923 sq ft

1 President Point Dr Unit A1, Annapolis, MD 21403

(410) 280-5600

COMING SOON

$275,000

2 beds2 baths1,394 sq ft

1227-I Gemini Dr Unit 1227-I, Annapolis, MD 21403

(410) 429-7425

$1,775,000

2 beds2.5 baths2,176 sq ft

7017 Bay Front Dr, Annapolis, MD 21403

(410) 286-9632

COMING SOON

$595,000

2 beds2 baths1,267 sq ft

2123 Beach Village Ct Unit T2, Annapolis, MD 21403

(410) 429-7425

COMING SOON

$325,000

2 beds2 baths800 sq ft

1136 Tyler Ave, Annapolis, MD 21403

(202) 525-5236

COMING SOON

$725,000

6 beds3 baths2,876 sq ft

1025 Hanson St, Annapolis, MD 21403

(410) 224-3600

$890,000

3 beds2.5 baths3,153 sq ft

131 Kuethe Dr, Annapolis, MD 21403

(410) 224-2200

VIDEO TOUR

$575,000

2 beds2 baths1,282 sq ft

7048 Harbour Village Ct Unit T2, Annapolis, MD 21403

(410) 263-8686

$309,900

3 beds2 baths1,254 sq ft

30-I Sandstone Ct, Annapolis, MD 21403

(240) 737-5000

Home values near 1038 Old Bay Ridge Rd

Data from public records.

Address	Redfin Estimate
1032 Old Bay Ridge Rd, Annapolis, MD - Beds \| 3 Baths \| 2016 Sq. Ft.	$900,709
1026 Old Bay Ridge Rd, Annapolis, MD 4 Beds \| 2.5 Baths \| 2811 Sq. Ft.	$823,916

Address	Redfin Estimate
1030 Old Bay Ridge Rd, Annapolis, MD 4 Beds \| 3 Baths \| 1415 Sq. Ft.	$786,281
1037 Old Bay Ridge Rd, Annapolis, MD - Beds \| 3 Baths \| 1794 Sq. Ft.	$662,759

Address	Redfin Estimate
1027 Old Bay Ridge Rd, Annapolis, MD - Beds \| 2 Baths \| 1914 Sq. Ft.	$667,799
1041 Old Bay Ridge Rd, Annapolis, MD - Beds \| 2.5 Baths \| 1384 Sq. Ft.	$667,095

Property information provided by BRIGHT MLS when last listed in 2024. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

Bay Ridge homes for sale
Selby Beach homes for sale
West Annapolis homes for sale
Admiral Heights homes for sale
Turkey Point homes for sale

21037 homes for sale
21401 homes for sale
21403 homes for sale
21404 homes for sale

Houses for rent in Annapolis Neck	Agents near me	Rockville, MD homes for sale	Annapolis Neck Housing Market
Houses for sale near me	Baltimore, MD homes for sale	Frederick, MD homes for sale
Land for sale near me	Bethesda, MD homes for sale	Columbia, MD homes for sale
Open Houses near me	Silver Spring, MD homes for sale	Annapolis Neck Property Records
Condos for sale near me	Bowie, MD homes for sale	MD New Listings

Baltimore homes for sale
Bowie homes for sale
Annapolis homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 21403, MD

Redfin agents who toured

Sale history for 1038 Old Bay Ridge Rd

Tax history for 1038 Old Bay Ridge Rd

Public record

Property details

Around this home

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21403

Home values near 1038 Old Bay Ridge Rd

More real estate resources