For sale

$399,900

Est. $2,922/mo —

•

1,320

sq ft

1045 Cedar Ridge Ct, Annapolis, MD 21403

About this home

COMPLETELY RENOVATED & MOVE-IN READY IN CEDAR RIDGE! After 30 years of thoughtful ownership and meticulous care, this beautifully updated 3-bedroom, 2½-bath townhouse is ready for its next chapter. The pride of ownership is evident throughout, with updates made over the years and the home continually improved and maintained. The improvements begin with replacement windows installed in 2000 and continue to today with a beautifully updated kitchen featuring newer cabinetry, countertops, and appliances. All three bathrooms have been updated, and the HVAC system and hot water heater have both been replaced within the past four years. One of the home's standout features is the incredible amount of storage. The current owner made exceptional use of The Container Store's organizing systems throughout the home, maximizing virtually every inch of available space. Even the full-size stacked washer and dryer provide additional room and functionality. One bedroom is currently being used as a home office and features a Murphy bed that easily accommodates overnight guests. Step through the kitchen's sliding glass door and you'll discover a completely private, fenced rear yard with a beautiful patio—perfect for grilling, entertaining, or simply enjoying your own outdoor space. The kitchen's location directly off the patio makes indoor/outdoor entertaining easy. And then there's Cedar Ridge! Enjoy the convenience of an HOA that takes care of the exterior maintenance, including the roof and siding, helping provide greater predictability for homeowners. The community also offers a swimming pool and Tot Lot. Best of all, you're within walking distance of Eastport and downtown Annapolis, with its wonderful restaurants, shops, waterfront, and everything that makes the Annapolis lifestyle so special. This is a home that has been lovingly cared for, thoughtfully updated, and designed for comfortable living. Truly move-in ready—just unpack and enjoy! Schedule your private showing today. This one won't last long!

TownhomeProperty Type

1974Year Built

1,600 sq ftLot Size

$303Price/Sq.Ft.

$267/moHOA Dues

Listed by Jack Papaleonti • Academy Realty Inc.

•410-263-9105 (broker)

•jack@academyrealty.com (broker)

Listing updated: Oct 27, 2026 at 08:40pm

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDAA2157794

Payment calculator

$2,922 per month

Principal and interest$2,182

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 10AM TO 12PM
$449,900
3 beds1 bath1,008 sq ft
922 Mago Vista Rd, Arnold, MD 21012
6,055 sq ft lot • Built 1973 • Listed 6 days
(410) 745-2596
OPEN SAT, 10:30AM TO 12:30PM
$809,000
4 beds3.5 baths2,680 sq ft
598 Alston Pl, Severna Park, MD 21146
8,352 sq ft lot • 2 garage spots • Built 2012
(443) 274-1900
OPEN SAT, 11AM TO 1PM
$379,000
3 beds2.5 baths1,368 sq ft
1157 Simsbury Ct Unit 47A, Crofton, MD 21114
$258 HOA • Built 1994 • Listed 2 days
(703) 378-8810
OPEN SAT, 11AM TO 1PM
$480,000
4 beds2 baths1,920 sq ft
1504 Cedarhurst Rd, Shady Side, MD 20764
0.27 acre lot • 2 garage spots • Built 1991
(410) 429-7425
OPEN SAT, 11AM TO 1PM
$795,000
3 beds2.5 baths1,900 sq ft
405 Halsey Rd, Annapolis, MD 21401
0.31 acre lot • 2 garage spots • Built 1979
(888) 860-7369
OPEN SAT, 12PM TO 4PM
$2,997,000
4 beds4 baths7,585 sq ft
2929 Southaven Dr, Annapolis, MD 21401
4.9 acre lot • 2 garage spots • Pool
(301) 445-1395
OPEN SAT, 1PM TO 3PM
$399,900
4 beds1.5 baths1,872 sq ft
1660 Secretariat Dr, Annapolis, MD 21409
$13 HOA • 2 parking spots • Built 1979
(443) 574-1600
REDFIN OPEN SUN, 11AM TO 1PM3D WALKTHROUGH
$617,000
4 beds2 baths1,964 sq ft
1193 Hampton Rd, Annapolis, MD 21409
0.24 acre lot • 7 parking spots • Built 1975
OPEN SUN, 11AM TO 1PM3D WALKTHROUGH
$729,900
4 beds3.5 baths2,480 sq ft
335 S Carolina Rd, Stevensville, MD 21666
0.25 acre lot • 2 garage spots • Built 2023
(703) 378-8810
OPEN SUN, 1PM TO 3PM
$2,100,000
4 beds2.5 baths2,600 sq ft
513 First St, Annapolis, MD 21403
6,625 sq ft lot • 2 parking spots • Built 1935
(410) 263-8686

Around this home

Schools

K - 12
Preschool & daycare

Georgetown East Elementary School

Public PreK-5 • Assigned • 0.4mi

2/10

Annapolis Middle School

Public 6-8 • Assigned • 0.9mi

3/10

Annapolis High School

Public 9-12 • Assigned • 4.0mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

1045 Cedar Ridge Ct · $399,900

Strong offer

$402K and above

75% chance or better to win

Why $402K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 47 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Ceiling fans
Dining area
Traditional floor plan
Country-style kitchen
Master bathroom

Bedrooms
Three bedrooms on the first upper level

Bathrooms
Two full bathrooms
One half bathroom on the main level

Kitchen
Country-style kitchen

Laundry & utility
Main-floor laundry

Flooring
Luxury vinyl plank

Heating & cooling
Heat pump with electric backup
Central air conditioning
Electric hot water

Sale and tax history for 1045 Cedar Ridge Ct

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$3,395 (+7.7%)

$150,000 + $163,200

$313,200

2025

$3,153 (+7.6%)

$150,000 + $163,200

$313,200

2024

$2,929 (+7.7%)

2023

$2,719 (+2.5%)

2022

$2,652 (+1.2%)

$120,000 + $107,800

$227,800

2021

$2,621 (+1.1%)

2020

$2,592 (+0.8%)

2019

$2,570 (+1.8%)

$120,000 + $102,000

$222,000

2018

$2,524 (+9.2%)

2017

$2,312 (+5.3%)

$120,000 + $99,000

$219,000

2016

$2,195 (+2.3%)

2015

$2,145 (+0.2%)

$100,000 + $99,200

$199,200

2014

$2,141 (+1.8%)

2013

$2,104 (+6.9%)

2012

$1,967 (+12.2%)

2011

$1,754

2010

$1,754 (+14.8%)

2009

$1,528

Public record

Public record
Zoning
Permits

Beds

—

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

1,600 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,320

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,320

Year built

1974

Style

Townhouse

County

Anne Arundel County

APN

06 10504085300

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 7, 2026.

General Residence District

The R3 General Residence district provides for single-family and two-family detached dwellings at up to eight dwelling units per acre and other uses compatible with these neighborhoods of the City including single-family attached and multi-family dwelling units.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Housing-Multiple units
Educational/school
Museum / gallery

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

66% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21403

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

88/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Annapolis. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.7 hrs

6.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1045 Cedar Ridge Ct

$399,414

$486 under list price of $400K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $338K to $399K.

SOLD OCT 30, 2026
$338,200 Last sold price
3 beds2.5 baths1,320 sq ft
1041 Cedar Ridge Ct, Annapolis, MD 21403
$47/sq ft
SOLD SEP 30, 2026
$370,000 Last sold price
2 beds2.5 baths1,304 sq ft
6 Belvedere Ct, Annapolis, MD 21403
$19/sq ft
smaller lot
9 years newer
SOLD SEP 28, 2026
$385,000 Last sold price
3 beds1.5 baths1,288 sq ft
200 Woods Dr, Annapolis, MD 21403
$4/sq ft
larger lot
19 years older
SOLD JUN 29, 2026
$399,000 Last sold price
3 beds3.5 baths1,751 sq ft
26 Janwall Ct, Annapolis, MD 21403
$75/sq ft
smaller lot
14 years newer
SOLD JUN 4, 2026
$379,000 Last sold price
3 beds2.5 baths1,320 sq ft
1014 Cedar Ridge Ct, Annapolis, MD 21403
$16/sq ft
SOLD JUL 20, 2026
$373,000 Last sold price
3 beds2.5 baths1,320 sq ft
1008 Cedar Ridge Ct, Annapolis, MD 21403
$20/sq ft

Rental earnings

Est. $3,305 per month, based on comparable rentals

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(667) 230-5163

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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