OFF MARKET

Off market mar 2022 for $750K

$890,290

Est. refi paymentEst. refi $4,646/mo

•

2,176

sq ft

1234 River Bay Rd, Annapolis, MD 21409

About this home

House is set up like a duplex with one fully functional apartment upstairs, one downstairs. Perfect for someone wanting to make rental income as well as use the property for themselves anytime they wanted. The views are amazing and the location perfect! Large community beach means nothing will ever be built in front of you, wide expansive views, watch boating and nature from your deck. Upper level in excellent condition! There are no photos until Wednesday of the lower level.

Single-familyProperty Type

1970Year Built

7,023 sq ftLot Size

$409Est. Price/Sq.Ft.

Listed by Amy Juras • Long & Foster Real Estate, Inc.

•410-224-0600 (broker)

Bought with Kevin Cooke • Coldwell Banker Realty

•410-263-8686 (broker)

•khylah.settle@cbmove.com (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDAA2023520

Redfin Estimate

$890,290

$140K since sold in March 2022$7,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 54.4% higher than the average sale price ($577K) of 6 comparable homes.

SOLD OCT 22, 2026
$575,000
A
4 beds2.5 baths2,274 sq ft
1075 Sun Valley Dr, Annapolis, MD 21409
SOLD OCT 1, 2026
$550,000
B
4 beds3 baths1,818 sq ft
1280 Cape St Claire Rd, Annapolis, MD 21409
SOLD OCT 9, 2026
$579,500
C
4 beds2 baths2,327 sq ft
1045 Skyview Dr, Annapolis, MD 21409
SOLD JUN 22, 2026
$485,000
D
4 beds2 baths2,212 sq ft
1122 Crestview Dr, Annapolis, MD 21409
SOLD JUL 2, 2026
$689,000
E
4 beds2.5 baths2,245 sq ft
1123 Neptune Pl, Annapolis, MD 21409
SOLD MAR 27, 2026
$581,500
F
4 beds2 baths2,066 sq ft
1107 Crestview Dr, Annapolis, MD 21409

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Earn from this home

Sell

$290,103

Est. take-home

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Refinance

Est. cash available

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Rent

$4,591/mo

Redfin rental estimate

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Market trends in 21409, MD

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.0%

0.1% MoM

Median sale price

$677K

$27K MoM

Avg. days on market

34d

3 days MoM

Recently sold homes

2 MoM

New listings for sale

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3 beds1.5 baths1,280 sq ft
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2 beds2 baths1,682 sq ft
76 Old Mill Bottom Rd N #201, Annapolis, MD 21409
(410) 224-2200
$1,750,000
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(410) 224-4400
$345,000
3 beds1.5 baths1,200 sq ft
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See all

Provided by Redfin

Sale history for 1234 River Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$8,007

$402,700 + $258,400

$661,100

2025

$8,008 (−23.3%)

$402,700 + $258,400

$661,100

2024

$10,436 (+1.1%)

$402,700 + $258,400

$661,100

2023

$10,320 (+4.8%)

$723,600 + $158,800

$882,400

2022

$9,851 (−0.3%)

$723,600 + $158,800

$882,400

2021

$9,881 (+14.7%)

$723,600 + $158,800

$882,400

2020

$8,617 (+16.6%)

$715,600 + $170,100

$885,700

2019

$7,388 (+23.9%)

2018

$5,962 (+1.1%)

$356,800 + $176,100

$532,900

2017

$5,898 (+2.3%)

2016

$5,764 (−1.2%)

$338,600 + $167,800

$506,400

2015

$5,833

$338,600 + $167,800

$506,400

2014

$5,837 (−10.5%)

2013

$6,520

2011

2010

2009

$7,303

Tax history for 1234 River Bay Rd

Year

Property tax

Land + Additions

Assessment*

2026

$8,007

$402,700 + $258,400

$661,100

2025

$8,008 (−23.3%)

$402,700 + $258,400

$661,100

2024

$10,436 (+1.1%)

$402,700 + $258,400

$661,100

2023

$10,320 (+4.8%)

$723,600 + $158,800

$882,400

2022

$9,851 (−0.3%)

$723,600 + $158,800

$882,400

2021

$9,881 (+14.7%)

$723,600 + $158,800

$882,400

2020

$8,617 (+16.6%)

$715,600 + $170,100

$885,700

2019

$7,388 (+23.9%)

2018

$5,962 (+1.1%)

$356,800 + $176,100

$532,900

2017

$5,898 (+2.3%)

2016

$5,764 (−1.2%)

$338,600 + $167,800

$506,400

2015

$5,833

$338,600 + $167,800

$506,400

2014

$5,837 (−10.5%)

2013

$6,520

2011

2010

2009

$7,303

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

—

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

7,023 Sq. Ft.

Year renovated

—

Sq. Ft.

2,175

Year built

1970

Style

Single Family Residential

County

Anne Arundel County

APN

03 16529020480

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 7, 2026.

Property details

Parking

Parking Information
Off Street

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On Main Level: 1

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Microwave, Oven/Range - Electric, Oven - Self Cleaning, Range Hood, Refrigerator, Washer
Door Features: Atrium, Sliding Glass
Interior Features: Kitchen - Efficiency, Breakfast Area, Dining Area, 2nd Kitchen, Upgraded Countertops, Window Treatments, Entry Level Bedroom, Wood Floors
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Dry Wall

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, In-Law/auPair/Suite, Laundry, Workshop

Fireplace Information
Has Fireplace
# of Fireplaces: 1

Basement Information
Basement: No

Exterior

Property Information
Federal Flood Zone
Front Foot Fee: $117.60
Front Foot Fee Payment Frequency: Annually
Improvement Assessed Value: $105,930
Ownership Interest: Fee Simple
Year Built Source: Estimated

Building Information
Building Name: NONE AVAILABLE
Construction Materials: Stucco, Vinyl Siding
Foundation Details: Crawl Space
Other Structures: Above Grade
Outdoor Living Structures: Balcony, Deck(s)
Pets Allowed: Yes
Pet Restrictions: No Pet Restrictions
Roof: Asphalt
Structure Type: Detached
Window Features: Screens, Wood Frame

Exterior Information
Secure Storage

Lot Information
Lot Features: Backs - Open Common Area
Has Water View
Tidal Water: No

Land Information
Land Assessed Value: $554,200

Above Grade Information
Finished Sq.Ft.: 2,176
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $4,573.08
Tax Assessed Value: $660,130
Tax Year: 2004
Tax Annual Amount: $4,807.08

Assessments Information
Year Assessed: 1981

Utilities

Utilities Information
Central Air
Cooling Type: Ceiling Fan(s), Central A/C, Wall Unit, Whole House Fan, Window Unit(s)
Cooling Fuel: Electric
Forced Air
Heating Fuel: Electric
Hot Water: Electric
Sewer Septic: Public Sewer
Cable TV Available, Multiple Phone Lines
Water Source: Well

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Common Area Maintenance
HOA/Condo/Coop Amenities: Beach, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges, Common Grounds
HOA Fee: $0.83
HOA Fee Frequency: Annually

School Information
High School: BROADNECK
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: Exit 29B to Cape St Claire Rd, to end, make a right, house on left. No sign until Feb 8th.

Public facts

Beds: —
Baths: 2.5
Sq. Ft.: 2,175
Stories: 2.0
Lot Size: 7,023 square feet
Style: Single Family Residential
Year Built: 1970
Year Renovated: —
County: Anne Arundel County
APN: 03 16529020480

Home facts updated by county records on Oct 7, 2026

Around this home

Schools

K - 12
Preschool & daycare

Cape St. Claire Elementary School

Public PreK-5 • Assigned • 0.9mi

8/10

Magothy River Middle School

Public 6-8 • Assigned • 4.5mi

10/10

Broadneck High School

Public 9-12 • Assigned • 1.3mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

78% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21409

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$846,000 – $1.02M

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Home values near 1234 River Bay Rd

Data from public records.

Address	Redfin Estimate
1233 River Bay Rd, Annapolis, MD 2 Beds \| 1 Baths \| 1076 Sq. Ft.	$486,535
1241 River Bay Rd, Annapolis, MD - Beds \| 2.5 Baths \| 2298 Sq. Ft.	$637,719
1224 River Bay Rd, Annapolis, MD 4 Beds \| 4 Baths \| 2800 Sq. Ft.	$1,817,200
1254 River Bay Rd, Annapolis, MD - Beds \| 3.5 Baths \| 3260 Sq. Ft.	$955,601
1220 River Bay Rd, Annapolis, MD - Beds \| 3.5 Baths \| 3288 Sq. Ft.	$1,605,837
1236 River Bay Rd, Annapolis, MD - Beds \| 2 Baths \| 1250 Sq. Ft.	$641,067
1226 River Bay Rd, Annapolis, MD - Beds \| 3.5 Baths \| 2973 Sq. Ft.	$1,202,234

Address	Redfin Estimate
1246 River Bay Rd, Annapolis, MD 4 Beds \| 3 Baths \| 3636 Sq. Ft.	$1,457,832
1251 River Bay Rd, Annapolis, MD 3 Beds \| 2.5 Baths \| 2100 Sq. Ft.	$637,278
1245 River Bay Rd, Annapolis, MD - Beds \| 2 Baths \| 1804 Sq. Ft.	$511,244
1232 River Bay Rd, Annapolis, MD - Beds \| 2 Baths \| 3100 Sq. Ft.	$1,448,894
1250 River Bay Rd, Annapolis, MD - Beds \| 3 Baths \| 1673 Sq. Ft.	$760,808
1243 River Bay Rd, Annapolis, MD - Beds \| 1 Baths \| 1188 Sq. Ft.	$428,951
1235 River Bay Rd, Annapolis, MD - Beds \| 1 Baths \| 1104 Sq. Ft.	$417,134

Address	Redfin Estimate
1239 River Bay Rd, Annapolis, MD - Beds \| 2 Baths \| 3036 Sq. Ft.	$621,214
1249 River Bay Rd, Annapolis, MD - Beds \| 1 Baths \| 1028 Sq. Ft.	$423,821
1222 River Bay Rd, Annapolis, MD 2 Beds \| 2 Baths \| 1230 Sq. Ft.	$1,293,067
1238 River Bay Rd, Annapolis, MD 4 Beds \| 2.5 Baths \| 2714 Sq. Ft.	$1,180,524
1252 River Bay Rd, Annapolis, MD 4 Beds \| 3 Baths \| 2672 Sq. Ft.	$931,257
1230 River Bay Rd, Annapolis, MD - Beds \| 3 Baths \| 3380 Sq. Ft.	$975,441
1242 River Bay Rd, Annapolis, MD - Beds \| 3 Baths \| 4306 Sq. Ft.	$1,238,830

Property information provided by BRIGHT MLS when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21409, MD

Sale history for 1234 River Bay Rd

Tax history for 1234 River Bay Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21409

Home values near 1234 River Bay Rd

More real estate resources