OFF MARKET

Off market jun 2019 for $780K

$1,187,487

Est. refi paymentEst. refi $5,141/mo

•

4,681

sq ft

3220 Harness Creek Rd, Annapolis, MD 21403

About this home

Reduced & ready for a Spring sale! One of a kind property with main house and additional detached 1 BR/1BA cottage, 1200 sq ft. Property is sited on just under an acre overlooking tranquil views of Great Frogs Winery/Vineyard, easy water access to boating & the South River and nearby walking path to Quiet Waters Park. Historic Annapolis shops and restaurants are just over 3 miles away as well as access to commuter routes to DC, Baltimore & the Eastern Shore. There are 2 detached structures on this property, a main house with 3+ bedrooms and 3 full baths as well as a separate 1 bedroom/1 bath cottage with living area. The main house is just under 4700 finished sq ft, and the cottage is an additional 1200 sq ft approximately. The main house has an updated kitchen with Hickory cabinets, quartz counters and stainless appliances. All major systems are newer and the house has geothermal heating & cooling for top efficiency. The lower level is fully finished with a huge recreation room with a kitchenette, 2 additional rooms and a full bath, a second washer/dryer and private entrance. The separate cottage has a main level living area with a full kitchen, an upper level bedroom and full bath, washer/dryer and an exterior deck. This home and property are truly unique and offer many options for everyday living and entertaining. The cottage is perfect for rental income potential, in law suite, home office and more. Come see!

Single-familyProperty Type

1999Year Built

0.82 acresLot Size

$254Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Teresa Klem • Long & Foster Real Estate, Inc.

•410-263-3400 (broker)

Bought with Brady Cherneski • Douglas Realty LLC

•866-987-3937 (broker)

•info@godouglasrealty.com (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDAA378356

Redfin Estimate

$1,187,487

$407K since sold in June 2019$9,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 37.5% lower than the average sale price ($1.90M) of 6 comparable homes.

SOLD MAY 1, 2026
$1,670,000
A
4 beds3.5 baths4,272 sq ft
1292 Spa Rd, Annapolis, MD 21403
SOLD JUN 22, 2026
$812,500
B
4 beds3.5 baths2,736 sq ft
403 Riding Ridge Rd, Annapolis, MD 21403
SOLD JUN 30, 2026
$6,000,000
C
3 beds3.5 baths3,287 sq ft
411 Ferry Point Rd, Annapolis, MD 21403
SOLD JAN 9, 2026
$645,000
D
4 beds3.5 baths3,240 sq ft
410 Fox Hollow Ln, Annapolis, MD 21403
SOLD DEC 10, 2025
$830,000
E
4 beds3.5 baths3,589 sq ft
8 Somerset Ct, Annapolis, MD 21403
SOLD SEP 30, 2026
$1,450,000
F
5 beds3.5 baths3,620 sq ft
621 Harbor Dr, Annapolis, MD 21403

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Earn from this home

Sell

$586,241

Est. take-home

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Refinance

Est. cash available

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Rent

$3,963/mo

Redfin rental estimate

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Market trends in 21403, MD

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.5%

+0.5% MoM

Median sale price

$550K

$50K MoM

Avg. days on market

45d

0 days MoM

Recently sold homes

118

5 MoM

New listings for sale

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1233 Gemini Dr Unit B, Annapolis, MD 21403
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EARLY ACCESS
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123 Maple Dr, Annapolis, MD 21403
(410) 224-3600
COMING SOON
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4 beds2.5 baths2,600 sq ft
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2 beds2 baths1,202 sq ft
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1134 Lake Heron Dr Unit 3A, Annapolis, MD 21403
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$255,000
2 beds2 baths949 sq ft
203 Victor Pkwy Unit L, Annapolis, MD 21403
(410) 255-3690
$450,000
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316 Chester Ave, Annapolis, MD 21403
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See all

Provided by Redfin

Sale history for 3220 Harness Creek Rd

Year

Property tax

Land + Additions

Assessment*

2026

$9,194 (+3.6%)

$263,200 + $671,500

$934,700

2025

$8,876 (+3.8%)

$263,200 + $671,500

$934,700

2024

$8,555 (+4.8%)

2023

$8,159 (+6.9%)

2022

$7,634 (+8.8%)

$263,200 + $484,100

$747,300

2021

$7,020 (+3.0%)

2020

$6,816 (+0.9%)

2019

$6,756 (+4.1%)

$263,200 + $337,100

$600,300

2018

$6,487 (+0.5%)

2017

$6,452 (−1.4%)

$303,200 + $278,200

$581,400

2016

$6,545 (−3.4%)

$303,200 + $278,200

$581,400

2015

$6,776 (+1.5%)

$303,200 + $390,200

$693,400

2014

$6,675 (+4.0%)

2013

$6,415 (+4.3%)

2012

$6,148 (+5.1%)

2011

$5,848

2010

$5,848 (+9.7%)

2009

$5,332

Tax history for 3220 Harness Creek Rd

Year

Property tax

Land + Additions

Assessment*

2026

$9,194 (+3.6%)

$263,200 + $671,500

$934,700

2025

$8,876 (+3.8%)

$263,200 + $671,500

$934,700

2024

$8,555 (+4.8%)

2023

$8,159 (+6.9%)

2022

$7,634 (+8.8%)

$263,200 + $484,100

$747,300

2021

$7,020 (+3.0%)

2020

$6,816 (+0.9%)

2019

$6,756 (+4.1%)

$263,200 + $337,100

$600,300

2018

$6,487 (+0.5%)

2017

$6,452 (−1.4%)

$303,200 + $278,200

$581,400

2016

$6,545 (−3.4%)

$303,200 + $278,200

$581,400

2015

$6,776 (+1.5%)

$303,200 + $390,200

$693,400

2014

$6,675 (+4.0%)

2013

$6,415 (+4.3%)

2012

$6,148 (+5.1%)

2011

$5,848

2010

$5,848 (+9.7%)

2009

$5,332

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

35,719

Year renovated

—

Sq. Ft.

4,681

Year built

1999

Style

Single Family Residential

County

Anne Arundel County

APN

02 00009811725

Parking Spaces

Basement

Yes

Accessible

HOA Dues

—

Garage

Yes

Features

Views, Green

Last updated by owner on Mar 17, 2020.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
Asphalt Driveway, Circular Driveway
Attached Garage, Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 1
# of Bedrooms On Main Level: 3

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Full): 4

Interior Information
Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Washer, Water Conditioner - Owned, Water Heater
Door Features: Sliding Glass
Flooring Type: Hardwood, Ceramic Tile, Carpet
Interior Features: Built-Ins, Carpet, CeilngFan(s), Entry Level Bedroom, Family Room Off Kitchen, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Kitchen - Table Space, Master Bath(s), Pantry, Recessed Lighting, Studio, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wood Floors
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Dry Wall

Room Information
Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Laundry
Laundry Type: Main Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace - Glass Doors (N), Gas/Propane, Mantel(s)

Basement Information
Basement: Yes
Daylight, Partial, Connecting Stairway, Fully Finished, Garage Access, Heated, Interior Access, Outside Entrance, Improved, Rear Entrance, Walkout Stairs, Windows

Exterior

Property Information
Total Below Grade Sq. Ft.: 1598
Improvement Assessed Value: $337,100
Ownership Interest: Fee Simple
Year Built Source: Assessor

Building Information
Construction Materials: HardiPlank Type
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Porch(es)
Structure Type: Detached
Other Structures: Shed, 2nd House

Exterior Information
Outbuilding(s)

Lot Information
Lot Features: Backs to Trees, Front Yard, Landscaping, Rear Yard
Tidal Water: No

Land Information
Additional Parcels
Additional Parcels Description: Separate Guest House with Kitchen, Living Room, Bedroom, Bathroom, Laundry & Deck
Land Assessed Value: $263,200

Above Grade Information
Finished Sq.Ft.: 3,083
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 1,598
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $5,988
Tax Assessed Value: $587,700
Tax Year: 2019
Tax Annual Amount: $6,487.27

Assessments Information
Year Assessed: 2018

Utilities

Utilities Information
Central Air
Cooling Type: Zoned, Geothermal, Central A/C, Ceiling Fan(s)
Cooling Fuel: Geothermal
Forced Air
Heating Fuel: Geo-thermal
Hot Water: 60+ Gallon Tank
Sewer Septic: On Site Septic
Water Source: Well

Location

School Information
Elementary School: HILLSMERE
Middle Or Junior School: ANNAPOLIS
High School: ANNAPOLIS
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: Spa Road to Left onto Harness Creek Road. Home is just past Great Frogs winery/vineyard on right. Home has a circular driveway.

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 4,681
Stories: 2.0
Parking Spaces: 6
Basement: Yes
Accessible: No
Lot Size: 0.82 acres
Style: Single Family Residential
Year Built: 1999
Year Renovated: —
County: Anne Arundel County
APN: 02 00009811725
HOA Dues: —
Garage: Yes
Features: Views, Green

Home facts updated by owner on Mar 17, 2020

Around this home

Schools

K - 12
Preschool & daycare

Hillsmere Elementary School

Public PreK-5 • Assigned • 1.5mi

10/10

Annapolis Middle School

Public 6-8 • Assigned • 1.1mi

3/10

Annapolis High School

Public 9-12 • Assigned • 3.5mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

72% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21403

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.13M – $1.37M

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Home values near 3220 Harness Creek Rd

Data from public records.

Address	Redfin Estimate
3226 Harness Creek Rd, Annapolis, MD - Beds \| 2 Baths \| 2880 Sq. Ft.	$711,511
3259 Harness Creek Rd, Annapolis, MD 5 Beds \| 3 Baths \| 2807 Sq. Ft.	$2,063,658
3224 Harness Creek Rd, Annapolis, MD - Beds \| 2 Baths \| 2303 Sq. Ft.	$757,638
3247 Harness Creek Rd, Annapolis, MD 3 Beds \| 3 Baths \| 2387 Sq. Ft.	$1,458,963
3235 Harness Creek Rd, Annapolis, MD 4 Beds \| 7 Baths \| 11902 Sq. Ft.	$11,184,444
3254 Harness Creek Rd, Annapolis, MD 3 Beds \| 3 Baths \| 1935 Sq. Ft.	$968,612
3254 Harness Creek Rd Apartment A, Annapolis, MD - Beds \| 2 Baths \| 1804 Sq. Ft.	$757,723

Address	Redfin Estimate
3243 Harness Creek Rd, Annapolis, MD 4 Beds \| 3 Baths \| 2500 Sq. Ft.	$1,171,799
3180 Harness Creek Rd, Annapolis, MD - Beds \| 5 Baths \| 6327 Sq. Ft.	$6,130,218
3251 Harness Creek Rd, Annapolis, MD - Beds \| 4.5 Baths \| 5553 Sq. Ft.	$2,601,693
3239 Harness Creek Rd, Annapolis, MD - Beds \| 2 Baths \| 1756 Sq. Ft.	$1,171,857
3245 Harness Creek Rd, Annapolis, MD 2 Beds \| 3.5 Baths \| 3112 Sq. Ft.	$2,627,311
3211 Harness Creek Rd, Annapolis, MD - Beds \| 1 Baths \| 1439 Sq. Ft.	$920,457
3243A Harness Creek Rd, Annapolis, MD - Beds \| 3.5 Baths \| 2996 Sq. Ft.	$2,647,537

Address	Redfin Estimate
3255 Harness Creek Rd, Annapolis, MD - Beds \| 1 Baths \| 944 Sq. Ft.	$1,222,464
3228 Harness Creek Rd, Annapolis, MD - Beds \| 3 Baths \| 2828 Sq. Ft.	$832,251
3236 Harness Creek Rd, Annapolis, MD 4 Beds \| 3.5 Baths \| 9000 Sq. Ft.	$4,441,599
3241 Harness Creek Rd, Annapolis, MD - Beds \| 2 Baths \| 3024 Sq. Ft.	$1,821,669
3201 Harness Creek Rd, Annapolis, MD - Beds \| 1 Baths \| 2658 Sq. Ft.	$1,332,227
3203 Harness Creek Rd, Annapolis, MD - Beds \| 2.5 Baths \| 1799 Sq. Ft.	$677,637
3240 Harness Creek Rd, Annapolis, MD 1 Beds \| 1 Baths \| 1433 Sq. Ft.	—

Property information provided by BRIGHT MLS when last listed in 2019. This data may not show owner updates. Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21403, MD

Sale history for 3220 Harness Creek Rd

Tax history for 3220 Harness Creek Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21403

Home values near 3220 Harness Creek Rd

More real estate resources