On the market for the first time in over 33 years, this exceptional waterfront home on protected Watergate Harbor is a rare opportunity to own a piece of Annapolis's most coveted water lifestyle. With 200+ feet of private waterfront and seconds-away access to the South River, this is the property you've been waiting for. Step outside to your private 41' pier — with 2 slips, one with an 15,000lb boat lift and floating dock — and enjoy manicured lawns that sweep gently to the water's edge. Whether you're launching a boat at sunrise or hosting summer gatherings on the grass, the outdoor experience here is simply unmatched. Inside, over 3,400 finished square feet above grade offers a warm, gracious floor plan designed for both everyday living and effortless entertaining. The heart of the home is a spacious, updated kitchen and family room with high ceilings, and French doors that open directly to the waterside decks. The formal dining and living rooms add classic elegance, while the show-stopping sun room — lined with walls of windows overlooking the harbor and South River — is a space unlike any other, anchored by a pass-through fireplace shared with the living room. Upstairs, three bedrooms and two full baths await. The primary suite is a true retreat, featuring vaulted ceilings, a spa-inspired bath, a walk-in closet, and a private balcony perfectly positioned to catch the South River's legendary sunsets. A convenient upper-level laundry room rounds out the second floor. The lower level offers an abundance of unfinished storage space plus a full bath with shower — ideal for rinsing off after a day on the water. An oversized two-car side-load garage completes the picture. The exterior of house was professionally painted within the last year; and the waterside deck is also new. Lovely landscaping complements the home. Beyond your own backyard, the Watergate community enriches daily life with a marina, pavilion, small beach, tot lot, basketball court, and a full calendar of neighborhood social events throughout the year. NO CONTINGENT CONTRACTS PLEASE
Single-familyProperty Type
1969Year Built
0.48 acresLot Size
$556Price/Sq.Ft.
$50/moHOA Dues
2 car garageParking
Listed by Mary Kay Gordon• Coldwell Banker Realty
•410-263-8686 (broker)
•khylah.settle@cbmove.com (broker)
Bought with Sarah Martin• Long & Foster Real Estate, Inc.
Est. $3,851 per month, based on comparable rentals
Sale and tax history for 3718 Ramsgate Dr
Sale History
Tax History
Date
Event
Price
BRIGHT MLS #MDAA2144030
Jul 8, 2026
Sold
$1,900,000
$556/sq ft
May 24, 2026
Contingent
—
May 2, 2026
Listed
$1,945,000
$569/sq ft
Public Records
Oct 1, 1993
Sold
$306,000
$90/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$17,129 (+14.0%)
$708,200 + $825,300
$1,533,500
2025
$15,026 (+16.7%)
$708,200 + $825,300
$1,533,500
2024
$12,873 (+21.4%)
2023
$10,605 (+4.8%)
2022
$10,122
$568,200 + $359,600
$927,800
2021
$10,119 (+0.4%)
2020
$10,082
2019
$10,091 (+3.2%)
$568,200 + $358,600
$926,800
2018
$9,781 (−3.2%)
$568,200 + $358,600
$926,800
2017
$10,104 (+1.0%)
$498,200 + $455,800
$954,000
2016
$10,008 (−0.4%)
2015
$10,050 (+68.9%)
$498,200 + $419,800
$918,000
2014
$5,951 (+3.2%)
2013
$5,767 (+0.3%)
2012
$5,748 (+6.9%)
2011
$5,378
2010
$5,378 (+12.3%)
2009
$4,790
Public record
Public record
Permits
Beds
—
Baths
2.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.48 Acres
Year renovated
—
Sq. Ft.
3,417
Year built
1969
Style
Single Family Residential
County
Anne Arundel County
APN
02 90911922405
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 7, 2026.
May 13, 2026 • Final
Storage tank
Demolition
Nov 25, 2020 • Final
Residential accessory structure
Grading
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage - Side Entry, Garage Door Opener
HOA/Condo/Coop Amenities: Basketball Courts, Beach, Boat Slip, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
HOA Fee: $600
HOA Fee Frequency: Annually
Other Fees: $400
Other Fees Frequency: Annually
School Information
Elementary School: HILLSMERE
High School: ANNAPOLIS
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
High School Source: Listing Agent
Location Information
Outside City Limits
Cross Street: Gateshead
Directions: Arundel on the Bay to Thomas Point Rd to R on Gateshead, R on Ramsgate
Mean Low Water Feet: 3
Road Responsibility: City/County
Waterfrontage Information
Water Access Features: Private Access
Water Access
Private Dock Site
On Waterfront
Water Oriented
Water Body Type: Canal
Water Body Name: Watergate Harbor
Public facts
Beds: —
Baths: 2.5
Sq. Ft.: 3,417
Stories: 2.0
Lot Size: 0.48 acres
Style: Single Family Residential
Year Built: 1969
Year Renovated: —
County: Anne Arundel County
APN: 02 90911922405
Home facts updated by county records on Oct 7, 2026
Around this home
Schools
Hillsmere Elementary School
Public PreK-5 • Assigned • 1.8mi
10/10
Annapolis Middle School
Public 6-8 • Assigned • 3.4mi
3/10
Annapolis High School
Public 9-12 • Assigned • 6.2mi
4/10
Provided by GreatSchools
Climate risks
7/10 Flood Factor
Estimated 72-80% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 105° expected this year, 15 days in 30 years
7/10 Wind Factor
79% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Annapolis, MD • 21403
Average low and high temperatures (°F)
39
26
43
30
59
41
68
51
73
58
84
68
89
74
81
67
77
64
69
52
59
44
45
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
95/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 10% for direct sun exposure in Annapolis. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.97M – $2.38M
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