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About this home
Don't MISS this RARE OPPORTUNITY IN THE VERY POPULAR COMMUNITY OF BAY RIDGE. .7460 Acres ! Make this PROPERTY Your Own! USE YOUR IMAGINATION! THE BAY RIDGE LIFESTYLE IS UNMATCHED IN ALL OF MARYLAND! SUPERIOR WATER ACCESS, STEPS TO COMMUNITY POOL/CLUBHOUSE W/ WATERCRAFT STORAGE RACKS , PRIVATE COMMUNITY BEACHES! & THE BIG WOODS "BAY RIDGE CONSERVATION AREA” W/ TRAILS AND ACCESS TO BLACKWALNUT CREEK, A TRUE GEM! WALK TO COMMUNITY MARINA, PLAYGROUND, BASKETBALL/PICKEL BALL COURT, KAYAK RACKS , KASS PARK w/ BASEBALL/SOCCER, LACROSSE FIELD!! WHETHER YOU'RE A BOATER, SUP ENTHUSIAST, DOG WALKER, HIKER (PRIVATE TRAILS IN THE BIG WOODS), RUNNER, THIS NEIGHBORHOOD HAS IT ALL! JOINING THE BAY RIDGE CIVIC ASSOCIATION IS VOLUNTARY. SOLD STRICTLY AS IS.
Single-familyProperty Type
1966Year Built
0.75 acresLot Size
$482Price/Sq.Ft.
$25/moHOA Dues
4 spacesParking
Listed by Gary Schneider• Long & Foster Real Estate, Inc.
Bay Ridge, located between the Severn River and the Chesapeake Bay, is a waterfront and residential Annapolis Cove neighborhood with a private-beach feel and sailboat-dotted horizons. The neighborhood’s character concentrates at the Bay Ridge Avenue entrance near the community marina, where golf carts, dock lines, and evening dog-walks set the tempo. Streets of mid-century ramblers and classic colonials sit behind mature trees, with frequent glimpses of water at the ends of lanes. The shoreline reads as the main “main street,” with piers, kayaks, and small-craft launches shaping daily routines. Nearby, Chesapeake Brewing Co., Annapolis Maritime Museum & Park, and Maryland Hall add local flavor beyond the water.
Provided by Walk Score and Local Logic
Offer insights
54 Decatur Ave · $980,000
$979K and above
75% chance or better to win
Why $979K+ is a strong offer
DAYS ON MARKET
2 days
The average home goes pending in 35 days.
SALE-TO-LIST
100.3%
Most homes are selling 0% above list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Attic
Stall shower and tub/shower combination
Ceiling fans
Combination dining and living area
Dining area
Traditional floor plan
Eat-in kitchen with table space
Wood floors
Block, drywall and paneled walls
Bedrooms
Three bedrooms on the first upper level
Bathrooms
Two full bathrooms (all upper levels)
Kitchen
Electric oven/range
Refrigerator
Eat-in kitchen with table space
Laundry & utility
Washer and front-loading electric dryer
Laundry located in the basement
Water heater
Flooring
Ceramic tile
Marble
Wood
Vinyl
Heating & cooling
Heat pump heating
Heat pump cooling
Ceiling fans
Electric heating and cooling
Exterior features
Private beach
Front yard, rear yard, side yards and partly wooded areas with trees
Interior lot with road frontage
Shed
Access to navigable water (bay)
Home design
Detached property
Estimated year built
Building not winterized
Parking
Unpaved driveway parking with 4 spaces (total of 4 garage/parking spaces listed)
Security
Community provides security
Construction
Aluminum siding, block and brick construction with brick front
Copper plumbing
Block foundation and crawl space
Bay/Bow windows with screens
Utilities
Well water
Public sewer
Electric hot water
Municipal trash service
HOA & community
Annual HOA fee of $300
HOA covers common area maintenance and insurance
Community amenities include beach, boat slip/ramps, marina access, pier/dock, community pool (in-ground, fenced, filtered, concrete, lap/exercise), playgrounds, club house/community center, meeting/party rooms, sports courts, jogging/walking paths, mooring area and security; pool membership available
Financial info
Fee simple ownership
Property listed as needing major rehab
Other
Two community docks
Water access to Chesapeake Bay for boating, sailing, fishing, personal watercraft, canoe/kayak, swimming and waterski/wakeboard
Mean low water depth 4 feet
Outside city limits
Electricity and solar
View estimated energy costs and solar savings for this home
Don't MISS this RARE OPPORTUNITY IN THE VERY POPULAR COMMUNITY OF BAY RIDGE. .7460 Acres ! Make this PROPERTY Your Own! USE YOUR IMAGINATION! THE BAY RIDGE LIFESTYLE IS UNMATCHED IN ALL OF MARYLAND! SUPERIOR WATER ACCESS, STEPS TO COMMUNITY POOL/CLUBHOUSE W/ WATERCRAFT STORAGE RACKS , PRIVATE COMMUNITY BEACHES! & THE BIG WOODS "BAY RIDGE CONSERVATION AREA” W/ TRAILS AND ACCESS TO BLACKWALNUT CREEK, A TRUE GEM! WALK TO COMMUNITY MARINA, PLAYGROUND, BASKETBALL/PICKEL BALL COURT, KAYAK RACKS , KASS PARK w/ BASEBALL/SOCCER, LACROSSE FIELD!! WHETHER YOU'RE A BOATER, SUP ENTHUSIAST, DOG WALKER, HIKER (PRIVATE TRAILS IN THE BIG WOODS), RUNNER, THIS NEIGHBORHOOD HAS IT ALL! JOINING THE BAY RIDGE CIVIC ASSOCIATION IS VOLUNTARY. SOLD STRICTLY AS IS.
BRIGHT MLS #MDAA2146010
Aug 27, 2026
Listed
$980,000
$482/sq ft
May 28, 2026
Coming Soon
$980,000
$482/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$12,634 (+8.5%)
$909,100 + $199,800
$1,108,900
2024
$11,642 (+113.3%)
2023
$5,457 (+6.2%)
2022
$5,137 (+3.4%)
$681,100 + $150,000
$831,100
2021
$4,966 (+3.7%)
2020
$4,787 (+1.5%)
2019
$4,715 (+4.1%)
$531,100 + $149,500
$680,600
2018
$4,532 (+29.3%)
2017
$3,505 (+5.9%)
$531,100 + $145,500
$676,600
2016
$3,309 (+2.9%)
2015
$3,217 (+3.0%)
$431,100 + $145,600
$576,700
2014
$3,123 (+5.6%)
2013
$2,959
2011
2010
2009
$2,584
Public record
Beds
—
Baths
1.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.75 Acres
Year renovated
—
Finished Sq. Ft.
1,776
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,776
Year built
1966
Style
Single Family Residential
County
Anne Arundel County
APN
02 04712566500
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 17, 2026.
Climate risks
5/10 Flood Factor
Estimated 40-54% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 106° expected this year, 17 days in 30 years
6/10 Wind Factor
73% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Annapolis, MD • 21403
Average low and high temperatures (°F)
39
26
43
30
59
41
68
51
73
58
84
68
88
74
83
68
77
65
69
52
59
44
45
32
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
96/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.