OFF MARKET

Off market feb 2022 for $465K

$530,854

Est. refi paymentEst. refi $2,649/mo

•

1,872

sq ft

638 Howard's Loop #14, Annapolis, MD 21401

About this home

Welcome home, to this amazing three bedroom town home, with two full bathrooms and two half bathrooms. This stunning re-modeled town home is nestled in the sought after Windgate Community of Annapolis. With new upgraded LVP flooring, stainless steel appliances, gleaming quartz countertops, a large kitchen island, expansive living room, bonus space to spread out in the basement, and freshly remodeled bathrooms, what more could you ask for? If that's not enough, 638 Howard's loop features an attached garage, a large driveway for off street parking, and a lovely brick patio and large upstairs deck, great for all of your entertaining needs. It's in a convenient commuter location, just a few minutes to Route 50 and Route 97. The Westfield Annapolis mall is only 5 minutes away, as well as a plethora of restaurants. Downtown Annapolis and the Waterfront are also within 2 miles of this gorgeous home. Schedule your private tour today, this gem of a home won't last long! * * OFFER DEADLINE MONDAY AT 10AM * *

TownhomeProperty Type

1996Year Built

768 sq ftLot Size

$284Est. Price/Sq.Ft.

1 car garageParking

Listed by Gwen Dudley • EXP Realty, LLC

•833-335-7433 (broker)

•dc.broker@exprealty.net (broker)

Bought with Mary Ann Elliott • Coldwell Banker Realty

•410-263-8686 (broker)

•khylah.settle@cbmove.com (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDAA2021554

Redfin Estimate

$530,854

$66K since sold in February 2022$13K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10% higher than the average sale price ($483K) of 6 comparable homes.

SOLD JUL 10, 2026
$473,000
A
3 beds2.5 baths1,822 sq ft
2023 Puritan Ter, Annapolis, MD 21401
SOLD AUG 17, 2026
$510,000
B
3 beds3.5 baths2,073 sq ft
2023 Compton Ct, Annapolis, MD 21401
SOLD JUN 18, 2026
$560,000
C
3 beds3.5 baths2,062 sq ft
509 Captain John Brice Way, Annapolis, MD 21401
SOLD JUL 1, 2026
$492,500
D
4 beds3.5 baths1,752 sq ft
543 Francis Nicholson Way, Annapolis, MD 21401
SOLD SEP 11, 2026
$349,000
E
2 beds2.5 baths1,365 sq ft
2002 Peggy Stewart Way #205, Annapolis, MD 21401
SOLD JUL 15, 2026
$512,000
F
3 beds3.5 baths2,408 sq ft
530 Samuel Chase Way, Annapolis, MD 21401

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Earn from this home

Sell

$160,298

Est. take-home

List your home with Redfin and save $5,309

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,799/mo

Redfin rental estimate

List your home for rent

Market trends in 21401, MD

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.8%

1.1% MoM

Median sale price

$669K

$4K MoM

Avg. days on market

41d

3 days MoM

Recently sold homes

170

11 MoM

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OPEN SAT, 11AM TO 2PM
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See all

Provided by Redfin

Sale history for 638 Howard's Loop #14

Date

Event

Price

SHOWMOJO #1

Jul 6, 2025

Rental Removed

$3,195

$2/sq ft

Jun 29, 2025

Listed for Rent

$3,195

$2/sq ft

BRIGHT MLS #MDAA2021554

Feb 25, 2022

Sold

$465,000

$248/sq ft

Jan 31, 2022

Pending

—

Jan 26, 2022

Listed

$419,000

$224/sq ft

BRIGHT MLS #1001628503

Feb 28, 2017

Sold

$325,000

$174/sq ft

Sep 14, 2016

Listed

$325,000

$174/sq ft

+25

Public Records

Mar 31, 2003

Sold

$255,000

$136/sq ft

Year

Property tax

Land + Additions

Assessment*

2026

$4,914 (+4.5%)

2025

$4,701 (+7.7%)

2024

$4,367 (+9.3%)

$180,000 + $248,100

$428,100

2023

$3,994 (+14.8%)

2022

$3,478 (+0.3%)

2021

$3,469 (+0.2%)

$155,000 + $174,400

$329,400

2020

$3,463 (+0.2%)

2019

$3,457 (+3.9%)

2018

$3,326 (+0.2%)

2017

$3,321 (+41.5%)

2016

$2,346 (+0.2%)

2015

$2,342 (+1.3%)

2014

$2,311 (+3.4%)

$125,000 + $194,000

$319,000

2013

$2,235 (+4.6%)

2012

$2,137 (+4.5%)

2011

$2,045

2010

$2,045 (+5.8%)

2009

$1,932

Tax history for 638 Howard's Loop #14

Year

Property tax

Land + Additions

Assessment*

2026

$4,914 (+4.5%)

2025

$4,701 (+7.7%)

2024

$4,367 (+9.3%)

$180,000 + $248,100

$428,100

2023

$3,994 (+14.8%)

2022

$3,478 (+0.3%)

2021

$3,469 (+0.2%)

$155,000 + $174,400

$329,400

2020

$3,463 (+0.2%)

2019

$3,457 (+3.9%)

2018

$3,326 (+0.2%)

2017

$3,321 (+41.5%)

2016

$2,346 (+0.2%)

2015

$2,342 (+1.3%)

2014

$2,311 (+3.4%)

$125,000 + $194,000

$319,000

2013

$2,235 (+4.6%)

2012

$2,137 (+4.5%)

2011

$2,045

2010

$2,045 (+5.8%)

2009

$1,932

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

—

Sq. Ft.

1,868

Year built

1996

Style

Condo/Co-op

County

Anne Arundel County

APN

02 96190093511

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 7, 2026.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 1
Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
# of Total Garage and Parking Spaces: 1
Has Garage
# of Garage Spaces: 1
Attached Garage

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 3

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Half) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half) On All Lower Levels: 1
# of Bathrooms (Half): 2
# of Bathrooms (Full): 2

Interior Information
Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Flooring Type: Bamboo, Partially Carpeted
Interior Features: CeilngFan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Master Bath(s), Recessed Lighting, Upgraded Countertops
Living Area Sq.Ft. Source: Estimated

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Master Bathroom, Full Bath, Half Bath
Laundry Type: Lower Floor

Basement Information
Basement: No

Exterior

Property Information
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Estimated

Building Information
Building Name: WINDGATE ASSOC
Construction Materials: Combination, Brick
Foundation Details: Slab
Other Structures: Above Grade
Outdoor Living Structures: Deck(s), Brick, Patio(s)
Roof: Asphalt, Shingle
Structure Type: Interior Townhouse/Rowhouse

Lot Information
Tidal Water: No

Above Grade Information
Finished Sq.Ft.: 1,872
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
Agricultural Tax Due: No
Tax Assessed Value: $329,400
Tax Year: 2021
Tax Annual Amount: $6,937.76

Assessments Information
Year Assessed: 2021

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
Forced Air
Heating Fuel: Natural Gas
Hot Water: Natural Gas
Sewer Septic: Public Sewer
Water Source: Public

Location

Homeowners Association Information
HOA/Condo/Coop Fee Includes: Snow Removal, Trash
HOA/Condo/Coop Amenities: Tot Lots/Playground
HOA Fee: $91
HOA Fee Frequency: Monthly

School Information
Elementary School: WEST ANNAPOLIS
Middle Or Junior School: BATES
High School: ANNAPOLIS
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Elementary School Source: 3rd Party
Middle School Source: 3rd Party
High School Source: 3rd Party
School District Source: 3rd Party

Location Information
Outside City Limits
Directions: GPS

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 1,868
Stories: 3.0
Lot Size: —
Style: Condo/Co-op
Year Built: 1996
Year Renovated: —
County: Anne Arundel County
APN: 02 96190093511

Home facts updated by county records on Oct 7, 2026

Around this home

Schools

West Annapolis Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Wiley H. Bates Middle School

Public 6-8 • Assigned • 1.9mi

5/10

Annapolis High School

Public 9-12 • Assigned • 2.7mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

65% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21401

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$505,000 – $611,000

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Home values near 638 Howard's Loop #14

Data from public records.

Address	Redfin Estimate
636 Howards Loop, Annapolis, MD 3 Beds \| 3 Baths \| 1864 Sq. Ft.	$532,930
644 Howards Loop, Annapolis, MD - Beds \| 2 Baths \| 1872 Sq. Ft.	$463,474

Address	Redfin Estimate
640 Howards Loop, Annapolis, MD - Beds \| 2 Baths \| 1852 Sq. Ft.	$516,821
646 Howards Loop, Annapolis, MD 3 Beds \| 2 Baths \| 1888 Sq. Ft.	$520,015

Address	Redfin Estimate
642 Howards Loop, Annapolis, MD - Beds \| 2 Baths \| 1872 Sq. Ft.	$503,716
648 Howards Loop, Annapolis, MD - Beds \| 2 Baths \| 1884 Sq. Ft.	$480,415

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21401, MD

Sale history for 638 Howard's Loop #14

Tax history for 638 Howard's Loop #14

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21401

Home values near 638 Howard's Loop #14

More real estate resources