OFF MARKET

Off market feb 2023 for $255K

$296,466

Est. refi paymentEst. refi $1,991/mo

•

1,136

sq ft

645 Bywater Rd, Annapolis, MD 21401

About this home

Open House Saturday & Sunday 1/21-22 from 1-3 PM Sun-filled two bedroom townhome in the heart of Annapolis showcasing brand new modern updates including a freshly painted neutral color theme with gorgeous flooring throughout. Enter into the welcoming living room that flows into the dining room with sliding glass doors to the fully-fenced rear yard. The newly upgraded kitchen is fully equipped with granite countertops, stainless steel appliances and an all-in-one washer-dryer. Upstairs features two bedrooms, one with an attached half bathroom, and a hallway bathroom with a tub-shower. Excellent location close to an array of fantastic shopping, dining, entertainment options, major highways and the best that Annapolis has to offer! HOA and special tax is added into the tax bill.

TownhomeProperty Type

1970Year Built

1,040 sq ftLot Size

$261Est. Price/Sq.Ft.

Listed by Moe Vaziri • Northrop Realty

•410-295-6579 (broker)

Bought with Katie Meyers • Next Step Realty

•443-901-2200 (broker)

•broker@nextsteprealtymd.com (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDAA2051680

Redfin Estimate

$296,466

$41K since sold in February 2023$1,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.2% lower than the average sale price ($350K) of 6 comparable homes.

SOLD JUN 5, 2026
$320,000
A
3 beds1.5 baths1,008 sq ft
44 Belle Ct, Annapolis, MD 21401
SOLD SEP 29, 2026
$400,000
B
3 beds2.5 baths1,810 sq ft
73 Gentry Ct, Annapolis, MD 21403
SOLD SEP 30, 2026
$360,000
C
3 beds1 bath1,008 sq ft
1808 Lincoln Dr, Annapolis, MD 21401
SOLD AUG 28, 2026
$310,750
D
2 beds1.5 baths1,233 sq ft
36 Rockwell Ct, Annapolis, MD 21403
SOLD SEP 4, 2026
$337,000
E
3 beds1 bath864 sq ft
1803 Lincoln Dr, Annapolis, MD 21401
SOLD SEP 30, 2026
$370,000
F
2 beds2.5 baths1,304 sq ft
6 Belvedere Ct, Annapolis, MD 21403

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Earn from this home

Sell

$87,364

Est. take-home

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Refinance

Est. cash available

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Rent

$1,986/mo

Redfin rental estimate

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Market trends in 21401, MD

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.8%

1.1% MoM

Median sale price

$669K

$4K MoM

Avg. days on market

41d

3 days MoM

Recently sold homes

170

11 MoM

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See all

Provided by Redfin

Sale history for 645 Bywater Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,520 (+19.5%)

$80,000 + $153,000

$233,000

2025

$3,783 (−11.5%)

$80,000 + $153,000

$233,000

2024

$4,272 (+43.6%)

2023

$2,974 (+7.5%)

2022

$2,766 (+5.9%)

$80,000 + $95,300

$175,300

2021

$2,612 (+4.7%)

2020

$2,496

2019

$2,497 (+1.2%)

$60,000 + $90,200

$150,200

2018

$2,467 (−5.2%)

$60,000 + $90,200

$150,200

2017

$2,603 (+14.1%)

$60,000 + $110,500

$170,500

2016

$2,282 (+7.1%)

2015

$2,130 (+11.6%)

$40,000 + $92,300

$132,300

2014

$1,909 (+1.5%)

2013

$1,881 (+15.2%)

2012

$1,633 (+10.2%)

2011

$1,481

2010

$1,481 (+30.7%)

2009

$1,133

Tax history for 645 Bywater Rd

Year

Property tax

Land + Additions

Assessment*

2026

$4,520 (+19.5%)

$80,000 + $153,000

$233,000

2025

$3,783 (−11.5%)

$80,000 + $153,000

$233,000

2024

$4,272 (+43.6%)

2023

$2,974 (+7.5%)

2022

$2,766 (+5.9%)

$80,000 + $95,300

$175,300

2021

$2,612 (+4.7%)

2020

$2,496

2019

$2,497 (+1.2%)

$60,000 + $90,200

$150,200

2018

$2,467 (−5.2%)

$60,000 + $90,200

$150,200

2017

$2,603 (+14.1%)

$60,000 + $110,500

$170,500

2016

$2,282 (+7.1%)

2015

$2,130 (+11.6%)

$40,000 + $92,300

$132,300

2014

$1,909 (+1.5%)

2013

$1,881 (+15.2%)

2012

$1,633 (+10.2%)

2011

$1,481

2010

$1,481 (+30.7%)

2009

$1,133

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

1.5

Stories

Lot width

—

Lot depth

—

Lot size

1,040 Sq. Ft.

Year renovated

—

Sq. Ft.

1,136

Year built

1970

Style

Townhouse

County

Anne Arundel County

APN

06 28700208608

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 7, 2026.

General Residence District

The R3 General Residence district provides for single-family and two-family detached dwellings at up to eight dwelling units per acre and other uses compatible with these neighborhoods of the City including single-family attached and multi-family dwelling units.

Permitted uses

Include but are not limited to:

Religious facility
Housing-Single unit
Housing-Multiple units
Educational/school
Museum / gallery

Property details

Parking

Parking Information
On Street

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 2

Bathroom Information
# of Bathrooms (Half) On 1st Upper Level: 1
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Half) On All Upper Levels: 1
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 1

Interior Information
Appliances: Dishwasher, Energy Efficient Appliances, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Water Heater, Washer, Dryer
Door Features: Insulated, Six Panel, Sliding Glass
Flooring Type: Ceramic Tile, Laminate Plank
Interior Features: Attic, Dining Area, Master Bath(s), Tub Shower, Upgraded Countertops
Living Area Sq.Ft. Source: Assessor
Wall & Ceiling Types: Dry Wall

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Kitchen
Laundry Type: Main Floor, Has Laundry

Basement Information
Basement: No

Exterior

Property Information
Total Below Grade Sq. Ft.: 0
Accessibility Features: Other
Horse: No
Improvement Assessed Value: $95,300
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor

Building Information
Construction Materials: Brick
Foundation Details: Slab
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Porch(es)
Roof: Shake
Structure Type: Interior Townhouse/Rowhouse
Window Features: Double Pane, Insulated, Vinyl Clad
Building Winterized

Exterior Information
Exterior Lighting, Sidewalks, Gutter System
Fencing: Rear

Lot Information
Lot Features: Front Yard, Rear Yard, Level
Tidal Water: No

Land Information
Land Assessed Value: $80,000

Above Grade Information
Finished Sq.Ft.: 1,136
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
City/Town Tax: $1,231
County Tax: $1,120
Tax Assessed Value: $166,933
Tax Year: 2022
Tax Annual Amount: $2,351

Assessments Information
Year Assessed: 2022

Lease Information
Lease Considered: No

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Programmable Thermostat
Cooling Fuel: Electric
Central, Programmable Thermostat
Heating Fuel: Natural Gas
Hot Water: Natural Gas
Sewer Septic: Public Sewer
Water Source: Public

Location

School Information
Elementary School: PAROLE (MILLS)
Middle Or Junior School: ANNAPOLIS
High School: ANNAPOLIS
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
Middle School Source: Listing Agent
High School Source: Listing Agent
School District Source: Listing Agent

Location Information
In City Limits
Directions: From Annapolis Mall - Take MD-450 E/West St and Chinquapin Round Rd to Bywater Rd in Annapolis; Turn right onto Bywater Rd. Destination will be on the left. Arrive at 645 Bywater Rd Annapolis, MD 21401. Welcome Home!
Municipality: Annapolis

Public facts

Beds: —
Baths: 1.5
Sq. Ft.: 1,136
Stories: 2.0
Lot Size: 1,040 square feet
Style: Townhouse
Year Built: 1970
Year Renovated: —
County: Anne Arundel County
APN: 06 28700208608

Home facts updated by county records on Oct 7, 2026

Around this home

Schools

Walter S. Mills - Parole Elementary School

Public PreK-5 • Assigned • 0.6mi

4/10

Annapolis Middle School

Public 6-8 • Assigned • 1.1mi

3/10

Annapolis High School

Public 9-12 • Assigned • 2.2mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

8/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 106° expected this year, 15 days in 30 years

6/10 Wind Factor

65% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21401

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$282,000 – $341,000

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Home values near 645 Bywater Rd

Data from public records.

Address	Redfin Estimate
603 Bywater Rd, Annapolis, MD - Beds \| 1.5 Baths \| 1312 Sq. Ft.	$297,198
647 Bywater Rd, Annapolis, MD - Beds \| 2 Baths \| 1560 Sq. Ft.	$325,193

Address	Redfin Estimate
623 Bywater Rd, Annapolis, MD 3 Beds \| 1.5 Baths \| 1362 Sq. Ft.	$278,261
633 Bywater Rd, Annapolis, MD - Beds \| 2 Baths \| 1560 Sq. Ft.	$333,814

Address	Redfin Estimate
601 Bywater Rd, Annapolis, MD - Beds \| 2 Baths \| 1560 Sq. Ft.	$339,109
643 Bywater Rd, Annapolis, MD - Beds \| 1.5 Baths \| 1136 Sq. Ft.	$278,538

Property information provided by BRIGHT MLS when last listed in 2023. This data may not match . Learn more.

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