OFF MARKET

Off Market Oct 2021 for $419K

$537,504

Est. refi paymentEst. refi $2,976/mo

•

1,852

sq ft

654 Howards Loop #21, Annapolis, MD 21401

About this home

Stunning 3 Level Garage Townhome in sought after Windgate! Lots of upgrades - New roof & gutters(guards) in 2019, Carrier HVAC w/ humidifier 2016 & Hot Water Heater 2016, Kitchen remodel 2011 - Gourmet Kitchen with island, Corian Counters, Stainless appliances, custom extra built-in cabinets, upgraded sink and faucet, washer and dryer - 2 yrs old. Lower Level entrance to foyer and walk-in from garage (lots of shelving & work bench), Rec Room with Gas FP and shelving & 1/2 bath. Main level offers remodeled kitchen, living room (bay windows) , 1/2 bath and walk out to large deck for grilling and entertaining. Upper level consists of 3 bedrooms all with vaulted ceilings, Master BR with ceiling fan, large walk-in closet and master bath, and hall full bath. Close to everything in Annapolis - Naval Academy, Downtown Annapolis, AAMC, Parole Towne Centre, Annapolis Mall, 50 & 97!

TownhomeProperty Type

1997Year Built

$290Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Brian Schilling • Long & Foster Real Estate, Inc.

•410-263-3400 (broker)

Bought with Wendy Oliver • Coldwell Banker Realty

•410-263-8686 (broker)

•khylah.settle@cbmove.com (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDAA2010186

Redfin Estimate

$537,504

$118K since sold in October 2021$17K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.5% higher than the average sale price ($510K) of 6 comparable homes.

SOLD JUL 10, 2026
$473,000
A
3 beds2.5 baths1,822 sq ft
2023 Puritan Ter, Annapolis, MD 21401
SOLD AUG 17, 2026
$510,000
B
3 beds3.5 baths2,073 sq ft
2023 Compton Ct, Annapolis, MD 21401
SOLD JUN 18, 2026
$560,000
C
3 beds3.5 baths2,062 sq ft
509 Captain John Brice Way, Annapolis, MD 21401
SOLD JUL 1, 2026
$492,500
D
4 beds3.5 baths1,752 sq ft
543 Francis Nicholson Way, Annapolis, MD 21401
SOLD MAR 9, 2026
$510,000
E
3 beds3.5 baths2,168 sq ft
758 Howards Loop, Annapolis, MD 21401
SOLD JUL 15, 2026
$512,000
F
3 beds3.5 baths2,408 sq ft
530 Samuel Chase Way, Annapolis, MD 21401

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Earn from this home

Sell

$200,567

Est. take-home

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Refinance

Est. cash available

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Rent

$2,790/mo

Redfin rental estimate

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Market trends in 21401, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.7%

+0.7% MoM

Median sale price

$665K

$10K MoM

Avg. days on market

34d

5 days MoM

Recently sold homes

184

16 MoM

New listings for sale

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2052 Quaker Way #10, Annapolis, MD 21401
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See all

Provided by Redfin

Sale history for 654 Howards Loop #21

** Price available after signing in.

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2025

$4,214 (+1.9%)

2024

$4,135 (+2.8%)

$180,000 + $236,700

$416,700

2023

$4,021 (+12.4%)

2022

$3,577 (+26.1%)

2021

$2,836 (+1.7%)

$155,000 + $183,900

$338,900

2020

$2,790 (+1.7%)

2019

$2,744 (+5.0%)

2018

$2,613 (+1.3%)

2017

$2,579 (+2.0%)

2016

$2,529 (+0.2%)

2015

$2,525 (+1.3%)

2014

$2,493 (+3.4%)

$125,000 + $202,400

$327,400

2013

$2,411 (+4.6%)

2012

$2,305 (+4.5%)

2011

$2,206

2010

$2,206 (+5.7%)

2009

$2,087

Tax history for 654 Howards Loop #21

Year

Property tax

Land + Additions

Assessment*

2025

$4,214 (+1.9%)

2024

$4,135 (+2.8%)

$180,000 + $236,700

$416,700

2023

$4,021 (+12.4%)

2022

$3,577 (+26.1%)

2021

$2,836 (+1.7%)

$155,000 + $183,900

$338,900

2020

$2,790 (+1.7%)

2019

$2,744 (+5.0%)

2018

$2,613 (+1.3%)

2017

$2,579 (+2.0%)

2016

$2,529 (+0.2%)

2015

$2,525 (+1.3%)

2014

$2,493 (+3.4%)

$125,000 + $202,400

$327,400

2013

$2,411 (+4.6%)

2012

$2,305 (+4.5%)

2011

$2,206

2010

$2,206 (+5.7%)

2009

$2,087

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

—

Sq. Ft.

1,852

Year built

1997

Style

Townhouse

County

Anne Arundel County

APN

02 96190096639

Parking Spaces

Basement

Yes

Accessible

Yes

HOA Dues

$91 /month

Garage

Yes

Features

—

Last updated by owner on Jan 7, 2024.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 1
Garage Features: Built In, Garage Door Opener
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 1
Driveway - # of Spaces: 1
Off Street, Attached Garage, Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 3

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Half) On 1st Lower Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half) On All Lower Levels: 1
# of Bathrooms (Half): 2
# of Bathrooms (Full): 2

Interior Information
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Refrigerator, Washer, Humidifier, Icemaker
Door Features: Sliding Glass
Flooring Type: Carpet, Hardwood
Interior Features: Kitchen - Island, Kitchen - Table Space, Master Bath(s), Floor Plan - Open, Attic, Carpet, CeilngFan(s)
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Cathedral Ceilings

Room Information
Attic
Laundry Type: Dryer In Unit, Washer In Unit

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Fireplace - Glass Doors (N), Mantel(s)

Basement Information
Basement: Yes
Front Entrance, Fully Finished

Exterior

Property Information
Property Manager Present
Accessibility Features: Other
Improvement Assessed Value: $135,450
Ownership Interest: Condominium
Property Condition: Excellent
Year Built Source: Estimated

Building Information
Building Name: WINDGATE
Construction Materials: Combination, Brick
Foundation Details: Other
Other Structures: Above Grade
Outdoor Living Structures: Deck(s)
Pets Allowed: Yes
Pet Restrictions: Case by Case Basis
Roof: Shingle
Structure Type: Interior Townhouse/Rowhouse
Window Features: Bay/Bow, Screens, Skylights

Exterior Information
Sidewalks

Lot Information
Lot Features: Backs - Open Common Area, Backs to Trees
Tidal Water: No

Land Information
Land Assessed Value: $50,000

Above Grade Information
Finished Sq.Ft.: 1,852
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $1,865.68
Tax Assessed Value: $185,450
Tax Year: 2003
Tax Annual Amount: $2,099.68

Assessments Information
Year Assessed: 2001

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Natural Gas
Forced Air
Heating Fuel: Natural Gas
Hot Water: Natural Gas
Sewer Septic: Public Sewer
Water Source: Public

Location

Homeowners Association Information
Condo/Coop Fee: $91
Condo/Coop Fee Frequency: Monthly
HOA/Condo/Coop Fee Includes: Common Area Maintenance, Management, Road Maintenance, Snow Removal, Trash
HOA/Condo/Coop Amenities: Jog/Walk Path, Tot Lots/Playground

School Information
Elementary School: WEST ANNAPOLIS
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Elementary School Source: Listing Agent
School District Source: Listing Agent

Location Information
Outside City Limits
Cross Street: Samuels Way and Howards Loop
Directions: BESTGATE RD TO TIDEWATER COLONY DR RT ON SAMUELS WAY RT ON HOWARD'S LOOP

Public facts

Beds: 3
Baths: 3.0
Sq. Ft.: 1,852
Stories: 3.0
Parking Spaces: 2
Basement: Yes
Accessible: Yes
Lot Size: —
Style: Townhouse
Year Built: 1997
Year Renovated: —
County: Anne Arundel County
APN: 02 96190096639
HOA Dues: $91/month
Garage: Yes
Features: —

Home facts updated by owner on Jan 7, 2024

Around this home

Schools

West Annapolis Elementary School

Public K-5 • Assigned • 1.1mi

9/10

Wiley H. Bates Middle School

Public 6-8 • Assigned • 1.9mi

5/10

Annapolis High School

Public 9-12 • Assigned • 2.8mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

65% chance of strong winds in next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Annapolis, MD • 21401

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$511,000 – $619,000

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Home values near 654 Howards Loop #21

Data from public records.

Address	Redfin Estimate
640 Howards Loop, Annapolis, MD - Beds \| 2 Baths \| 1852 Sq. Ft.	$530,742
646 Howards Loop, Annapolis, MD 3 Beds \| 2 Baths \| 1888 Sq. Ft.	$532,394

Address	Redfin Estimate
642 Howards Loop, Annapolis, MD - Beds \| 2 Baths \| 1872 Sq. Ft.	$524,806
648 Howards Loop, Annapolis, MD - Beds \| 2 Baths \| 1884 Sq. Ft.	$501,643

Address	Redfin Estimate
644 Howards Loop, Annapolis, MD - Beds \| 2 Baths \| 1872 Sq. Ft.	$495,648
652 Howards Loop, Annapolis, MD - Beds \| 2.5 Baths \| 1852 Sq. Ft.	$506,510

Property information provided by BRIGHT MLS when last listed in 2021. This data may not show owner updates. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21401, MD

Sale history for 654 Howards Loop #21

Tax history for 654 Howards Loop #21

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21401

Home values near 654 Howards Loop #21

More real estate resources