This architectural beauty was built with this setting in mind, situated on St. Patrick’s Creek and on one of the most serene peninsulas in St. Mary's County, Maryland. With less than a nautical mile to the Potomac River making it the perfect location to reach the Chesapeake Bay just beyond. The open concept main level features over 1,000 square feet of casual and formal living possibilities with gleaming hardwood floors, a grand two-story foyer leading you to the huge family living/gathering area with a gas fireplace perfect for entertaining, a spacious kitchen with an enormous island fit for a gourmet cook, stainless steel appliances, gas stove top, separate dining area, breakfast nook, separate office, a powder room and lots of storage. Multiple windows allow for lots of natural light and gorgeous views. Walk out on the screened side-porch or onto the huge deck that spans the waterfront side of the house and enjoy the natural surroundings. The second floor boasts a 600 SF master suite, master bath with a large jacuzzi tub, separate shower, double sink granite top vanity, walk-in closet, separate dressing room and another screen porch to enjoy your morning coffee or relax and watch the sunsets in the evening! Two additional bedrooms, a hall bath and laundry complete the second floor. Everything has been well maintained, and a home warranty is included. The dock with electric boat lift are just waiting for your water toys, all you need to do is move in and begin living the dream of owning a waterfront home! [Owner is a licensed agent]
Single-familyProperty Type
2006Year Built
0.48 acresLot Size
$330Est. Price/Sq.Ft.
8 spacesParking
Listed by Theresa C Dent• TTR Sotheby's International Realty
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Sell
$268,694
Est. take-home
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Refinance
$0
Est. cash available
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Rent
$3,216/mo
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Market trends in 20609, MD
Last updated October 2026
Sale-to-list price
97.4%
+0.6% MoM
Median sale price
$490K
$130K MoM
Avg. days on market
20d
13 days MoM
Recently sold homes
5
0 MoM
Provided by Redfin
Sale history for 20950 Olen Mattingly Rd
Date
Event
Price
BRIGHT MLS #MDSM2000968
Mar 4, 2022
Sold
$550,000
$255/sq ft
Jan 25, 2022
Pending
—
Jan 11, 2022
Contingent
—
Sep 15, 2021
Relisted
—
Sep 4, 2021
Listing Removed
—
Aug 12, 2021
Price Changed
$550,000
$255/sq ft
Aug 8, 2021
Contingent
—
Aug 1, 2021
Listed
$525,000
$243/sq ft
BRIGHT MLS #1004942094
Jul 28, 2011
Sold
$288,000
$133/sq ft
Jun 28, 2011
Listing Removed
—
Jul 12, 2010
Listed
$299,000
$139/sq ft
+12
Architectural delight on St. Patricks Creek. This 100+ foot water front property is one of the best locations in Saint Mary's County. This custom home with open floor plan was designed to maximize views of the water. Screened porches on main and top floor. Lovely area, quiet and peaceful. New driveway will be constructed by January 30
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
2.5
Stories
2
Lot width
—
Lot depth
—
Lot size
0.48 Acres
Year renovated
—
Sq. Ft.
2,158
Year built
2006
Style
Single Family Residential
County
St. Mary's County
APN
07 008163
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 16, 2026.
RPD
Rural Preservation District
The regulations of Rural Preservation Districts are intended to foster agricultural, forestry, mineral resource extraction, and aquacultural uses and protect the land base necessary to support these activities. Low density residential development in this type of district is permitted subject to performance standards that maintain the rural character of the district in recognition of the fact that a full range of public facilities is not provided or planned. The farmer has the right to farm without being restricted by neighboring residential areas. Restricted hours of operation for farm equipment, restricted odor-producing fertilizers, or mandatory noise reductions may not be imposed on farmers in an RPD zoning district. The general intent of the district is to encourage farming without undue burden on the landowner. In accordance with these intentions, the following provisions for the protection of agricultural uses will apply: (1) Any farm use of land is permitted. (2) Operation, at any time, of machinery used in farm production or the primary processing of agricultural products is permitted. (3) Normal agricultural activities and operations in accordance with good husbandry practices, which do not cause bodily injury or directly endanger human health, are permitted and preferred activities, including activities that may produce normal agriculture related noise and odors. (4) The sale of farm products produced on the farm where the sales are made is permitted.
Permitted uses
Include but are not limited to:
Equestrian facility
Greenhouse / nursery
Livestock production
Winery & vineyard
Housing-Single unit
Manufacturing
Bed & breakfast
Agriculture-Cropland
Agriculture-Grove / orchard
Timberland
Oct 4, 2016 • Final
Bldg new construction
Work on a deck.
Addition
Sep 26, 2014 • Active
Residential addition
Work on a deck and driveway.
Addition
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
# of Total Garage and Parking Spaces: 8
Driveway - # of Spaces: 3
Off Street - # of Spaces: 5
Circular Driveway, Concrete Driveway, Private
Driveway, Off Street
Interior
Bedroom Information
# of Bedrooms On 1st Upper Level: 3
Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On Main Level: 1
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2
Interior Information
Appliances: Built-In Microwave, Built-In Range, Energy Efficient Appliances, ENERGY STAR Dishwasher, Exhaust Fan, Icemaker, Oven - Self Cleaning, Oven - Wall, Oven/Range - Gas, Stainless Steel Appliances, Water Heater
Flooring Type: Hardwood, Carpet, Ceramic Tile
Interior Features: Attic, Breakfast Area, Built-Ins, CeilngFan(s), Family Room Off Kitchen, Dining Area, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Soaking Tub, Stall Shower, Tub Shower, Walk-in Closet(s), WhirlPool/HotTub, Wood Floors
Living Area Sq.Ft. Source: Assessor
R-Factor Ceilings: R-38
Wall & Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Dry Wall, High
Room Information
# of Rooms: 7
Dining Room, Kitchen, Den, Foyer, Great Room, Half Bath
Laundry Type: Upper Floor
Fireplace Information
Has Fireplace
# of Fireplaces: 1
Gas/Propane, Mantel(s), Other
Basement Information
Basement: No
Exterior
Property Information
Total Below Grade Sq. Ft.: 0
Accessibility Features: 36"+ wide Halls
Irrigation Water Rights
Ownership Interest: Fee Simple
Property Condition: Excellent
Year Built Source: Assessor
Building Information
Construction Materials: Combination, Block, Stick Built
Foundation Details: Crawl Space
Main Entrance Orientation: Southwest
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Porch(es), Screened
R-Factor Ext Walls: R-20
Roof: Architectural Shingle
Structure Type: Detached
Window Features: Transom, Energy Efficient, Double Hung
Dock Type and Features: Hoist/Lift Electric, Material - Treated Lumber, Pier, Private
Dock/Slip Conveyance: Exclusive Use
# of Boats Power: 2
# of Boats Non-power: 2
# of Docks: 1
Dock/Slip Conveys: Yes
Above Grade Information
Finished Sq.Ft.: 2,158
Finished Sq.Ft. Source: Assessor
Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor
Financial
Tax Information
County Tax: $4,149.65
Tax Assessed Value: $374,600
Tax Year: 2021
Tax Annual Amount: $4,149.65
Assessments Information
Year Assessed: 2021
Utilities
Utilities Information
Broadband, Satellite
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
120/240V
Heat Pump(s)
Heating Fuel: Central
Hot Water: Electric
Sewer Septic: Private Septic Tank
Cable TV, Phone, Propane
Water Source: Private, Well
Municipal Trash: No
Location
School Information
School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: Rt. 5/235 to south on Rt 242 , continue on after Clements circle, left on Hatchet Thicket Rd. , right on Olen Mattingly Rd. , to listing on left.