For sale

$145,800

Est. $1,024/mo —

•

876

sq ft

2640 Ridgely St, Baltimore, MD 21230

About this home

HUD Owned Home, case number 241-888899. HUD Homes are sold "as is, " FHA insurable with repair escrow, subject to appraisal. An excellent investment opportunity in the desirable Mount Winans neighborhood! Built in 1925, this ranch-style home with a total finished area of 876 square feet features a combined living/dining area, an eat-in kitchen, two well-appointed bedrooms and a full bathroom equipped with a tub shower, ensuring relaxation after a long day. The home is adorned with carpet, ceramic tile, and vinyl flooring, that provides comfort and practicality. The partially finished basement can be transformed into additional living space for potential rental income or personal use while the sunroom with great view of the backyard provides additional area for entertaining. The exterior features both a front and rear yard, offering ample outdoor space for landscaping or recreational activities. Parking is convenient with the driveway. Home is located in a prime location with accessibility to local amenities, parks, market, and shopping. With its strategic position, this property holds a significant potential for appreciation, making this an ideal addition to any real estate portfolio.

Single-familyProperty Type

1925Year Built

4,800 sq ftLot Size

$166Price/Sq.Ft.

1 spaceParking

Listed by Gina Gargeu • Century 21 Downtown

•410-547-1116 (broker)

Listing updated: Jul 28, 2026 at 05:43pm

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDBA2219458

Payment calculator

$1,024 per month

Principal and interest$757

Property taxes

$220

HOA dues

Home insurance

$47

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Westport Academy

Public PreK-8 • Assigned • 0.5mi

2/10

New Era Academy

Public 9-12 • Assigned • 1.5mi

Provided by GreatSchools

About Mount

Winans

Mount Winans, located between the Gwynns Falls/Leakin Park corridor and the Middle Branch waterfront, is a residential and industrial Baltimore neighborhood with hillside rowhomes and rail-and-river scenery. The neighborhood’s character concentrates around the Wilkens Avenue corridor near the Mount Winans MARC Station, where corner carryouts, auto shops, and small storefronts meet the steady rhythm of trains. Brick rowhouse blocks and modest detached homes step down toward the Patapsco, with long views from higher streets. The Mount Winans MARC Station anchors daily movement, while nearby trails and playing fields shape an outdoors-forward routine. The Middle Branch Park shoreline and Gwynns Falls Trail add a green edge to the built landscape.

Provided by Walk Score and Local Logic

Market insights

2640 Ridgely St · $145,800

DAYS ON MARKET

The average home goes pending in 40 days.

SALE-TO-LIST

Most homes are selling 2% above list price.

LIST PRICE

Median list price in this area is $341,875. (134% higher than this home)

PRICE DROP

24% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Bathroom

Bedroom

Interior features
Tub with shower
Ceiling fans
Combination dining and living area
Separate dining area
Entry-level bedroom
Eat-in kitchen
Sun/Florida room
Mud room
Basement interior access with connecting stairway
Partially finished basement
Basement walkout with outside/rear entrance and walkout stairs
Sump pump

Bedrooms
Two bedrooms on the upper level

Bathrooms
One full bathroom

Kitchen
Eat-in kitchen

Laundry & utility
Basement utility area

Flooring
Carpet
Ceramic tile
Vinyl

Heating & cooling
Radiator heating
Other heating system
Central air conditioning
Ceiling fans
Hot water via natural gas

Sale and tax history for 2640 Ridgely St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$2,757 (+4.9%)

$42,200 + $75,200

$117,400

2025

$2,627 (+40.2%)

$42,200 + $75,200

$117,400

2024

$1,874 (+2.3%)

2023

$1,832 (+4.3%)

2022

$1,755 (+4.8%)

$42,200 + $58,600

$100,800

2021

$1,675 (+1.2%)

2020

$1,654 (+4.6%)

2019

$1,582 (+2.7%)

$42,200 + $39,900

$82,100

2018

$1,541 (+3.6%)

$42,200 + $39,900

$82,100

2017

$1,488 (−42.3%)

$42,200 + $45,600

$87,800

2015

$2,577 (−0.8%)

$62,200 + $47,000

$109,200

2013

$2,599 (−13.9%)

2012

$3,019 (+17.1%)

2011

$2,579 (+20.6%)

2010

$2,139

Public record

Public record
Zoning

Beds

—

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

4,800 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

876

Unfinished Sq. Ft.

—

Total Sq. Ft.

876

Year built

1925

Style

Single Family Residential

County

Baltimore City

APN

25 047476 026

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

R-6

Garden Rowhouse Residential District

Neighborhoods: The R-6 Garden Rowhouse Residential Zoning District is intended for primarily low density rowhouse neighborhoods that reflect a naturalistic environment typified by open and landscaped front yards of buildings that are set back and that contain stoops and porches oriented to those yards.; Housing types: The R-6 District is meant to accommodate single-family units in both detached and semidetached dwellings, rowhouse developments, and multi-family developments of a moderate density.

Permitted uses

Include but are not limited to:

Religious facility
Garden center
Housing-Single unit
Housing-Multiple units
Housing-Senior
Educational / school
Park & open space

Climate risks

6/10 Flood Factor

Estimated 60-74% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

7/10 Heat Factor

7 days above 103° expected this year, 15 days in 30 years

6/10 Wind Factor

27% chance of strong winds in next 30 years

4/10 Air Factor

6 unhealthy days expected this year, 7 days in 30 years

Provided by First Street

Historical weather

Baltimore, MD • 21230

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

85/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.5 hrs

6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 2640 Ridgely St

$141,924

$3,876 under list price of $146K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $163K to $280K.

SOLD FEB 20, 2026
$235,000 Last sold price
3 beds2 baths1,680 sq ft
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$26/sq ft
larger lot
33 years newer
SOLD MAR 20, 2026
$280,000 Last sold price
3 beds1.5 baths1,394 sq ft
1920 Maudlin Ave, Baltimore, MD 21230
$35/sq ft
larger lot
63 years newer
SOLD DEC 18, 2025
$185,000 Last sold price
3 beds1 bath1,316 sq ft
2404 Puget St, Baltimore, MD 21230
$25/sq ft
smaller lot
5 years older
SOLD OCT 15, 2025
$259,900 Last sold price
3 beds1.5 baths1,168 sq ft
331 Clyde Ave, Baltimore, MD 21227
$57/sq ft
28 years newer
no basement
SOLD APR 17, 2026
$162,500 Last sold price
3 beds2 baths1,120 sq ft
2516 Hollins Ferry Rd, Baltimore, MD 21230
$21/sq ft
smaller lot
5 years older
SOLD MAR 12, 2026
$185,000 Last sold price
3 beds1.5 baths1,414 sq ft
2500 Arbuton Ave, Baltimore, MD 21230
$35/sq ft
larger lot
2 years newer

Rental earnings

Est. $2,094 per month, based on comparable rentals

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Market insights

Property details

Sale and tax history for 2640 Ridgely St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 2640 Ridgely St

Early Access listings

Nearby similar homes

New listings for sale in 21230

More real estate resources