OFF MARKET

Off market nov 2009 for $535K

$792,096

Est. refi paymentEst. refi $3,333/mo

•

3 ba

•

2,636

sq ft

20600 Top Ridge Dr. St, Boyds, MD 20841

About this home

Waterfront on Little Seneca Lake(Short walk from gate)5 bedrooms, 3 full baths, (1jacuzzi tub) Replacement Vinyl double pane top & bottom tilt windows, hardwood floors, Skylights, 3fenced kennel runs off 1 of 2 sheds, attic fan, upgraded hearth, custom kitchen cabinets, 3 level landscaped backyard with privacy fence & stone walkway, split rail fence in front w/ flagstone walkways, pool w/ jacuzzi

Single-familyProperty Type

1972Year Built

0.46 acresLot Size

$300Est. Price/Sq.Ft.

1 spaceParking

Listed by Kenneth Smith • Up-County Realty, Inc.

•301-253-1030 (broker)

Bought with Kenneth Smith • Up-County Realty, Inc.

•301-253-1030 (broker)

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #1005358384

Redfin Estimate

$792,096

$257K since sold in November 2009$24K since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 22.7% higher than the average sale price ($646K) of 6 comparable homes.

SOLD AUG 12, 2026
$620,000
A
4 beds3 baths1,797 sq ft
13513 Teakwood Ln, Germantown, MD 20874
SOLD AUG 27, 2026
$540,000
B
4 beds3 baths1,696 sq ft
13421 Winterspoon Ln, Germantown, MD 20874
SOLD AUG 13, 2026
$925,000
C
5 beds3.5 baths3,244 sq ft
20605 Hazelnut Ct, Germantown, MD 20874
SOLD AUG 21, 2026
$671,000
D
4 beds2.5 baths2,132 sq ft
34 Spinning Wheel Ct, Germantown, MD 20874
SOLD JUL 24, 2026
$600,000
E
5 beds3.5 baths1,847 sq ft
13413 Wisteria Dr, Germantown, MD 20874
SOLD AUG 14, 2026
$517,000
F
4 beds3 baths1,360 sq ft
20532 Neerwinder St, Germantown, MD 20874

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Earn from this home

Sell

$495,545

Est. take-home

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Refinance

Est. cash available

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Rent

$4,224/mo

Redfin rental estimate

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Market trends in 20841, MD

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

101.1%

+0.0% MoM

Median sale price

$855K

$124K MoM

Avg. days on market

69d

21 days MoM

Recently sold homes

2 MoM

New listings for sale

COMING SOON
18300 Crestmount Rd, Boyds, MD 20841
$1,100,000
4 beds3.5 baths5,379 sq ft
18300 Crestmount Rd, Boyds, MD 20841
COMING SOON
$900,000
5 beds3.5 baths3,462 sq ft
20618 Top Ridge Dr, Boyds, MD 20841
(703) 349-3900
$850,000
4 beds3.5 baths3,050 sq ft
12412 W Old Baltimore Rd, Boyds, MD 20841
(410) 465-6900
See all

Provided by Redfin

Sale history for 20600 Top Ridge Dr. St

Year

Property tax

Land + Additions

Assessment*

2025

$5,922 (+13.7%)

2024

$5,208 (+2.0%)

2023

$5,105 (+5.7%)

$198,000 + $198,500

$396,500

2022

$4,831 (+2.7%)

2021

$4,706 (+0.8%)

2020

$4,666 (+0.6%)

$198,000 + $180,600

$378,600

2019

$4,640 (+0.2%)

2018

$4,631 (+0.9%)

$198,000 + $178,300

$376,300

2017

$4,588 (+30.0%)

2015

$3,530 (−1.3%)

$198,000 + $146,700

$344,700

2014

$3,576 (−15.1%)

2013

$4,212 (+5.8%)

2012

$3,981 (+5.4%)

2011

$3,777

2010

$3,777 (+41.2%)

2009

$2,676

Tax history for 20600 Top Ridge Dr. St

Year

Property tax

Land + Additions

Assessment*

2025

$5,922 (+13.7%)

2024

$5,208 (+2.0%)

2023

$5,105 (+5.7%)

$198,000 + $198,500

$396,500

2022

$4,831 (+2.7%)

2021

$4,706 (+0.8%)

2020

$4,666 (+0.6%)

$198,000 + $180,600

$378,600

2019

$4,640 (+0.2%)

2018

$4,631 (+0.9%)

$198,000 + $178,300

$376,300

2017

$4,588 (+30.0%)

2015

$3,530 (−1.3%)

$198,000 + $146,700

$344,700

2014

$3,576 (−15.1%)

2013

$4,212 (+5.8%)

2012

$3,981 (+5.4%)

2011

$3,777

2010

$3,777 (+41.2%)

2009

$2,676

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.46 Acres

Year renovated

—

Sq. Ft.

2,318

Year built

1972

Style

Single Family Residential

County

Montgomery County

APN

02 00020086

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 18, 2026.

R-200

Residential - 200 Zone

The intent of the R-200 zone is to provide designated areas of the County for residential uses with a minimum lot size of 20,000 square feet. The predominant use is residential in a detached house.

Permitted uses

Include but are not limited to:

Agriculture-Other
Assembly/ meeting place
Housing-Single unit
Housing-Senior
Infrastructure-Other
Public service
Kennel
Transportation-Other
Park & open space

Property details

Parking

Parking Information
# of Attached Garage Spaces: 1
Garage Features: Garage - Front Entry
# of Total Garage and Parking Spaces: 1
Has Garage
# of Garage Spaces: 1
Parking Space # Assigned: 5
Garage
Off Street, Attached Garage

Interior

Bedroom Information
# of Bedrooms On Main Level: 3
# of Bedrooms On 1st Lower Level: 2

Bathroom Information
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Washer/Dryer Hookups Only, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Stove, Washer, Water Conditioner - Owned, Water Dispenser
Entry Location: Foyer
Interior Features: Attic, Breakfast Area, Kitchen - Galley, Dining Area, Built-Ins, Window Treatments, Master Bath(s), Wood Floors, WhirlPool/HotTub, Floor Plan - Open
Living Area Sq.Ft. Source: Estimated

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Breakfast Room, Study

Fireplace Information
Has Fireplace
# of Fireplaces: 1
Equipment, Gas/Propane, Mantel(s), Screen

Basement Information
Basement: Yes
Connecting Stairway, Outside Entrance, Rear Entrance, Daylight, Full, Full, Fully Finished, Heated, Improved, Walkout Level

Exterior

Property Information
Total Below Grade Sq. Ft.: 1318
Front Foot Fee Payment Frequency: Annually
Improvement Assessed Value: $290,530
Ownership Interest: Fee Simple
Year Built Source: Estimated

Building Information
Construction Materials: Combination, Brick
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Deck(s), Patio(s)
Structure Type: Detached
Other Structures: Shed

Exterior Information
Hot Tub, Stone Retaining Walls, Street Lights
Fencing: Fully

Pool Information
Personal Pool
In Ground

Lot Information
Lot Features: Backs to Trees, Backs - Parkland, Landscaping, Trees/Wooded
Has Water View
Water Frontage In Feet: 100

Land Information
Land Assessed Value: $261,000

Dock Information
# of Boats Non-power: 1
Dock/Slip Conveys: No

Above Grade Information
Finished Sq.Ft.: 1,318
Finished Sq.Ft. Source: Estimated

Below Grade Information
Finished Sq.Ft.: 1,318
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
County Tax: $4,263.33
Tax Assessed Value: $551,530
Tax Year: 2008
Tax Annual Amount: $5,866.93

Assessments Information
Special Assessment Payment: Annually
Year Assessed: 2010

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C, Energy Star Cooling System
Cooling Fuel: Electric
Forced Air
Heating Fuel: Oil
Hot Water: Electric
Sewer Septic: Gravity Sept Fld
Under Ground
Water Source: Well

Location

Homeowners Association Information
HOA Fee Frequency: Monthly

Location Information
Directions: From Rockville 270 North to MD121 Left towards Boyds appx 4mi. From Frederick 270 South to MD121 right towards Boyds appx 4mi.
Mean Low Water Feet: 6

Waterfrontage Information
Distance To Body Of Water: 16 or more Blocks, Greater than 1 Mile
Water Access
On Waterfront
Water Oriented
Water Body Name: LITTLE SENECA LAKE

Public facts

Beds: —
Baths: 3.0
Sq. Ft.: 2,318
Stories: 1.0
Lot Size: 0.46 acres
Style: Single Family Residential
Year Built: 1972
Year Renovated: —
County: Montgomery County
APN: 02 00020086

Home facts updated by county records on Jul 17, 2026

Around this home

Schools

William B. Gibbs Jr. Elementary School

Public PreK-5 • Assigned • 2.8mi

7/10

Neelsville Middle School

Public 6-8 • Assigned • 3.7mi

4/10

Seneca Valley High School

Public 9-12 • Assigned • 2.8mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.62% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 102° expected this year, 16 days in 30 years

4/10 Wind Factor

11% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Boyds, MD • 20841

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 4.1 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

4.1 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$753,000 – $911,000

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New listings for sale in 20841

COMING SOON

$1,100,000

4 beds3.5 baths5,379 sq ft

18300 Crestmount Rd, Boyds, MD 20841

COMING SOON3D WALKTHROUGH

$900,000

5 beds3.5 baths3,462 sq ft

20618 Top Ridge Dr, Boyds, MD 20841

(703) 349-3900

$850,000

4 beds3.5 baths3,050 sq ft

12412 W Old Baltimore Rd, Boyds, MD 20841

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Home values near 20600 Top Ridge Dr. St

Data from public records.

Address	Redfin Estimate
20601 Top Ridge Dr, Boyds, MD 3 Beds \| 3 Baths \| 1318 Sq. Ft.	$535,248
20505 Top Ridge Dr, Boyds, MD - Beds \| 1.5 Baths \| 3264 Sq. Ft.	$763,400

Address	Redfin Estimate
20513 Top Ridge Dr, Boyds, MD 3 Beds \| 3.5 Baths \| 2971 Sq. Ft.	$699,818
20501 Top Ridge Dr, Boyds, MD - Beds \| 2.5 Baths \| 1938 Sq. Ft.	$641,871

Address	Redfin Estimate
20509 Top Ridge Dr, Boyds, MD - Beds \| 2.5 Baths \| 2328 Sq. Ft.	$642,852
20504 Top Ridge Dr, Boyds, MD - Beds \| 2 Baths \| 2176 Sq. Ft.	$662,958

Property information provided by BRIGHT MLS when last listed in 2009. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 20841, MD

Sale history for 20600 Top Ridge Dr. St

Tax history for 20600 Top Ridge Dr. St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 20841

Home values near 20600 Top Ridge Dr. St

More real estate resources