This home's estimate is 13.9% lower than the average sale price ($1.05M) of 6 comparable homes.
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45281 Mill Cove Harbor Rd, California, MD 20619
About this home
Remarkable Opportunity to buy a waterfront investment located less than a mile from the Thomas Johnson Bridge!This home is looking for a buyer to restore it to it's former glory and boasts expansive living space, full finished basement, multiple fireplaces, 4-car detached garage with separate second floor in-law suite, multiple sheds, an outdoor hot tub with waterfall that cascades into the in-ground swimming pool, private pier with boat lift, and more!
Redfin Estimate
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Market trends in 20619, MD
Last updated September 2026
Buyer's Market
Seller's Market
Seller's market
0 days MoM
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Provided by Redfin
Sale history for 45281 Mill Cove Harbor Rd
$86/sq ft
$90/sq ft
$97/sq ft
$101/sq ft
$14/sq ft
Tax history for 45281 Mill Cove Harbor Rd
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
- Public record
- Permits
Bathroom
Kitchen
Remodel
Renovate the kitchen and master bathroom.
Addition
Bathroom
Kitchen
Remodel
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
- Parking Information
- # of Detached Garage Spaces: 4
- Garage Features: Additional Storage Area, Oversized
- # of Total Garage and Parking Spaces: 4
- Has Garage
- # of Garage Spaces: 4
- Detached Garage, Driveway
Interior
- Bedroom Information
- # of Bedrooms On 1st Upper Level: 3
- # of Bedrooms On Main Level: 1
- Bathroom Information
- # of Bathrooms (Full) On 1st Upper Level: 2
- # of Bathrooms (Half) On Main Level: 1
- # of Bathrooms (Full) On Main Level: 1
- # of Bathrooms (Full) On 1st Lower Level: 1
- # of Bathrooms (Full) On All Upper Levels: 2
- # of Bathrooms (Full) On All Lower Levels: 1
- # of Bathrooms (Half): 1
- # of Bathrooms (Full): 4
- Interior Information
- Living Area Sq.Ft. Source: Assessor
- Wall & Ceiling Types: Cathedral Ceilings, Dry Wall
- Fireplace Information
- # of Fireplaces: 2
- Basement Information
- Basement: Yes
- Partially Finished
- Basement Finished Percent: 80.00
Exterior
- Property Information
- Not Federal Flood Zone
- Total Below Grade Sq. Ft.: 2175
- Accessibility Features: Other
- Horse: No
- Improvement Assessed Value: $469,900
- Ownership Interest: Fee Simple
- Property Condition: Below Average
- Year Built Source: Assessor
- Building Information
- # of Levels (Total): 3
- Other Structures: Above Grade, Below Grade
- Roof: Shingle
- Structure Type: Detached
- Pool Information
- Personal Pool
- Lot Information
- Navigable Water
- Land Information
- Land Assessed Value: $255,000
- Above Grade Information
- Finished Sq.Ft.: 4,630
- Finished Sq.Ft. Source: Assessor
- Below Grade Information
- Unfinished Sq.Ft.: 870
- Unfinished Sq.Ft. Source: Assessor
- Finished Sq.Ft.: 1,305
- Finished Sq.Ft. Source: Assessor
Financial
- Tax Information
- Agricultural Tax Due: No
- County Tax: $6,948
- Tax Assessed Value: $724,000
- Tax Year: 2019
- Tax Annual Amount: $7,953
- Assessments Information
- Year Assessed: 2019
Utilities
- Utilities Information
- Central Air
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heat Pump(s)
- Heating Fuel: Natural Gas, Electric
- Hot Water: 60+ Gallon Tank
- Sewer Septic: Community Septic Tank, Private Septic Tank
- Propane, Electric Available
- Water Source: Well
Location
- School Information
- School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS
- School District Source: Listing Agent
- Location Information
- In City Limits
- Directions: Gps
- Waterfrontage Information
- Water Access
- On Waterfront
- Water Oriented
- Water Body Type: Cove
Public facts
- Beds: —
- Baths: 4.5
- Sq. Ft.: 5,251
- Stories: 2.0
- Lot Size: 2.05 acres
- Style: Single Family Residential
- Year Built: 1990
- Year Renovated: —
- County: St. Mary's County
- APN: 08 030391
Around this home
Schools
Public PreK-5 • Assigned • 1.8mi
Public 6-8 • Assigned • 2.7mi
Public 9-12 • Assigned • 6.9mi
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
Minimal risk of a flood reaching the building in the next 30 years
Unlikely to be in a wildfire in next 30 years
7 days above 101° expected this year, 16 days in 30 years
70% chance of strong winds in next 30 years
1 unhealthy days expected this year, 2 days in 30 years
Sun exposure
In this area, properties receive around 9.5 hours in June and 4.9 hours in December, which is comparable to the U.S. average for solar exposure.
Nearby similar homes
New listings for sale in 20619
Home values near 45281 Mill Cove Harbor Rd
| Address | Redfin Estimate |
|---|---|
3 Beds | 2.5 Baths | 2386 Sq. Ft. | $636,248 |
- Beds | 2 Baths | 864 Sq. Ft. | $853,728 |
| Address | Redfin Estimate |
|---|---|
- Beds | 2 Baths | 2710 Sq. Ft. | $629,719 |
- Beds | 2.5 Baths | 4022 Sq. Ft. | $1,172,440 |
| Address | Redfin Estimate |
|---|---|
4 Beds | 4 Baths | 5052 Sq. Ft. | $837,456 |
3 Beds | 2 Baths | 1316 Sq. Ft. | $439,290 |
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