OFF MARKET

Off market jul 2020 for $895K

$1,075,460

Est. refi paymentEst. refi $5,868/mo

•

4,100

sq ft

3 Choptank Ave, Cambridge, MD 21613

About this home

Welcome to River Lure! Return to an era of grandeur and luxury. River Lure is an historic jewel of the historic city of Cambridge with its high command and sweeping river views. This 1895 historically- significant gem of a house is arguably the finest combination of vistas and finishes in a single home on the mighty Choptank River in Cambridge. The house is sited on a double lot with 120 linear feet of protected water frontage . There are spectacular views from every room and multiple porches. There are fabulous sunrises to begin your day and full moons hovering over the 2 mile lighted bridge and the historic light house. A plethora of wildlife pass by the front of this property often in perfect harmony with kayakers, sailing vessels, paddle boarders and motor boaters. The house was gutted down to its studs in 2010-11 and rebuilt lovingly with superior materials. There are 2 heating and cooling systems with 4 zones. The exterior is beautiful and most importantly maintenance free. We shall let the photos speak for themselves. In addition to the beautiful wrought iron gates that afford access to the property there is a 75 foot dock with a 15' by 20' T at the end of the pier that grants easy and instant access to the River. The pier boasts electricity, water, 2 slips and a boat lift. Come to River Lure and be one with the water. For the work- at -home professional, artist, sculptor, photographer, handy man or car collector there is a new 14 foot by 40 foot outbuilding/garage that was rebuilt in 2013. Well lit, this outbuilding has endless possibilities. It is surrounded by a beautiful brick pathway and endless gardens. The location is superior! Grand wide open views yet within walking distance to the Yacht Club, to downtown restaurants and shops and to all the city parks and marinas. This would make a great primary home, or a wonderful second home and/or airbnb combination. Cambridge is on the verge of exploding yet values are still incredibly compelling. Please call me for details about the Renaissance that is underway in Cambridge.

Single-familyProperty Type

1896Year Built

0.39 acresLot Size

$262Est. Price/Sq.Ft.

2 car garageParking

Listed by Mary Losty • Benson & Mangold, LLC

•410-228-0800 (broker)

•info@bensonandmangold.com (broker)

Bought with LISA RESCH • Compass

•301-298-1001 (broker)

Redfin checked: 3 minutes ago

•Source:BRIGHT MLS #MDDO124822

Redfin Estimate

$1,075,460

$180K since sold in July 2020$9,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 245.6% higher than the average sale price ($311K) of 6 comparable homes.

SOLD MAY 22, 2026
$419,900
A
4 beds2 baths2,621 sq ft
213 Belvedere Ave, Cambridge, MD 21613
SOLD APR 20, 2026
$329,900
B
5 beds3 baths2,931 sq ft
116 Oakley St, Cambridge, MD 21613
SOLD OCT 16, 2026
$200,000
C
3 beds2 baths2,053 sq ft
114 Vue De Leau St, Cambridge, MD 21613
SOLD SEP 30, 2026
$282,500
D
3 beds2 baths1,642 sq ft
5 Choptank Ave, Cambridge, MD 21613
SOLD AUG 7, 2026
$250,000
E
5 beds2 baths2,736 sq ft
406 High St, Cambridge, MD 21613
SOLD SEP 1, 2026
$384,900
F
4 beds3 baths2,927 sq ft
107 Regulator Dr N, Cambridge, MD 21613

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Earn from this home

Sell

$384,644

Est. take-home

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Refinance

Est. cash available

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Rent

$2,514/mo

Redfin rental estimate

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Market trends in 21613, MD

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

97.5%

+0.3% MoM

Median sale price

$274K

$36K MoM

Avg. days on market

102d

2 days MoM

Recently sold homes

6 MoM

New listings for sale

$419,950
2 beds1 bath1,048 sq ft
5837 Hudson Wharf Rd, Cambridge, MD 21613
(410) 221-8000
$339,000
2 beds2 baths1,539 sq ft
900 Marshy Cv #408, Cambridge, MD 21613
(410) 221-8000
$329,900
4 beds2.5 baths2,032 sq ft
138 Regulator Dr N, Cambridge, MD 21613
(877) 366-2213
$212,000
3 beds2.5 baths1,452 sq ft
505 Wood Duck Dr, Cambridge, MD 21613
(443) 972-8021
$230,000
2 beds1.5 baths948 sq ft
221 Hayward St, Cambridge, MD 21613
(410) 822-6665
$70,000
2 beds1 bath840 sq ft
729 Washington St, Cambridge, MD 21613
(877) 366-2213
$165,000
3 beds2 baths672 sq ft
3002 Old Route 50, Cambridge, MD 21613
(410) 228-2525
$249,000
2 beds1 bath1,431 sq ft
214 Rambler Rd, Cambridge, MD 21613
(410) 822-9000
$224,816
2 beds1 bath1,272 sq ft
214 E Appleby Ave, Cambridge, MD 21613
(410) 221-8000
$225,000
2 beds1 bath912 sq ft
106 Dorchester Ave, Cambridge, MD 21613
(443) 225-4100
See all

Provided by Redfin

Sale history for 3 Choptank Ave

Date

Event

Price

BRIGHT MLS #MDDO124822

Jul 14, 2020

Sold

$895,000

$218/sq ft

Jun 27, 2020

Contingent

—

Jun 16, 2020

Relisted

—

Jun 16, 2020

Pending

—

Jun 15, 2020

Relisted

—

Jun 13, 2020

Contingent

—

Mar 15, 2020

Price Changed

$895,000

$218/sq ft

Jan 12, 2020

Listed

$999,999

$244/sq ft

MRIS #DO7642894

Oct 24, 2012

Sold

$740,000

$180/sq ft

Aug 25, 2012

Contingent

—

May 22, 2012

Price Changed

$195/sq ft

Dec 17, 2011

Price Changed

$243/sq ft

Jul 6, 2011

Listed

$218/sq ft

+25

BRIGHT MLS #1004503682

Oct 24, 2012

Sold

$740,000

$180/sq ft

Aug 25, 2012

Listing Removed

—

Jul 6, 2011

Listed

$799,000

$195/sq ft

+40

UNBELIEVABLE OPPORTUNITY to own a totally renovated waterfront propertiy in the town of Cambridge at an outstanding price. A "new" home within architecture dating to 1896. . Sitting on a double lot with room for a waterside pool if desired. Waterviews from most rooms. Under Contract with no kickout until 10/12/12. Kickout will come into play if not under full contract on that date. Call Julie Fox

BRIGHT MLS #1009322382

Jul 27, 2011

Listing Removed

—

Feb 21, 2011

Listed

$990,000

$241/sq ft

Public Records

Jan 23, 2002

Sold

$235,000

$57/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2026

$16,396 (−3.0%)

$291,900 + $585,500

$877,400

2025

$16,901 (+19.3%)

$291,900 + $585,500

$877,400

2023

$14,169 (+9.5%)

$291,900 + $607,900

$899,800

2022

$12,938 (−0.6%)

2021

$13,013 (−0.4%)

$291,900 + $408,100

$700,000

2020

$13,064 (−0.6%)

2019

$13,136 (+2.7%)

2018

$12,792 (+3.2%)

$291,900 + $397,100

$689,000

2017

$12,390 (+48.7%)

$291,900 + $397,100

$689,000

2015

$8,333 (−17.5%)

$397,600 + $150,300

$547,900

2014

$10,097 (+71.4%)

$397,600 + $150,300

$547,900

2013

$5,892 (+4.7%)

2012

$5,627

2011

2010

2009

Tax history for 3 Choptank Ave

Year

Property tax

Land + Additions

Assessment*

2026

$16,396 (−3.0%)

$291,900 + $585,500

$877,400

2025

$16,901 (+19.3%)

$291,900 + $585,500

$877,400

2023

$14,169 (+9.5%)

$291,900 + $607,900

$899,800

2022

$12,938 (−0.6%)

2021

$13,013 (−0.4%)

$291,900 + $408,100

$700,000

2020

$13,064 (−0.6%)

2019

$13,136 (+2.7%)

2018

$12,792 (+3.2%)

$291,900 + $397,100

$689,000

2017

$12,390 (+48.7%)

$291,900 + $397,100

$689,000

2015

$8,333 (−17.5%)

$397,600 + $150,300

$547,900

2014

$10,097 (+71.4%)

$397,600 + $150,300

$547,900

2013

$5,892 (+4.7%)

2012

$5,627

2011

2010

2009

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

2.5

Lot width

—

Lot depth

—

Lot size

0.39 Acres

Year renovated

—

Sq. Ft.

3,931

Year built

1918

Style

Single Family Residential

County

Dorchester County

APN

07 124341

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 28, 2026.

NC-3

Neighborhood Conservation District

The Neighborhood Conservation districts (NC1, NC-2, NC-3, and NC-4) are applied to residential neighborhoods that predate the adoption of City zoning regulations and exhibit primarily single-family residential character. The intent is to maintain the character of neighborhoods including the setting for important historic and cultural resources. The district regulations are also intended to establish reasonable conditions for the continuation of non-residential uses that pre-date City zoning and to allow other non-residential uses under strict guidelines and upon special review. There shall be four NC districts each corresponding to the unique settlement patterns therein. These districts permit and encourage minor infill development but generally all proposed new dwellings shall be single-family detached units

Permitted uses

Include but are not limited to:

Housing-Single unit
Fire house
Police station
Recreation

Property details

Parking

Parking Information
# of Detached Garage Spaces: 2
Garage Features: Garage Door Opener, Garage - Front Entry
# of Total Garage and Parking Spaces: 2
Has Garage
# of Garage Spaces: 2
# of Open Parking Spaces: 2
Detached Garage, Driveway, On Street

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 3
# of Bedrooms On 2nd Upper Level: 1
# of Bedrooms On Main Level: 1

Bathroom Information
# of Bathrooms (Half) On 1st Upper Level: 1
# of Bathrooms (Full) On 1st Upper Level: 2
# of Bathrooms (Half) On 2nd Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Half) On All Upper Levels: 2
# of Bathrooms (Full) On All Upper Levels: 2
# of Bathrooms (Half): 2
# of Bathrooms (Full): 3

Interior Information
Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Microwave, Stove
Interior Features: Chair Railings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Country, Kitchen - Island, Master Bath(s), Upgraded Countertops, Wainscotting, Wood Floors
Living Area Sq.Ft. Source: Estimated

Fireplace Information
Has Fireplace
# of Fireplaces: 2

Basement Information
Basement: No

Exterior

Property Information
Total Below Grade Sq. Ft.: 0
Historic
Improvement Assessed Value: $408,100
Ownership Interest: Fee Simple
Year Built Source: Estimated
Year Major Reno/Remodel: 2011

Building Information
Construction Materials: Vinyl Siding
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Porch(es), Wrap Around
Structure Type: Detached

Exterior Information
Sidewalks

Lot Information
Navigable Water
Water Frontage In Feet: 120

Land Information
Land Assessed Value: $291,900

Dock Information
Dock Type and Features: Material - Treated Lumber
Dock/Slip Conveyance: Deeded
# of Docks: 1
Dock/Slip Conveys: Yes

Above Grade Information
Finished Sq.Ft.: 4,100
Finished Sq.Ft. Source: Estimated

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
City/Town Tax: $5,979
County Tax: $7,156
Tax Assessed Value: $692,667
Tax Year: 2020
Tax Annual Amount: $13,136

Assessments Information
Year Assessed: 2020

Lease Information
Lease Considered: No

Utilities

Utilities Information
Cooling Type: Heat Pump(s)
Cooling Fuel: Electric
Forced Air, Heat Pump - Gas BackUp
Heating Fuel: Electric, Natural Gas
Sewer Septic: Public Sewer
Water Source: Public
Municipal Trash: Yes

Location

School Information
School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
In City Limits
Directions: Corner of Choptank Waterfront and Choptank Avenue
Municipality: Cambridge

Waterfrontage Information
Water Access Features: Swimming Allowed, Private Access, Fishing Allowed, Canoe/Kayak, Boat - Powered, Sail, Waterski/Wakeboard
Water Access
Private Dock Site, Rip-Rap
On Waterfront
Water Oriented
Water Body Type: River
Water Body Name: Choptank River

Public facts

Beds: —
Baths: 4.0
Sq. Ft.: 3,931
Stories: 2.5
Lot Size: 0.39 acres
Style: Single Family Residential
Year Built: 1918
Year Renovated: —
County: Dorchester County
APN: 07 124341

Home facts updated by county records on Oct 28, 2026

Around this home

Schools

K - 12
Preschool & daycare

Choptank Elementary School

Public PreK-5 • Assigned • 1.7mi

4/10

Mace's Lane Middle School

Public 6-8 • Assigned • 1.6mi

3/10

Cambridge-South Dorchester High School

Public 9-12 • Assigned • 2.4mi

2/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

9/10 Heat Factor

7 days above 105° expected this year, 16 days in 30 years

7/10 Wind Factor

78% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Cambridge, MD • 21613

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 5 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

5 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.02M – $1.24M

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Home values near 3 Choptank Ave

Data from public records.

Address	Redfin Estimate
2 Choptank Avenue, Cambridge, MD 5 Beds \| 3.5 Baths \| 2906 Sq. Ft.	$1,137,238
100 Choptank Avenue, Cambridge, MD 4 Beds \| 1 Baths \| 2160 Sq. Ft.	$217,383
106 Choptank Avenue, Cambridge, MD 6 Beds \| 1.5 Baths \| 2196 Sq. Ft.	$321,941
7 Choptank Avenue, Cambridge, MD 4 Beds \| 2 Baths \| 1690 Sq. Ft.	$436,954
9 W End Avenue, Cambridge, MD 3 Beds \| 2 Baths \| 2064 Sq. Ft.	$476,178
5 West End Avenue, Cambridge, MD - Beds \| 2 Baths \| 1729 Sq. Ft.	$295,856
4 West End Avenue, Cambridge, MD - Beds \| 2 Baths \| 2196 Sq. Ft.	$480,326

Address	Redfin Estimate
105 Choptank Avenue, Cambridge, MD 5 Beds \| 1.5 Baths \| 2236 Sq. Ft.	$368,108
4 Choptank Avenue, Cambridge, MD - Beds \| 1 Baths \| 1948 Sq. Ft.	$210,982
5 Choptank Avenue, Cambridge, MD 3 Beds \| 2 Baths \| 1642 Sq. Ft.	$287,232
102 Choptank Avenue, Cambridge, MD 3 Beds \| 1.5 Baths \| 1880 Sq. Ft.	$417,807
101 West End Avenue, Cambridge, MD 3 Beds \| 1.5 Baths \| 1508 Sq. Ft.	$283,207
1 West End Avenue, Cambridge, MD 2 Beds \| 3 Baths \| 2172 Sq. Ft.	$679,647
3 West End Avenue, Cambridge, MD 3 Beds \| 2 Baths \| 2068 Sq. Ft.	$125,684

Address	Redfin Estimate
103 Choptank Avenue, Cambridge, MD 4 Beds \| 3.5 Baths \| 2312 Sq. Ft.	$437,080
101 Choptank Avenue, Cambridge, MD 3 Beds \| 2 Baths \| 2152 Sq. Ft.	$342,782
104 Choptank Avenue, Cambridge, MD 4 Beds \| 2 Baths \| 1820 Sq. Ft.	$389,199
107 Choptank Avenue, Cambridge, MD 3 Beds \| 2 Baths \| 1966 Sq. Ft.	$311,884
706 Water Street, Cambridge, MD - Beds \| 1.5 Baths \| 1072 Sq. Ft.	$257,803
704 Water Street, Cambridge, MD 2 Beds \| 2 Baths \| 1072 Sq. Ft.	$255,377
8 West End Avenue, Cambridge, MD 5 Beds \| 2.5 Baths \| 2420 Sq. Ft.	$300,537

Property information provided by BRIGHT MLS when last listed in 2020. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21613, MD

Sale history for 3 Choptank Ave

Tax history for 3 Choptank Ave

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21613

Home values near 3 Choptank Ave

More real estate resources