OFF MARKET

Off Market Oct 2019 for $945K

$1,482,728

Est. refi paymentEst. refi $6,045/mo

•

4,358

sq ft

10840 Cliff Rd, Chestertown, MD 21620

About this home

This exquisite Chesapeake Bay Waterfront home is the definition of perfection! Stunning panoramic sunsets and broad water views are yours from nearly every room. An incredible four season room with large picture windows and tile floors flows into the gourmet kitchen and open dining area. The kitchen features a six-burner Viking gas range and double oven, granite counters, custom wood cabinetry, and large island. A two-story living room with double-sided gas fireplace allows access to the waterside deck with elevated views. Some of the best views are reserved for the beautiful Master suite, offering vaulted ceilings, a private balcony, and a large Master bath with tiled shower enclosure, double vanity and luxurious soaking tub. Three additional bedrooms and two full baths provide ample space for guests. Rounding out the complete package is the sizeable finished basement with premium sound, flat screen and projector and game area, as well as an attached 3-car garage. Bold, elevated views, a private beach, privacy, and a long list of amenities make this property one of a kind!

Single-familyProperty Type

2005Year Built

1.36 acresLot Size

$340Est. Price/Sq.Ft.

3 garage spacesParking

Listed by Sarah King • Cross Street Realtors, LLC

•410-643-3066 (broker)

Listed by Stacy L Kendall • Cross Street Realtors LLC

•410-778-3779 (broker)

•stacy@csrealtors.com (broker)

Bought with Bill White • Coldwell Banker Realty

•410-224-2200 (broker)

•kelly.thompson@cbmove.com (broker)

Redfin checked: a few seconds ago

•Source:BRIGHT MLS #MDKE115462

Redfin Estimate

$1,482,728

$538K since sold in October 2019$9,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 80.2% higher than the average sale price ($823K) of 5 comparable homes.

SOLD AUG 14, 2026
$465,000
A
4 beds3 baths3,504 sq ft
311 Devon Dr, Chestertown, MD 21620
SOLD FEB 17, 2026
$1,524,900
B
5 beds3.5 baths5,241 sq ft
10800 Cliff Rd, Chestertown, MD 21620
SOLD MAY 29, 2026
$525,000
C
5 beds3.5 baths2,688 sq ft
22360 Great Oak Landing Rd, Chestertown, MD 21620
SOLD JUL 29, 2026
$640,000
D
4 beds2.5 baths3,248 sq ft
7844 Chester Ct, Chestertown, MD 21620
SOLD AUG 27, 2025
$960,000
E
4 beds3 baths3,401 sq ft
10715 Kasota Rd, Chestertown, MD 21620

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Earn from this home

Sell

$743,535

Est. take-home

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Refinance

Est. cash available

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Rent

$3,457/mo

Redfin rental estimate

List your home for rent

Market trends in 21620, MD

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.0%

+0.0% MoM

Median sale price

$347K

$15K MoM

Avg. days on market

48d

2 days MoM

Recently sold homes

1 MoM

New listings for sale

$263,000
3 beds2 baths1,140 sq ft
115 Chester Arms Dr, Chestertown, MD 21620
(703) 378-8810
$229,000
3 beds1 bath936 sq ft
7415 Wilkins Ln, Chestertown, MD 21620
(410) 810-0010
COMING SOON
$275,000
3 beds1 bath975 sq ft
7482 Poplar Ave, Chestertown, MD 21620
(301) 970-2447
COMING SOON
$315,000
3 beds1 bath1,008 sq ft
24775 Langford Rd, Chestertown, MD 21620
(410) 398-9200
COMING SOON
$300,000
3 beds1 bath960 sq ft
104 Lincoln Dr, Chestertown, MD 21620
(443) 274-1900
$315,000
3 beds2 baths1,288 sq ft
109 Parma Rd, Chestertown, MD 21620
(410) 778-0330
$225,000
4 beds1.5 baths1,800 sq ft
533 Round Top Rd, Chestertown, MD 21620
(833) 335-7433
$304,000
3 beds2 baths1,232 sq ft
7464 Shortall St, Chestertown, MD 21620
(410) 476-2201
COMING SOON
$675,000
5 beds3 baths2,838 sq ft
212 Washington Ave, Chestertown, MD 21620
(410) 778-0330
$38,200,000
4 beds2 baths2,330 sq ft
8184 Rock Hall Rd, Chestertown, MD 21620
(410) 778-3779
See all

Provided by Redfin

Sale history for 10840 Cliff Rd

Date

Event

Price

BRIGHT MLS #MDKE115462

Oct 17, 2019

Sold

$945,000

$217/sq ft

Sep 25, 2019

Pending

—

Sep 2, 2019

Contingent

—

Aug 10, 2019

Relisted

—

Aug 5, 2019

Contingent

—

Jul 24, 2019

Listed

$950,000

$218/sq ft

BRIGHT MLS #1000479649

Jul 1, 2016

Sold

$820,000

$188/sq ft

MRIS #KE9520996

Jul 3, 2016

Delisted

—

Jul 1, 2016

Sold

$820,000

$188/sq ft

Mar 12, 2016

Pending

—

Mar 6, 2016

Price Changed

$195/sq ft

Nov 14, 2015

Listed

$205/sq ft

+20

MRIS #KE8559699

Aug 12, 2015

Delisted

—

Feb 22, 2015

Listed

BRIGHT MLS #1007856400

Aug 12, 2015

Listing Removed

—

Feb 22, 2015

Listed

$895,000

$205/sq ft

MRIS #KE8165892

Nov 16, 2014

Delisted

—

Aug 23, 2013

Listed

BRIGHT MLS #1007021620

Aug 23, 2013

Listing Removed

—

Aug 23, 2013

Listed

$997,500

$229/sq ft

Public Records

Apr 28, 2005

Sold

$540,000

$124/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2026

$11,285 (+4.1%)

2025

$10,838 (+4.3%)

2024

$10,392 (+4.2%)

2023

$9,969 (+5.4%)

$409,000 + $507,400

$916,400

2022

$9,462 (+4.6%)

2021

$9,043 (+2.5%)

2020

$8,818 (+3.6%)

$409,000 + $395,500

$804,500

2019

$8,514 (+3.7%)

2018

$8,209

$409,000 + $314,900

$723,900

2017

$8,209 (−1.2%)

$409,000 + $314,900

$723,900

2015

$8,308 (+100.0%)

$409,000 + $323,700

$732,700

2014

$4,154 (−51.0%)

2013

$8,483

2012

$8,483

2011

$8,483 (+85.4%)

2010

$4,576 (−47.2%)

2009

$8,669

Tax history for 10840 Cliff Rd

Year

Property tax

Land + Additions

Assessment*

2026

$11,285 (+4.1%)

2025

$10,838 (+4.3%)

2024

$10,392 (+4.2%)

2023

$9,969 (+5.4%)

$409,000 + $507,400

$916,400

2022

$9,462 (+4.6%)

2021

$9,043 (+2.5%)

2020

$8,818 (+3.6%)

$409,000 + $395,500

$804,500

2019

$8,514 (+3.7%)

2018

$8,209

$409,000 + $314,900

$723,900

2017

$8,209 (−1.2%)

$409,000 + $314,900

$723,900

2015

$8,308 (+100.0%)

$409,000 + $323,700

$732,700

2014

$4,154 (−51.0%)

2013

$8,483

2012

$8,483

2011

$8,483 (+85.4%)

2010

$4,576 (−47.2%)

2009

$8,669

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

1.36 Acres

Year renovated

—

Sq. Ft.

4,094

Year built

2005

Style

Single Family Residential

County

Kent County

APN

06 017843

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 3, 2026.

Property details

Parking

Parking Information
# of Attached Garage Spaces: 3
Garage Features: Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
# of Total Garage and Parking Spaces: 13
Has Garage
# of Garage Spaces: 3
Gravel Driveway
# of Open Parking Spaces: 10
Attached Garage, Driveway

Interior

Virtual Tour

Bedroom Information
# of Bedrooms On 1st Upper Level: 2
# of Bedrooms On Main Level: 2

Bathroom Information
# of Bathrooms (Full) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 2
# of Bathrooms (Full) On All Upper Levels: 1
# of Bathrooms (Full): 3

Interior Information
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Oven - Double, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater, Water Conditioner - Owned
Door Features: Sliding Glass, Atrium
Flooring Type: Hardwood, Ceramic Tile
Furnished
Interior Features: CeilngFan(s), Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Master Bedroom - Bay Front, Master Bath(s), Pantry, Soaking Tub, Stall Shower, Wood Floors, Water Treat System
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Vaulted Ceilings

Room Information
Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Sun/Florida Room, Master Bathroom, Full Bath
Laundry Type: Main Floor

Fireplace Information
Has Fireplace
# of Fireplaces: 2
Fireplace - Glass Doors (N), Gas/Propane, Double Sided

Basement Information
Basement: Yes
Daylight, Full, Fully Finished, Garage Access, Outside Entrance, Sump Pump, Walkout Level, Windows, Heated, Interior Access

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 0
Accessibility Features: Other
Horse: No
Ownership Interest: Fee Simple
Property Condition: Very Good
Year Built Source: Assessor
Year Major Reno/Remodel: 2019

Building Information
Construction Materials: Stucco
Other Structures: Above Grade, Below Grade
Outdoor Living Structures: Balcony, Deck(s), Patio(s)
Roof: Asphalt
Structure Type: Detached
Window Features: Bay/Bow, Energy Efficient, Palladian, Screens

Exterior Information
Private Beach

Pool Information
Community Pool Features: Concrete, In Ground
Community Pool

Lot Information
Lot Features: Private, Rip-Rapped, Landscaping
Navigable Water
Has Water View
Water Frontage In Feet: 150
Tidal Water: Yes

Above Grade Information
Finished Sq.Ft.: 4,358
Finished Sq.Ft. Source: Estimated

Below Grade Information
Unfinished Sq.Ft. Source: Assessor

Financial

Tax Information
Agricultural Tax Due: No
County Tax: $7,673
Tax Assessed Value: $750,767
Tax Year: 2018
Tax Annual Amount: $8,514

Assessments Information
Year Assessed: 2019

Lease Information
Lease Considered: No

Utilities

Utilities Information
Central Air
Cooling Type: Ceiling Fan(s), Central A/C, Zoned
Cooling Fuel: Electric
120/240V
Heat Pump(s)
Heating Fuel: Propane - Leased, Electric
Hot Water: Propane
Sewer Septic: On Site Septic
Fiber Optics Available, Phone, Propane
Water Source: Private, Well

Location

Homeowners Association Information
HOA/Condo/Coop Amenities: Beach, Golf Course, Pool - Outdoor, Swimming Pool, Tennis Courts, Water/Lake Privileges
HOA Fee: $60
HOA Fee Frequency: Annually

School Information
School District Name: KENT COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent

Location Information
Outside City Limits
Directions: From Chestertown circle take Route 20 toward Rock Hall, turn right onto Flatland Road (Route 514) and then turn left to stay on Flatland Road. Cross 298 onto Handy Point Road, then turn left onto Great Oak Landing Road and a slight right onto Cliff Road. Property is on the left, sign posted.
Location Type: Bayfront
Mean Low Water Feet: 2

Waterfrontage Information
Water Access Features: Boat - Powered, Canoe/Kayak, Private Access, Waterski/Wakeboard
Water Access
Rip-Rap, Sandy Beach
On Waterfront
Water Oriented
Water Body Type: Bay
Water Body Name: Chesapeake Bay

Public facts

Beds: —
Baths: 2.5
Sq. Ft.: 4,094
Stories: 3.0
Lot Size: 1.36 acres
Style: Single Family Residential
Year Built: 2005
Year Renovated: —
County: Kent County
APN: 06 017843

Home facts updated by county records on Aug 3, 2026

Around this home

Schools

Rock Hall Elementary School

Public PreK-5 • Assigned • 10.0mi

8/10

Kent County Middle School

Public 6-8 • Assigned • 8.5mi

3/10

Kent County High School

Public 9-12 • Assigned • 5.9mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

6/10 Wind Factor

76% chance of strong winds in next 30 years

5/10 Air Factor

6 unhealthy days expected this year, 9 days in 30 years

Provided by First Street

Historical weather

Chestertown, MD • 21620

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 4.6 hours in December, which is comparable to the U.S. average for solar exposure.

9.3 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.41M – $1.71M

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Home values near 10840 Cliff Rd

Data from public records.

Address	Redfin Estimate
10568 Cliff Rd, Chestertown, MD - Beds \| 13.5 Baths \| 5569 Sq. Ft.	$3,373,927
10810 Cliff Rd, Chestertown, MD - Beds \| 2.5 Baths \| 2925 Sq. Ft.	$797,815

Address	Redfin Estimate
10631 Cliff Rd, Chestertown, MD - Beds \| 2 Baths \| 5040 Sq. Ft.	$680,460
10752 Cliff Rd, Chestertown, MD - Beds \| 2.5 Baths \| 3023 Sq. Ft.	$1,052,388

Address	Redfin Estimate
10590 Cliff Rd, Chestertown, MD - Beds \| 2.5 Baths \| 3164 Sq. Ft.	$1,421,124
10780 Cliff Rd, Chestertown, MD 4 Beds \| 2.5 Baths \| 2178 Sq. Ft.	$978,094

Property information provided by BRIGHT MLS when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 21620, MD

Sale history for 10840 Cliff Rd

Tax history for 10840 Cliff Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21620

Home values near 10840 Cliff Rd

More real estate resources