OPEN SEP 5, 10AM TO 12PM

COMING SOON ON SEP 2

$315,000

Est. $1,919/mo —

•

1,288

sq ft

109 Parma Rd, Chestertown, MD 21620

About this home

Welcome to 109 Parma Road in family-friendly Chester Harbor. This well-maintained home is located on a quiet street and has three generously sized bedrooms with hardwood flooring and 2 full bathrooms. An upgraded kitchen featuries granite countertops, SS appliances, and solid wood cabinets with quiet-close drawers. Spacious living room off the kitchen and dining room combo. Spacious and private backyard is perfect for dogs and children. Mature oak trees provide lots of cool shade. Recent upgrades include: bathroom vanities, ceilings fans, light fixtures, microwave, interior paint, driveway crushed run. Chester Harbor is a quiet community with water access to the Chester River for just $15 per year and NO HOA. 5 minutes to downtown Historic Chestertown. Founded in 1706, Chestertown sits on the banks of the Chester and is home to Washington College. Enjoy the historic homes, local shopping, restaurants, art galleries, and waterfront parks. Chestertown is home to many festivals, an award-winning weekly Farmer's Market. Enjoy country living on the Eastern Shore. Less than one hour to Annapolis. Much more info and professional photos coming soon. Stay tuned!

Single-familyProperty Type

1986Year Built

0.34 acresLot Size

$245Price/Sq.Ft.

4 spacesParking

Listed by Joseph Ciganek • Coldwell Banker Chesapeake Real Estate Company

•410-778-0330 (broker)

Listing updated: Aug 18, 2026 at 01:03pm

Redfin checked: 2 minutes ago

•Source:BRIGHT MLS #MDQA2018184

Payment calculator

$1,919 per month

Principal and interest$1,655

Property taxes

$166

HOA dues

Home insurance

$97

Utilities

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Open houses

Saturday, Sep 5

10:00am - 12:00pm

Nearby open houses (7)

OPEN TODAY, 10AM TO 12PMVIDEO TOUR
$1,245,500
5 beds4.5 baths3,243 sq ft
105 High St, Chestertown, MD 21620
(410) 778-0330
OPEN TODAY, 11AM TO 1PM
$299,900
4 beds1 bath1,128 sq ft
210 Groff Rd, Millington, MD 21651
(410) 398-9200
OPEN TODAY, 11AM TO 1PM
$898,000
3 beds3.5 baths2,172 sq ft
226 S Water St, Chestertown, MD 21620
(410) 275-2118
OPEN TODAY, 11:30AM TO 2:30PM
$399,000
3 beds2.5 baths1,807 sq ft
116 Reeand Ln, Church Hill, MD 21623
(410) 778-0330
OPEN TODAY, 12PM TO 2PM
$559,500
3 beds2 baths2,316 sq ft
12613 Walnut Valley Ct, Worton, MD 21678
(410) 778-0330
OPEN SUN, 11AM TO 1PM
$349,000
2 beds1.5 baths1,089 sq ft
10725 Worton Rd, Worton, MD 21678
(410) 810-3900
OPEN SEP 6, 12PM TO 2PM
$399,000
4 beds2 baths2,156 sq ft
11944 Augustine Herman Hwy, Kennedyville, MD 21645
(410) 778-0330

Around this home

Schools

K - 12
Preschool & daycare

Church Hill Elementary School

Public PreK-4 • Assigned • 5.1mi

5/10

Sudlersville Middle School

Public 5-8 • Assigned • 9.6mi

5/10

Queen Anne's County High School

Public 9-12 • Assigned • 12.1mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

109 Parma Rd · $315,000

DAYS ON MARKET

The average home goes pending in 47 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

LIST PRICE

Median sale price in this area is $536,076. (70% higher than this home)

PRICE DROP

21% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Open floor plan
Gourmet kitchen
Upgraded countertops
Breakfast area
Combination kitchen/dining
Family room off kitchen
Ceiling fan(s)
Tub/shower
Wood floors
Carpet

Bedrooms
Three bedrooms on the main level
At least one entry-level bedroom

Bathrooms
Two full bathrooms on the main level
Two full bathrooms total

Kitchen
Built-in microwave
Dishwasher
Stainless steel appliances
Electric oven/range
Refrigerator

Laundry & utility
Washer and dryer included
Main floor laundry
Electric water heater

Flooring
Hardwood floors
Carpet
Vinyl

Heating & cooling
Electric baseboard heating
Ceiling fans
Window air conditioning units
200+ amp electrical service

Sale and tax history for 109 Parma Rd

Sale History
Tax History

Date

Event

Price

BRIGHT MLS #MDQA2018184

Aug 5, 2026

Coming Soon

$315,000

$245/sq ft

BRIGHT MLS #MDQA2001894

Feb 23, 2022

Sold

$210,000

$163/sq ft

Feb 23, 2022

Pending

—

Jan 19, 2022

Contingent

—

Dec 28, 2021

Listed

$210,000

$163/sq ft

+22

Chester Harbor rancher is move-in ready with many updates. This three-bedroom, two full bath home has an updated kitchen with soft-close kitchen cabinets, backsplash, granite countertops, and stainless appliances. New hardwood flooring in the bedrooms and updated laundry room. Large backyard with mature trees. Voluntary HOA offers a park, picnic area, and water access to the Chesapeake Bay. All located just outside of historic Chestertown, where you will find waterfront and downtown dining at its finest, local art galleries, bakery, stores, parks, schools, and hospital. Round Top Park is a county park minutes away with picnic areas, grills, a pavilion, basketball and tennis courts, a playground, and various athletic fields.

Public Records

Mar 4, 1994

Sold

$88,500

$69/sq ft

Public Records

Apr 27, 1988

Sold

$69,000

$54/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,057 (+9.1%)

2024

$1,886 (+10.0%)

$76,000 + $136,000

$212,000

2023

$1,715 (+11.1%)

2022

$1,544 (+1.9%)

2021

$1,516 (+3.8%)

$56,000 + $101,500

$157,500

2020

$1,461 (+3.9%)

2019

$1,406

2018

$1,406

$56,000 + $84,300

$140,300

2017

$1,406 (−1.9%)

$56,000 + $84,300

$140,300

2016

$1,433

$47,200 + $96,000

$143,200

2015

$1,433 (−8.6%)

$47,200 + $96,000

$143,200

2014

$1,569 (+4.2%)

$82,100 + $76,300

$158,400

2013

$1,505 (+6.4%)

2012

$1,415 (+6.7%)

2011

$1,326 (+5.3%)

2010

$1,259 (+8.3%)

2009

$1,163

Public record

Public record
Zoning

Beds

—

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.34 Acres

Year renovated

—

Finished Sq. Ft.

1,288

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,288

Year built

1986

Style

Single Family Residential

County

Queen Anne's County

APN

02 008076

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 18, 2026.

NC-20

Neighborhood Conservation-20 District

There are several varieties of NC Districts. The NC Districts are intended to preserve the character, density, and scale of existing residential neighborhoods. The NC Districts allow existing neighborhoods to conform to this Chapter 18:1, and they allow for in-fill development to be compatible with the surrounding area. NC Districts are designated for existing residential developments as follows: NC-20: 20,000 sq ft average lot size.; All NC District regulations apply to NC Districts with a T designation on the Zoning Maps; except that single-wide manufactured homes are a permitted use within NC-T Districts.

Permitted uses

Include but are not limited to:

Equestrian facility
Housing-Single unit
Housing-Multiple units
Public service
Recreation
Housing-Mobile home park

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

8/10 Heat Factor

7 days above 105° expected this year, 15 days in 30 years

6/10 Wind Factor

65% chance of strong winds in next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

Chestertown, MD • 21620

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

98/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.9 hrs

5.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 109 Parma Rd

$315,017

$17 over list price of $315K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $220K to $435K.

SOLD AUG 14, 2026
$318,000 Last sold price
3 beds2 baths1,397 sq ft
109 Cedar St, Chestertown, MD 21620
$17/sq ft
smaller lot
24 years older
SOLD APR 14, 2026
$220,000 Last sold price
4 beds1 bath1,248 sq ft
513 Round Top Rd, Chestertown, MD 21620
$69/sq ft
larger lot
26 years older
SOLD MAY 1, 2026
$370,000 Last sold price
3 beds1.5 baths1,404 sq ft
217 Philosophers Ter, Chestertown, MD 21620
$19/sq ft
smaller lot
36 years older
SOLD JUL 16, 2026
$435,000 Last sold price
3 beds2.5 baths1,784 sq ft
215 Fairview Dr, Chestertown, MD 21620
$1/sq ft
larger lot
18 years newer
SOLD MAY 19, 2026
$376,000 Last sold price
3 beds2 baths1,432 sq ft
136 Hilltop Dr, Chestertown, MD 21620
$18/sq ft
larger lot
9 years newer
SOLD JUN 5, 2026
$349,500 Last sold price
3 beds2 baths1,304 sq ft
126 Char Nor Manor Blvd, Chestertown, MD 21620
$23/sq ft
15 years older

Rental earnings

Est. $2,437 per month, based on comparable rentals

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Details provided by BRIGHT MLS and may not match the public record. Learn more.

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About this home

Payment calculator

See this home in person

Nearby open houses (7)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 109 Parma Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 109 Parma Rd

Early Access listings

Nearby similar homes

New listings for sale in 21620

More real estate resources