Welcome to 492 Pear Tree Point Road: an exceptional Chester River waterfront home with unique upriver views. Spacious rooms, gorgeous cherry hardwoods, a back deck to die for, private setting, and with space to add; this home has it all! Good water depth for a dock and center console. Nearly an acre of elevated land - out of the flood zone - that backs to picturesque horse pasture. The main floor features a huge open-concept kitchen and living/dining room space which naturally flows onto the unmatched second-story wrap-around deck; perfect for crab feasts, bbq, and watching summer sunsets. Perched on the second floor is the primary suite with private Romeo and Juliet style balcony high above. Ensuite bath is unfinished but is plumbed and ready for tile and final fixtures. Walk down the sunroom to the oversized two-car garage with workshop behind and the massive unfinished loft above. With electric and insulation already in place, this space is a blank canvas ready to be turned into a fantastic rec room or 4th bedroom. Finishing the loft and primary bath would make the home over 3,000 square feet of finished space and 3/4 bedrooms and 3 fun baths. Add the final touches to make this space your own. Walkout basement has tons of storage for outdoor equipment and has a bedroom and full bath. Open House Saturday October 18, 10:00 - 2:00. Come join us.
Single-familyProperty Type
2001Year Built
0.91 acresLot Size
$243Est. Price/Sq.Ft.
2 car garageParking
Listed by Joseph Ciganek• Coldwell Banker Chesapeake Real Estate Company
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
—
Baths
2
Stories
1.5
Lot width
—
Lot depth
—
Lot size
0.91 Acres
Year renovated
—
Sq. Ft.
2,262
Year built
2001
Style
Single Family Residential
County
Queen Anne's County
APN
07 003919
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 18, 2026.
NC-20
Neighborhood Conservation-20 District
There are several varieties of NC Districts. The NC Districts are intended to preserve the character, density, and scale of existing residential neighborhoods. The NC Districts allow existing neighborhoods to conform to this Chapter 18:1, and they allow for in-fill development to be compatible with the surrounding area. NC Districts are designated for existing residential developments as follows: NC-20: 20,000 sq ft average lot size.; All NC District regulations apply to NC Districts with a T designation on the Zoning Maps; except that single-wide manufactured homes are a permitted use within NC-T Districts.
Permitted uses
Include but are not limited to:
Equestrian facility
Housing-Single unit
Housing-Multiple units
Public service
Recreation
Housing-Mobile home park
Mar 16, 2026 • Final
Single lot sediment control
Grading
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
# of Attached Garage Spaces: 2
Garage Features: Garage - Front Entry, Additional Storage Area, Oversized
Lot Features: Front Yard, Landscaping, Level, Not In Development, Partly Wooded, Private, Rear Yard, Rural, Secluded, SideYard(s), Trees/Wooded
Navigable Water
Has Water View
Water Frontage In Feet: 150
Tidal Water: Yes
Land Information
Land Assessed Value: $389,100
Above Grade Information
Unfinished Sq.Ft.: 900
Unfinished Sq.Ft. Source: Estimated
Finished Sq.Ft.: 2,600
Finished Sq.Ft. Source: Estimated
Below Grade Information
Unfinished Sq.Ft.: 150
Unfinished Sq.Ft. Source: Estimated
Finished Sq.Ft.: 1,120
Finished Sq.Ft. Source: Estimated
Financial
Tax Information
County Tax: $6,142
Tax Assessed Value: $699,600
Tax Year: 2024
Tax Annual Amount: $6,142
Assessments Information
Year Assessed: 2025
Lease Information
Lease Considered: No
Utilities
Utilities Information
Central Air
Cooling Type: Heat Pump(s), Central A/C
Cooling Fuel: Electric
Heat Pump(s)
Heating Fuel: Electric
Hot Water: Propane
Sewer Septic: On Site Septic, Private Septic Tank
Water Source: Well
Location
School Information
School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
School District Source: Listing Agent
Location Information
Outside City Limits
Directions: 213 to Roundtop Road. Left to Pear Tree Point Road. Go to the cul-de-sac and keep going down the private road. Property first right marked at sign.
Location Type: River
Mean Low Water Feet: 3
Waterfrontage Information
Water Access
On Waterfront
Water Oriented
Water Body Type: River
Water Body Name: Chester
Public facts
Beds: —
Baths: 2.0
Sq. Ft.: 2,262
Stories: 1.5
Lot Size: 0.91 acres
Style: Single Family Residential
Year Built: 2001
Year Renovated: —
County: Queen Anne's County
APN: 07 003919
Home facts updated by county records on Jul 18, 2026
Around this home
Schools
Places
Transit
Church Hill Elementary School
Public PreK-4 • Assigned • 5.8mi
5/10
Sudlersville Middle School
Public 5-8 • Assigned • 9.7mi
5/10
Queen Anne's County High School
Public 9-12 • Assigned • 13.0mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
8/10 Heat Factor
7 days above 105° expected this year, 15 days in 30 years
6/10 Wind Factor
67% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
Chestertown, MD • 21620
Average low and high temperatures (°F)
37
23
41
28
60
39
67
47
72
56
83
65
87
71
82
65
77
61
68
49
58
40
43
29
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 4.7 hours in December, which is comparable to the
U.S. average for solar exposure.
9.2 hrs
4.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$861,000 – $1.04M
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