OFF MARKET

Off Market May 2020 for $277K

$435,850

Est. refi paymentEst. refi $1,668/mo

•

2,273

sq ft

5544 Waterloo Rd, Columbia, MD 21045

About this home

A single family detached home on almost 1/2 acre in Howard County for under $300,000? YES! The most convenient location in Columbia. This cute 4 bedroom 2.5 bath home is magnificently sited on top of a knoll with great views of the surrounding countryside. TOP Rated blue ribbon public schools and nearby shopping like Wegmans and Starbucks. Great location for commuters with simple and easy access to major commuter routes like 100, 95,175 and 32. Plenty of parking for all your vehicles and toys. No HOA or Columbia Association fees or rules to deal with! Relax on the covered porch and watch the deer graze at sunset or make it the perfect spot for a summer cookout with family and friends. Economical and comfortable gas heat, hot water and cooking. Tons of storage space in the lower level with an additional bonus room. Main level bedrooms and bath mean no stairs to climb. Large eat in kitchen with plenty of table space for holiday gatherings or use the formal dining room. New roof too! Back room/storage area (about 14x22) is zoned as livable space but used as storage area. Possible limited commercial uses as well NO Lowball Flippers or FHA financing

Single-familyProperty Type

1938Year Built

0.46 acresLot Size

$192Est. Price/Sq.Ft.

Listed by Jeff Berman • RE/MAX Realty Group

•410-730-6100 (broker)

Bought with Ikram Chatha • NBI Realty, LLC

•703-256-6247 (broker)

•aarostegui@nbirealtyllc.net (broker)

Redfin checked: a minute ago

•Source:BRIGHT MLS #MDHW262722

Redfin Estimate

$435,850

$159K since sold in May 2020$1,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 29.6% lower than the average sale price ($619K) of 5 comparable homes.

SOLD JUN 22, 2026
$699,000
A
4 beds2.5 baths2,509 sq ft
5113 Avoca Ave, Ellicott City, MD 21043
SOLD NOV 7, 2025
$558,000
B
4 beds2.5 baths1,864 sq ft
8409 Elko Dr, Ellicott City, MD 21043
SOLD JUL 31, 2026
$605,000
C
3 beds2.5 baths2,314 sq ft
4805 S Haven Dr, Ellicott City, MD 21043
SOLD MAY 29, 2026
$545,000
D
3 beds2.5 baths2,301 sq ft
7809 Millers Cor, Elkridge, MD 21075
SOLD MAY 29, 2026
$690,017
E
3 beds3 baths1,920 sq ft
6406 Sunderland Dr, Ellicott City, MD 21043

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Earn from this home

Sell

$214,747

Est. take-home

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Refinance

Est. cash available

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Rent

$2,516/mo

Redfin rental estimate

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Market trends in Long Reach, MD

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

100.5%

0.7% MoM

Median sale price

$456K

$28K MoM

Avg. days on market

30d

2 days MoM

Recently sold homes

10 MoM

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8833 Shining Oceans Way #41, Columbia, MD 21045
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COMING SOON
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See all

Provided by Redfin

Sale history for 5544 Waterloo Rd

Date

Event

Price

BRIGHT MLS #MDHW262722

May 8, 2020

Sold

$277,000

$122/sq ft

Mar 6, 2020

Contingent

—

Feb 12, 2020

Price Changed

$299,999

$132/sq ft

Jan 26, 2020

Price Changed

$329,999

$145/sq ft

Dec 29, 2019

Price Changed

$348,999

$154/sq ft

Oct 27, 2019

Price Changed

$349,000

$154/sq ft

Oct 17, 2019

Price Changed

$324,999

$143/sq ft

Aug 25, 2019

Price Changed

$299,999

$132/sq ft

Aug 12, 2019

Price Changed

$312,900

$138/sq ft

Jun 13, 2019

Price Changed

$314,900

$139/sq ft

May 2, 2019

Listed

$324,900

$143/sq ft

BRIGHT MLS #1000429264

Aug 12, 2018

Listing Removed

—

Jul 15, 2018

Pending

—

May 23, 2018

Relisted

—

May 21, 2018

Listing Removed

—

May 17, 2018

Price Changed

$274,999

$121/sq ft

Apr 22, 2018

Listed

$265,000

$117/sq ft

MRIS #HW10217019

Jul 15, 2018

Pending

—

Jul 13, 2018

Delisted

—

May 23, 2018

Relisted

—

May 21, 2018

Delisted

—

May 17, 2018

Price Changed

Apr 22, 2018

Listed

MRIS #HW10091324

Dec 26, 2017

Delisted

—

Dec 7, 2017

Price Changed

Oct 27, 2017

Listed

BRIGHT MLS #1003765765

Dec 26, 2017

Listing Removed

—

Oct 27, 2017

Listed

$299,000

$132/sq ft

MRIS #HW8648330

Sep 1, 2016

Delisted

—

Jun 30, 2016

Price Changed

Mar 6, 2016

Relisted

—

Feb 19, 2016

Delisted

—

Oct 12, 2015

Price Changed

Jul 29, 2015

Price Changed

May 27, 2015

Listed

BRIGHT MLS #1007162738

Sep 1, 2016

Listing Removed

—

May 27, 2015

Listed

$274,999

$121/sq ft

MRIS #HW8260065

Apr 1, 2015

Delisted

—

Feb 5, 2015

Relisted

—

Jan 11, 2015

Delisted

—

Jan 25, 2014

Listed

BRIGHT MLS #1007052932

Apr 1, 2015

Listing Removed

—

Jan 25, 2014

Listed

$299,000

$132/sq ft

MRIS #HW7744121

Oct 2, 2013

Delisted

—

Aug 29, 2013

Price Changed

Dec 14, 2012

Price Changed

Jul 19, 2012

Price Changed

Dec 21, 2011

Listed

BRIGHT MLS #1009505278

Oct 1, 2013

Listing Removed

—

Dec 21, 2011

Listed

$329,999

$145/sq ft

MRIS #HW7867004

Jul 11, 2013

Delisted

—

Jul 19, 2012

Price Changed

Jun 18, 2012

Listed

BRIGHT MLS #1006933628

Jul 11, 2013

Listing Removed

—

Jun 18, 2012

Listed

$574,000

$253/sq ft

MRIS #HW7602148

Oct 26, 2011

Delisted

—

Oct 4, 2011

Relisted

—

Oct 2, 2011

Delisted

—

Jun 23, 2011

Price Changed

May 14, 2011

Listed

BRIGHT MLS #1006829032

Oct 27, 2011

Listing Removed

—

May 14, 2011

Listed

$329,430

$145/sq ft

Public Records

Jan 27, 1998

Sold

$125,000

$55/sq ft

MRIS #HW2303382

Dec 4, 1997

Delisted

—

Oct 2, 1997

Listed

$59/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$5,550 (+9.2%)

2024

$5,080 (+14.2%)

$239,500 + $103,900

$343,400

2023

$4,450 (+12.9%)

2022

$3,940 (+2.0%)

2021

$3,864 (+2.7%)

$164,500 + $80,800

$245,300

2020

$3,764 (+2.4%)

2019

$3,675 (+6.8%)

2018

$3,442 (+0.6%)

2017

$3,423 (+5.7%)

2015

$3,239 (+0.1%)

2014

$3,235 (−1.3%)

$144,900 + $69,700

$214,600

2013

$3,278 (+2.7%)

2012

$3,192 (−5.5%)

2011

$3,378 (+3.9%)

2010

$3,250 (+51.7%)

2009

$2,142

Tax history for 5544 Waterloo Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,550 (+9.2%)

2024

$5,080 (+14.2%)

$239,500 + $103,900

$343,400

2023

$4,450 (+12.9%)

2022

$3,940 (+2.0%)

2021

$3,864 (+2.7%)

$164,500 + $80,800

$245,300

2020

$3,764 (+2.4%)

2019

$3,675 (+6.8%)

2018

$3,442 (+0.6%)

2017

$3,423 (+5.7%)

2015

$3,239 (+0.1%)

2014

$3,235 (−1.3%)

$144,900 + $69,700

$214,600

2013

$3,278 (+2.7%)

2012

$3,192 (−5.5%)

2011

$3,378 (+3.9%)

2010

$3,250 (+51.7%)

2009

$2,142

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

—

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.46 Acres

Year renovated

—

Sq. Ft.

1,232

Year built

1938

Style

Single Family Residential

County

Howard County

APN

06 398782

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 17, 2026.

R-20

Residential Single District

The R-20 District is established to permit single-family detached dwelling units at approximately 2 units per acre. The District reflects the established single-family neighborhood characteristics of many of the stable residential areas of the county.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Infrastructure
Public service
Educational/school
Fire house
Recreation
Communications tower

Property details

Parking

Parking Information
Circular Driveway, Free, Surface, Gravel Driveway
Driveway, Off Street, Other, Parking Lot

Interior

Bedroom Information
# of Bedrooms On 1st Upper Level: 1
# of Bedrooms On Main Level: 2
# of Bedrooms On 1st Lower Level: 1

Bathroom Information
# of Bathrooms (Half) On 1st Upper Level: 1
# of Bathrooms (Full) On Main Level: 1
# of Bathrooms (Full) On 1st Lower Level: 1
# of Bathrooms (Half) On All Upper Levels: 1
# of Bathrooms (Full) On All Lower Levels: 1
# of Bathrooms (Half): 1
# of Bathrooms (Full): 2

Interior Information
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Gas, Range Hood, Refrigerator, Washer
Door Features: Storm, Sliding Glass
Flooring Type: Carpet, Hardwood, Laminated
Interior Features: Attic, Breakfast Area, CeilngFan(s), Dining Area, Entry Level Bedroom, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Stall Shower, Window Treatments, Wood Floors
Living Area Sq.Ft. Source: Estimated
Wall & Ceiling Types: Dry Wall, Plaster Walls

Room Information
Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Bedroom 1, Mud Room, Storage Room, Workshop, Bathroom 1, Bathroom 2, Half Bath
Laundry Type: Dryer In Unit, Has Laundry, Hookup, Main Floor, Washer In Unit

Fireplace Information
Has Fireplace
Gas/Propane, Flue for Stove

Basement Information
Basement: Yes
Other, Daylight, Full, Full, Heated, Improved, Interior Access, Outside Entrance, Partially Finished, Side Entrance, Space For Rooms, Walkout Level, Windows, Workshop

Exterior

Property Information
Not Federal Flood Zone
Total Below Grade Sq. Ft.: 1041
Front Foot Fee Payment Frequency: Annually
Horse: Yes
Horse Amenities: Horses Allowed
Improvement Assessed Value: $82,000
Ownership Interest: Fee Simple
Property Condition: Below Average, Good, Major Rehab Needed
Year Built Source: Assessor

Building Information
Construction Materials: Vinyl Siding
Other Structures: Above Grade, Below Grade
Roof: Shingle
Structure Type: Detached
Window Features: Storm, Screens

Exterior Information
Boat Storage, Exterior Lighting, Flood Lights, Play Area, Secure Storage, Street Lights, Other

Lot Information
Lot Features: Additional Lot(s), Cleared, Front Yard, Level, Not In Development, Rear Yard, SideYard(s)
Tidal Water: No

Land Information
Additional Parcels Description: 2 additional lots are for sale as well
Land Assessed Value: $144,900

Above Grade Information
Finished Sq.Ft.: 1,232
Finished Sq.Ft. Source: Assessor

Below Grade Information
Unfinished Sq.Ft. Source: Assessor
Finished Sq.Ft.: 1,041
Finished Sq.Ft. Source: Estimated

Financial

Tax Information
City/Town Tax: $2,752
Tax Assessed Value: $226,900
Tax Year: 2018
Tax Annual Amount: $3,442

Assessments Information
Year Assessed: 2019

Utilities

Utilities Information
Central Air
Cooling Type: Central A/C
Cooling Fuel: Electric
120/240V, 200+ Amp Service
Forced Air
Heating Fuel: Natural Gas, Electric
Hot Water: Natural Gas
Sewer Septic: Public Sewer
Cable TV Available, Fiber Optics Available, Natural Gas Available, Phone Available
Water Source: Public

Location

School Information
School District Name: HOWARD COUNTY PUBLIC SCHOOL SYSTEM
School District Source: Listing Agent

Location Information
In City Limits
Directions: Jessup Rd (MD-175) Turn onto Waterloo Rd (MD-108) toward Ellicott City 2.6 miArrive at Waterloo Rd (MD-108). Your destination is on the left
Location Type: Suburban
Road Responsibility: City/County

Public facts

Beds: —
Baths: 1.0
Sq. Ft.: 1,232
Stories: 1.5
Lot Size: 0.46 acres
Style: Single Family Residential
Year Built: 1938
Year Renovated: —
County: Howard County
APN: 06 398782

Home facts updated by county records on Jul 17, 2026

Around this home

Schools
Places
Transit

Waterloo Elementary School

Public PreK-5 • Assigned • 0.9mi

9/10

Mayfield Woods Middle School

Public 6-8 • Assigned • 1.8mi

6/10

Long Reach High School

Public 9-12 • Assigned • 0.9mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Local insights from Redfin agents

The Columbia real estate market remains active, with homes selling in an average of 15 days and typically closing slightly above the asking price. While buyer demand remains strong, the median sales price has declined 19.1% from this time last year...
1 month ago • Columbia
Reginald Harrison
Redfin Premier agent
341 deals
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Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

6/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

4/10 Wind Factor

17% chance of strong winds in next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

Columbia, MD • 21045

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.2 hours in June and 4.4 hours in December, placing it below the U.S. average for solar exposure.

9.2 hrs

4.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$415,000 – $502,000

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Home values near 5544 Waterloo Rd

Data from public records.

Address	Redfin Estimate
5521 Waterloo Rd, Ellicott City, MD 4 Beds \| 3 Baths \| 2036 Sq. Ft.	$473,593
5571 Waterloo Rd, Ellicott City, MD 5 Beds \| 3 Baths \| 2200 Sq. Ft.	$583,264

Address	Redfin Estimate
5513 Waterloo Rd, Ellicott City, MD - Beds \| 1 Baths \| 840 Sq. Ft.	$751,778
5537 Waterloo Rd, Ellicott City, MD 4 Beds \| 3 Baths \| 2406 Sq. Ft.	$590,362

Address	Redfin Estimate
5605 Waterloo Rd, Ellicott City, MD - Beds \| 2.5 Baths \| 2028 Sq. Ft.	$744,479
5595 Waterloo Rd, Ellicott City, MD 4 Beds \| 3.5 Baths \| 2316 Sq. Ft.	$624,529

Property information provided by BRIGHT MLS when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in Long Reach, MD

Sale history for 5544 Waterloo Rd

Tax history for 5544 Waterloo Rd

Public record

Property details

Around this home

Lifestyle

Local insights from Redfin agents

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 21045

Home values near 5544 Waterloo Rd

More real estate resources